Zip code 08226: Ocean City, New Jersey

Q: What city is zip code 08226?

08226 is assigned to Ocean City, New Jersey. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 08226 in?

08226 is in Cape May County, New Jersey.

Q: What is the population of 08226?

About 11,261 people live in 08226, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 08226?

The median household income in 08226 is $101,782.

Q: What zip codes are near 08226?

The closest zip codes to 08226 are 08223, 08244, 08403, 08248, 08221.

Residential delivery areaCape May CountyEastern Time

Population

11,261

Median household income

$102K

U.S. $81K

Median home value

$841K

U.S. $333K

Median rent

$1,683/mo

U.S. $1,413

Median age

56.1

U.S. 38.9

Land area

6.8 sq mi

1,668 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 08226

08226 is a suburban zip code in Ocean City, New Jersey (Cape May County), covering 6.8 sq mi of land. About 11,261 people live here, or 1,668 per square mile. The median resident is 56.1 years old, compared with 38.9 nationally.

The median household earns $101,782 a year, 26% above the national median of $80,734. 9.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $840,500, or 8.3 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 73% of occupied homes are lived in by their owners, and renters pay a median of $1,683 a month.

57% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 27.3 minutes each way, and 19% of workers work from home. The most common jobs among working residents are in management; sales; and office and administrative support.

How 08226 compares

Sorted from highest to lowest national percentile

Housing vacancy73.2%
99th
U.S. 10.1% · NJ 7.5%8th of 576 in NJ
Median age56.1
98th
U.S. 38.9 · NJ 40.134th of 579 in NJ
Residents 65 and older33.8%
98th
U.S. 17.2% · NJ 17.2%29th of 580 in NJ
Per capita income$71,999
92nd
StrengthU.S. $44,673 · NJ $54,253138th of 579 in NJ
Median home value$840,500
92nd
U.S. $332,700 · NJ $454,40061st of 563 in NJ
Bachelor's degree or higher56.7%
86th
StrengthU.S. 35.7% · NJ 43.6%178th of 580 in NJ
Rent-burdened renters61%
85th
WeaknessU.S. 51.1% · NJ 51.6%114th of 553 in NJ
Self-employed workers13.4%
85th
U.S. 10% · NJ 8.9%90th of 578 in NJ
Income inequality (Gini)0.487
84th
WeaknessU.S. 0.483 · NJ 0.47880th of 574 in NJ
Government workers18.6%
79th
U.S. 14.5% · NJ 14.3%124th of 578 in NJ
Median earnings per worker$61,816
78th
U.S. $49,666 · NJ $60,474326th of 575 in NJ
Work from home19.3%
76th
U.S. 15.1% · NJ 16.8%215th of 577 in NJ
Median household income$101,782
73rd
U.S. $80,734 · NJ $103,556353rd of 566 in NJ
Median gross rent$1,683
67th
U.S. $1,413 · NJ $1,720319th of 517 in NJ
Broadband access94.1%
67th
U.S. 91% · NJ 92.8%314th of 576 in NJ
Homeownership rate72.7%
61st
U.S. 65.2% · NJ 63.8%337th of 576 in NJ
Average commute27.3 min
58th
U.S. 26.4 min · NJ 30.5 min406th of 563 in NJ
Veterans6.4%
58th
U.S. 6.2% · NJ 3.7%91st of 580 in NJ
Population density1,668/sq mi
53rd
U.S. 95/sq mi · NJ 1,270/sq mi322nd of 580 in NJ
Poverty rate9.8%
43rd
U.S. 12.5% · NJ 9.7%137th of 579 in NJ
Uninsured rate5.9%
42nd
U.S. 8.4% · NJ 7.5%166th of 579 in NJ
Foreign-born residents7.5%
41st
U.S. 14.1% · NJ 23.9%436th of 580 in NJ
Healthcare workers8.9%
41st
U.S. 9.7% · NJ 9.2%268th of 578 in NJ
Tech workers1.7%
27th
U.S. 3.8% · NJ 4.8%457th of 578 in NJ
Diversity index27.8
21st
U.S. 61.4 · NJ 66.4478th of 580 in NJ
Unemployment rate3.2%
19th
StrengthU.S. 5.2% · NJ 6.3%488th of 578 in NJ
Population11,261
17th
U.S. 334,922,499 · NJ 9,343,809280th of 580 in NJ
Residents under 1815.5%
9th
U.S. 22% · NJ 21.8%498th of 580 in NJ

Measure	08226	Cape May	NJ	U.S.	National percentile	Rank in NJ
Housing vacancy	73.2%	54.9%	7.5%	10.1%	99th	8th of 576
Median age	56.1	51.8	40.1	38.9	98th	34th of 579
Residents 65 and older	33.8%	29.5%	17.2%	17.2%	98th	29th of 580
Per capita incomeStrength	$71,999	$55,694	$54,253	$44,673	92nd	138th of 579
Median home value	$840,500	$434,600	$454,400	$332,700	92nd	61st of 563
Bachelor's degree or higherStrength	56.7%	39%	43.6%	35.7%	86th	178th of 580
Rent-burdened rentersWeakness	61%	55%	51.6%	51.1%	85th	114th of 553
Self-employed workers	13.4%	11.3%	8.9%	10%	85th	90th of 578
Income inequality (Gini)Weakness	0.487	0.460	0.478	0.483	84th	80th of 574
Government workers	18.6%	22.2%	14.3%	14.5%	79th	124th of 578
Median earnings per worker	$61,816	$55,486	$60,474	$49,666	78th	326th of 575
Work from home	19.3%	12.1%	16.8%	15.1%	76th	215th of 577
Median household income	$101,782	$91,128	$103,556	$80,734	73rd	353rd of 566
Median gross rent	$1,683	$1,360	$1,720	$1,413	67th	319th of 517
Broadband access	94.1%	93.1%	92.8%	91%	67th	314th of 576
Homeownership rate	72.7%	80.3%	63.8%	65.2%	61st	337th of 576
Average commute	27.3 min	22 min	30.5 min	26.4 min	58th	406th of 563
Veterans	6.4%	6.9%	3.7%	6.2%	58th	91st of 580
Population density	1,668/sq mi	378/sq mi	1,270/sq mi	95/sq mi	53rd	322nd of 580
Poverty rate	9.8%	8.7%	9.7%	12.5%	43rd	137th of 579
Uninsured rate	5.9%	5%	7.5%	8.4%	42nd	166th of 579
Foreign-born residents	7.5%	4.6%	23.9%	14.1%	41st	436th of 580
Healthcare workers	8.9%	8%	9.2%	9.7%	41st	268th of 578
Tech workers	1.7%	1.6%	4.8%	3.8%	27th	457th of 578
Diversity index	27.8	28.6	66.4	61.4	21st	478th of 580
Unemployment rateStrength	3.2%	5.3%	6.3%	5.2%	19th	488th of 578
Population	11,261	94,941	9,343,809	334,922,499	17th	280th of 580
Residents under 18	15.5%	17.1%	21.8%	22%	9th	498th of 580

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

13%

5–17

18–24

25–34

35–44

11%

45–54

17%

55–64

18%

65–74

15%

75+

Median age

56.1

Under 18

15.5%

65 and over

33.8%

Race and ethnicity

White84%
Black3%
Hispanic9%
Asian0.2%
Native American0.1%
Pacific Islander0%
Other1%
Multiracial2%

Diversity index

27.8

U.S. 61.4

Foreign-born

7.5%

U.S. 14.1%

Born in state

38.7%

Language spoken at home (households)

English only

88%

Spanish

Other Indo-European

Asian / Pacific

0.4%

Other

0.1%

Households

Households: 5,689
Average household size: 2
Family households: 64.4%
Married couples: 50.3%
Living alone: 32.3%
Veterans (of adults): 6.4%
Male / female: 46% / 54%

Income and poverty

Household income distribution

<$25k

11%

$25–50k

16%

$50–75k

12%

$75–100k

11%

$100–150k

16%

$150–200k

10%

$200k+

25%

Median household income

08226

$101,782

Cape May Co.

$91,128

New Jersey

$103,556

United States

$80,734

Per capita income

$71,999

U.S. $44,673

Poverty rate

9.8%

U.S. 12.5%

Households earning $150K+

34.8%

U.S. 23%

Income inequality (Gini)

0.487

U.S. 0.483

Housing

Median home value

08226

$840,500

Cape May Co.

$434,600

New Jersey

$454,400

United States

$332,700

Median gross rent

08226

$1,683

Cape May Co.

$1,360

New Jersey

$1,720

United States

$1,413

Types of housing

Single-family

67%

2–4 units

21%

5–19 units

20+ units

Mobile home

0.1%

Boat, RV, van

Housing units: 21,191
Owner-occupied: 72.7%
Vacant: 73.2%
Median year built: 1984
Median rooms: 5.2
Renters paying 30%+ of income: 61%
Renters paying 50%+ of income: 44.5%
Home value to income: 8.3× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

58%

Carpooled

Transit

0.4%

Walked

Bicycle

Worked from home

19%

Other

Commute time (one way)

<10 min

25%

10–19

23%

20–29

12%

30–44

15%

45–59

60+

15%

Average commute

27.3 min

U.S. 26.4 min

Unemployment

3.2%

U.S. 5.2%

In labor force

54.4%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

14%

Sales

13%

Office and admin

11%

Healthcare

Education

Construction and repair

Business and finance

Food service

Legal and social services

Engineering and science

Transportation and moving

Cleaning and personal care

Production

Police and fire

Computer and math

Arts, media and sports

Farming, fishing and forestry

0.1%

Industries

Health care and social assistance

14%

Education

13%

Construction

11%

Professional and technical services

Manufacturing

Retail

Finance, insurance and real estate

Restaurants and hotels

Public administration

Transportation, warehousing and utilities

Arts and recreation

Other services

Admin, support and management

Wholesale

Information

Agriculture and mining

0.2%

Median earnings per worker

$61,816

U.S. $49,666

Self-employed

13.4%

U.S. 10%

Government workers

18.6%

U.S. 14.5%

Nonprofit workers

9.7%

U.S. 8.8%

Median earnings by type of work

Type of work	08226	U.S.
Management, business, science and arts	$101,633	$74,888
Service	$22,355	$26,804
Sales and office	$55,863	$40,476
Construction and maintenance	$16,616	$49,199
Production and transportation	$27,421	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

20%

Some college

13%

Associate's

Bachelor's

30%

Graduate

27%

High school graduate or higher: 97.5%
Bachelor's degree or higher: 56.7%
Graduate or professional degree: 26.7%
Households with broadband: 94.1%
Cable, fiber or DSL: 85.2%
No internet access: 3.4%
Without health insurance: 5.9%
Limited-English households: 0.3%

Geography

City (USPS): Ocean City
State: New Jersey
County: Cape May County
Center point: 39.2638° N, 74.6077° W
Land area: 6.8 sq mi
Water area: 6.3 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Ocean City100% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 08226

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
08223	Marmora, NJ	2.7 mi	4,048	$107,131	$420,300
08244	Somers Point, NJ	3.6 mi	10,659	$70,255	$310,400
08403	Longport, NJ	5.1 mi	1,046	$110,625	$1,054,900
08248	Strathmere, NJ	5.5 mi	266	$108,953	$1,089,300
08221	Linwood, NJ	5.7 mi	6,992	$156,354	$394,700
08230	Ocean View, NJ	6.8 mi	5,700	$115,152	$410,200
08402	Margate City, NJ	7 mi	5,234	$121,800	$708,800
08225	Northfield, NJ	7.6 mi	8,456	$111,599	$316,200
08250	Tuckahoe, NJ · PO box	8 mi	—	—	—
08234	Egg Harbor Township, NJ	8.6 mi	47,339	$98,217	$313,200
08406	Ventnor City, NJ	8.6 mi	8,972	$69,099	$363,000
08243	Sea Isle City, NJ	9.1 mi	2,000	$108,359	$1,087,300

Zip codes like 08226 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Hilton Head Island, SC

Questions about 08226

What city is zip code 08226?

08226 is assigned to Ocean City, New Jersey. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 08226 in?

08226 is in Cape May County, New Jersey.

What is the population of 08226?

About 11,261 people live in 08226, according to the Census Bureau's American Community Survey.

What time zone is 08226 in?

08226 is in Eastern Time.

What is the median household income in 08226?

The median household income in 08226 is $101,782.

What zip codes are near 08226?

The closest zip codes to 08226 are 08223, 08244, 08403, 08248, 08221.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 08226, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.