Zip code 07446: Ramsey, New Jersey

Q: What city is zip code 07446?

07446 is assigned to Ramsey, New Jersey. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 07446 in?

07446 is in Bergen County, New Jersey.

Q: What is the population of 07446?

About 14,805 people live in 07446, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 07446?

The median household income in 07446 is $160,996.

Q: What zip codes are near 07446?

The closest zip codes to 07446 are 07401, 07430, 07458, 07495, 07463.

Residential delivery areaBergen CountyEastern Time

Population

14,805

Median household income

$161K

U.S. $81K

Median home value

$697K

U.S. $333K

Median rent

$2,245/mo

U.S. $1,413

Median age

41.8

U.S. 38.9

Land area

5.5 sq mi

2,692 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 07446

07446 is an urban zip code in Ramsey, New Jersey (Bergen County), covering 5.5 sq mi of land. About 14,805 people live here, or 2,692 per square mile. The median resident is 41.8 years old, compared with 38.9 nationally.

The median household earns $160,996 a year, about 2.0× the national median of $80,734. 4.3% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $697,300, or 4.3 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 79% of occupied homes are lived in by their owners, and renters pay a median of $2,245 a month.

67% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 31.8 minutes each way, and 23% of workers work from home. The most common jobs among working residents are in management; business and finance; and sales. 24% of households speak a language other than English at home, most often Spanish.

How 07446 compares

Sorted from highest to lowest national percentile

Median household income$160,996
96th
StrengthU.S. $80,734 · NJ $103,556107th of 566 in NJ
Median earnings per worker$90,980
96th
StrengthU.S. $49,666 · NJ $60,47491st of 575 in NJ
Per capita income$82,081
95th
StrengthU.S. $44,673 · NJ $54,25392nd of 579 in NJ
Bachelor's degree or higher67%
94th
StrengthU.S. 35.7% · NJ 43.6%98th of 580 in NJ
Median gross rent$2,245
91st
U.S. $1,413 · NJ $1,72087th of 517 in NJ
Median home value$697,300
88th
U.S. $332,700 · NJ $454,400110th of 563 in NJ
Work from home22.6%
84th
U.S. 15.1% · NJ 16.8%147th of 577 in NJ
Average commute31.8 min
82nd
WeaknessU.S. 26.4 min · NJ 30.5 min232nd of 563 in NJ
Homeownership rate79.2%
77th
U.S. 65.2% · NJ 63.8%262nd of 576 in NJ
Rent-burdened renters57.6%
76th
U.S. 51.1% · NJ 51.6%168th of 553 in NJ
Broadband access94.8%
74th
U.S. 91% · NJ 92.8%259th of 576 in NJ
Self-employed workers11.6%
74th
U.S. 10% · NJ 8.9%143rd of 578 in NJ
Income inequality (Gini)0.465
73rd
U.S. 0.483 · NJ 0.478125th of 574 in NJ
Foreign-born residents18.1%
71st
U.S. 14.1% · NJ 23.9%227th of 580 in NJ
Median age41.8
70th
U.S. 38.9 · NJ 40.1295th of 579 in NJ
Tech workers4%
68th
U.S. 3.8% · NJ 4.8%241st of 578 in NJ
Residents under 1823.9%
66th
U.S. 22% · NJ 21.8%129th of 580 in NJ
Population density2,692/sq mi
64th
U.S. 95/sq mi · NJ 1,270/sq mi242nd of 580 in NJ
Diversity index48.9
50th
U.S. 61.4 · NJ 66.4273rd of 580 in NJ
Government workers12.9%
43rd
U.S. 14.5% · NJ 14.3%369th of 578 in NJ
Residents 65 and older15.3%
40th
U.S. 17.2% · NJ 17.2%395th of 580 in NJ
Uninsured rate4.3%
25th
U.S. 8.4% · NJ 7.5%265th of 579 in NJ
Population14,805
22nd
U.S. 334,922,499 · NJ 9,343,809224th of 580 in NJ
Unemployment rate3.2%
19th
StrengthU.S. 5.2% · NJ 6.3%486th of 578 in NJ
Veterans3.1%
16th
U.S. 6.2% · NJ 3.7%361st of 580 in NJ
Poverty rate4.3%
8th
StrengthU.S. 12.5% · NJ 9.7%372nd of 579 in NJ
Healthcare workers4.3%
2nd
U.S. 9.7% · NJ 9.2%536th of 578 in NJ
Housing vacancy0%
1st
U.S. 10.1% · NJ 7.5%527th of 576 in NJ

Measure	07446	Bergen	NJ	U.S.	National percentile	Rank in NJ
Median household incomeStrength	$160,996	$124,884	$103,556	$80,734	96th	107th of 566
Median earnings per workerStrength	$90,980	$70,145	$60,474	$49,666	96th	91st of 575
Per capita incomeStrength	$82,081	$63,735	$54,253	$44,673	95th	92nd of 579
Bachelor's degree or higherStrength	67%	53.1%	43.6%	35.7%	94th	98th of 580
Median gross rent	$2,245	$1,914	$1,720	$1,413	91st	87th of 517
Median home value	$697,300	$623,000	$454,400	$332,700	88th	110th of 563
Work from home	22.6%	18.5%	16.8%	15.1%	84th	147th of 577
Average commuteWeakness	31.8 min	31.2 min	30.5 min	26.4 min	82nd	232nd of 563
Homeownership rate	79.2%	65.3%	63.8%	65.2%	77th	262nd of 576
Rent-burdened renters	57.6%	50.8%	51.6%	51.1%	76th	168th of 553
Broadband access	94.8%	94.8%	92.8%	91%	74th	259th of 576
Self-employed workers	11.6%	11.1%	8.9%	10%	74th	143rd of 578
Income inequality (Gini)	0.465	0.472	0.478	0.483	73rd	125th of 574
Foreign-born residents	18.1%	31.8%	23.9%	14.1%	71st	227th of 580
Median age	41.8	42	40.1	38.9	70th	295th of 579
Tech workers	4%	5%	4.8%	3.8%	68th	241st of 578
Residents under 18	23.9%	20.9%	21.8%	22%	66th	129th of 580
Population density	2,692/sq mi	4,134/sq mi	1,270/sq mi	95/sq mi	64th	242nd of 580
Diversity index	48.9	65.3	66.4	61.4	50th	273rd of 580
Government workers	12.9%	12.6%	14.3%	14.5%	43rd	369th of 578
Residents 65 and older	15.3%	18.2%	17.2%	17.2%	40th	395th of 580
Uninsured rate	4.3%	6.1%	7.5%	8.4%	25th	265th of 579
Population	14,805	962,316	9,343,809	334,922,499	22nd	224th of 580
Unemployment rateStrength	3.2%	5.8%	6.3%	5.2%	19th	486th of 578
Veterans	3.1%	2.9%	3.7%	6.2%	16th	361st of 580
Poverty rateStrength	4.3%	6.8%	9.7%	12.5%	8th	372nd of 579
Healthcare workers	4.3%	10.3%	9.2%	9.7%	2nd	536th of 578
Housing vacancy	0%	3.9%	7.5%	10.1%	1st	527th of 576

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

21%

5–17

18–24

25–34

15%

35–44

15%

45–54

14%

55–64

65–74

75+

Median age

41.8

Under 18

23.9%

65 and over

15.3%

Race and ethnicity

White69%
Black0.3%
Hispanic14%
Asian9%
Native American0.1%
Pacific Islander0%
Other0.8%
Multiracial7%

Diversity index

48.9

U.S. 61.4

Foreign-born

18.1%

U.S. 14.1%

Born in state

51.1%

Language spoken at home (households)

English only

76%

Spanish

Other Indo-European

Asian / Pacific

Other

0.6%

Households

Households: 5,455
Average household size: 2.7
Family households: 69.7%
Married couples: 56.9%
Living alone: 26.8%
Veterans (of adults): 3.1%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

$25–50k

$50–75k

$75–100k

$100–150k

17%

$150–200k

12%

$200k+

40%

Median household income

07446

$160,996

Bergen Co.

$124,884

New Jersey

$103,556

United States

$80,734

Per capita income

$82,081

U.S. $44,673

Poverty rate

4.3%

U.S. 12.5%

Households earning $150K+

51.6%

U.S. 23%

Income inequality (Gini)

0.465

U.S. 0.483

Housing

Median home value

07446

$697,300

Bergen Co.

$623,000

New Jersey

$454,400

United States

$332,700

Median gross rent

07446

$2,245

Bergen Co.

$1,914

New Jersey

$1,720

United States

$1,413

Types of housing

Single-family

75%

2–4 units

12%

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 5,455
Owner-occupied: 79.2%
Vacant: 0%
Median year built: 1968
Median rooms: 7.1
Renters paying 30%+ of income: 57.6%
Renters paying 50%+ of income: 26.8%
Home value to income: 4.3× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

66%

Carpooled

Transit

Walked

Bicycle

Worked from home

23%

Other

0.6%

Commute time (one way)

<10 min

13%

10–19

23%

20–29

19%

30–44

18%

45–59

60+

18%

Average commute

31.8 min

U.S. 26.4 min

Unemployment

3.2%

U.S. 5.2%

In labor force

67.4%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

18%

Business and finance

13%

Sales

11%

Office and admin

10%

Education

Transportation and moving

Legal and social services

Construction and repair

Healthcare

Computer and math

Cleaning and personal care

Production

Police and fire

Arts, media and sports

Food service

Engineering and science

Farming, fishing and forestry

Industries

Professional and technical services

15%

Education

12%

Finance, insurance and real estate

11%

Retail

11%

Manufacturing

10%

Health care and social assistance

10%

Construction

Other services

Information

Wholesale

Transportation, warehousing and utilities

Admin, support and management

Public administration

Restaurants and hotels

Arts and recreation

0.6%

Agriculture and mining

0.2%

Median earnings per worker

$90,980

U.S. $49,666

Self-employed

11.6%

U.S. 10%

Government workers

12.9%

U.S. 14.5%

Nonprofit workers

11%

U.S. 8.8%

Median earnings by type of work

Type of work	07446	U.S.
Management, business, science and arts	$121,535	$74,888
Service	$36,436	$26,804
Sales and office	$53,947	$40,476
Construction and maintenance	$83,634	$49,199
Production and transportation	$84,813	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

10%

Some college

10%

Associate's

Bachelor's

41%

Graduate

26%

High school graduate or higher: 94.5%
Bachelor's degree or higher: 67%
Graduate or professional degree: 25.9%
Households with broadband: 94.8%
Cable, fiber or DSL: 88.2%
No internet access: 3.1%
Without health insurance: 4.3%
Limited-English households: 3.7%

Geography

City (USPS): Ramsey
State: New Jersey
County: Bergen County
Center point: 41.0591° N, 74.1459° W
Land area: 5.5 sq mi
Water area: 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Ramsey100% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 07446

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
07401	Allendale, NJ	1.9 mi	6,865	$160,162	$782,700
07430	Mahwah, NJ	2.5 mi	25,491	$131,327	$606,000
07458	Saddle River, NJ	2.7 mi	11,828	$244,022	$1,188,500
07495	Mahwah, NJ · PO box	3.2 mi	—	—	—
07463	Waldwick, NJ	3.3 mi	10,164	$177,962	$588,500
07481	Wyckoff, NJ	4.3 mi	17,050	$203,988	$925,700
10982	Tallman, NY · PO box	4.3 mi	—	—	—
07432	Midland Park, NJ	4.4 mi	7,019	$146,841	$607,200
07417	Franklin Lakes, NJ	4.7 mi	11,112	$236,023	$1,265,000
07423	Ho Ho Kus, NJ	4.9 mi	4,270	$250,000+	$1,092,500
10931	Hillburn, NY	4.9 mi	1,319	$83,365	$487,000
07677	Woodcliff Lake, NJ	5 mi	6,152	$213,981	$946,400

Zip codes like 07446 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 07446

What city is zip code 07446?

07446 is assigned to Ramsey, New Jersey. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 07446 in?

07446 is in Bergen County, New Jersey.

What is the population of 07446?

About 14,805 people live in 07446, according to the Census Bureau's American Community Survey.

What time zone is 07446 in?

07446 is in Eastern Time.

What is the median household income in 07446?

The median household income in 07446 is $160,996.

What zip codes are near 07446?

The closest zip codes to 07446 are 07401, 07430, 07458, 07495, 07463.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 07446, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.