Zip code 03882: Effingham, New Hampshire

Q: What city is zip code 03882?

03882 is assigned to Effingham, New Hampshire. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 03882 in?

03882 is in Carroll County, New Hampshire.

Q: What is the population of 03882?

About 1,912 people live in 03882, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 03882?

The median household income in 03882 is $76,607.

Q: What zip codes are near 03882?

The closest zip codes to 03882 are 03864, 03836, 03814, 04047, 04068.

Residential delivery areaCarroll CountyEastern Time

Population

1,912

Median household income

$77K

U.S. $81K

Median home value

$323K

U.S. $333K

Median rent

$1,090/mo

U.S. $1,413

Median age

46.9

U.S. 38.9

Land area

37 sq mi

52 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 03882

03882 is a small-town zip code in Effingham, New Hampshire (Carroll County), covering 37 sq mi of land. About 1,912 people live here, or 52 per square mile. The median resident is 46.9 years old, compared with 38.9 nationally.

The median household earns $76,607 a year, close to the national median of $80,734. 9% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $322,700, or 4.2 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 90% of occupied homes are lived in by their owners, and renters pay a median of $1,090 a month.

20% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 31.5 minutes each way, and 16% of workers work from home. The most common jobs among working residents are in management; sales; and office and administrative support.

How 03882 compares

Sorted from highest to lowest national percentile

Housing vacancy38.5%
99th
U.S. 10.1% · NH 14.3%39th of 239 in NH
Homeownership rate90.2%
96th
StrengthU.S. 65.2% · NH 72.8%88th of 239 in NH
Median age46.9
91st
U.S. 38.9 · NH 43.3121st of 239 in NH
Self-employed workers13.4%
85th
U.S. 10% · NH 9.3%79th of 239 in NH
Average commute31.5 min
81st
WeaknessU.S. 26.4 min · NH 26.7 min71st of 234 in NH
Uninsured rate9.9%
70th
U.S. 8.4% · NH 5.3%16th of 239 in NH
Work from home16.1%
65th
U.S. 15.1% · NH 16.8%104th of 239 in NH
Residents 65 and older18.7%
65th
U.S. 17.2% · NH 20.1%172nd of 239 in NH
Unemployment rate5.5%
61st
U.S. 5.2% · NH 3.3%34th of 239 in NH
Healthcare workers9.7%
53rd
U.S. 9.7% · NH 9.6%120th of 239 in NH
Median home value$322,700
48th
U.S. $332,700 · NH $402,500166th of 235 in NH
Median household income$76,607
46th
U.S. $80,734 · NH $99,031188th of 234 in NH
Per capita income$38,192
44th
U.S. $44,673 · NH $52,798208th of 239 in NH
Poverty rate9%
38th
U.S. 12.5% · NH 7.2%79th of 239 in NH
Median earnings per worker$44,545
38th
U.S. $49,666 · NH $56,079196th of 239 in NH
Income inequality (Gini)0.422
38th
U.S. 0.483 · NH 0.44496th of 239 in NH
Government workers12.1%
37th
U.S. 14.5% · NH 13.1%152nd of 239 in NH
Median gross rent$1,090
28th
U.S. $1,413 · NH $1,491169th of 197 in NH
Broadband access88.9%
28th
U.S. 91% · NH 92.9%189th of 239 in NH
Residents under 1819.5%
28th
U.S. 22% · NH 18.2%75th of 239 in NH
Veterans4%
26th
U.S. 6.2% · NH 7.6%221st of 239 in NH
Bachelor's degree or higher20.3%
21st
U.S. 35.7% · NH 40.6%218th of 239 in NH
Population density52/sq mi
7th
U.S. 95/sq mi · NH 156/sq mi173rd of 239 in NH
Tech workers0.6%
7th
U.S. 3.8% · NH 4.3%202nd of 239 in NH
Diversity index13.1
6th
U.S. 61.4 · NH 24141st of 239 in NH
Population1,912
3rd
U.S. 334,922,499 · NH 1,394,868154th of 239 in NH
Foreign-born residents0.3%
2nd
U.S. 14.1% · NH 6.1%225th of 239 in NH
Rent-burdened renters13.6%
1st
StrengthU.S. 51.1% · NH 48.2%206th of 230 in NH

Measure	03882	Carroll	NH	U.S.	National percentile	Rank in NH
Housing vacancy	38.5%	46%	14.3%	10.1%	99th	39th of 239
Homeownership rateStrength	90.2%	83.4%	72.8%	65.2%	96th	88th of 239
Median age	46.9	54.6	43.3	38.9	91st	121st of 239
Self-employed workers	13.4%	14.9%	9.3%	10%	85th	79th of 239
Average commuteWeakness	31.5 min	26.6 min	26.7 min	26.4 min	81st	71st of 234
Uninsured rate	9.9%	6.8%	5.3%	8.4%	70th	16th of 239
Work from home	16.1%	16.2%	16.8%	15.1%	65th	104th of 239
Residents 65 and older	18.7%	30.9%	20.1%	17.2%	65th	172nd of 239
Unemployment rate	5.5%	5.1%	3.3%	5.2%	61st	34th of 239
Healthcare workers	9.7%	10.1%	9.6%	9.7%	53rd	120th of 239
Median home value	$322,700	$388,900	$402,500	$332,700	48th	166th of 235
Median household income	$76,607	$86,463	$99,031	$80,734	46th	188th of 234
Per capita income	$38,192	$50,677	$52,798	$44,673	44th	208th of 239
Poverty rate	9%	7.6%	7.2%	12.5%	38th	79th of 239
Median earnings per worker	$44,545	$48,477	$56,079	$49,666	38th	196th of 239
Income inequality (Gini)	0.422	0.461	0.444	0.483	38th	96th of 239
Government workers	12.1%	15.6%	13.1%	14.5%	37th	152nd of 239
Median gross rent	$1,090	$1,195	$1,491	$1,413	28th	169th of 197
Broadband access	88.9%	91.5%	92.9%	91%	28th	189th of 239
Residents under 18	19.5%	14.7%	18.2%	22%	28th	75th of 239
Veterans	4%	9.1%	7.6%	6.2%	26th	221st of 239
Bachelor's degree or higher	20.3%	38.6%	40.6%	35.7%	21st	218th of 239
Population density	52/sq mi	56/sq mi	156/sq mi	95/sq mi	7th	173rd of 239
Tech workers	0.6%	0.9%	4.3%	3.8%	7th	202nd of 239
Diversity index	13.1	11.6	24	61.4	6th	141st of 239
Population	1,912	51,804	1,394,868	334,922,499	3rd	154th of 239
Foreign-born residents	0.3%	2.3%	6.1%	14.1%	2nd	225th of 239
Rent-burdened rentersStrength	13.6%	41.9%	48.2%	51.1%	1st	206th of 230

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

12%

5–17

18–24

18%

25–34

35–44

14%

45–54

18%

55–64

15%

65–74

75+

Median age

46.9

Under 18

19.5%

65 and over

18.7%

Race and ethnicity

White93%
Black0.1%
Hispanic0.3%
Asian0.2%
Native American0%
Pacific Islander0%
Other0%
Multiracial6%

Diversity index

13.1

U.S. 61.4

Foreign-born

0.3%

U.S. 14.1%

Born in state

43%

Language spoken at home (households)

English only

97%

Spanish

Other Indo-European

0.5%

Asian / Pacific

Other

0.7%

Households

Households: 579
Average household size: 3.2
Family households: 71.2%
Married couples: 53.5%
Living alone: 23.3%
Veterans (of adults): 4%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

11%

$25–50k

15%

$50–75k

24%

$75–100k

12%

$100–150k

21%

$150–200k

$200k+

11%

Median household income

03882

$76,607

Carroll Co.

$86,463

New Hampshire

$99,031

United States

$80,734

Per capita income

$38,192

U.S. $44,673

Poverty rate

U.S. 12.5%

Households earning $150K+

17.8%

U.S. 23%

Income inequality (Gini)

0.422

U.S. 0.483

Housing

Median home value

03882

$322,700

Carroll Co.

$388,900

New Hampshire

$402,500

United States

$332,700

Median gross rent

03882

$1,090

Carroll Co.

$1,195

New Hampshire

$1,491

United States

$1,413

Types of housing

Single-family

82%

2–4 units

5–19 units

20+ units

Mobile home

13%

Boat, RV, van

0.4%

Housing units: 942
Owner-occupied: 90.2%
Vacant: 38.5%
Median year built: 1982
Median rooms: 5.4
Renters paying 30%+ of income: 13.6%
Renters paying 50%+ of income: 6.8%
Home value to income: 4.2× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

76%

Carpooled

Transit

Walked

Bicycle

Worked from home

16%

Other

0.3%

Commute time (one way)

<10 min

10–19

18%

20–29

33%

30–44

25%

45–59

10%

60+

10%

Average commute

31.5 min

U.S. 26.4 min

Unemployment

5.5%

U.S. 5.2%

In labor force

64.4%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

17%

Sales

16%

Office and admin

15%

Healthcare

10%

Cleaning and personal care

Transportation and moving

Production

Construction and repair

Business and finance

Education

Legal and social services

Food service

Engineering and science

Arts, media and sports

0.9%

Computer and math

0.6%

Farming, fishing and forestry

0.6%

Police and fire

0.4%

Industries

Retail

22%

Health care and social assistance

13%

Education

12%

Manufacturing

11%

Other services

10%

Finance, insurance and real estate

Admin, support and management

Professional and technical services

Public administration

Construction

Transportation, warehousing and utilities

Arts and recreation

Restaurants and hotels

Agriculture and mining

Wholesale

0.7%

Information

0.7%

Median earnings per worker

$44,545

U.S. $49,666

Self-employed

13.4%

U.S. 10%

Government workers

12.1%

U.S. 14.5%

Nonprofit workers

16.9%

U.S. 8.8%

Median earnings by type of work

Type of work	03882	U.S.
Management, business, science and arts	$75,089	$74,888
Service	$31,008	$26,804
Sales and office	$38,904	$40,476
Construction and maintenance	$47,188	$49,199
Production and transportation	$41,429	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

48%

Some college

19%

Associate's

Bachelor's

13%

Graduate

High school graduate or higher: 95.5%
Bachelor's degree or higher: 20.3%
Graduate or professional degree: 6.9%
Households with broadband: 88.9%
Cable, fiber or DSL: 82.4%
No internet access: 6.4%
Without health insurance: 9.9%
Limited-English households: 0%

Geography

City (USPS): Effingham
State: New Hampshire
County: Carroll County
Center point: 43.7467° N, 71.0419° W
Land area: 37 sq mi
Water area: 1.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Zip codes near 03882

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
03864	Ossipee, NH	5 mi	2,131	$104,485	$328,200
03836	Freedom, NH	6.8 mi	1,494	$66,136	$389,000
03814	Center Ossipee, NH	7.2 mi	2,324	$77,138	$325,500
04047	Parsonsfield, ME	7.4 mi	1,715	$72,045	$272,100
04068	Porter, ME	7.9 mi	1,746	$60,417	$226,100
03830	East Wakefield, NH	9.5 mi	1,381	$99,960	$353,400
03890	West Ossipee, NH	9.6 mi	164	—	—
04028	East Parsonsfield, ME · PO box	10 mi	—	—	—
04095	West Newfield, ME	10 mi	1,480	$57,206	$319,000
03816	Center Tuftonboro, NH	11 mi	1,538	$88,971	$426,700
03849	Madison, NH	11 mi	1,465	$96,439	$390,100
04056	Newfield, ME	11 mi	100	$57,083	$309,300

Zip codes like 03882 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 03882

What city is zip code 03882?

03882 is assigned to Effingham, New Hampshire. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 03882 in?

03882 is in Carroll County, New Hampshire.

What is the population of 03882?

About 1,912 people live in 03882, according to the Census Bureau's American Community Survey.

What time zone is 03882 in?

03882 is in Eastern Time.

What is the median household income in 03882?

The median household income in 03882 is $76,607.

What zip codes are near 03882?

The closest zip codes to 03882 are 03864, 03836, 03814, 04047, 04068.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 03882, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.