Zip code 01098: Worthington, Massachusetts

Q: What city is zip code 01098?

01098 is assigned to Worthington, Massachusetts. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 01098 in?

01098 is in Hampshire County, Massachusetts.

Q: What is the population of 01098?

About 979 people live in 01098, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 01098?

The median household income in 01098 is $96,250.

Q: What zip codes are near 01098?

The closest zip codes to 01098 are 01084, 01012, 01026, 01243, 01235.

Residential delivery areaHampshire CountyEastern Time

Population

979

Median household income

$96K

U.S. $81K

Median home value

$385K

U.S. $333K

Median rent

$633/mo

U.S. $1,413

Median age

61.3

U.S. 38.9

Land area

32 sq mi

31 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 01098

01098 is a rural zip code in Worthington, Massachusetts (Hampshire County), covering 32 sq mi of land. About 979 people live here, or 31 per square mile. The median resident is 61.3 years old, compared with 38.9 nationally.

The median household earns $96,250 a year, 19% above the national median of $80,734. 4.7% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $385,000, or 4.0 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 94% of occupied homes are lived in by their owners, and renters pay a median of $633 a month.

48% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 41 minutes each way, and 29% of workers work from home. The most common jobs among working residents are in management; office and administrative support; and education. 19% of them are self-employed (U.S.: 10%).

How 01098 compares

Sorted from highest to lowest national percentile

Median age61.3
99th
U.S. 38.9 · MA 4026th of 522 in MA
Residents 65 and older39.2%
99th
U.S. 17.2% · MA 17.9%32nd of 522 in MA
Homeownership rate93.5%
98th
StrengthU.S. 65.2% · MA 62.5%50th of 518 in MA
Average commute41 min
97th
WeaknessU.S. 26.4 min · MA 29.1 min4th of 504 in MA
Self-employed workers18.9%
97th
U.S. 10% · MA 8.8%51st of 520 in MA
Housing vacancy21.6%
94th
U.S. 10.1% · MA 8.1%82nd of 519 in MA
Work from home28.7%
93rd
U.S. 15.1% · MA 18.6%91st of 520 in MA
Rent-burdened renters62.5%
89th
WeaknessU.S. 51.1% · MA 51.8%93rd of 506 in MA
Government workers19.5%
83rd
U.S. 14.5% · MA 12.7%64th of 520 in MA
Per capita income$56,334
81st
StrengthU.S. $44,673 · MA $57,897253rd of 522 in MA
Bachelor's degree or higher47.8%
76th
U.S. 35.7% · MA 47.3%240th of 521 in MA
Median earnings per worker$58,000
72nd
U.S. $49,666 · MA $62,095317th of 519 in MA
Median household income$96,250
68th
U.S. $80,734 · MA $103,960328th of 503 in MA
Median home value$385,000
60th
U.S. $332,700 · MA $562,100390th of 506 in MA
Income inequality (Gini)0.435
50th
U.S. 0.483 · MA 0.489265th of 517 in MA
Broadband access91.8%
47th
U.S. 91% · MA 92.8%364th of 518 in MA
Veterans5.2%
41st
U.S. 6.2% · MA 4.3%225th of 522 in MA
Foreign-born residents5.6%
32nd
U.S. 14.1% · MA 18%348th of 522 in MA
Healthcare workers8.2%
31st
U.S. 9.7% · MA 10.3%371st of 520 in MA
Unemployment rate3.8%
30th
U.S. 5.2% · MA 5.2%318th of 520 in MA
Tech workers1.4%
20th
U.S. 3.8% · MA 4.9%426th of 520 in MA
Diversity index21.1
14th
U.S. 61.4 · MA 52.7359th of 522 in MA
Poverty rate4.7%
10th
StrengthU.S. 12.5% · MA 10%352nd of 519 in MA
Residents under 1812.8%
5th
U.S. 22% · MA 19.4%425th of 522 in MA
Population density31/sq mi
4th
U.S. 95/sq mi · MA 903/sq mi507th of 522 in MA
Uninsured rate1.8%
4th
StrengthU.S. 8.4% · MA 2.6%251st of 521 in MA
Median gross rent$633
2nd
U.S. $1,413 · MA $1,762460th of 461 in MA
Population979
1st
U.S. 334,922,499 · MA 7,044,056469th of 522 in MA

Measure	01098	Hampshire	MA	U.S.	National percentile	Rank in MA
Median age	61.3	37.4	40	38.9	99th	26th of 522
Residents 65 and older	39.2%	19.4%	17.9%	17.2%	99th	32nd of 522
Homeownership rateStrength	93.5%	67.8%	62.5%	65.2%	98th	50th of 518
Average commuteWeakness	41 min	23.2 min	29.1 min	26.4 min	97th	4th of 504
Self-employed workers	18.9%	10.1%	8.8%	10%	97th	51st of 520
Housing vacancy	21.6%	7%	8.1%	10.1%	94th	82nd of 519
Work from home	28.7%	18.4%	18.6%	15.1%	93rd	91st of 520
Rent-burdened rentersWeakness	62.5%	56.6%	51.8%	51.1%	89th	93rd of 506
Government workers	19.5%	21%	12.7%	14.5%	83rd	64th of 520
Per capita incomeStrength	$56,334	$45,568	$57,897	$44,673	81st	253rd of 522
Bachelor's degree or higher	47.8%	51.6%	47.3%	35.7%	76th	240th of 521
Median earnings per worker	$58,000	$47,810	$62,095	$49,666	72nd	317th of 519
Median household income	$96,250	$87,001	$103,960	$80,734	68th	328th of 503
Median home value	$385,000	$390,300	$562,100	$332,700	60th	390th of 506
Income inequality (Gini)	0.435	0.471	0.489	0.483	50th	265th of 517
Broadband access	91.8%	92.9%	92.8%	91%	47th	364th of 518
Veterans	5.2%	5.1%	4.3%	6.2%	41st	225th of 522
Foreign-born residents	5.6%	8.4%	18%	14.1%	32nd	348th of 522
Healthcare workers	8.2%	9.5%	10.3%	9.7%	31st	371st of 520
Unemployment rate	3.8%	5%	5.2%	5.2%	30th	318th of 520
Tech workers	1.4%	3.5%	4.9%	3.8%	20th	426th of 520
Diversity index	21.1	34.4	52.7	61.4	14th	359th of 522
Poverty rateStrength	4.7%	11.3%	10%	12.5%	10th	352nd of 519
Residents under 18	12.8%	14.2%	19.4%	22%	5th	425th of 522
Population density	31/sq mi	307/sq mi	903/sq mi	95/sq mi	4th	507th of 522
Uninsured rateStrength	1.8%	1.7%	2.6%	8.4%	4th	251st of 521
Median gross rent	$633	$1,388	$1,762	$1,413	2nd	460th of 461
Population	979	162,028	7,044,056	334,922,499	1st	469th of 522

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

18–24

25–34

10%

35–44

45–54

21%

55–64

28%

65–74

11%

75+

Median age

61.3

Under 18

12.8%

65 and over

39.2%

Race and ethnicity

White89%
Black0%
Hispanic4%
Asian2%
Native American0%
Pacific Islander0%
Other0%
Multiracial5%

Diversity index

21.1

U.S. 61.4

Foreign-born

5.6%

U.S. 14.1%

Born in state

63.3%

Language spoken at home (households)

English only

92%

Spanish

0.4%

Other Indo-European

Asian / Pacific

Other

Households

Households: 475
Average household size: 2.1
Family households: 69.9%
Married couples: 57.5%
Living alone: 27.4%
Veterans (of adults): 5.2%
Male / female: 47% / 53%

Income and poverty

Household income distribution

<$25k

13%

$25–50k

14%

$50–75k

13%

$75–100k

14%

$100–150k

21%

$150–200k

13%

$200k+

12%

Median household income

01098

$96,250

Hampshire Co.

$87,001

Massachusetts

$103,960

United States

$80,734

Per capita income

$56,334

U.S. $44,673

Poverty rate

4.7%

U.S. 12.5%

Households earning $150K+

25.3%

U.S. 23%

Income inequality (Gini)

0.435

U.S. 0.483

Housing

Median home value

01098

$385,000

Hampshire Co.

$390,300

Massachusetts

$562,100

United States

$332,700

Median gross rent

01098

$633

Hampshire Co.

$1,388

Massachusetts

$1,762

United States

$1,413

Types of housing

Single-family

91%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 606
Owner-occupied: 93.5%
Vacant: 21.6%
Median year built: 1959
Median rooms: 5.9
Renters paying 30%+ of income: 62.5%
Renters paying 50%+ of income: 12.5%
Home value to income: 4.0× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

62%

Carpooled

Transit

Walked

Bicycle

Worked from home

29%

Other

Commute time (one way)

<10 min

22%

10–19

20–29

30–44

23%

45–59

25%

60+

17%

Average commute

41 min

U.S. 26.4 min

Unemployment

3.8%

U.S. 5.2%

In labor force

58.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

16%

Office and admin

15%

Education

11%

Sales

Healthcare

Construction and repair

Production

Arts, media and sports

Engineering and science

Cleaning and personal care

Transportation and moving

Food service

Business and finance

Legal and social services

Police and fire

Computer and math

Farming, fishing and forestry

Industries

Education

15%

Retail

15%

Manufacturing

13%

Health care and social assistance

Construction

Other services

Public administration

Admin, support and management

Restaurants and hotels

Transportation, warehousing and utilities

Professional and technical services

Agriculture and mining

Information

Finance, insurance and real estate

Wholesale

Arts and recreation

0.6%

Median earnings per worker

$58,000

U.S. $49,666

Self-employed

18.9%

U.S. 10%

Government workers

19.5%

U.S. 14.5%

Nonprofit workers

17.7%

U.S. 8.8%

Median earnings by type of work

Type of work	01098	U.S.
Management, business, science and arts	$66,250	$74,888
Service	$30,417	$26,804
Sales and office	$31,875	$40,476
Construction and maintenance	$52,708	$49,199
Production and transportation	$75,278	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

27%

Some college

15%

Associate's

Bachelor's

24%

Graduate

24%

High school graduate or higher: 96.7%
Bachelor's degree or higher: 47.8%
Graduate or professional degree: 23.9%
Households with broadband: 91.8%
Cable, fiber or DSL: 75.4%
No internet access: 6.7%
Without health insurance: 1.8%
Limited-English households: 1.5%

Geography

City (USPS): Worthington
State: Massachusetts
County: Hampshire County
Center point: 42.3976° N, 72.9434° W
Land area: 32 sq mi
Water area: 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Zip codes near 01098

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
01084	West Chesterfield, MA	4.3 mi	97	$93,125	$282,800
01012	Chesterfield, MA	4.6 mi	397	$83,333	$438,700
01026	Cummington, MA	5.1 mi	1,014	$92,250	$311,100
01243	Middlefield, MA	6 mi	173	$91,250	$292,900
01235	Hinsdale, MA	6.4 mi	2,489	$79,327	$267,500
01011	Chester, MA	7.5 mi	1,175	$89,299	$291,400
01032	Goshen, MA	7.8 mi	509	$97,500	$361,600
01050	Huntington, MA	8.1 mi	2,529	$95,882	$289,500
01070	Plainfield, MA	8.5 mi	575	$60,536	$296,200
01096	Williamsburg, MA	9.1 mi	2,580	$104,375	$374,900
01270	Windsor, MA	10 mi	1,036	$116,375	$386,700
01330	Ashfield, MA	10 mi	1,704	$83,493	$391,700

Questions about 01098

What city is zip code 01098?

01098 is assigned to Worthington, Massachusetts. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 01098 in?

01098 is in Hampshire County, Massachusetts.

What is the population of 01098?

About 979 people live in 01098, according to the Census Bureau's American Community Survey.

What time zone is 01098 in?

01098 is in Eastern Time.

What is the median household income in 01098?

The median household income in 01098 is $96,250.

What zip codes are near 01098?

The closest zip codes to 01098 are 01084, 01012, 01026, 01243, 01235.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 01098, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.