Zip code 06704: Waterbury, Connecticut

Q: What city is zip code 06704?

06704 is assigned to Waterbury, Connecticut. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What is the population of 06704?

About 31,713 people live in 06704, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 06704?

The median household income in 06704 is $48,718.

Q: What zip codes are near 06704?

The closest zip codes to 06704 are 06710, 06701, 06702, 06703, 06720.

Residential delivery areaEastern Time

Population

31,713

Median household income

$49K

U.S. $81K

Median home value

$192K

U.S. $333K

Median rent

$1,258/mo

U.S. $1,413

Median age

34.6

U.S. 38.9

Land area

8.1 sq mi

3,924 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 06704

06704 is an urban zip code in Waterbury, Connecticut, covering 8.1 sq mi of land. About 31,713 people live here, or 3,924 per square mile. The median resident is 34.6 years old, compared with 38.9 nationally.

The median household earns $48,718 a year, 40% below the national median of $80,734. 31.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $192,000, or 3.9 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 45% of occupied homes are lived in by their owners, and renters pay a median of $1,258 a month.

14% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 30 minutes each way, and 9% of workers work from home. The most common jobs among working residents are in healthcare; sales; and transportation and moving goods. 48% of households speak a language other than English at home, most often Spanish.

How 06704 compares

Sorted from highest to lowest national percentile

Poverty rate31.8%
97th
WeaknessU.S. 12.5% · CT 10%8th of 276 in CT
Unemployment rate11.8%
97th
WeaknessU.S. 5.2% · CT 5.6%13th of 276 in CT
Healthcare workers15%
95th
U.S. 9.7% · CT 10.4%20th of 276 in CT
Income inequality (Gini)0.504
90th
WeaknessU.S. 0.483 · CT 0.49931st of 274 in CT
Diversity index66.4
86th
U.S. 61.4 · CT 5728th of 277 in CT
Rent-burdened renters59.8%
82nd
WeaknessU.S. 51.1% · CT 52.6%56th of 267 in CT
Population density3,924/sq mi
74th
U.S. 95/sq mi · CT 749/sq mi35th of 277 in CT
Average commute30 min
74th
U.S. 26.4 min · CT 26.5 min72nd of 268 in CT
Foreign-born residents18.6%
72nd
U.S. 14.1% · CT 15.7%50th of 277 in CT
Residents under 1824.1%
68th
U.S. 22% · CT 20.2%45th of 277 in CT
Uninsured rate9.2%
67th
U.S. 8.4% · CT 5.4%25th of 276 in CT
Self-employed workers10.4%
63rd
U.S. 10% · CT 9.9%135th of 276 in CT
Housing vacancy7.1%
54th
U.S. 10.1% · CT 7%110th of 275 in CT
Population31,713
53rd
U.S. 334,922,499 · CT 3,624,50826th of 277 in CT
Median gross rent$1,258
40th
U.S. $1,413 · CT $1,488185th of 247 in CT
Residents 65 and older15.1%
39th
U.S. 17.2% · CT 18.5%226th of 277 in CT
Government workers11.7%
33rd
U.S. 14.5% · CT 13.1%171st of 276 in CT
Broadband access88.6%
26th
U.S. 91% · CT 92.2%235th of 275 in CT
Work from home8.5%
25th
U.S. 15.1% · CT 16%231st of 276 in CT
Median home value$192,000
19th
U.S. $332,700 · CT $366,900263rd of 267 in CT
Median age34.6
19th
U.S. 38.9 · CT 41.1251st of 277 in CT
Tech workers1.1%
15th
U.S. 3.8% · CT 3.6%223rd of 276 in CT
Veterans2.9%
14th
U.S. 6.2% · CT 4.7%223rd of 277 in CT
Homeownership rate45.3%
13th
WeaknessU.S. 65.2% · CT 66.5%241st of 275 in CT
Median earnings per worker$36,603
12th
WeaknessU.S. $49,666 · CT $57,739260th of 275 in CT
Per capita income$26,122
10th
WeaknessU.S. $44,673 · CT $55,915262nd of 277 in CT
Median household income$48,718
8th
WeaknessU.S. $80,734 · CT $95,781257th of 267 in CT
Bachelor's degree or higher14.2%
8th
WeaknessU.S. 35.7% · CT 42.5%260th of 277 in CT

Measure	06704	CT	U.S.	National percentile	Rank in CT
Poverty rateWeakness	31.8%	10%	12.5%	97th	8th of 276
Unemployment rateWeakness	11.8%	5.6%	5.2%	97th	13th of 276
Healthcare workers	15%	10.4%	9.7%	95th	20th of 276
Income inequality (Gini)Weakness	0.504	0.499	0.483	90th	31st of 274
Diversity index	66.4	57	61.4	86th	28th of 277
Rent-burdened rentersWeakness	59.8%	52.6%	51.1%	82nd	56th of 267
Population density	3,924/sq mi	749/sq mi	95/sq mi	74th	35th of 277
Average commute	30 min	26.5 min	26.4 min	74th	72nd of 268
Foreign-born residents	18.6%	15.7%	14.1%	72nd	50th of 277
Residents under 18	24.1%	20.2%	22%	68th	45th of 277
Uninsured rate	9.2%	5.4%	8.4%	67th	25th of 276
Self-employed workers	10.4%	9.9%	10%	63rd	135th of 276
Housing vacancy	7.1%	7%	10.1%	54th	110th of 275
Population	31,713	3,624,508	334,922,499	53rd	26th of 277
Median gross rent	$1,258	$1,488	$1,413	40th	185th of 247
Residents 65 and older	15.1%	18.5%	17.2%	39th	226th of 277
Government workers	11.7%	13.1%	14.5%	33rd	171st of 276
Broadband access	88.6%	92.2%	91%	26th	235th of 275
Work from home	8.5%	16%	15.1%	25th	231st of 276
Median home value	$192,000	$366,900	$332,700	19th	263rd of 267
Median age	34.6	41.1	38.9	19th	251st of 277
Tech workers	1.1%	3.6%	3.8%	15th	223rd of 276
Veterans	2.9%	4.7%	6.2%	14th	223rd of 277
Homeownership rateWeakness	45.3%	66.5%	65.2%	13th	241st of 275
Median earnings per workerWeakness	$36,603	$57,739	$49,666	12th	260th of 275
Per capita incomeWeakness	$26,122	$55,915	$44,673	10th	262nd of 277
Median household incomeWeakness	$48,718	$95,781	$80,734	8th	257th of 267
Bachelor's degree or higherWeakness	14.2%	42.5%	35.7%	8th	260th of 277

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

18%

5–17

11%

18–24

15%

25–34

13%

35–44

10%

45–54

11%

55–64

65–74

75+

Median age

34.6

Under 18

24.1%

65 and over

15.1%

Race and ethnicity

White17%
Black29%
Hispanic47%
Asian2%
Native American0.1%
Pacific Islander0%
Other0.5%
Multiracial5%

Diversity index

66.4

U.S. 61.4

Foreign-born

18.6%

U.S. 14.1%

Born in state

45.8%

Language spoken at home (households)

English only

52%

Spanish

39%

Other Indo-European

Asian / Pacific

0.8%

Other

Households

Households: 11,768
Average household size: 2.7
Family households: 67.5%
Married couples: 26.9%
Living alone: 27.3%
Veterans (of adults): 2.9%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

31%

$25–50k

21%

$50–75k

16%

$75–100k

$100–150k

15%

$150–200k

$200k+

Median household income

06704

$48,718

Connecticut

$95,781

United States

$80,734

Per capita income

$26,122

U.S. $44,673

Poverty rate

31.8%

U.S. 12.5%

Households earning $150K+

U.S. 23%

Income inequality (Gini)

0.504

U.S. 0.483

Housing

Median home value

06704

$192,000

Connecticut

$366,900

United States

$332,700

Median gross rent

06704

$1,258

Connecticut

$1,488

United States

$1,413

Types of housing

Single-family

45%

2–4 units

34%

5–19 units

12%

20+ units

Mobile home

0.2%

Boat, RV, van

Housing units: 12,671
Owner-occupied: 45.3%
Vacant: 7.1%
Median year built: 1955
Median rooms: 5
Renters paying 30%+ of income: 59.8%
Renters paying 50%+ of income: 33.7%
Home value to income: 3.9× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

69%

Carpooled

11%

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

10–19

34%

20–29

18%

30–44

20%

45–59

60+

12%

Average commute

30 min

U.S. 26.4 min

Unemployment

11.8%

U.S. 5.2%

In labor force

60.1%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Healthcare

15%

Sales

14%

Transportation and moving

12%

Production

10%

Office and admin

Cleaning and personal care

Construction and repair

Food service

Business and finance

Legal and social services

Management

Education

Police and fire

Computer and math

Arts, media and sports

0.8%

Engineering and science

0.5%

Farming, fishing and forestry

Industries

Health care and social assistance

23%

Retail

17%

Manufacturing

15%

Education

Admin, support and management

Construction

Restaurants and hotels

Finance, insurance and real estate

Transportation, warehousing and utilities

Other services

Public administration

Professional and technical services

Arts and recreation

Wholesale

Information

0.9%

Agriculture and mining

Median earnings per worker

$36,603

U.S. $49,666

Self-employed

10.4%

U.S. 10%

Government workers

11.7%

U.S. 14.5%

Nonprofit workers

11.4%

U.S. 8.8%

Median earnings by type of work

Type of work	06704	U.S.
Management, business, science and arts	$54,038	$74,888
Service	$31,003	$26,804
Sales and office	$35,869	$40,476
Construction and maintenance	$47,694	$49,199
Production and transportation	$35,374	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

22%

High school

35%

Some college

20%

Associate's

Bachelor's

Graduate

High school graduate or higher: 77.7%
Bachelor's degree or higher: 14.2%
Graduate or professional degree: 5.4%
Households with broadband: 88.6%
Cable, fiber or DSL: 69.9%
No internet access: 8.5%
Without health insurance: 9.2%
Limited-English households: 10.8%

Geography

City (USPS): Waterbury
State: Connecticut
Center point: 41.5887° N, 73.0353° W
Land area: 8.1 sq mi
Water area: 0.2 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Waterbury100% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 06704

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
06710	Waterbury, CT	1.4 mi	9,942	$37,191	$228,300
06701	Waterbury, CT · PO box	2.3 mi	—	—	—
06702	Waterbury, CT	2.3 mi	2,946	$14,474	$286,100
06703	Waterbury, CT · PO box	2.3 mi	—	—	—
06720	Waterbury, CT · PO box	2.3 mi	—	—	—
06721	Waterbury, CT · PO box	2.3 mi	—	—	—
06722	Waterbury, CT · PO box	2.3 mi	—	—	—
06723	Waterbury, CT · PO box	2.3 mi	—	—	—
06724	Waterbury, CT · PO box	2.3 mi	—	—	—
06725	Waterbury, CT · PO box	2.3 mi	—	—	—
06726	Waterbury, CT · PO box	2.3 mi	—	—	—
06749	Waterbury, CT · PO box	2.3 mi	—	—	—

Zip codes like 06704 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 06704

What city is zip code 06704?

06704 is assigned to Waterbury, Connecticut. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What is the population of 06704?

About 31,713 people live in 06704, according to the Census Bureau's American Community Survey.

What time zone is 06704 in?

06704 is in Eastern Time.

What is the median household income in 06704?

The median household income in 06704 is $48,718.

What zip codes are near 06704?

The closest zip codes to 06704 are 06710, 06701, 06702, 06703, 06720.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 06704, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.