Zip code 96118: Loyalton, California

Q: What city is zip code 96118?

96118 is assigned to Loyalton, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 96118 in?

96118 is mostly in Sierra County, but it extends into 1 other county.

Q: What is the population of 96118?

About 1,328 people live in 96118, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 96118?

The median household income in 96118 is $54,167.

Q: What zip codes are near 96118?

The closest zip codes to 96118 are 96105, 96126, 96124, 96135, 96129.

Residential delivery areaSierra CountyPacific Time

Population

1,328

Median household income

$54K

U.S. $81K

Median home value

$244K

U.S. $333K

Median rent

—

U.S. $1,413

Median age

54.8

U.S. 38.9

Land area

171 sq mi

8 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 96118

96118 is a rural zip code in Loyalton, California (Sierra County), covering 171 sq mi of land. About 1,328 people live here, or 8 per square mile. The median resident is 54.8 years old, compared with 38.9 nationally.

The median household earns $54,167 a year, 33% below the national median of $80,734. 7.9% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $243,800, or 4.5 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 75% of occupied homes are lived in by their owners.

26% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 18 minutes each way, and 21% of workers work from home. The most common jobs among working residents are in management; office and administrative support; and education. 23% of them are self-employed (U.S.: 10%).

How 96118 compares

Sorted from highest to lowest national percentile

Unemployment rate19.2%
99th
WeaknessU.S. 5.2% · CA 6.6%56th of 1,681 in CA
Self-employed workers23.2%
99th
U.S. 10% · CA 11.4%167th of 1,678 in CA
Median age54.8
98th
U.S. 38.9 · CA 37.9184th of 1,687 in CA
Residents 65 and older35.5%
98th
U.S. 17.2% · CA 15.7%144th of 1,688 in CA
Housing vacancy19.6%
93rd
U.S. 10.1% · CA 7.5%311th of 1,664 in CA
Government workers21.9%
89th
U.S. 14.5% · CA 14.8%328th of 1,678 in CA
Work from home20.9%
80th
U.S. 15.1% · CA 17.2%553rd of 1,680 in CA
Uninsured rate9.7%
69th
U.S. 8.4% · CA 6.6%313th of 1,675 in CA
Homeownership rate75.1%
67th
U.S. 65.2% · CA 55.9%428th of 1,662 in CA
Median earnings per worker$53,667
65th
U.S. $49,666 · CA $52,643751st of 1,658 in CA
Broadband access91.8%
47th
U.S. 91% · CA 93.5%1,055th of 1,662 in CA
Income inequality (Gini)0.429
44th
U.S. 0.483 · CA 0.489953rd of 1,651 in CA
Bachelor's degree or higher26.2%
37th
U.S. 35.7% · CA 37.1%997th of 1,687 in CA
Median home value$243,800
32nd
U.S. $332,700 · CA $734,7001,511th of 1,586 in CA
Poverty rate7.9%
31st
U.S. 12.5% · CA 12%1,152nd of 1,666 in CA
Per capita income$33,137
28th
U.S. $44,673 · CA $49,5131,196th of 1,685 in CA
Veterans3.7%
23rd
U.S. 6.2% · CA 4.3%993rd of 1,686 in CA
Median household income$54,167
13th
WeaknessU.S. $80,734 · CA $99,1221,421st of 1,575 in CA
Diversity index14.6
7th
U.S. 61.4 · CA 69.71,612th of 1,688 in CA
Average commute18 min
6th
StrengthU.S. 26.4 min · CA 28.7 min1,481st of 1,584 in CA
Residents under 1813.4%
5th
U.S. 22% · CA 22%1,397th of 1,688 in CA
Rent-burdened renters29.1%
4th
StrengthU.S. 51.1% · CA 55.3%1,473rd of 1,610 in CA
Population1,328
2nd
U.S. 334,922,499 · CA 39,287,3771,359th of 1,688 in CA
Population density8/sq mi
1st
U.S. 95/sq mi · CA 252/sq mi1,548th of 1,688 in CA
Foreign-born residents0%
1st
U.S. 14.1% · CA 27%1,673rd of 1,688 in CA
Tech workers0%
1st
U.S. 3.8% · CA 4.4%1,614th of 1,678 in CA
Healthcare workers1%
1st
U.S. 9.7% · CA 9.4%1,544th of 1,678 in CA

Measure	96118	Sierra	CA	U.S.	National percentile	Rank in CA
Unemployment rateWeakness	19.2%	12.6%	6.6%	5.2%	99th	56th of 1,681
Self-employed workers	23.2%	13.4%	11.4%	10%	99th	167th of 1,678
Median age	54.8	54.7	37.9	38.9	98th	184th of 1,687
Residents 65 and older	35.5%	35.1%	15.7%	17.2%	98th	144th of 1,688
Housing vacancy	19.6%	42.5%	7.5%	10.1%	93rd	311th of 1,664
Government workers	21.9%	27.9%	14.8%	14.5%	89th	328th of 1,678
Work from home	20.9%	16.8%	17.2%	15.1%	80th	553rd of 1,680
Uninsured rate	9.7%	13.7%	6.6%	8.4%	69th	313th of 1,675
Homeownership rate	75.1%	72.1%	55.9%	65.2%	67th	428th of 1,662
Median earnings per worker	$53,667	$54,366	$52,643	$49,666	65th	751st of 1,658
Broadband access	91.8%	79.5%	93.5%	91%	47th	1,055th of 1,662
Income inequality (Gini)	0.429	0.434	0.489	0.483	44th	953rd of 1,651
Bachelor's degree or higher	26.2%	25.8%	37.1%	35.7%	37th	997th of 1,687
Median home value	$243,800	$331,900	$734,700	$332,700	32nd	1,511th of 1,586
Poverty rate	7.9%	4.4%	12%	12.5%	31st	1,152nd of 1,666
Per capita income	$33,137	$37,843	$49,513	$44,673	28th	1,196th of 1,685
Veterans	3.7%	5.6%	4.3%	6.2%	23rd	993rd of 1,686
Median household incomeWeakness	$54,167	$63,355	$99,122	$80,734	13th	1,421st of 1,575
Diversity index	14.6	24.8	69.7	61.4	7th	1,612th of 1,688
Average commuteStrength	18 min	24.3 min	28.7 min	26.4 min	6th	1,481st of 1,584
Residents under 18	13.4%	14.5%	22%	22%	5th	1,397th of 1,688
Rent-burdened rentersStrength	29.1%	43.1%	55.3%	51.1%	4th	1,473rd of 1,610
Population	1,328	2,746	39,287,377	334,922,499	2nd	1,359th of 1,688
Population density	8/sq mi	3/sq mi	252/sq mi	95/sq mi	1st	1,548th of 1,688
Foreign-born residents	0%	3.8%	27%	14.1%	1st	1,673rd of 1,688
Tech workers	0%	0.8%	4.4%	3.8%	1st	1,614th of 1,678
Healthcare workers	1%	0.5%	9.4%	9.7%	1st	1,544th of 1,678

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

13%

5–17

18–24

25–34

14%

35–44

13%

45–54

14%

55–64

12%

65–74

23%

75+

Median age

54.8

Under 18

13.4%

65 and over

35.5%

Race and ethnicity

White92%
Black0%
Hispanic3%
Asian0%
Native American0%
Pacific Islander0%
Other4%
Multiracial0.2%

Diversity index

14.6

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

83.4%

Language spoken at home (households)

English only

100%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 622
Average household size: 2.1
Family households: 55%
Married couples: 55%
Living alone: 45%
Veterans (of adults): 3.7%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

28%

$25–50k

16%

$50–75k

26%

$75–100k

15%

$100–150k

$150–200k

$200k+

Median household income

96118

$54,167

Sierra Co.

$63,355

California

$99,122

United States

$80,734

Per capita income

$33,137

U.S. $44,673

Poverty rate

7.9%

U.S. 12.5%

Households earning $150K+

12.1%

U.S. 23%

Income inequality (Gini)

0.429

U.S. 0.483

Housing

Median home value

96118

$243,800

Sierra Co.

$331,900

California

$734,700

United States

$332,700

Median gross rent

96118

—

Sierra Co.

—

California

$2,036

United States

$1,413

Types of housing

Single-family

83%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 774
Owner-occupied: 75.1%
Vacant: 19.6%
Median year built: 1972
Median rooms: 4.9
Renters paying 30%+ of income: 29.1%
Renters paying 50%+ of income: 0%
Home value to income: 4.5× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

67%

Carpooled

10%

Transit

Walked

Bicycle

Worked from home

21%

Other

Commute time (one way)

<10 min

51%

10–19

21%

20–29

30–44

10%

45–59

60+

11%

Average commute

18 min

U.S. 26.4 min

Unemployment

19.2%

U.S. 5.2%

In labor force

56.6%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

25%

Office and admin

22%

Education

17%

Legal and social services

11%

Construction and repair

11%

Sales

10%

Transportation and moving

Healthcare

Business and finance

Computer and math

Engineering and science

Arts, media and sports

Police and fire

Food service

Cleaning and personal care

Farming, fishing and forestry

Production

Industries

Manufacturing

22%

Education

18%

Construction

17%

Other services

13%

Health care and social assistance

Retail

Public administration

Information

Transportation, warehousing and utilities

Professional and technical services

Restaurants and hotels

Finance, insurance and real estate

Admin, support and management

Wholesale

Arts and recreation

Agriculture and mining

Median earnings per worker

$53,667

U.S. $49,666

Self-employed

23.2%

U.S. 10%

Government workers

21.9%

U.S. 14.5%

Nonprofit workers

19.6%

U.S. 8.8%

Median earnings by type of work

Type of work	96118	U.S.
Management, business, science and arts	$53,854	$74,888
Service	—	$26,804
Sales and office	$23,781	$40,476
Construction and maintenance	$73,403	$49,199
Production and transportation	—	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

21%

Some college

28%

Associate's

19%

Bachelor's

21%

Graduate

High school graduate or higher: 93.8%
Bachelor's degree or higher: 26.2%
Graduate or professional degree: 5%
Households with broadband: 91.8%
Cable, fiber or DSL: 35.4%
No internet access: 5%
Without health insurance: 9.7%
Limited-English households: 0%

Geography

City (USPS): Loyalton
State: California
County: Sierra County
Center point: 39.6396° N, 120.2471° W
Land area: 171 sq mi
Water area: 0.3 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

96118 spans 2 counties

Sierra County83% of land
Plumas County17% of land

Zip codes near 96118

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
96105	Chilcoot, CA	6.4 mi	799	$122,750	$447,200
96126	Sierraville, CA	10 mi	351	—	—
96124	Calpine, CA	12 mi	387	$205,893	$467,900
96135	Vinton, CA	12 mi	0	—	—
96129	Beckwourth, CA	15 mi	306	$52,381	$338,600
89439	Verdi, NV	16 mi	2,532	$101,250	$762,500
96106	Clio, CA	17 mi	300	—	$588,700
96122	Portola, CA	18 mi	4,447	$54,205	$273,700
96125	Sierra City, CA	19 mi	263	$95,554	$378,200
89523	Reno, NV	19 mi	37,130	$99,061	$607,300
89533	Reno, NV · PO box	19 mi	—	—	—
96111	Floriston, CA	20 mi	26	—	$765,600

Zip codes like 96118 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 96118

What city is zip code 96118?

96118 is assigned to Loyalton, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 96118 in?

96118 is mostly in Sierra County, but it extends into 1 other county.

What is the population of 96118?

About 1,328 people live in 96118, according to the Census Bureau's American Community Survey.

What time zone is 96118 in?

96118 is in Pacific Time.

What is the median household income in 96118?

The median household income in 96118 is $54,167.

What zip codes are near 96118?

The closest zip codes to 96118 are 96105, 96126, 96124, 96135, 96129.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 96118, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.