Zip code 04978: Smithfield, Maine

Q: What city is zip code 04978?

04978 is assigned to Smithfield, Maine. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 04978 in?

04978 is in Somerset County, Maine.

Q: What is the population of 04978?

About 856 people live in 04978, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 04978?

The median household income in 04978 is $107,917.

Q: What zip codes are near 04978?

The closest zip codes to 04978 are 04963, 04957, 04937, 04918, 04903.

Residential delivery areaSomerset CountyEastern Time

Population

856

Median household income

$108K

U.S. $81K

Median home value

$243K

U.S. $333K

Median rent

$1,109/mo

U.S. $1,413

Median age

55.8

U.S. 38.9

Land area

20 sq mi

43 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 04978

04978 is a rural zip code in Smithfield, Maine (Somerset County), covering 20 sq mi of land. About 856 people live here, or 43 per square mile. The median resident is 55.8 years old, compared with 38.9 nationally.

The median household earns $107,917 a year, 34% above the national median of $80,734. 5.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $242,800, or 2.2 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 89% of occupied homes are lived in by their owners, and renters pay a median of $1,109 a month.

35% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 32.5 minutes each way, and 22% of workers work from home. The most common jobs among working residents are in healthcare; production and manufacturing; and construction and repair.

How 04978 compares

Sorted from highest to lowest national percentile

Housing vacancy39.5%
99th
U.S. 10.1% · ME 20.6%108th of 399 in ME
Healthcare workers20.2%
99th
U.S. 9.7% · ME 10.8%14th of 399 in ME
Median age55.8
98th
U.S. 38.9 · ME 44.876th of 400 in ME
Veterans13.1%
96th
U.S. 6.2% · ME 8.4%60th of 400 in ME
Residents 65 and older29.7%
96th
U.S. 17.2% · ME 22.4%110th of 400 in ME
Homeownership rate88.9%
95th
StrengthU.S. 65.2% · ME 74.3%129th of 399 in ME
Average commute32.5 min
85th
WeaknessU.S. 26.4 min · ME 24.6 min79th of 384 in ME
Broadband access95.9%
84th
StrengthU.S. 91% · ME 90.3%56th of 399 in ME
Work from home22%
82nd
U.S. 15.1% · ME 15.9%66th of 399 in ME
Per capita income$55,791
80th
StrengthU.S. $44,673 · ME $43,74247th of 400 in ME
Median household income$107,917
78th
U.S. $80,734 · ME $74,73327th of 390 in ME
Government workers16.5%
69th
U.S. 14.5% · ME 14.1%139th of 399 in ME
Median earnings per worker$52,750
63rd
U.S. $49,666 · ME $48,05375th of 399 in ME
Unemployment rate5.3%
57th
U.S. 5.2% · ME 3.8%109th of 400 in ME
Bachelor's degree or higher34.7%
56th
U.S. 35.7% · ME 36.2%147th of 400 in ME
Tech workers2.1%
35th
U.S. 3.8% · ME 2.7%160th of 399 in ME
Median home value$242,800
31st
U.S. $332,700 · ME $296,600202nd of 396 in ME
Median gross rent$1,109
29th
U.S. $1,413 · ME $1,139115th of 318 in ME
Self-employed workers7.7%
28th
U.S. 10% · ME 13%346th of 399 in ME
Rent-burdened renters42.9%
23rd
U.S. 51.1% · ME 48.4%196th of 374 in ME
Poverty rate5.8%
17th
StrengthU.S. 12.5% · ME 10.7%309th of 399 in ME
Foreign-born residents1.2%
7th
U.S. 14.1% · ME 4.1%295th of 400 in ME
Population density43/sq mi
6th
U.S. 95/sq mi · ME 45/sq mi237th of 400 in ME
Income inequality (Gini)0.362
4th
StrengthU.S. 0.483 · ME 0.456345th of 399 in ME
Residents under 1810%
2nd
U.S. 22% · ME 18.1%353rd of 400 in ME
Population856
1st
U.S. 334,922,499 · ME 1,387,817285th of 400 in ME
Diversity index3.5
1st
U.S. 61.4 · ME 18.9368th of 400 in ME
Uninsured rate0.7%
1st
StrengthU.S. 8.4% · ME 6.2%385th of 400 in ME

Measure	04978	Somerset	ME	U.S.	National percentile	Rank in ME
Housing vacancy	39.5%	23%	20.6%	10.1%	99th	108th of 399
Healthcare workers	20.2%	9.3%	10.8%	9.7%	99th	14th of 399
Median age	55.8	47	44.8	38.9	98th	76th of 400
Veterans	13.1%	10.7%	8.4%	6.2%	96th	60th of 400
Residents 65 and older	29.7%	23%	22.4%	17.2%	96th	110th of 400
Homeownership rateStrength	88.9%	77.4%	74.3%	65.2%	95th	129th of 399
Average commuteWeakness	32.5 min	28 min	24.6 min	26.4 min	85th	79th of 384
Broadband accessStrength	95.9%	86.3%	90.3%	91%	84th	56th of 399
Work from home	22%	11%	15.9%	15.1%	82nd	66th of 399
Per capita incomeStrength	$55,791	$34,433	$43,742	$44,673	80th	47th of 400
Median household income	$107,917	$58,179	$74,733	$80,734	78th	27th of 390
Government workers	16.5%	13.9%	14.1%	14.5%	69th	139th of 399
Median earnings per worker	$52,750	$41,337	$48,053	$49,666	63rd	75th of 399
Unemployment rate	5.3%	3.5%	3.8%	5.2%	57th	109th of 400
Bachelor's degree or higher	34.7%	21.1%	36.2%	35.7%	56th	147th of 400
Tech workers	2.1%	1.7%	2.7%	3.8%	35th	160th of 399
Median home value	$242,800	$166,900	$296,600	$332,700	31st	202nd of 396
Median gross rent	$1,109	$910	$1,139	$1,413	29th	115th of 318
Self-employed workers	7.7%	12%	13%	10%	28th	346th of 399
Rent-burdened renters	42.9%	43.7%	48.4%	51.1%	23rd	196th of 374
Poverty rateStrength	5.8%	14.2%	10.7%	12.5%	17th	309th of 399
Foreign-born residents	1.2%	1.5%	4.1%	14.1%	7th	295th of 400
Population density	43/sq mi	13/sq mi	45/sq mi	95/sq mi	6th	237th of 400
Income inequality (Gini)Strength	0.362	0.447	0.456	0.483	4th	345th of 399
Residents under 18	10%	18.4%	18.1%	22%	2nd	353rd of 400
Population	856	50,959	1,387,817	334,922,499	1st	285th of 400
Diversity index	3.5	11.8	18.9	61.4	1st	368th of 400
Uninsured rateStrength	0.7%	7.5%	6.2%	8.4%	1st	385th of 400

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

18–24

25–34

10%

35–44

16%

45–54

22%

55–64

21%

65–74

75+

Median age

55.8

Under 18

10%

65 and over

29.7%

Race and ethnicity

White98%
Black0%
Hispanic0.7%
Asian0.2%
Native American0%
Pacific Islander0%
Other0%
Multiracial0.8%

Diversity index

3.5

U.S. 61.4

Foreign-born

1.2%

U.S. 14.1%

Born in state

62.9%

Language spoken at home (households)

English only

99%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 413
Average household size: 2.1
Family households: 76.8%
Married couples: 66.6%
Living alone: 18.4%
Veterans (of adults): 13.1%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

$25–50k

14%

$50–75k

12%

$75–100k

14%

$100–150k

23%

$150–200k

19%

$200k+

11%

Median household income

04978

$107,917

Somerset Co.

$58,179

Maine

$74,733

United States

$80,734

Per capita income

$55,791

U.S. $44,673

Poverty rate

5.8%

U.S. 12.5%

Households earning $150K+

30%

U.S. 23%

Income inequality (Gini)

0.362

U.S. 0.483

Housing

Median home value

04978

$242,800

Somerset Co.

$166,900

Maine

$296,600

United States

$332,700

Median gross rent

04978

$1,109

Somerset Co.

$910

Maine

$1,139

United States

$1,413

Types of housing

Single-family

92%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 683
Owner-occupied: 88.9%
Vacant: 39.5%
Median year built: 1983
Median rooms: 5.5
Renters paying 30%+ of income: 42.9%
Renters paying 50%+ of income: 19%
Home value to income: 2.2× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

65%

Carpooled

12%

Transit

Walked

Bicycle

Worked from home

22%

Other

0.7%

Commute time (one way)

<10 min

10–19

17%

20–29

35%

30–44

26%

45–59

10%

60+

Average commute

32.5 min

U.S. 26.4 min

Unemployment

5.3%

U.S. 5.2%

In labor force

59%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Healthcare

20%

Production

13%

Construction and repair

10%

Office and admin

10%

Education

Engineering and science

Management

Sales

Cleaning and personal care

Transportation and moving

Food service

Computer and math

Legal and social services

0.7%

Business and finance

Arts, media and sports

Police and fire

Farming, fishing and forestry

Industries

Health care and social assistance

27%

Manufacturing

13%

Construction

13%

Education

11%

Retail

Finance, insurance and real estate

Professional and technical services

Public administration

Transportation, warehousing and utilities

Wholesale

Other services

Restaurants and hotels

Arts and recreation

Information

Admin, support and management

0.7%

Agriculture and mining

Median earnings per worker

$52,750

U.S. $49,666

Self-employed

7.7%

U.S. 10%

Government workers

16.5%

U.S. 14.5%

Nonprofit workers

18.1%

U.S. 8.8%

Median earnings by type of work

Type of work	04978	U.S.
Management, business, science and arts	$87,829	$74,888
Service	$26,818	$26,804
Sales and office	$44,167	$40,476
Construction and maintenance	$51,042	$49,199
Production and transportation	$45,714	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

33%

Some college

11%

Associate's

16%

Bachelor's

25%

Graduate

10%

High school graduate or higher: 94.5%
Bachelor's degree or higher: 34.7%
Graduate or professional degree: 9.6%
Households with broadband: 95.9%
Cable, fiber or DSL: 73.8%
No internet access: 2.9%
Without health insurance: 0.7%
Limited-English households: 0%

Geography

City (USPS): Smithfield
State: Maine
County: Somerset County
Center point: 44.6418° N, 69.7999° W
Land area: 20 sq mi
Water area: 4.9 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Zip codes near 04978

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
04963	Oakland, ME	5.6 mi	7,524	$77,708	$247,200
04957	Norridgewock, ME	5.9 mi	4,006	$65,931	$179,100
04937	Fairfield, ME	6.8 mi	6,358	$63,933	$163,700
04918	Belgrade Lakes, ME	7.1 mi	0	—	—
04903	Waterville, ME · PO box	7.7 mi	—	—	—
04944	Hinckley, ME	8.3 mi	140	—	$171,600
04955	New Sharon, ME	9.5 mi	1,550	$63,889	$171,200
04975	Shawmut, ME	11 mi	21	—	—
04917	Belgrade, ME	11 mi	3,351	$88,338	$312,200
04360	Vienna, ME	12 mi	536	$75,481	$276,400
04976	Skowhegan, ME	12 mi	10,072	$53,534	$165,000
04911	Anson, ME	13 mi	1,880	$62,697	$121,800

Questions about 04978

What city is zip code 04978?

04978 is assigned to Smithfield, Maine. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 04978 in?

04978 is in Somerset County, Maine.

What is the population of 04978?

About 856 people live in 04978, according to the Census Bureau's American Community Survey.

What time zone is 04978 in?

04978 is in Eastern Time.

What is the median household income in 04978?

The median household income in 04978 is $107,917.

What zip codes are near 04978?

The closest zip codes to 04978 are 04963, 04957, 04937, 04918, 04903.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 04978, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.