Zip code 04108: Peaks Island, Maine

Q: What city is zip code 04108?

04108 is assigned to Peaks Island, Maine. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 04108 in?

04108 is in Cumberland County, Maine.

Q: What is the population of 04108?

About 826 people live in 04108, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 04108?

The median household income in 04108 is $94,318.

Q: What zip codes are near 04108?

The closest zip codes to 04108 are 04109, 04116, 04104, 04112, 04122.

Residential delivery areaCumberland CountyEastern Time

Population

826

Median household income

$94K

U.S. $81K

Median home value

$638K

U.S. $333K

Median rent

$1,500/mo

U.S. $1,413

Median age

61.7

U.S. 38.9

Land area

1.2 sq mi

679 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 04108

04108 is a suburban zip code in Peaks Island, Maine (Cumberland County), covering 1.2 sq mi of land. About 826 people live here, or 679 per square mile. The median resident is 61.7 years old, compared with 38.9 nationally.

The median household earns $94,318 a year, 17% above the national median of $80,734. 7.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $637,500, or 6.8 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 89% of occupied homes are lived in by their owners, and renters pay a median of $1,500 a month.

71% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 33.3 minutes each way, and 29% of workers work from home. The most common jobs among working residents are in healthcare, management and education. 20% of them are self-employed (U.S.: 10%).

How 04108 compares

Sorted from highest to lowest national percentile

Median age61.7
99th
U.S. 38.9 · ME 44.830th of 400 in ME
Housing vacancy59.5%
99th
U.S. 10.1% · ME 20.6%34th of 399 in ME
Residents 65 and older35.2%
98th
U.S. 17.2% · ME 22.4%63rd of 400 in ME
Self-employed workers20.4%
98th
U.S. 10% · ME 13%109th of 399 in ME
Bachelor's degree or higher71.3%
96th
StrengthU.S. 35.7% · ME 36.2%11th of 400 in ME
Homeownership rate88.7%
94th
StrengthU.S. 65.2% · ME 74.3%132nd of 399 in ME
Work from home29.4%
94th
U.S. 15.1% · ME 15.9%25th of 399 in ME
Average commute33.3 min
88th
WeaknessU.S. 26.4 min · ME 24.6 min72nd of 384 in ME
Per capita income$59,145
84th
StrengthU.S. $44,673 · ME $43,74235th of 400 in ME
Median home value$637,500
84th
U.S. $332,700 · ME $296,60014th of 396 in ME
Healthcare workers11.8%
79th
U.S. 9.7% · ME 10.8%126th of 399 in ME
Median earnings per worker$59,712
75th
U.S. $49,666 · ME $48,05330th of 399 in ME
Broadband access94.8%
74th
U.S. 91% · ME 90.3%75th of 399 in ME
Median household income$94,318
66th
U.S. $80,734 · ME $74,73357th of 390 in ME
Income inequality (Gini)0.454
65th
U.S. 0.483 · ME 0.456110th of 399 in ME
Tech workers3.3%
58th
U.S. 3.8% · ME 2.7%83rd of 399 in ME
Government workers14.6%
57th
U.S. 14.5% · ME 14.1%182nd of 399 in ME
Median gross rent$1,500
56th
U.S. $1,413 · ME $1,13933rd of 318 in ME
Uninsured rate6.4%
46th
U.S. 8.4% · ME 6.2%210th of 400 in ME
Population density679/sq mi
37th
U.S. 95/sq mi · ME 45/sq mi16th of 400 in ME
Veterans4.6%
33rd
U.S. 6.2% · ME 8.4%366th of 400 in ME
Poverty rate7.6%
29th
U.S. 12.5% · ME 10.7%266th of 399 in ME
Foreign-born residents2.3%
14th
U.S. 14.1% · ME 4.1%182nd of 400 in ME
Rent-burdened renters37%
11th
StrengthU.S. 51.1% · ME 48.4%238th of 374 in ME
Unemployment rate2%
5th
StrengthU.S. 5.2% · ME 3.8%278th of 400 in ME
Diversity index12.2
5th
U.S. 61.4 · ME 18.9213th of 400 in ME
Residents under 1813.3%
5th
U.S. 22% · ME 18.1%310th of 400 in ME
Population826
1st
U.S. 334,922,499 · ME 1,387,817291st of 400 in ME

Measure	04108	Cumberland	ME	U.S.	National percentile	Rank in ME
Median age	61.7	42.2	44.8	38.9	99th	30th of 400
Housing vacancy	59.5%	13.8%	20.6%	10.1%	99th	34th of 399
Residents 65 and older	35.2%	20.4%	22.4%	17.2%	98th	63rd of 400
Self-employed workers	20.4%	13%	13%	10%	98th	109th of 399
Bachelor's degree or higherStrength	71.3%	53%	36.2%	35.7%	96th	11th of 400
Homeownership rateStrength	88.7%	69.8%	74.3%	65.2%	94th	132nd of 399
Work from home	29.4%	21.8%	15.9%	15.1%	94th	25th of 399
Average commuteWeakness	33.3 min	23.2 min	24.6 min	26.4 min	88th	72nd of 384
Per capita incomeStrength	$59,145	$55,739	$43,742	$44,673	84th	35th of 400
Median home value	$637,500	$451,200	$296,600	$332,700	84th	14th of 396
Healthcare workers	11.8%	11.6%	10.8%	9.7%	79th	126th of 399
Median earnings per worker	$59,712	$55,678	$48,053	$49,666	75th	30th of 399
Broadband access	94.8%	92.7%	90.3%	91%	74th	75th of 399
Median household income	$94,318	$95,677	$74,733	$80,734	66th	57th of 390
Income inequality (Gini)	0.454	0.460	0.456	0.483	65th	110th of 399
Tech workers	3.3%	4%	2.7%	3.8%	58th	83rd of 399
Government workers	14.6%	10.8%	14.1%	14.5%	57th	182nd of 399
Median gross rent	$1,500	$1,589	$1,139	$1,413	56th	33rd of 318
Uninsured rate	6.4%	4.7%	6.2%	8.4%	46th	210th of 400
Population density	679/sq mi	369/sq mi	45/sq mi	95/sq mi	37th	16th of 400
Veterans	4.6%	6.3%	8.4%	6.2%	33rd	366th of 400
Poverty rate	7.6%	7.3%	10.7%	12.5%	29th	266th of 399
Foreign-born residents	2.3%	6.7%	4.1%	14.1%	14th	182nd of 400
Rent-burdened rentersStrength	37%	49.9%	48.4%	51.1%	11th	238th of 374
Unemployment rateStrength	2%	3.1%	3.8%	5.2%	5th	278th of 400
Diversity index	12.2	26.2	18.9	61.4	5th	213th of 400
Residents under 18	13.3%	18%	18.1%	22%	5th	310th of 400
Population	826	308,827	1,387,817	334,922,499	1st	291st of 400

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

12%

5–17

18–24

25–34

35–44

45–54

29%

55–64

22%

65–74

13%

75+

Median age

61.7

Under 18

13.3%

65 and over

35.2%

Race and ethnicity

White94%
Black0%
Hispanic2%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial4%

Diversity index

12.2

U.S. 61.4

Foreign-born

2.3%

U.S. 14.1%

Born in state

35%

Language spoken at home (households)

English only

89%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 406
Average household size: 2
Family households: 61.1%
Married couples: 54.2%
Living alone: 33.5%
Veterans (of adults): 4.6%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

12%

$25–50k

15%

$50–75k

13%

$75–100k

15%

$100–150k

18%

$150–200k

10%

$200k+

16%

Median household income

04108

$94,318

Cumberland Co.

$95,677

Maine

$74,733

United States

$80,734

Per capita income

$59,145

U.S. $44,673

Poverty rate

7.6%

U.S. 12.5%

Households earning $150K+

26.4%

U.S. 23%

Income inequality (Gini)

0.454

U.S. 0.483

Housing

Median home value

04108

$637,500

Cumberland Co.

$451,200

Maine

$296,600

United States

$332,700

Median gross rent

04108

$1,500

Cumberland Co.

$1,589

Maine

$1,139

United States

$1,413

Types of housing

Single-family

95%

2–4 units

5–19 units

0.5%

20+ units

Mobile home

Boat, RV, van

Housing units: 1,002
Owner-occupied: 88.7%
Vacant: 59.5%
Median year built: 1939 or earlier
Median rooms: 6.4
Renters paying 30%+ of income: 37%
Renters paying 50%+ of income: 26.1%
Home value to income: 6.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

33%

Carpooled

Transit

18%

Walked

12%

Bicycle

Worked from home

29%

Other

Commute time (one way)

<10 min

25%

10–19

20–29

13%

30–44

20%

45–59

16%

60+

16%

Average commute

33.3 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

62.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Healthcare

12%

Management

11%

Education

10%

Office and admin

10%

Sales

Business and finance

Transportation and moving

Legal and social services

Production

Arts, media and sports

Farming, fishing and forestry

Cleaning and personal care

Computer and math

Construction and repair

Food service

Engineering and science

Police and fire

Industries

Professional and technical services

18%

Education

16%

Health care and social assistance

14%

Retail

12%

Finance, insurance and real estate

Other services

Admin, support and management

Agriculture and mining

Transportation, warehousing and utilities

Information

Arts and recreation

Restaurants and hotels

Public administration

Manufacturing

Construction

0.7%

Wholesale

Median earnings per worker

$59,712

U.S. $49,666

Self-employed

20.4%

U.S. 10%

Government workers

14.6%

U.S. 14.5%

Nonprofit workers

21.7%

U.S. 8.8%

Median earnings by type of work

Type of work	04108	U.S.
Management, business, science and arts	$73,750	$74,888
Service	$25,313	$26,804
Sales and office	$35,278	$40,476
Construction and maintenance	$140,147	$49,199
Production and transportation	$70,729	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

10%

Some college

Associate's

Bachelor's

32%

Graduate

39%

High school graduate or higher: 97.1%
Bachelor's degree or higher: 71.3%
Graduate or professional degree: 39.3%
Households with broadband: 94.8%
Cable, fiber or DSL: 87.2%
No internet access: 5.2%
Without health insurance: 6.4%
Limited-English households: 0%

Geography

City (USPS): Peaks Island
State: Maine
County: Cumberland County
Center point: 43.6368° N, 70.1868° W
Land area: 1.2 sq mi
Water area: 5.3 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Portland100% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 04108

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
04109	Portland, ME	2.5 mi	213	—	$755,400
04116	South Portland, ME · PO box	2.7 mi	—	—	—
04104	Portland, ME · PO box	3.8 mi	—	—	—
04112	Portland, ME · PO box	3.8 mi	—	—	—
04122	Portland, ME · PO box	3.8 mi	—	—	—
04123	Portland, ME · PO box	3.8 mi	—	—	—
04124	Portland, ME · PO box	3.8 mi	—	—	—
04050	Long Island, ME	3.9 mi	249	$91,250	$551,100
04101	Portland, ME	4 mi	18,431	$63,880	$617,600
04107	Cape Elizabeth, ME	4.2 mi	9,656	$146,054	$729,800
04106	South Portland, ME	5 mi	27,019	$86,188	$438,800
04019	Cliff Island, ME	5.3 mi	93	$89,712	$802,100

Questions about 04108

What city is zip code 04108?

04108 is assigned to Peaks Island, Maine. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 04108 in?

04108 is in Cumberland County, Maine.

What is the population of 04108?

About 826 people live in 04108, according to the Census Bureau's American Community Survey.

What time zone is 04108 in?

04108 is in Eastern Time.

What is the median household income in 04108?

The median household income in 04108 is $94,318.

What zip codes are near 04108?

The closest zip codes to 04108 are 04109, 04116, 04104, 04112, 04122.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 04108, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.