Zip code 07732: Highlands, New Jersey

Q: What city is zip code 07732?

07732 is assigned to Highlands, New Jersey. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 07732 in?

07732 is in Monmouth County, New Jersey.

Q: What is the population of 07732?

About 4,527 people live in 07732, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 07732?

The median household income in 07732 is $91,875.

Q: What zip codes are near 07732?

The closest zip codes to 07732 are 07752, 07716, 07760, 07737, 07718.

Residential delivery areaMonmouth CountyEastern Time

Population

4,527

Median household income

$92K

U.S. $81K

Median home value

$455K

U.S. $333K

Median rent

$1,654/mo

U.S. $1,413

Median age

46.8

U.S. 38.9

Land area

3.8 sq mi

1,200 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 07732

07732 is a suburban zip code in Highlands, New Jersey (Monmouth County), covering 3.8 sq mi of land. About 4,527 people live here, or 1,200 per square mile. The median resident is 46.8 years old, compared with 38.9 nationally.

The median household earns $91,875 a year, close to the national median of $80,734. 10.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $455,000, or 5.0 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 61% of occupied homes are lived in by their owners, and renters pay a median of $1,654 a month.

52% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 35.3 minutes each way, and 19% of workers work from home. The most common jobs among working residents are in management, sales and food service.

How 07732 compares

Sorted from highest to lowest national percentile

Average commute35.3 min
92nd
WeaknessU.S. 26.4 min · NJ 30.5 min98th of 563 in NJ
Per capita income$68,985
91st
StrengthU.S. $44,673 · NJ $54,253162nd of 579 in NJ
Median age46.8
91st
U.S. 38.9 · NJ 40.1130th of 579 in NJ
Residents 65 and older24.1%
90th
U.S. 17.2% · NJ 17.2%87th of 580 in NJ
Income inequality (Gini)0.499
88th
WeaknessU.S. 0.483 · NJ 0.47852nd of 574 in NJ
Unemployment rate7.4%
83rd
WeaknessU.S. 5.2% · NJ 6.3%137th of 578 in NJ
Median earnings per worker$65,625
83rd
StrengthU.S. $49,666 · NJ $60,474279th of 575 in NJ
Bachelor's degree or higher51.5%
81st
StrengthU.S. 35.7% · NJ 43.6%217th of 580 in NJ
Housing vacancy12.8%
81st
U.S. 10.1% · NJ 7.5%57th of 576 in NJ
Work from home18.6%
74th
U.S. 15.1% · NJ 16.8%231st of 577 in NJ
Median home value$455,000
70th
U.S. $332,700 · NJ $454,400276th of 563 in NJ
Median household income$91,875
64th
U.S. $80,734 · NJ $103,556421st of 566 in NJ
Median gross rent$1,654
64th
U.S. $1,413 · NJ $1,720344th of 517 in NJ
Tech workers3.7%
64th
U.S. 3.8% · NJ 4.8%272nd of 578 in NJ
Veterans6.7%
62nd
U.S. 6.2% · NJ 3.7%76th of 580 in NJ
Government workers14.9%
59th
U.S. 14.5% · NJ 14.3%276th of 578 in NJ
Self-employed workers9.9%
57th
U.S. 10% · NJ 8.9%232nd of 578 in NJ
Foreign-born residents11.6%
56th
U.S. 14.1% · NJ 23.9%338th of 580 in NJ
Healthcare workers9.4%
49th
U.S. 9.7% · NJ 9.2%230th of 578 in NJ
Population density1,200/sq mi
47th
U.S. 95/sq mi · NJ 1,270/sq mi362nd of 580 in NJ
Uninsured rate6.4%
46th
U.S. 8.4% · NJ 7.5%151st of 579 in NJ
Poverty rate10.1%
45th
U.S. 12.5% · NJ 9.7%131st of 579 in NJ
Homeownership rate60.9%
34th
U.S. 65.2% · NJ 63.8%437th of 576 in NJ
Diversity index34.1
28th
U.S. 61.4 · NJ 66.4423rd of 580 in NJ
Rent-burdened renters44.3%
27th
U.S. 51.1% · NJ 51.6%396th of 553 in NJ
Broadband access88.5%
26th
U.S. 91% · NJ 92.8%509th of 576 in NJ
Population4,527
7th
U.S. 334,922,499 · NJ 9,343,809441st of 580 in NJ
Residents under 1813.2%
5th
U.S. 22% · NJ 21.8%527th of 580 in NJ

Measure	07732	Monmouth	NJ	U.S.	National percentile	Rank in NJ
Average commuteWeakness	35.3 min	32.1 min	30.5 min	26.4 min	92nd	98th of 563
Per capita incomeStrength	$68,985	$66,696	$54,253	$44,673	91st	162nd of 579
Median age	46.8	43.2	40.1	38.9	91st	130th of 579
Residents 65 and older	24.1%	19.1%	17.2%	17.2%	90th	87th of 580
Income inequality (Gini)Weakness	0.499	0.472	0.478	0.483	88th	52nd of 574
Unemployment rateWeakness	7.4%	5.4%	6.3%	5.2%	83rd	137th of 578
Median earnings per workerStrength	$65,625	$70,781	$60,474	$49,666	83rd	279th of 575
Bachelor's degree or higherStrength	51.5%	51.3%	43.6%	35.7%	81st	217th of 580
Housing vacancy	12.8%	6.9%	7.5%	10.1%	81st	57th of 576
Work from home	18.6%	18.9%	16.8%	15.1%	74th	231st of 577
Median home value	$455,000	$606,100	$454,400	$332,700	70th	276th of 563
Median household income	$91,875	$124,845	$103,556	$80,734	64th	421st of 566
Median gross rent	$1,654	$1,827	$1,720	$1,413	64th	344th of 517
Tech workers	3.7%	4.2%	4.8%	3.8%	64th	272nd of 578
Veterans	6.7%	4%	3.7%	6.2%	62nd	76th of 580
Government workers	14.9%	14.5%	14.3%	14.5%	59th	276th of 578
Self-employed workers	9.9%	10.1%	8.9%	10%	57th	232nd of 578
Foreign-born residents	11.6%	13.6%	23.9%	14.1%	56th	338th of 580
Healthcare workers	9.4%	9.6%	9.2%	9.7%	49th	230th of 578
Population density	1,200/sq mi	1,378/sq mi	1,270/sq mi	95/sq mi	47th	362nd of 580
Uninsured rate	6.4%	5.3%	7.5%	8.4%	46th	151st of 579
Poverty rate	10.1%	6.5%	9.7%	12.5%	45th	131st of 579
Homeownership rate	60.9%	75.6%	63.8%	65.2%	34th	437th of 576
Diversity index	34.1	46.5	66.4	61.4	28th	423rd of 580
Rent-burdened renters	44.3%	52.7%	51.6%	51.1%	27th	396th of 553
Broadband access	88.5%	93.7%	92.8%	91%	26th	509th of 576
Population	4,527	645,353	9,343,809	334,922,499	7th	441st of 580
Residents under 18	13.2%	20.9%	21.8%	22%	5th	527th of 580

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

11%

5–17

18–24

17%

25–34

13%

35–44

12%

45–54

16%

55–64

11%

65–74

13%

75+

Median age

46.8

Under 18

13.2%

65 and over

24.1%

Race and ethnicity

White80%
Black7%
Hispanic8%
Asian0.8%
Native American0%
Pacific Islander0.1%
Other0.6%
Multiracial3%

Diversity index

34.1

U.S. 61.4

Foreign-born

11.6%

U.S. 14.1%

Born in state

58.3%

Language spoken at home (households)

English only

85%

Spanish

Other Indo-European

Asian / Pacific

Other

0.4%

Households

Households: 2,451
Average household size: 1.8
Family households: 48.6%
Married couples: 27.1%
Living alone: 46.2%
Veterans (of adults): 6.7%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

16%

$25–50k

14%

$50–75k

10%

$75–100k

19%

$100–150k

13%

$150–200k

10%

$200k+

19%

Median household income

07732

$91,875

Monmouth Co.

$124,845

New Jersey

$103,556

United States

$80,734

Per capita income

$68,985

U.S. $44,673

Poverty rate

10.1%

U.S. 12.5%

Households earning $150K+

28.2%

U.S. 23%

Income inequality (Gini)

0.499

U.S. 0.483

Housing

Median home value

07732

$455,000

Monmouth Co.

$606,100

New Jersey

$454,400

United States

$332,700

Median gross rent

07732

$1,654

Monmouth Co.

$1,827

New Jersey

$1,720

United States

$1,413

Types of housing

Single-family

46%

2–4 units

18%

5–19 units

21%

20+ units

15%

Mobile home

0.6%

Boat, RV, van

Housing units: 2,812
Owner-occupied: 60.9%
Vacant: 12.8%
Median year built: 1975
Median rooms: 4.5
Renters paying 30%+ of income: 44.3%
Renters paying 50%+ of income: 32.7%
Home value to income: 5.0× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

62%

Carpooled

Transit

Walked

Bicycle

0.6%

Worked from home

19%

Other

Commute time (one way)

<10 min

15%

10–19

19%

20–29

17%

30–44

12%

45–59

11%

60+

26%

Average commute

35.3 min

U.S. 26.4 min

Unemployment

7.4%

U.S. 5.2%

In labor force

59.7%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

15%

Sales

11%

Food service

10%

Healthcare

Office and admin

Education

Transportation and moving

Arts, media and sports

Engineering and science

Construction and repair

Business and finance

Production

Computer and math

Police and fire

Cleaning and personal care

Legal and social services

Farming, fishing and forestry

Industries

Retail

17%

Professional and technical services

15%

Health care and social assistance

15%

Restaurants and hotels

Education

Finance, insurance and real estate

Construction

Public administration

Information

Admin, support and management

Arts and recreation

Transportation, warehousing and utilities

Wholesale

Other services

Manufacturing

0.8%

Agriculture and mining

0.1%

Median earnings per worker

$65,625

U.S. $49,666

Self-employed

9.9%

U.S. 10%

Government workers

14.9%

U.S. 14.5%

Nonprofit workers

6.3%

U.S. 8.8%

Median earnings by type of work

Type of work	07732	U.S.
Management, business, science and arts	$98,984	$74,888
Service	$38,104	$26,804
Sales and office	$47,188	$40,476
Construction and maintenance	$78,690	$49,199
Production and transportation	$36,237	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

24%

Some college

15%

Associate's

Bachelor's

30%

Graduate

21%

High school graduate or higher: 95.3%
Bachelor's degree or higher: 51.5%
Graduate or professional degree: 21.3%
Households with broadband: 88.5%
Cable, fiber or DSL: 76.6%
No internet access: 6.5%
Without health insurance: 6.4%
Limited-English households: 4%

Geography

City (USPS): Highlands
State: New Jersey
County: Monmouth County
Center point: 40.4305° N, 73.9904° W
Land area: 3.8 sq mi
Water area: 2.2 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Highlands20% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 07732

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
07752	Navesink, NJ · PO box	2.7 mi	—	—	—
07716	Atlantic Highlands, NJ	3.1 mi	8,893	$126,591	$647,400
07760	Rumson, NJ	4.1 mi	9,692	$226,635	$1,338,400
07737	Leonardo, NJ	4.2 mi	3,945	$139,318	$480,400
07718	Belford, NJ	5 mi	6,658	$131,531	$514,600
07704	Fair Haven, NJ	5.4 mi	6,170	$250,000+	$992,200
07758	Port Monmouth, NJ	5.8 mi	4,076	$115,298	$530,000
07750	Monmouth Beach, NJ	6.5 mi	3,207	$150,188	$995,000
07701	Red Bank, NJ	6.7 mi	24,376	$112,143	$584,500
07739	Little Silver, NJ	6.9 mi	6,105	$240,853	$955,900
07748	Middletown, NJ	7 mi	28,633	$152,981	$600,600
07734	Keansburg, NJ	7.8 mi	12,925	$82,029	$346,900

Zip codes like 07732 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 07732

What city is zip code 07732?

07732 is assigned to Highlands, New Jersey. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 07732 in?

07732 is in Monmouth County, New Jersey.

What is the population of 07732?

About 4,527 people live in 07732, according to the Census Bureau's American Community Survey.

What time zone is 07732 in?

07732 is in Eastern Time.

What is the median household income in 07732?

The median household income in 07732 is $91,875.

What zip codes are near 07732?

The closest zip codes to 07732 are 07752, 07716, 07760, 07737, 07718.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 07732, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.