Zip code 04685: Swans Island, Maine

Q: What city is zip code 04685?

04685 is assigned to Swans Island, Maine. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 04685 in?

04685 is in Hancock County, Maine.

Q: What is the population of 04685?

About 438 people live in 04685, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 04685?

The median household income in 04685 is $86,250.

Q: What zip codes are near 04685?

The closest zip codes to 04685 are 04635, 04653, 04674, 04612, 04616.

Residential delivery areaHancock CountyEastern Time

Population

438

Small sample: rough estimates

Median household income

$86K

U.S. $81K

Median home value

$317K

U.S. $333K

Median rent

$2,125/mo

U.S. $1,413

Median age

52.8

U.S. 38.9

Land area

16 sq mi

27 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 04685

04685 is a rural zip code in Swans Island, Maine (Hancock County), covering 16 sq mi of land. About 438 people live here, or 27 per square mile. The median resident is 52.8 years old, compared with 38.9 nationally. With so few residents, the Census figures below are rough estimates with wide margins of error.

The median household earns $86,250 a year, close to the national median of $80,734. 1.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $316,700, or 3.7 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 91% of occupied homes are lived in by their owners, and renters pay a median of $2,125 a month.

38% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 12 minutes each way, and 9% of workers work from home. The most common jobs among working residents are in farming, fishing and forestry; office and administrative support; and management. 60% of them are self-employed (U.S.: 10%).

How 04685 compares

Sorted from highest to lowest national percentile

Only about 438 people live here, so these survey estimates have wide margins of error.

Housing vacancy59.4%
99th
U.S. 10.1% · ME 20.6%35th of 399 in ME
Self-employed workers60.2%
99th
U.S. 10% · ME 13%3rd of 399 in ME
Median age52.8
97th
U.S. 38.9 · ME 44.8117th of 400 in ME
Homeownership rate91%
97th
StrengthU.S. 65.2% · ME 74.3%90th of 399 in ME
Residents 65 and older28.1%
96th
U.S. 17.2% · ME 22.4%127th of 400 in ME
Income inequality (Gini)0.522
94th
WeaknessU.S. 0.483 · ME 0.45620th of 399 in ME
Veterans11.2%
93rd
U.S. 6.2% · ME 8.4%117th of 400 in ME
Per capita income$67,412
90th
StrengthU.S. $44,673 · ME $43,74217th of 400 in ME
Median gross rent$2,125
88th
U.S. $1,413 · ME $1,1395th of 318 in ME
Uninsured rate10.7%
74th
U.S. 8.4% · ME 6.2%89th of 400 in ME
Bachelor's degree or higher37.9%
62nd
U.S. 35.7% · ME 36.2%119th of 400 in ME
Median household income$86,250
58th
U.S. $80,734 · ME $74,73391st of 390 in ME
Median earnings per worker$47,500
48th
U.S. $49,666 · ME $48,053161st of 399 in ME
Median home value$316,700
47th
U.S. $332,700 · ME $296,600118th of 396 in ME
Foreign-born residents7.3%
40th
U.S. 14.1% · ME 4.1%32nd of 400 in ME
Healthcare workers8.5%
35th
U.S. 9.7% · ME 10.8%237th of 399 in ME
Broadband access90%
34th
U.S. 91% · ME 90.3%190th of 399 in ME
Work from home8.8%
27th
U.S. 15.1% · ME 15.9%283rd of 399 in ME
Rent-burdened renters40%
16th
StrengthU.S. 51.1% · ME 48.4%217th of 374 in ME
Residents under 1816.4%
12th
U.S. 22% · ME 18.1%220th of 400 in ME
Diversity index17
10th
U.S. 61.4 · ME 18.9118th of 400 in ME
Government workers7.6%
6th
U.S. 14.5% · ME 14.1%351st of 399 in ME
Population density27/sq mi
4th
U.S. 95/sq mi · ME 45/sq mi288th of 400 in ME
Unemployment rate1.3%
2nd
StrengthU.S. 5.2% · ME 3.8%321st of 400 in ME
Population438
1st
U.S. 334,922,499 · ME 1,387,817347th of 400 in ME
Poverty rate1.1%
1st
StrengthU.S. 12.5% · ME 10.7%386th of 399 in ME
Average commute12 min
1st
StrengthU.S. 26.4 min · ME 24.6 min376th of 384 in ME
Tech workers0%
1st
U.S. 3.8% · ME 2.7%331st of 399 in ME

Measure	04685	Hancock	ME	U.S.	National percentile	Rank in ME
Housing vacancy	59.4%	37.3%	20.6%	10.1%	99th	35th of 399
Self-employed workers	60.2%	19.8%	13%	10%	99th	3rd of 399
Median age	52.8	49	44.8	38.9	97th	117th of 400
Homeownership rateStrength	91%	78.5%	74.3%	65.2%	97th	90th of 399
Residents 65 and older	28.1%	26.6%	22.4%	17.2%	96th	127th of 400
Income inequality (Gini)Weakness	0.522	0.458	0.456	0.483	94th	20th of 399
Veterans	11.2%	8%	8.4%	6.2%	93rd	117th of 400
Per capita incomeStrength	$67,412	$44,241	$43,742	$44,673	90th	17th of 400
Median gross rent	$2,125	$1,061	$1,139	$1,413	88th	5th of 318
Uninsured rate	10.7%	9.6%	6.2%	8.4%	74th	89th of 400
Bachelor's degree or higher	37.9%	40.1%	36.2%	35.7%	62nd	119th of 400
Median household income	$86,250	$72,744	$74,733	$80,734	58th	91st of 390
Median earnings per worker	$47,500	$45,094	$48,053	$49,666	48th	161st of 399
Median home value	$316,700	$310,400	$296,600	$332,700	47th	118th of 396
Foreign-born residents	7.3%	3.3%	4.1%	14.1%	40th	32nd of 400
Healthcare workers	8.5%	8.5%	10.8%	9.7%	35th	237th of 399
Broadband access	90%	91.2%	90.3%	91%	34th	190th of 399
Work from home	8.8%	13.7%	15.9%	15.1%	27th	283rd of 399
Rent-burdened rentersStrength	40%	50.9%	48.4%	51.1%	16th	217th of 374
Residents under 18	16.4%	16.2%	18.1%	22%	12th	220th of 400
Diversity index	17	14.1	18.9	61.4	10th	118th of 400
Government workers	7.6%	13.8%	14.1%	14.5%	6th	351st of 399
Population density	27/sq mi	36/sq mi	45/sq mi	95/sq mi	4th	288th of 400
Unemployment rateStrength	1.3%	4.6%	3.8%	5.2%	2nd	321st of 400
Population	438	56,460	1,387,817	334,922,499	1st	347th of 400
Poverty rateStrength	1.1%	9.9%	10.7%	12.5%	1st	386th of 399
Average commuteStrength	12 min	25.4 min	24.6 min	26.4 min	1st	376th of 384
Tech workers	0%	1.3%	2.7%	3.8%	1st	331st of 399

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

18–24

25–34

35–44

17%

45–54

19%

55–64

14%

65–74

14%

75+

Median age

52.8

Under 18

16.4%

65 and over

28.1%

Race and ethnicity

White91%
Black0%
Hispanic0%
Asian5%
Native American0%
Pacific Islander0%
Other0%
Multiracial4%

Diversity index

U.S. 61.4

Foreign-born

7.3%

U.S. 14.1%

Born in state

61.4%

Language spoken at home (households)

English only

96%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 200
Average household size: 2.2
Family households: 63.5%
Married couples: 60%
Living alone: 30%
Veterans (of adults): 11.2%
Male / female: 53% / 47%

Income and poverty

Household income distribution

<$25k

$25–50k

18%

$50–75k

19%

$75–100k

19%

$100–150k

$150–200k

14%

$200k+

17%

Median household income

04685

$86,250

Hancock Co.

$72,744

Maine

$74,733

United States

$80,734

Per capita income

$67,412

U.S. $44,673

Poverty rate

1.1%

U.S. 12.5%

Households earning $150K+

31%

U.S. 23%

Income inequality (Gini)

0.522

U.S. 0.483

Housing

Median home value

04685

$316,700

Hancock Co.

$310,400

Maine

$296,600

United States

$332,700

Median gross rent

04685

$2,125

Hancock Co.

$1,061

Maine

$1,139

United States

$1,413

Types of housing

Single-family

92%

2–4 units

0.4%

5–19 units

0.8%

20+ units

Mobile home

Boat, RV, van

Housing units: 493
Owner-occupied: 91%
Vacant: 59.4%
Median year built: 1976
Median rooms: 6
Renters paying 30%+ of income: 40%
Renters paying 50%+ of income: 40%
Home value to income: 3.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

65%

Carpooled

21%

Transit

0.9%

Walked

Bicycle

Worked from home

Other

0.5%

Commute time (one way)

<10 min

64%

10–19

18%

20–29

30–44

10%

45–59

60+

Average commute

12 min

U.S. 26.4 min

Unemployment

1.3%

U.S. 5.2%

In labor force

62.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Farming, fishing and forestry

38%

Office and admin

14%

Management

11%

Healthcare

Education

Legal and social services

Food service

Business and finance

Cleaning and personal care

Production

Transportation and moving

Sales

Construction and repair

0.4%

Computer and math

Engineering and science

Arts, media and sports

Police and fire

Industries

Agriculture and mining

45%

Health care and social assistance

17%

Professional and technical services

Education

Retail

Manufacturing

Finance, insurance and real estate

Construction

Restaurants and hotels

Admin, support and management

Information

Transportation, warehousing and utilities

Public administration

Other services

Wholesale

Arts and recreation

Median earnings per worker

$47,500

U.S. $49,666

Self-employed

60.2%

U.S. 10%

Government workers

7.6%

U.S. 14.5%

Nonprofit workers

U.S. 8.8%

Median earnings by type of work

Type of work	04685	U.S.
Management, business, science and arts	$145,208	$74,888
Service	$21,667	$26,804
Sales and office	$19,432	$40,476
Construction and maintenance	$49,500	$49,199
Production and transportation	$38,438	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

11%

High school

34%

Some college

13%

Associate's

Bachelor's

18%

Graduate

20%

High school graduate or higher: 88.6%
Bachelor's degree or higher: 37.9%
Graduate or professional degree: 19.8%
Households with broadband: 90%
Cable, fiber or DSL: 55.5%
No internet access: 9%
Without health insurance: 10.7%
Limited-English households: 0%

Geography

City (USPS): Swans Island
State: Maine
County: Hancock County
Center point: 44.1580° N, 68.4420° W
Land area: 16 sq mi
Water area: 68 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Zip codes near 04685

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
04635	Frenchboro, ME	5.2 mi	30	$42,250	—
04653	Bass Harbor, ME	6.4 mi	719	$90,250	$417,900
04674	Seal Cove, ME	6.9 mi	284	$76,667	$373,500
04612	Bernard, ME	7.8 mi	505	$89,839	$407,300
04616	Brooklin, ME	9.3 mi	869	$68,750	$339,400
04681	Stonington, ME	10 mi	840	$60,223	$306,700
04679	Southwest Harbor, ME	10 mi	1,553	$59,205	$428,500
04645	Isle Au Haut, ME	11 mi	69	$49,500	$593,800
04646	Islesford, ME	13 mi	134	$88,750	$428,600
04662	Northeast Harbor, ME	13 mi	476	$108,214	$707,400
04625	Cranberry Isles, ME	13 mi	62	$38,500	$525,000
04660	Mount Desert, ME	13 mi	1,072	$78,646	$480,600

Questions about 04685

What city is zip code 04685?

04685 is assigned to Swans Island, Maine. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 04685 in?

04685 is in Hancock County, Maine.

What is the population of 04685?

About 438 people live in 04685, according to the Census Bureau's American Community Survey.

What time zone is 04685 in?

04685 is in Eastern Time.

What is the median household income in 04685?

The median household income in 04685 is $86,250.

What zip codes are near 04685?

The closest zip codes to 04685 are 04635, 04653, 04674, 04612, 04616.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 04685, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.