ZipCodeLook
04640

Zip code 04640: Hancock, Maine

Residential delivery areaHancock CountyEastern Time
Population
2,450
Median household income
$72K
U.S. $81K
Median home value
$269K
U.S. $333K
Median rent
$1,171/mo
U.S. $1,413
Median age
54.8
U.S. 38.9
Land area
29 sq mi
84 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 04640

04640 is a small-town zip code in Hancock, Maine (Hancock County), covering 29 sq mi of land. About 2,450 people live here, or 84 per square mile. The median resident is 54.8 years old, compared with 38.9 nationally.

The median household earns $71,699 a year, close to the national median of $80,734. 8.4% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $269,100, or 3.8 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 81% of occupied homes are lived in by their owners, and renters pay a median of $1,171 a month.

36% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 29.9 minutes each way, and 5% of workers work from home. The most common jobs among working residents are in construction and repair; healthcare; and management. 25% of them are self-employed (U.S.: 10%).

How 04640 compares

Sorted from highest to lowest national percentile

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Median age
54.8
Under 18
14.2%
65 and over
31.1%

Race and ethnicity

  • White93%
  • Black0.9%
  • Hispanic2%
  • Asian0.3%
  • Native American1%
  • Pacific Islander0%
  • Other0%
  • Multiracial3%
Diversity index
13.6
U.S. 61.4
Foreign-born
2.4%
U.S. 14.1%
Born in state
57.1%

Language spoken at home (households)

English only
96%
Spanish
1%
Other Indo-European
1%
Asian / Pacific
2%
Other
0%

Households

Households
1,117
Average household size
2.2
Family households
54.4%
Married couples
43.9%
Living alone
29.4%
Veterans (of adults)
12.4%
Male / female
48% / 52%

Income and poverty

Household income distribution

<$25k
11%
$25–50k
29%
$50–75k
15%
$75–100k
17%
$100–150k
11%
$150–200k
11%
$200k+
5%

Median household income

04640
$71,699
Hancock Co.
$72,744
Maine
$74,733
United States
$80,734
Per capita income
$46,304
U.S. $44,673
Poverty rate
8.4%
U.S. 12.5%
Households earning $150K+
16.3%
U.S. 23%
Income inequality (Gini)
0.491
U.S. 0.483

Housing

Median home value

04640
$269,100
Hancock Co.
$310,400
Maine
$296,600
United States
$332,700

Median gross rent

04640
$1,171
Hancock Co.
$1,061
Maine
$1,139
United States
$1,413

Types of housing

Single-family
78%
2–4 units
6%
5–19 units
1%
20+ units
0%
Mobile home
14%
Boat, RV, van
0%
Housing units
1,479
Owner-occupied
80.6%
Vacant
24.5%
Median year built
1986
Median rooms
5.7
Renters paying 30%+ of income
42%
Renters paying 50%+ of income
38%
Home value to income
3.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone
76%
Carpooled
16%
Transit
0.1%
Walked
1%
Bicycle
0%
Worked from home
5%
Other
1%

Commute time (one way)

<10 min
11%
10–19
29%
20–29
17%
30–44
22%
45–59
8%
60+
14%
Average commute
29.9 min
U.S. 26.4 min
Unemployment
4.6%
U.S. 5.2%
In labor force
56.9%
U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair
23%
Healthcare
14%
Management
10%
Sales
9%
Office and admin
7%
Education
7%
Cleaning and personal care
5%
Transportation and moving
4%
Farming, fishing and forestry
4%
Business and finance
3%
Engineering and science
3%
Food service
3%
Legal and social services
3%
Computer and math
2%
Police and fire
2%
Production
1%
Arts, media and sports
0%

Industries

Construction
20%
Health care and social assistance
13%
Finance, insurance and real estate
10%
Retail
9%
Education
8%
Professional and technical services
8%
Restaurants and hotels
6%
Agriculture and mining
5%
Public administration
5%
Manufacturing
4%
Transportation, warehousing and utilities
3%
Other services
3%
Admin, support and management
3%
Wholesale
2%
Information
1%
Arts and recreation
0.3%
Median earnings per worker
$44,704
U.S. $49,666
Self-employed
24.8%
U.S. 10%
Government workers
15.2%
U.S. 14.5%
Nonprofit workers
9.7%
U.S. 8.8%

Median earnings by type of work

Type of work04640U.S.
Management, business, science and arts$50,139$74,888
Service$35,705$26,804
Sales and office$43,077$40,476
Construction and maintenance$46,116$49,199
Production and transportation$45,313$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma
7%
High school
32%
Some college
16%
Associate's
9%
Bachelor's
16%
Graduate
20%
High school graduate or higher
93.1%
Bachelor's degree or higher
36.2%
Graduate or professional degree
20%
Households with broadband
96.3%
Cable, fiber or DSL
75.6%
No internet access
2.1%
Without health insurance
7.2%
Limited-English households
0%

Geography

City (USPS)
Hancock
State
Maine
Center point
44.5246° N, 68.2853° W
Land area
29 sq mi
Water area
8.8 sq mi
Time zone
Eastern Time (UTC-5, UTC-4 in summer)
Zip type
Residential delivery area

Zip codes near 04640

ZipCityDistanceIncome
04677Sorrento6.3 mi$83,438
04672Salsbury Cove · PO box6.5 mi—
04634Franklin7.3 mi$67,589
04644Hulls Cove · PO box7.5 mi—
04664Sullivan7.5 mi$59,643
04609Bar Harbor8.8 mi$77,180
04607Gouldsboro11 mi$60,152
04684Surry12 mi$74,508
04605Ellsworth12 mi$77,377
04660Mount Desert13 mi$78,646
04629East Blue Hill · PO box14 mi—
04693Winter Harbor14 mi$86,250

Zip codes like 04640 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 04640

What city is zip code 04640?

04640 is assigned to Hancock, Maine. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 04640 in?

04640 is in Hancock County, Maine.

What is the population of 04640?

About 2,450 people live in 04640, according to the Census Bureau's American Community Survey.

What time zone is 04640 in?

04640 is in Eastern Time.

What is the median household income in 04640?

The median household income in 04640 is $71,699.

What zip codes are near 04640?

The closest zip codes to 04640 are 04677, 04672, 04634, 04644, 04664.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 04640, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.