Zip code 04088: Waterford, Maine

Q: What city is zip code 04088?

04088 is assigned to Waterford, Maine. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 04088 in?

04088 is in Oxford County, Maine.

Q: What is the population of 04088?

About 1,269 people live in 04088, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 04088?

The median household income in 04088 is $63,750.

Q: What zip codes are near 04088?

The closest zip codes to 04088 are 04267, 04268, 04040, 04057, 04051.

Residential delivery areaOxford CountyEastern Time

Population

1,269

Median household income

$64K

U.S. $81K

Median home value

$277K

U.S. $333K

Median rent

$870/mo

U.S. $1,413

Median age

54.1

U.S. 38.9

Land area

50 sq mi

26 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 04088

04088 is a rural zip code in Waterford, Maine (Oxford County), covering 50 sq mi of land. About 1,269 people live here, or 26 per square mile. The median resident is 54.1 years old, compared with 38.9 nationally.

The median household earns $63,750 a year, 21% below the national median of $80,734. 16.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $276,800, or 4.3 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 88% of occupied homes are lived in by their owners, and renters pay a median of $870 a month.

31% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 34.4 minutes each way, and 19% of workers work from home. The most common jobs among working residents are in management; construction and repair; and office and administrative support. 23% of them are self-employed (U.S.: 10%).

How 04088 compares

Sorted from highest to lowest national percentile

Housing vacancy41.2%
99th
U.S. 10.1% · ME 20.6%101st of 399 in ME
Self-employed workers22.8%
99th
U.S. 10% · ME 13%82nd of 399 in ME
Income inequality (Gini)0.619
99th
WeaknessU.S. 0.483 · ME 0.4563rd of 399 in ME
Median age54.1
97th
U.S. 38.9 · ME 44.899th of 400 in ME
Residents 65 and older27.9%
95th
U.S. 17.2% · ME 22.4%132nd of 400 in ME
Homeownership rate88%
93rd
StrengthU.S. 65.2% · ME 74.3%149th of 399 in ME
Average commute34.4 min
90th
WeaknessU.S. 26.4 min · ME 24.6 min55th of 384 in ME
Per capita income$55,772
80th
StrengthU.S. $44,673 · ME $43,74248th of 400 in ME
Poverty rate16.8%
76th
U.S. 12.5% · ME 10.7%71st of 399 in ME
Work from home19.2%
75th
U.S. 15.1% · ME 15.9%102nd of 399 in ME
Veterans7.5%
72nd
U.S. 6.2% · ME 8.4%284th of 400 in ME
Tech workers4.2%
71st
U.S. 3.8% · ME 2.7%51st of 399 in ME
Healthcare workers10.5%
65th
U.S. 9.7% · ME 10.8%171st of 399 in ME
Bachelor's degree or higher30.9%
48th
U.S. 35.7% · ME 36.2%177th of 400 in ME
Uninsured rate5.9%
42nd
U.S. 8.4% · ME 6.2%236th of 400 in ME
Median home value$276,800
39th
U.S. $332,700 · ME $296,600153rd of 396 in ME
Median earnings per worker$43,700
35th
U.S. $49,666 · ME $48,053225th of 399 in ME
Government workers11.5%
31st
U.S. 14.5% · ME 14.1%262nd of 399 in ME
Broadband access89%
28th
U.S. 91% · ME 90.3%213th of 399 in ME
Median household income$63,750
26th
U.S. $80,734 · ME $74,733231st of 390 in ME
Median gross rent$870
11th
U.S. $1,413 · ME $1,139235th of 318 in ME
Rent-burdened renters36.6%
10th
StrengthU.S. 51.1% · ME 48.4%241st of 374 in ME
Foreign-born residents1.5%
9th
U.S. 14.1% · ME 4.1%254th of 400 in ME
Diversity index12.7
6th
U.S. 61.4 · ME 18.9205th of 400 in ME
Unemployment rate2%
5th
StrengthU.S. 5.2% · ME 3.8%281st of 400 in ME
Residents under 1813.2%
5th
U.S. 22% · ME 18.1%313th of 400 in ME
Population density26/sq mi
3rd
U.S. 95/sq mi · ME 45/sq mi291st of 400 in ME
Population1,269
2nd
U.S. 334,922,499 · ME 1,387,817235th of 400 in ME

Measure	04088	Oxford	ME	U.S.	National percentile	Rank in ME
Housing vacancy	41.2%	34.5%	20.6%	10.1%	99th	101st of 399
Self-employed workers	22.8%	12.5%	13%	10%	99th	82nd of 399
Income inequality (Gini)Weakness	0.619	0.459	0.456	0.483	99th	3rd of 399
Median age	54.1	48.2	44.8	38.9	97th	99th of 400
Residents 65 and older	27.9%	23.9%	22.4%	17.2%	95th	132nd of 400
Homeownership rateStrength	88%	80.6%	74.3%	65.2%	93rd	149th of 399
Average commuteWeakness	34.4 min	28.9 min	24.6 min	26.4 min	90th	55th of 384
Per capita incomeStrength	$55,772	$35,412	$43,742	$44,673	80th	48th of 400
Poverty rate	16.8%	13.8%	10.7%	12.5%	76th	71st of 399
Work from home	19.2%	13.6%	15.9%	15.1%	75th	102nd of 399
Veterans	7.5%	9.4%	8.4%	6.2%	72nd	284th of 400
Tech workers	4.2%	1.5%	2.7%	3.8%	71st	51st of 399
Healthcare workers	10.5%	10.6%	10.8%	9.7%	65th	171st of 399
Bachelor's degree or higher	30.9%	24%	36.2%	35.7%	48th	177th of 400
Uninsured rate	5.9%	8.6%	6.2%	8.4%	42nd	236th of 400
Median home value	$276,800	$217,300	$296,600	$332,700	39th	153rd of 396
Median earnings per worker	$43,700	$42,017	$48,053	$49,666	35th	225th of 399
Government workers	11.5%	14.2%	14.1%	14.5%	31st	262nd of 399
Broadband access	89%	87.5%	90.3%	91%	28th	213th of 399
Median household income	$63,750	$60,173	$74,733	$80,734	26th	231st of 390
Median gross rent	$870	$836	$1,139	$1,413	11th	235th of 318
Rent-burdened rentersStrength	36.6%	54.2%	48.4%	51.1%	10th	241st of 374
Foreign-born residents	1.5%	1.4%	4.1%	14.1%	9th	254th of 400
Diversity index	12.7	14.8	18.9	61.4	6th	205th of 400
Unemployment rateStrength	2%	4.3%	3.8%	5.2%	5th	281st of 400
Residents under 18	13.2%	17.6%	18.1%	22%	5th	313th of 400
Population density	26/sq mi	29/sq mi	45/sq mi	95/sq mi	3rd	291st of 400
Population	1,269	59,255	1,387,817	334,922,499	2nd	235th of 400

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

10%

5–17

18–24

25–34

13%

35–44

14%

45–54

17%

55–64

17%

65–74

11%

75+

Median age

54.1

Under 18

13.2%

65 and over

27.9%

Race and ethnicity

White93%
Black0%
Hispanic3%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial4%

Diversity index

12.7

U.S. 61.4

Foreign-born

1.5%

U.S. 14.1%

Born in state

56.7%

Language spoken at home (households)

English only

95%

Spanish

0.7%

Other Indo-European

Asian / Pacific

0.3%

Other

0.5%

Households

Households: 573
Average household size: 2.2
Family households: 62.3%
Married couples: 47.5%
Living alone: 28.4%
Veterans (of adults): 7.5%
Male / female: 46% / 54%

Income and poverty

Household income distribution

<$25k

21%

$25–50k

22%

$50–75k

13%

$75–100k

10%

$100–150k

19%

$150–200k

$200k+

Median household income

04088

$63,750

Oxford Co.

$60,173

Maine

$74,733

United States

$80,734

Per capita income

$55,772

U.S. $44,673

Poverty rate

16.8%

U.S. 12.5%

Households earning $150K+

15%

U.S. 23%

Income inequality (Gini)

0.619

U.S. 0.483

Housing

Median home value

04088

$276,800

Oxford Co.

$217,300

Maine

$296,600

United States

$332,700

Median gross rent

04088

$870

Oxford Co.

$836

Maine

$1,139

United States

$1,413

Types of housing

Single-family

86%

2–4 units

0.8%

5–19 units

0.7%

20+ units

0.3%

Mobile home

13%

Boat, RV, van

Housing units: 974
Owner-occupied: 88%
Vacant: 41.2%
Median year built: 1983
Median rooms: 5.5
Renters paying 30%+ of income: 36.6%
Renters paying 50%+ of income: 36.6%
Home value to income: 4.3× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

71%

Carpooled

Transit

Walked

0.7%

Bicycle

Worked from home

19%

Other

Commute time (one way)

<10 min

10–19

15%

20–29

26%

30–44

20%

45–59

13%

60+

18%

Average commute

34.4 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

55%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

20%

Construction and repair

15%

Office and admin

14%

Healthcare

10%

Cleaning and personal care

Sales

Engineering and science

Computer and math

Education

Production

Transportation and moving

Business and finance

Food service

Arts, media and sports

Police and fire

Farming, fishing and forestry

Legal and social services

Industries

Health care and social assistance

20%

Construction

16%

Finance, insurance and real estate

Public administration

Admin, support and management

Retail

Education

Manufacturing

Restaurants and hotels

Other services

Professional and technical services

Agriculture and mining

Wholesale

Arts and recreation

0.8%

Information

0.5%

Transportation, warehousing and utilities

Median earnings per worker

$43,700

U.S. $49,666

Self-employed

22.8%

U.S. 10%

Government workers

11.5%

U.S. 14.5%

Nonprofit workers

18.1%

U.S. 8.8%

Median earnings by type of work

Type of work	04088	U.S.
Management, business, science and arts	$59,625	$74,888
Service	$37,375	$26,804
Sales and office	$26,513	$40,476
Construction and maintenance	$52,750	$49,199
Production and transportation	$37,083	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

34%

Some college

18%

Associate's

11%

Bachelor's

20%

Graduate

11%

High school graduate or higher: 94.1%
Bachelor's degree or higher: 30.9%
Graduate or professional degree: 10.5%
Households with broadband: 89%
Cable, fiber or DSL: 72.9%
No internet access: 7.5%
Without health insurance: 5.9%
Limited-English households: 0.5%

Geography

City (USPS): Waterford
State: Maine
County: Oxford County
Center point: 44.2028° N, 70.7223° W
Land area: 50 sq mi
Water area: 2.7 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Zip codes near 04088

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
04267	North Waterford, ME	2.8 mi	26	—	—
04268	Norway, ME	5.8 mi	5,228	$54,342	$215,800
04040	Harrison, ME	6.6 mi	3,050	$57,218	$256,300
04057	North Bridgton, ME	7.5 mi	164	—	—
04051	Lovell, ME	8.1 mi	1,353	$80,625	$295,000
04016	Center Lovell, ME · PO box	8.5 mi	—	—	—
04231	Stoneham, ME	8.7 mi	271	$63,750	$226,200
04255	Greenwood, ME	9.5 mi	759	$75,938	$225,000
04009	Bridgton, ME	11 mi	5,478	$78,021	$317,100
04270	Oxford, ME	11 mi	6,284	$74,241	$216,400
04271	Paris, ME	12 mi	0	—	—
04281	South Paris, ME	12 mi	5,317	$75,137	$240,400

Zip codes like 04088 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 04088

What city is zip code 04088?

04088 is assigned to Waterford, Maine. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 04088 in?

04088 is in Oxford County, Maine.

What is the population of 04088?

About 1,269 people live in 04088, according to the Census Bureau's American Community Survey.

What time zone is 04088 in?

04088 is in Eastern Time.

What is the median household income in 04088?

The median household income in 04088 is $63,750.

What zip codes are near 04088?

The closest zip codes to 04088 are 04267, 04268, 04040, 04057, 04051.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 04088, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.