Zip code 02645: Harwich, Massachusetts

Q: What city is zip code 02645?

02645 is assigned to Harwich, Massachusetts. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 02645 in?

02645 is in Barnstable County, Massachusetts.

Q: What is the population of 02645?

About 11,288 people live in 02645, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 02645?

The median household income in 02645 is $104,401.

Q: What zip codes are near 02645?

The closest zip codes to 02645 are 02661, 02646, 02659, 02631, 02671.

Residential delivery areaBarnstable CountyEastern Time

Population

11,288

Median household income

$104K

U.S. $81K

Median home value

$648K

U.S. $333K

Median rent

$1,804/mo

U.S. $1,413

Median age

57.3

U.S. 38.9

Land area

17 sq mi

667 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 02645

02645 is a suburban zip code in Harwich, Massachusetts (Barnstable County), covering 17 sq mi of land. About 11,288 people live here, or 667 per square mile. The median resident is 57.3 years old, compared with 38.9 nationally.

The median household earns $104,401 a year, 29% above the national median of $80,734. 4.5% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $648,200, or 6.2 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 84% of occupied homes are lived in by their owners, and renters pay a median of $1,804 a month.

47% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 24.4 minutes each way, and 14% of workers work from home. The most common jobs among working residents are in management; construction and repair; and sales.

How 02645 compares

Sorted from highest to lowest national percentile

Median age57.3
98th
U.S. 38.9 · MA 4049th of 522 in MA
Residents 65 and older33.7%
98th
U.S. 17.2% · MA 17.9%51st of 522 in MA
Housing vacancy21.4%
94th
U.S. 10.1% · MA 8.1%83rd of 519 in MA
Government workers22.2%
90th
U.S. 14.5% · MA 12.7%30th of 520 in MA
Homeownership rate84.4%
88th
StrengthU.S. 65.2% · MA 62.5%177th of 518 in MA
Self-employed workers13.9%
87th
U.S. 10% · MA 8.8%109th of 520 in MA
Per capita income$61,533
86th
StrengthU.S. $44,673 · MA $57,897199th of 522 in MA
Broadband access96.1%
86th
StrengthU.S. 91% · MA 92.8%142nd of 518 in MA
Median home value$648,200
85th
U.S. $332,700 · MA $562,100177th of 506 in MA
Median earnings per worker$66,532
84th
StrengthU.S. $49,666 · MA $62,095214th of 519 in MA
Median household income$104,401
75th
U.S. $80,734 · MA $103,960285th of 503 in MA
Bachelor's degree or higher46.6%
75th
U.S. 35.7% · MA 47.3%252nd of 521 in MA
Median gross rent$1,804
74th
U.S. $1,413 · MA $1,762185th of 461 in MA
Veterans7.1%
67th
U.S. 6.2% · MA 4.3%100th of 522 in MA
Rent-burdened renters54.3%
64th
U.S. 51.1% · MA 51.8%206th of 506 in MA
Work from home14.4%
58th
U.S. 15.1% · MA 18.6%327th of 520 in MA
Average commute24.4 min
39th
U.S. 26.4 min · MA 29.1 min384th of 504 in MA
Population density667/sq mi
37th
U.S. 95/sq mi · MA 903/sq mi294th of 522 in MA
Income inequality (Gini)0.419
35th
U.S. 0.483 · MA 0.489332nd of 517 in MA
Foreign-born residents4%
24th
U.S. 14.1% · MA 18%408th of 522 in MA
Tech workers1.5%
23rd
U.S. 3.8% · MA 4.9%419th of 520 in MA
Healthcare workers7.7%
23rd
U.S. 9.7% · MA 10.3%395th of 520 in MA
Unemployment rate3.3%
21st
U.S. 5.2% · MA 5.2%362nd of 520 in MA
Population11,288
17th
U.S. 334,922,499 · MA 7,044,056235th of 522 in MA
Poverty rate4.5%
9th
StrengthU.S. 12.5% · MA 10%364th of 519 in MA
Diversity index13.4
6th
U.S. 61.4 · MA 52.7447th of 522 in MA
Residents under 1813.2%
5th
U.S. 22% · MA 19.4%417th of 522 in MA
Uninsured rate0.9%
1st
StrengthU.S. 8.4% · MA 2.6%382nd of 521 in MA

Measure	02645	Barnstable	MA	U.S.	National percentile	Rank in MA
Median age	57.3	55.4	40	38.9	98th	49th of 522
Residents 65 and older	33.7%	33.1%	17.9%	17.2%	98th	51st of 522
Housing vacancy	21.4%	36.4%	8.1%	10.1%	94th	83rd of 519
Government workers	22.2%	13.4%	12.7%	14.5%	90th	30th of 520
Homeownership rateStrength	84.4%	81.1%	62.5%	65.2%	88th	177th of 518
Self-employed workers	13.9%	14.4%	8.8%	10%	87th	109th of 520
Per capita incomeStrength	$61,533	$62,086	$57,897	$44,673	86th	199th of 522
Broadband accessStrength	96.1%	94.3%	92.8%	91%	86th	142nd of 518
Median home value	$648,200	$629,000	$562,100	$332,700	85th	177th of 506
Median earnings per workerStrength	$66,532	$56,902	$62,095	$49,666	84th	214th of 519
Median household income	$104,401	$95,241	$103,960	$80,734	75th	285th of 503
Bachelor's degree or higher	46.6%	48.2%	47.3%	35.7%	75th	252nd of 521
Median gross rent	$1,804	$1,678	$1,762	$1,413	74th	185th of 461
Veterans	7.1%	7.1%	4.3%	6.2%	67th	100th of 522
Rent-burdened renters	54.3%	59.7%	51.8%	51.1%	64th	206th of 506
Work from home	14.4%	16%	18.6%	15.1%	58th	327th of 520
Average commute	24.4 min	24.8 min	29.1 min	26.4 min	39th	384th of 504
Population density	667/sq mi	588/sq mi	903/sq mi	95/sq mi	37th	294th of 522
Income inequality (Gini)	0.419	0.479	0.489	0.483	35th	332nd of 517
Foreign-born residents	4%	9.9%	18%	14.1%	24th	408th of 522
Tech workers	1.5%	2.4%	4.9%	3.8%	23rd	419th of 520
Healthcare workers	7.7%	10.3%	10.3%	9.7%	23rd	395th of 520
Unemployment rate	3.3%	5%	5.2%	5.2%	21st	362nd of 520
Population	11,288	231,668	7,044,056	334,922,499	17th	235th of 522
Poverty rateStrength	4.5%	7.7%	10%	12.5%	9th	364th of 519
Diversity index	13.4	26.9	52.7	61.4	6th	447th of 522
Residents under 18	13.2%	14.1%	19.4%	22%	5th	417th of 522
Uninsured rateStrength	0.9%	2.7%	2.6%	8.4%	1st	382nd of 521

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

11%

5–17

18–24

25–34

35–44

10%

45–54

21%

55–64

20%

65–74

13%

75+

Median age

57.3

Under 18

13.2%

65 and over

33.7%

Race and ethnicity

White93%
Black0.2%
Hispanic1%
Asian2%
Native American0.1%
Pacific Islander0%
Other0.9%
Multiracial3%

Diversity index

13.4

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

59.6%

Language spoken at home (households)

English only

91%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 5,169
Average household size: 2.1
Family households: 59.5%
Married couples: 48.2%
Living alone: 31.4%
Veterans (of adults): 7.1%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

$25–50k

10%

$50–75k

15%

$75–100k

16%

$100–150k

18%

$150–200k

14%

$200k+

19%

Median household income

02645

$104,401

Barnstable Co.

$95,241

Massachusetts

$103,960

United States

$80,734

Per capita income

$61,533

U.S. $44,673

Poverty rate

4.5%

U.S. 12.5%

Households earning $150K+

32.8%

U.S. 23%

Income inequality (Gini)

0.419

U.S. 0.483

Housing

Median home value

02645

$648,200

Barnstable Co.

$629,000

Massachusetts

$562,100

United States

$332,700

Median gross rent

02645

$1,804

Barnstable Co.

$1,678

Massachusetts

$1,762

United States

$1,413

Types of housing

Single-family

95%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 6,578
Owner-occupied: 84.4%
Vacant: 21.4%
Median year built: 1982
Median rooms: 5.9
Renters paying 30%+ of income: 54.3%
Renters paying 50%+ of income: 38.9%
Home value to income: 6.2× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

77%

Carpooled

Transit

0.2%

Walked

Bicycle

0.2%

Worked from home

14%

Other

Commute time (one way)

<10 min

12%

10–19

47%

20–29

19%

30–44

12%

45–59

60+

Average commute

24.4 min

U.S. 26.4 min

Unemployment

3.3%

U.S. 5.2%

In labor force

59.8%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

16%

Construction and repair

14%

Sales

Education

Healthcare

Police and fire

Food service

Cleaning and personal care

Arts, media and sports

Office and admin

Legal and social services

Business and finance

Transportation and moving

Production

Engineering and science

Computer and math

Farming, fishing and forestry

0.2%

Industries

Construction

14%

Health care and social assistance

13%

Professional and technical services

11%

Education

10%

Restaurants and hotels

10%

Public administration

Arts and recreation

Admin, support and management

Retail

Transportation, warehousing and utilities

Information

Finance, insurance and real estate

Manufacturing

Other services

Agriculture and mining

0.8%

Wholesale

0.8%

Median earnings per worker

$66,532

U.S. $49,666

Self-employed

13.9%

U.S. 10%

Government workers

22.2%

U.S. 14.5%

Nonprofit workers

9.1%

U.S. 8.8%

Median earnings by type of work

Type of work	02645	U.S.
Management, business, science and arts	$81,438	$74,888
Service	$36,337	$26,804
Sales and office	$59,038	$40,476
Construction and maintenance	$67,057	$49,199
Production and transportation	$63,036	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

24%

Some college

19%

Associate's

Bachelor's

23%

Graduate

23%

High school graduate or higher: 97.9%
Bachelor's degree or higher: 46.6%
Graduate or professional degree: 23.2%
Households with broadband: 96.1%
Cable, fiber or DSL: 85.3%
No internet access: 2.2%
Without health insurance: 0.9%
Limited-English households: 0.6%

Geography

City (USPS): Harwich
State: Massachusetts
County: Barnstable County
Center point: 41.7013° N, 70.0617° W
Land area: 17 sq mi
Water area: 1.8 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

East Harwich (unincorporated)47% of zip
Northwest Harwich (unincorporated)33% of zip
Harwich Center (unincorporated)13% of zip
Harwich Port (unincorporated)3% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 02645

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
02661	South Harwich, MA · PO box	1.8 mi	—	—	—
02646	Harwich Port, MA	2.2 mi	1,846	$81,172	$896,000
02659	South Chatham, MA	2.4 mi	1,137	$109,453	$777,000
02631	Brewster, MA	3.2 mi	10,061	$102,132	$700,500
02671	West Harwich, MA	3.3 mi	818	$104,583	$635,100
02669	West Chatham, MA · PO box	3.9 mi	—	—	—
02633	Chatham, MA	4.3 mi	4,512	$85,483	$946,100
02639	Dennis Port, MA	4.5 mi	3,808	$72,567	$514,200
02660	South Dennis, MA	4.9 mi	6,381	$93,386	$559,600
02650	North Chatham, MA	5.2 mi	1,032	$66,548	$1,135,100
02662	South Orleans, MA · PO box	5.5 mi	—	—	—
02641	East Dennis, MA	6 mi	316	—	$913,800

Zip codes like 02645 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Hilton Head Island, SC

Questions about 02645

What city is zip code 02645?

02645 is assigned to Harwich, Massachusetts. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 02645 in?

02645 is in Barnstable County, Massachusetts.

What is the population of 02645?

About 11,288 people live in 02645, according to the Census Bureau's American Community Survey.

What time zone is 02645 in?

02645 is in Eastern Time.

What is the median household income in 02645?

The median household income in 02645 is $104,401.

What zip codes are near 02645?

The closest zip codes to 02645 are 02661, 02646, 02659, 02631, 02671.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 02645, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.