Zip code 03278: Warner, New Hampshire

Q: What city is zip code 03278?

03278 is assigned to Warner, New Hampshire. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 03278 in?

03278 is in Merrimack County, New Hampshire.

Q: What is the population of 03278?

About 3,079 people live in 03278, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 03278?

The median household income in 03278 is $94,783.

Q: What zip codes are near 03278?

The closest zip codes to 03278 are 03273, 03260, 03268, 03221, 03272.

Residential delivery areaMerrimack CountyEastern Time

Population

3,079

Median household income

$95K

U.S. $81K

Median home value

$357K

U.S. $333K

Median rent

$1,209/mo

U.S. $1,413

Median age

44.3

U.S. 38.9

Land area

63 sq mi

49 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 03278

03278 is a rural zip code in Warner, New Hampshire (Merrimack County), covering 63 sq mi of land. About 3,079 people live here, or 49 per square mile. The median resident is 44.3 years old, compared with 38.9 nationally.

The median household earns $94,783 a year, 17% above the national median of $80,734. 7.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $356,900, or 3.8 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 76% of occupied homes are lived in by their owners, and renters pay a median of $1,209 a month.

42% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 31.7 minutes each way, and 17% of workers work from home. The most common jobs among working residents are in sales; construction and repair; and food service.

How 03278 compares

Sorted from highest to lowest national percentile

Income inequality (Gini)0.525
94th
WeaknessU.S. 0.483 · NH 0.44413th of 239 in NH
Housing vacancy16.4%
89th
U.S. 10.1% · NH 14.3%108th of 239 in NH
Per capita income$59,983
85th
StrengthU.S. $44,673 · NH $52,79862nd of 239 in NH
Median age44.3
83rd
U.S. 38.9 · NH 43.3149th of 239 in NH
Average commute31.7 min
82nd
WeaknessU.S. 26.4 min · NH 26.7 min68th of 234 in NH
Residents 65 and older20.9%
78th
U.S. 17.2% · NH 20.1%140th of 239 in NH
Homeownership rate76%
69th
U.S. 65.2% · NH 72.8%171st of 239 in NH
Work from home17%
69th
U.S. 15.1% · NH 16.8%93rd of 239 in NH
Bachelor's degree or higher41.6%
68th
U.S. 35.7% · NH 40.6%98th of 239 in NH
Median household income$94,783
67th
U.S. $80,734 · NH $99,031128th of 234 in NH
Median earnings per worker$52,039
61st
U.S. $49,666 · NH $56,079138th of 239 in NH
Uninsured rate8%
59th
U.S. 8.4% · NH 5.3%44th of 239 in NH
Median home value$356,900
54th
U.S. $332,700 · NH $402,500135th of 235 in NH
Veterans5.7%
48th
U.S. 6.2% · NH 7.6%195th of 239 in NH
Self-employed workers9%
46th
U.S. 10% · NH 9.3%155th of 239 in NH
Tech workers2.4%
41st
U.S. 3.8% · NH 4.3%131st of 239 in NH
Broadband access90.8%
40th
U.S. 91% · NH 92.9%166th of 239 in NH
Median gross rent$1,209
37th
U.S. $1,413 · NH $1,491129th of 197 in NH
Rent-burdened renters47.2%
37th
U.S. 51.1% · NH 48.2%109th of 230 in NH
Poverty rate7.8%
30th
U.S. 12.5% · NH 7.2%99th of 239 in NH
Government workers10.7%
24th
U.S. 14.5% · NH 13.1%173rd of 239 in NH
Healthcare workers7.7%
23rd
U.S. 9.7% · NH 9.6%166th of 239 in NH
Foreign-born residents3%
18th
U.S. 14.1% · NH 6.1%125th of 239 in NH
Residents under 1817.4%
16th
U.S. 22% · NH 18.2%130th of 239 in NH
Diversity index15.7
8th
U.S. 61.4 · NH 24110th of 239 in NH
Population density49/sq mi
7th
U.S. 95/sq mi · NH 156/sq mi177th of 239 in NH
Population3,079
5th
U.S. 334,922,499 · NH 1,394,868119th of 239 in NH
Unemployment rate1.3%
2nd
StrengthU.S. 5.2% · NH 3.3%191st of 239 in NH

Measure	03278	Merrimack	NH	U.S.	National percentile	Rank in NH
Income inequality (Gini)Weakness	0.525	0.440	0.444	0.483	94th	13th of 239
Housing vacancy	16.4%	8.4%	14.3%	10.1%	89th	108th of 239
Per capita incomeStrength	$59,983	$49,044	$52,798	$44,673	85th	62nd of 239
Median age	44.3	42.9	43.3	38.9	83rd	149th of 239
Average commuteWeakness	31.7 min	26.6 min	26.7 min	26.4 min	82nd	68th of 234
Residents 65 and older	20.9%	19.9%	20.1%	17.2%	78th	140th of 239
Homeownership rate	76%	73.5%	72.8%	65.2%	69th	171st of 239
Work from home	17%	14.4%	16.8%	15.1%	69th	93rd of 239
Bachelor's degree or higher	41.6%	38.9%	40.6%	35.7%	68th	98th of 239
Median household income	$94,783	$97,004	$99,031	$80,734	67th	128th of 234
Median earnings per worker	$52,039	$54,178	$56,079	$49,666	61st	138th of 239
Uninsured rate	8%	5.1%	5.3%	8.4%	59th	44th of 239
Median home value	$356,900	$367,600	$402,500	$332,700	54th	135th of 235
Veterans	5.7%	8.1%	7.6%	6.2%	48th	195th of 239
Self-employed workers	9%	9%	9.3%	10%	46th	155th of 239
Tech workers	2.4%	3.2%	4.3%	3.8%	41st	131st of 239
Broadband access	90.8%	92.8%	92.9%	91%	40th	166th of 239
Median gross rent	$1,209	$1,360	$1,491	$1,413	37th	129th of 197
Rent-burdened renters	47.2%	44.8%	48.2%	51.1%	37th	109th of 230
Poverty rate	7.8%	7.6%	7.2%	12.5%	30th	99th of 239
Government workers	10.7%	15.5%	13.1%	14.5%	24th	173rd of 239
Healthcare workers	7.7%	10.7%	9.6%	9.7%	23rd	166th of 239
Foreign-born residents	3%	4.4%	6.1%	14.1%	18th	125th of 239
Residents under 18	17.4%	18.4%	18.2%	22%	16th	130th of 239
Diversity index	15.7	18.5	24	61.4	8th	110th of 239
Population density	49/sq mi	167/sq mi	156/sq mi	95/sq mi	7th	177th of 239
Population	3,079	155,967	1,394,868	334,922,499	5th	119th of 239
Unemployment rateStrength	1.3%	3.1%	3.3%	5.2%	2nd	191st of 239

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

15%

5–17

18–24

16%

25–34

35–44

12%

45–54

16%

55–64

14%

65–74

75+

Median age

44.3

Under 18

17.4%

65 and over

20.9%

Race and ethnicity

White92%
Black0.2%
Hispanic2%
Asian0.6%
Native American0%
Pacific Islander0%
Other0%
Multiracial6%

Diversity index

15.7

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

51.3%

Language spoken at home (households)

English only

93%

Spanish

Other Indo-European

Asian / Pacific

0.7%

Other

Households

Households: 1,248
Average household size: 2.4
Family households: 69%
Married couples: 52.5%
Living alone: 26.6%
Veterans (of adults): 5.7%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

12%

$25–50k

16%

$50–75k

14%

$75–100k

$100–150k

20%

$150–200k

12%

$200k+

17%

Median household income

03278

$94,783

Merrimack Co.

$97,004

New Hampshire

$99,031

United States

$80,734

Per capita income

$59,983

U.S. $44,673

Poverty rate

7.8%

U.S. 12.5%

Households earning $150K+

28.8%

U.S. 23%

Income inequality (Gini)

0.525

U.S. 0.483

Housing

Median home value

03278

$356,900

Merrimack Co.

$367,600

New Hampshire

$402,500

United States

$332,700

Median gross rent

03278

$1,209

Merrimack Co.

$1,360

New Hampshire

$1,491

United States

$1,413

Types of housing

Single-family

74%

2–4 units

5–19 units

11%

20+ units

Mobile home

Boat, RV, van

0.8%

Housing units: 1,492
Owner-occupied: 76%
Vacant: 16.4%
Median year built: 1975
Median rooms: 5.8
Renters paying 30%+ of income: 47.2%
Renters paying 50%+ of income: 10.1%
Home value to income: 3.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

76%

Carpooled

Transit

Walked

Bicycle

Worked from home

17%

Other

Commute time (one way)

<10 min

10–19

12%

20–29

27%

30–44

32%

45–59

10%

60+

10%

Average commute

31.7 min

U.S. 26.4 min

Unemployment

1.3%

U.S. 5.2%

In labor force

64.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Sales

13%

Construction and repair

12%

Food service

10%

Transportation and moving

Management

Office and admin

Healthcare

Education

Business and finance

Production

Legal and social services

Engineering and science

Computer and math

Arts, media and sports

Police and fire

Farming, fishing and forestry

Cleaning and personal care

0.8%

Industries

Retail

17%

Health care and social assistance

11%

Education

10%

Restaurants and hotels

10%

Construction

Transportation, warehousing and utilities

Public administration

Manufacturing

Wholesale

Professional and technical services

Finance, insurance and real estate

Other services

Admin, support and management

Agriculture and mining

Information

Arts and recreation

0.7%

Median earnings per worker

$52,039

U.S. $49,666

Self-employed

U.S. 10%

Government workers

10.7%

U.S. 14.5%

Nonprofit workers

13.6%

U.S. 8.8%

Median earnings by type of work

Type of work	03278	U.S.
Management, business, science and arts	$70,321	$74,888
Service	$28,563	$26,804
Sales and office	$50,221	$40,476
Construction and maintenance	$56,406	$49,199
Production and transportation	$37,353	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

24%

Some college

18%

Associate's

11%

Bachelor's

23%

Graduate

18%

High school graduate or higher: 94.9%
Bachelor's degree or higher: 41.6%
Graduate or professional degree: 18.5%
Households with broadband: 90.8%
Cable, fiber or DSL: 82.1%
No internet access: 9.2%
Without health insurance: 8%
Limited-English households: 0%

Geography

City (USPS): Warner
State: New Hampshire
County: Merrimack County
Center point: 43.3089° N, 71.8355° W
Land area: 63 sq mi
Water area: 0.3 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Warner (unincorporated)1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 03278

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
03273	South Sutton, NH	4.6 mi	361	$187,979	$358,900
03260	North Sutton, NH	5.8 mi	976	$117,000	$369,600
03268	Salisbury, NH	6.2 mi	1,468	$111,818	$363,200
03221	Bradford, NH	7.2 mi	2,200	$109,803	$325,400
03272	South Newbury, NH · PO box	8.2 mi	—	—	—
03303	Concord, NH	8.6 mi	16,571	$80,456	$296,200
03302	Concord, NH · PO box	8.7 mi	—	—	—
03233	Elkins, NH	9.3 mi	156	$120,156	$507,800
03255	Newbury, NH	9.5 mi	2,015	$117,045	$465,000
03242	Henniker, NH	9.6 mi	6,197	$95,206	$356,700
03216	Andover, NH	10 mi	2,046	$88,311	$358,800
03229	Contoocook, NH	10 mi	6,046	$137,386	$506,100

Zip codes like 03278 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 03278

What city is zip code 03278?

03278 is assigned to Warner, New Hampshire. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 03278 in?

03278 is in Merrimack County, New Hampshire.

What is the population of 03278?

About 3,079 people live in 03278, according to the Census Bureau's American Community Survey.

What time zone is 03278 in?

03278 is in Eastern Time.

What is the median household income in 03278?

The median household income in 03278 is $94,783.

What zip codes are near 03278?

The closest zip codes to 03278 are 03273, 03260, 03268, 03221, 03272.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 03278, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.