Zip code 07738: Lincroft, New Jersey

Q: What city is zip code 07738?

07738 is assigned to Lincroft, New Jersey. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 07738 in?

07738 is in Monmouth County, New Jersey.

Q: What is the population of 07738?

About 6,939 people live in 07738, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 07738?

The median household income in 07738 is $189,000.

Q: What zip codes are near 07738?

The closest zip codes to 07738 are 07701, 07733, 07722, 07702, 07724.

Residential delivery areaMonmouth CountyEastern Time

Population

6,939

Median household income

$189K

U.S. $81K

Median home value

$807K

U.S. $333K

Median rent

$685/mo

U.S. $1,413

Median age

42.9

U.S. 38.9

Land area

5.6 sq mi

1,233 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 07738

07738 is a suburban zip code in Lincroft, New Jersey (Monmouth County), covering 5.6 sq mi of land. About 6,939 people live here, or 1,233 per square mile. The median resident is 42.9 years old, compared with 38.9 nationally.

The median household earns $189,000 a year, about 2.3× the national median of $80,734. 2% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $807,300, or 4.3 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 89% of occupied homes are lived in by their owners, and renters pay a median of $685 a month.

65% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 35.4 minutes each way, and 23% of workers work from home. The most common jobs among working residents are in business and finance; sales; and management.

How 07738 compares

Sorted from highest to lowest national percentile

Median household income$189,000
99th
StrengthU.S. $80,734 · NJ $103,55658th of 566 in NJ
Median earnings per worker$122,585
99th
StrengthU.S. $49,666 · NJ $60,47413th of 575 in NJ
Per capita income$81,491
95th
StrengthU.S. $44,673 · NJ $54,25395th of 579 in NJ
Homeownership rate88.5%
94th
StrengthU.S. 65.2% · NJ 63.8%134th of 576 in NJ
Bachelor's degree or higher65.2%
93rd
StrengthU.S. 35.7% · NJ 43.6%115th of 580 in NJ
Average commute35.4 min
92nd
WeaknessU.S. 26.4 min · NJ 30.5 min94th of 563 in NJ
Median home value$807,300
91st
U.S. $332,700 · NJ $454,40070th of 563 in NJ
Residents under 1827%
86th
U.S. 22% · NJ 21.8%52nd of 580 in NJ
Self-employed workers13.4%
85th
U.S. 10% · NJ 8.9%91st of 578 in NJ
Work from home22.7%
84th
U.S. 15.1% · NJ 16.8%146th of 577 in NJ
Tech workers5.5%
83rd
U.S. 3.8% · NJ 4.8%143rd of 578 in NJ
Government workers19%
81st
U.S. 14.5% · NJ 14.3%112th of 578 in NJ
Rent-burdened renters58.9%
80th
WeaknessU.S. 51.1% · NJ 51.6%145th of 553 in NJ
Median age42.9
76th
U.S. 38.9 · NJ 40.1247th of 579 in NJ
Healthcare workers10%
58th
U.S. 9.7% · NJ 9.2%189th of 578 in NJ
Unemployment rate5.2%
56th
U.S. 5.2% · NJ 6.3%311th of 578 in NJ
Income inequality (Gini)0.442
56th
U.S. 0.483 · NJ 0.478205th of 574 in NJ
Foreign-born residents10.2%
51st
U.S. 14.1% · NJ 23.9%358th of 580 in NJ
Population density1,233/sq mi
47th
U.S. 95/sq mi · NJ 1,270/sq mi360th of 580 in NJ
Residents 65 and older16%
46th
U.S. 17.2% · NJ 17.2%365th of 580 in NJ
Broadband access91%
41st
U.S. 91% · NJ 92.8%456th of 576 in NJ
Diversity index34.6
29th
U.S. 61.4 · NJ 66.4418th of 580 in NJ
Population6,939
11th
U.S. 334,922,499 · NJ 9,343,809379th of 580 in NJ
Veterans1.8%
5th
U.S. 6.2% · NJ 3.7%498th of 580 in NJ
Median gross rent$685
3rd
U.S. $1,413 · NJ $1,720517th of 517 in NJ
Uninsured rate1.4%
2nd
StrengthU.S. 8.4% · NJ 7.5%500th of 579 in NJ
Poverty rate2%
1st
StrengthU.S. 12.5% · NJ 9.7%520th of 579 in NJ
Housing vacancy0%
1st
U.S. 10.1% · NJ 7.5%553rd of 576 in NJ

Measure	07738	Monmouth	NJ	U.S.	National percentile	Rank in NJ
Median household incomeStrength	$189,000	$124,845	$103,556	$80,734	99th	58th of 566
Median earnings per workerStrength	$122,585	$70,781	$60,474	$49,666	99th	13th of 575
Per capita incomeStrength	$81,491	$66,696	$54,253	$44,673	95th	95th of 579
Homeownership rateStrength	88.5%	75.6%	63.8%	65.2%	94th	134th of 576
Bachelor's degree or higherStrength	65.2%	51.3%	43.6%	35.7%	93rd	115th of 580
Average commuteWeakness	35.4 min	32.1 min	30.5 min	26.4 min	92nd	94th of 563
Median home value	$807,300	$606,100	$454,400	$332,700	91st	70th of 563
Residents under 18	27%	20.9%	21.8%	22%	86th	52nd of 580
Self-employed workers	13.4%	10.1%	8.9%	10%	85th	91st of 578
Work from home	22.7%	18.9%	16.8%	15.1%	84th	146th of 577
Tech workers	5.5%	4.2%	4.8%	3.8%	83rd	143rd of 578
Government workers	19%	14.5%	14.3%	14.5%	81st	112th of 578
Rent-burdened rentersWeakness	58.9%	52.7%	51.6%	51.1%	80th	145th of 553
Median age	42.9	43.2	40.1	38.9	76th	247th of 579
Healthcare workers	10%	9.6%	9.2%	9.7%	58th	189th of 578
Unemployment rate	5.2%	5.4%	6.3%	5.2%	56th	311th of 578
Income inequality (Gini)	0.442	0.472	0.478	0.483	56th	205th of 574
Foreign-born residents	10.2%	13.6%	23.9%	14.1%	51st	358th of 580
Population density	1,233/sq mi	1,378/sq mi	1,270/sq mi	95/sq mi	47th	360th of 580
Residents 65 and older	16%	19.1%	17.2%	17.2%	46th	365th of 580
Broadband access	91%	93.7%	92.8%	91%	41st	456th of 576
Diversity index	34.6	46.5	66.4	61.4	29th	418th of 580
Population	6,939	645,353	9,343,809	334,922,499	11th	379th of 580
Veterans	1.8%	4%	3.7%	6.2%	5th	498th of 580
Median gross rent	$685	$1,827	$1,720	$1,413	3rd	517th of 517
Uninsured rateStrength	1.4%	5.3%	7.5%	8.4%	2nd	500th of 579
Poverty rateStrength	2%	6.5%	9.7%	12.5%	1st	520th of 579
Housing vacancy	0%	6.9%	7.5%	10.1%	1st	553rd of 576

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

18%

5–17

18–24

10%

25–34

11%

35–44

12%

45–54

19%

55–64

65–74

75+

Median age

42.9

Under 18

27%

65 and over

16%

Race and ethnicity

White80%
Black1%
Hispanic8%
Asian6%
Native American0%
Pacific Islander0%
Other2%
Multiracial3%

Diversity index

34.6

U.S. 61.4

Foreign-born

10.2%

U.S. 14.1%

Born in state

51.4%

Language spoken at home (households)

English only

81%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 2,498
Average household size: 2.7
Family households: 76.6%
Married couples: 72.7%
Living alone: 22.8%
Veterans (of adults): 1.8%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

$25–50k

$50–75k

$75–100k

$100–150k

12%

$150–200k

15%

$200k+

45%

Median household income

07738

$189,000

Monmouth Co.

$124,845

New Jersey

$103,556

United States

$80,734

Per capita income

$81,491

U.S. $44,673

Poverty rate

U.S. 12.5%

Households earning $150K+

59.7%

U.S. 23%

Income inequality (Gini)

0.442

U.S. 0.483

Housing

Median home value

07738

$807,300

Monmouth Co.

$606,100

New Jersey

$454,400

United States

$332,700

Median gross rent

07738

$685

Monmouth Co.

$1,827

New Jersey

$1,720

United States

$1,413

Types of housing

Single-family

89%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 2,498
Owner-occupied: 88.5%
Vacant: 0%
Median year built: 1970
Median rooms: 7.8
Renters paying 30%+ of income: 58.9%
Renters paying 50%+ of income: 18.1%
Home value to income: 4.3× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

62%

Carpooled

Transit

Walked

0.5%

Bicycle

Worked from home

23%

Other

Commute time (one way)

<10 min

10–19

29%

20–29

13%

30–44

17%

45–59

60+

26%

Average commute

35.4 min

U.S. 26.4 min

Unemployment

5.2%

U.S. 5.2%

In labor force

60.1%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Business and finance

15%

Sales

13%

Management

11%

Education

10%

Healthcare

10%

Engineering and science

Office and admin

Construction and repair

Computer and math

Legal and social services

Police and fire

Production

Cleaning and personal care

Transportation and moving

Food service

0.7%

Arts, media and sports

0.6%

Farming, fishing and forestry

Industries

Professional and technical services

14%

Finance, insurance and real estate

13%

Education

13%

Retail

11%

Health care and social assistance

11%

Public administration

Construction

Transportation, warehousing and utilities

Manufacturing

Information

Restaurants and hotels

Admin, support and management

Wholesale

Arts and recreation

Other services

0.8%

Agriculture and mining

Median earnings per worker

$122,585

U.S. $49,666

Self-employed

13.4%

U.S. 10%

Government workers

19%

U.S. 14.5%

Nonprofit workers

6.8%

U.S. 8.8%

Median earnings by type of work

Type of work	07738	U.S.
Management, business, science and arts	$131,541	$74,888
Service	$103,125	$26,804
Sales and office	$91,215	$40,476
Construction and maintenance	$65,052	$49,199
Production and transportation	$203,264	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

17%

Some college

10%

Associate's

Bachelor's

41%

Graduate

25%

High school graduate or higher: 97.8%
Bachelor's degree or higher: 65.2%
Graduate or professional degree: 24.7%
Households with broadband: 91%
Cable, fiber or DSL: 83.6%
No internet access: 7.1%
Without health insurance: 1.4%
Limited-English households: 0.8%

Geography

City (USPS): Lincroft
State: New Jersey
County: Monmouth County
Center point: 40.3354° N, 74.1327° W
Land area: 5.6 sq mi
Water area: 0.2 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Lincroft (unincorporated)99% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 07738

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
07701	Red Bank, NJ	3.3 mi	24,376	$112,143	$584,500
07733	Holmdel, NJ	3.5 mi	17,166	$166,849	$843,300
07722	Colts Neck, NJ	3.7 mi	9,990	$198,994	$917,200
07702	Shrewsbury, NJ	4 mi	4,179	$178,958	$811,400
07724	Eatontown, NJ	4 mi	24,016	$102,756	$522,100
07748	Middletown, NJ	4.3 mi	28,633	$152,981	$600,600
07703	Fort Monmouth, NJ	4.8 mi	0	—	—
07739	Little Silver, NJ	5.2 mi	6,105	$240,853	$955,900
07704	Fair Haven, NJ	5.3 mi	6,170	$250,000+	$992,200
07737	Leonardo, NJ	6.1 mi	3,945	$139,318	$480,400
07757	Oceanport, NJ	6.2 mi	6,195	$126,094	$757,700
07765	Wickatunk, NJ · PO box	6.2 mi	—	—	—

Zip codes like 07738 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 07738

What city is zip code 07738?

07738 is assigned to Lincroft, New Jersey. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 07738 in?

07738 is in Monmouth County, New Jersey.

What is the population of 07738?

About 6,939 people live in 07738, according to the Census Bureau's American Community Survey.

What time zone is 07738 in?

07738 is in Eastern Time.

What is the median household income in 07738?

The median household income in 07738 is $189,000.

What zip codes are near 07738?

The closest zip codes to 07738 are 07701, 07733, 07722, 07702, 07724.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 07738, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.