ZipCodeLook
04987

Zip code 04987: Troy, Maine

Residential delivery areaWaldo CountyEastern Time
Population
984
Median household income
$45K
U.S. $81K
Median home value
$213K
U.S. $333K
Median rent
$1,255/mo
U.S. $1,413
Median age
49.3
U.S. 38.9
Land area
35 sq mi
28 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 04987

04987 is a rural zip code in Troy, Maine (Waldo County), covering 35 sq mi of land. About 984 people live here, or 28 per square mile. The median resident is 49.3 years old, compared with 38.9 nationally.

The median household earns $44,583 a year, 45% below the national median of $80,734. 17.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $213,000, or 4.8 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 86% of occupied homes are lived in by their owners, and renters pay a median of $1,255 a month.

22% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 49.7 minutes each way, and 25% of workers work from home. The most common jobs among working residents are in office and administrative support; management; and transportation and moving goods. 19% of them are self-employed (U.S.: 10%).

How 04987 compares

Sorted from highest to lowest national percentile

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Median age
49.3
Under 18
20.7%
65 and over
27%

Race and ethnicity

  • White94%
  • Black0%
  • Hispanic3%
  • Asian0%
  • Native American0%
  • Pacific Islander0%
  • Other0%
  • Multiracial3%
Diversity index
11.6
U.S. 61.4
Foreign-born
2.1%
U.S. 14.1%
Born in state
57.1%

Language spoken at home (households)

English only
98%
Spanish
0%
Other Indo-European
2%
Asian / Pacific
0%
Other
0%

Households

Households
434
Average household size
2.3
Family households
50.9%
Married couples
43.8%
Living alone
32.9%
Veterans (of adults)
9.7%
Male / female
43% / 57%

Income and poverty

Household income distribution

<$25k
29%
$25–50k
26%
$50–75k
14%
$75–100k
10%
$100–150k
13%
$150–200k
4%
$200k+
4%

Median household income

04987
$44,583
Waldo Co.
$72,782
Maine
$74,733
United States
$80,734
Per capita income
$32,535
U.S. $44,673
Poverty rate
17.8%
U.S. 12.5%
Households earning $150K+
8.1%
U.S. 23%
Income inequality (Gini)
0.474
U.S. 0.483

Housing

Median home value

04987
$213,000
Waldo Co.
$257,700
Maine
$296,600
United States
$332,700

Median gross rent

04987
$1,255
Waldo Co.
$1,021
Maine
$1,139
United States
$1,413

Types of housing

Single-family
78%
2–4 units
2%
5–19 units
0%
20+ units
0%
Mobile home
21%
Boat, RV, van
0%
Housing units
524
Owner-occupied
86.4%
Vacant
17.2%
Median year built
1991
Median rooms
5.6
Renters paying 30%+ of income
53.2%
Renters paying 50%+ of income
42.6%
Home value to income
4.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone
53%
Carpooled
20%
Transit
0%
Walked
2%
Bicycle
0%
Worked from home
25%
Other
0%

Commute time (one way)

<10 min
8%
10–19
13%
20–29
9%
30–44
30%
45–59
13%
60+
26%
Average commute
49.7 min
U.S. 26.4 min
Unemployment
3.8%
U.S. 5.2%
In labor force
53.7%
U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin
20%
Management
13%
Transportation and moving
11%
Cleaning and personal care
9%
Healthcare
7%
Business and finance
6%
Sales
6%
Construction and repair
6%
Computer and math
5%
Education
5%
Arts, media and sports
4%
Production
3%
Farming, fishing and forestry
2%
Police and fire
0.9%
Food service
0.7%
Engineering and science
0.5%
Legal and social services
0.2%

Industries

Admin, support and management
14%
Manufacturing
10%
Education
9%
Retail
9%
Finance, insurance and real estate
8%
Wholesale
8%
Health care and social assistance
7%
Transportation, warehousing and utilities
7%
Information
7%
Professional and technical services
7%
Other services
5%
Agriculture and mining
4%
Public administration
4%
Construction
2%
Restaurants and hotels
0%
Arts and recreation
0%
Median earnings per worker
$32,813
U.S. $49,666
Self-employed
18.7%
U.S. 10%
Government workers
9.8%
U.S. 14.5%
Nonprofit workers
6.8%
U.S. 8.8%

Median earnings by type of work

Type of work04987U.S.
Management, business, science and arts$55,700$74,888
Service$29,583$26,804
Sales and office$35,667$40,476
Construction and maintenance$28,000$49,199
Production and transportation$31,131$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma
6%
High school
40%
Some college
24%
Associate's
9%
Bachelor's
14%
Graduate
7%
High school graduate or higher
94.4%
Bachelor's degree or higher
21.7%
Graduate or professional degree
7.2%
Households with broadband
79%
Cable, fiber or DSL
56.7%
No internet access
13.8%
Without health insurance
11.6%
Limited-English households
0%

Geography

City (USPS)
Troy
State
Maine
Center point
44.6741° N, 69.2518° W
Land area
35 sq mi
Water area
1 sq mi
Time zone
Eastern Time (UTC-5, UTC-4 in summer)
Zip type
Residential delivery area

Zip codes near 04987

ZipCityDistanceIncome
04932Dixmont5.6 mi$75,952
04922Burnham6.6 mi$59,261
04929Detroit7.3 mi$51,111
04969Plymouth7.7 mi$61,964
04921Brooks8.4 mi$63,646
04434Etna8.7 mi$72,379
04986Thorndike8.8 mi$71,833
04988Unity9 mi$62,929
04933East Newport · PO box10 mi—
04951Monroe11 mi$81,300
04967Pittsfield11 mi$57,381
04965Palmyra13 mi$60,543

Questions about 04987

What city is zip code 04987?

04987 is assigned to Troy, Maine. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 04987 in?

04987 is in Waldo County, Maine.

What is the population of 04987?

About 984 people live in 04987, according to the Census Bureau's American Community Survey.

What time zone is 04987 in?

04987 is in Eastern Time.

What is the median household income in 04987?

The median household income in 04987 is $44,583.

What zip codes are near 04987?

The closest zip codes to 04987 are 04932, 04922, 04929, 04969, 04921.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 04987, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.