Zip code 98645: Silverlake, Washington

Q: What city is zip code 98645?

98645 is assigned to Silverlake, Washington. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 98645 in?

98645 is in Cowlitz County, Washington.

Q: What is the population of 98645?

About 2,216 people live in 98645, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 98645?

The median household income in 98645 is $101,429.

Q: What zip codes are near 98645?

The closest zip codes to 98645 are 98611, 98591, 98649, 98626, 98593.

Residential delivery areaCowlitz CountyPacific Time

Population

2,216

Median household income

$101K

U.S. $81K

Median home value

$510K

U.S. $333K

Median rent

—

U.S. $1,413

Median age

U.S. 38.9

Land area

15 sq mi

146 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 98645

98645 is a small-town zip code in Silverlake, Washington (Cowlitz County), covering 15 sq mi of land. About 2,216 people live here, or 146 per square mile. The median resident is 52 years old, compared with 38.9 nationally.

The median household earns $101,429 a year, 26% above the national median of $80,734. 9.7% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $509,500, or 5.0 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 96% of occupied homes are lived in by their owners.

38% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 29.8 minutes each way, and 1% of workers work from home. The most common jobs among working residents are in sales; office and administrative support; and management.

How 98645 compares

Sorted from highest to lowest national percentile

Homeownership rate95.7%
99th
StrengthU.S. 65.2% · WA 63.8%22nd of 563 in WA
Residents 65 and older35.6%
98th
U.S. 17.2% · WA 16.6%59th of 571 in WA
Median age52
96th
U.S. 38.9 · WA 38.3113th of 571 in WA
Government workers24.2%
94th
U.S. 14.5% · WA 16%155th of 570 in WA
Veterans9.7%
88th
U.S. 6.2% · WA 7.8%213th of 571 in WA
Median earnings per worker$61,037
77th
U.S. $49,666 · WA $59,959172nd of 566 in WA
Median home value$509,500
76th
U.S. $332,700 · WA $564,600212th of 536 in WA
Healthcare workers11.5%
76th
U.S. 9.7% · WA 9.3%118th of 570 in WA
Per capita income$50,854
73rd
U.S. $44,673 · WA $53,744168th of 570 in WA
Average commute29.8 min
73rd
U.S. 26.4 min · WA 26.6 min176th of 546 in WA
Median household income$101,429
72nd
U.S. $80,734 · WA $98,141158th of 541 in WA
Bachelor's degree or higher37.5%
61st
U.S. 35.7% · WA 39.6%169th of 571 in WA
Unemployment rate5.1%
54th
U.S. 5.2% · WA 5.1%237th of 570 in WA
Poverty rate9.7%
43rd
U.S. 12.5% · WA 9.9%281st of 563 in WA
Broadband access91%
41st
U.S. 91% · WA 93.6%346th of 563 in WA
Housing vacancy5.3%
36th
U.S. 10.1% · WA 7.3%368th of 563 in WA
Uninsured rate4.2%
24th
U.S. 8.4% · WA 6.3%380th of 567 in WA
Income inequality (Gini)0.404
23rd
U.S. 0.483 · WA 0.469350th of 560 in WA
Residents under 1818.3%
20th
U.S. 22% · WA 21.4%353rd of 571 in WA
Diversity index26.4
19th
U.S. 61.4 · WA 56.5430th of 571 in WA
Population density146/sq mi
17th
U.S. 95/sq mi · WA 118/sq mi294th of 571 in WA
Rent-burdened renters40%
16th
StrengthU.S. 51.1% · WA 49.9%361st of 541 in WA
Foreign-born residents1.4%
8th
U.S. 14.1% · WA 15.4%493rd of 571 in WA
Population2,216
3rd
U.S. 334,922,499 · WA 7,816,116357th of 571 in WA
Work from home1.3%
1st
U.S. 15.1% · WA 19.8%529th of 570 in WA
Tech workers0%
1st
U.S. 3.8% · WA 6.7%447th of 570 in WA
Self-employed workers0%
1st
U.S. 10% · WA 9.6%544th of 570 in WA

Measure	98645	Cowlitz	WA	U.S.	National percentile	Rank in WA
Homeownership rateStrength	95.7%	68%	63.8%	65.2%	99th	22nd of 563
Residents 65 and older	35.6%	19.8%	16.6%	17.2%	98th	59th of 571
Median age	52	41.5	38.3	38.9	96th	113th of 571
Government workers	24.2%	15%	16%	14.5%	94th	155th of 570
Veterans	9.7%	10.3%	7.8%	6.2%	88th	213th of 571
Median earnings per worker	$61,037	$49,992	$59,959	$49,666	77th	172nd of 566
Median home value	$509,500	$397,500	$564,600	$332,700	76th	212th of 536
Healthcare workers	11.5%	10.2%	9.3%	9.7%	76th	118th of 570
Per capita income	$50,854	$38,105	$53,744	$44,673	73rd	168th of 570
Average commute	29.8 min	26.1 min	26.6 min	26.4 min	73rd	176th of 546
Median household income	$101,429	$76,531	$98,141	$80,734	72nd	158th of 541
Bachelor's degree or higher	37.5%	17.6%	39.6%	35.7%	61st	169th of 571
Unemployment rate	5.1%	5.9%	5.1%	5.2%	54th	237th of 570
Poverty rate	9.7%	12.2%	9.9%	12.5%	43rd	281st of 563
Broadband access	91%	91%	93.6%	91%	41st	346th of 563
Housing vacancy	5.3%	5.3%	7.3%	10.1%	36th	368th of 563
Uninsured rate	4.2%	6.2%	6.3%	8.4%	24th	380th of 567
Income inequality (Gini)	0.404	0.425	0.469	0.483	23rd	350th of 560
Residents under 18	18.3%	22.5%	21.4%	22%	20th	353rd of 571
Diversity index	26.4	35.1	56.5	61.4	19th	430th of 571
Population density	146/sq mi	99/sq mi	118/sq mi	95/sq mi	17th	294th of 571
Rent-burdened rentersStrength	40%	49.3%	49.9%	51.1%	16th	361st of 541
Foreign-born residents	1.4%	4.3%	15.4%	14.1%	8th	493rd of 571
Population	2,216	112,360	7,816,116	334,922,499	3rd	357th of 571
Work from home	1.3%	8.2%	19.8%	15.1%	1st	529th of 570
Tech workers	0%	1.7%	6.7%	3.8%	1st	447th of 570
Self-employed workers	0%	9.9%	9.6%	10%	1st	544th of 570

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

18%

5–17

18–24

25–34

35–44

11%

45–54

11%

55–64

20%

65–74

15%

75+

Median age

Under 18

18.3%

65 and over

35.6%

Race and ethnicity

White85%
Black0%
Hispanic4%
Asian1.0%
Native American0%
Pacific Islander0%
Other0%
Multiracial10%

Diversity index

26.4

U.S. 61.4

Foreign-born

1.4%

U.S. 14.1%

Born in state

48.8%

Language spoken at home (households)

English only

99%

Spanish

0.7%

Other Indo-European

0.6%

Asian / Pacific

Other

Households

Households: 876
Average household size: 2.5
Family households: 74.9%
Married couples: 53.4%
Living alone: 13.5%
Veterans (of adults): 9.7%
Male / female: 52% / 48%

Income and poverty

Household income distribution

<$25k

12%

$25–50k

11%

$50–75k

$75–100k

18%

$100–150k

19%

$150–200k

22%

$200k+

10%

Median household income

98645

$101,429

Cowlitz Co.

$76,531

Washington

$98,141

United States

$80,734

Per capita income

$50,854

U.S. $44,673

Poverty rate

9.7%

U.S. 12.5%

Households earning $150K+

32%

U.S. 23%

Income inequality (Gini)

0.404

U.S. 0.483

Housing

Median home value

98645

$509,500

Cowlitz Co.

$397,500

Washington

$564,600

United States

$332,700

Median gross rent

98645

—

Cowlitz Co.

$1,206

Washington

$1,760

United States

$1,413

Types of housing

Single-family

87%

2–4 units

5–19 units

20+ units

Mobile home

13%

Boat, RV, van

Housing units: 925
Owner-occupied: 95.7%
Vacant: 5.3%
Median year built: 1991
Median rooms: 6.7
Renters paying 30%+ of income: 40%
Renters paying 50%+ of income: 0%
Home value to income: 5.0× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

88%

Carpooled

10%

Transit

Walked

Bicycle

Worked from home

Other

0.7%

Commute time (one way)

<10 min

10–19

20%

20–29

19%

30–44

35%

45–59

60+

11%

Average commute

29.8 min

U.S. 26.4 min

Unemployment

5.1%

U.S. 5.2%

In labor force

42.7%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Sales

16%

Office and admin

14%

Management

12%

Healthcare

11%

Production

Transportation and moving

Construction and repair

Farming, fishing and forestry

Education

Cleaning and personal care

Legal and social services

Food service

Police and fire

Business and finance

Computer and math

Engineering and science

Arts, media and sports

Industries

Restaurants and hotels

18%

Transportation, warehousing and utilities

14%

Health care and social assistance

13%

Manufacturing

13%

Education

12%

Public administration

Retail

Agriculture and mining

Other services

Admin, support and management

Construction

Finance, insurance and real estate

0.7%

Wholesale

0.5%

Professional and technical services

Information

Arts and recreation

Median earnings per worker

$61,037

U.S. $49,666

Self-employed

U.S. 10%

Government workers

24.2%

U.S. 14.5%

Nonprofit workers

15.7%

U.S. 8.8%

Median earnings by type of work

Type of work	98645	U.S.
Management, business, science and arts	$82,045	$74,888
Service	$27,050	$26,804
Sales and office	$38,008	$40,476
Construction and maintenance	$92,228	$49,199
Production and transportation	$71,750	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

29%

Some college

21%

Associate's

Bachelor's

27%

Graduate

10%

High school graduate or higher: 95.2%
Bachelor's degree or higher: 37.5%
Graduate or professional degree: 10.4%
Households with broadband: 91%
Cable, fiber or DSL: 80.4%
No internet access: 2.3%
Without health insurance: 4.2%
Limited-English households: 0%

Geography

City (USPS): Silverlake
State: Washington
County: Cowlitz County
Center point: 46.3319° N, 122.7601° W
Land area: 15 sq mi
Water area: 2.5 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Zip codes near 98645

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
98611	Castle Rock, WA	7 mi	9,302	$86,322	$425,700
98591	Toledo, WA	7.7 mi	3,965	$78,952	$471,100
98649	Toutle, WA	11 mi	929	$73,750	$393,800
98626	Kelso, WA	11 mi	26,892	$75,528	$368,900
98593	Vader, WA	13 mi	1,541	$84,244	$343,800
98542	Ethel, WA	14 mi	625	$52,963	$372,300
98596	Winlock, WA	14 mi	6,950	$80,188	$415,600
98582	Salkum, WA	15 mi	438	$89,387	$346,100
98581	Ryderwood, WA	15 mi	419	$43,009	$232,500
98632	Longview, WA	17 mi	50,635	$66,305	$379,200
98625	Kalama, WA	18 mi	7,655	$116,435	$513,200
98564	Mossyrock, WA	18 mi	3,382	$60,147	$323,500

Zip codes like 98645 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 98645

What city is zip code 98645?

98645 is assigned to Silverlake, Washington. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 98645 in?

98645 is in Cowlitz County, Washington.

What is the population of 98645?

About 2,216 people live in 98645, according to the Census Bureau's American Community Survey.

What time zone is 98645 in?

98645 is in Pacific Time.

What is the median household income in 98645?

The median household income in 98645 is $101,429.

What zip codes are near 98645?

The closest zip codes to 98645 are 98611, 98591, 98649, 98626, 98593.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 98645, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.