Zip code 95614: Cool, California

Q: What city is zip code 95614?

95614 is assigned to Cool, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 95614 in?

95614 is in El Dorado County, California.

Q: What is the population of 95614?

About 3,954 people live in 95614, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 95614?

The median household income in 95614 is $133,426.

Q: What zip codes are near 95614?

The closest zip codes to 95614 are 95635, 95651, 95603, 95664, 95613.

Residential delivery areaEl Dorado CountyPacific Time

Population

3,954

Median household income

$133K

U.S. $81K

Median home value

$585K

U.S. $333K

Median rent

—

U.S. $1,413

Median age

52.1

U.S. 38.9

Land area

32 sq mi

125 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 95614

95614 is a small-town zip code in Cool, California (El Dorado County), covering 32 sq mi of land. About 3,954 people live here, or 125 per square mile. The median resident is 52.1 years old, compared with 38.9 nationally.

The median household earns $133,426 a year, 65% above the national median of $80,734. 6.9% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $584,600, or 4.4 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 95% of occupied homes are lived in by their owners.

36% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 40.4 minutes each way, and 32% of workers work from home. The most common jobs among working residents are in office and administrative support; construction and repair; and management. 21% of households speak a language other than English at home, most often another Indo-European language such as French, German, Russian or Hindi.

How 95614 compares

Sorted from highest to lowest national percentile

Homeownership rate94.5%
99th
StrengthU.S. 65.2% · CA 55.9%46th of 1,662 in CA
Average commute40.4 min
97th
WeaknessU.S. 26.4 min · CA 28.7 min104th of 1,584 in CA
Median age52.1
96th
U.S. 38.9 · CA 37.9229th of 1,687 in CA
Work from home32.1%
96th
U.S. 15.1% · CA 17.2%189th of 1,680 in CA
Residents 65 and older28.2%
96th
U.S. 17.2% · CA 15.7%253rd of 1,688 in CA
Government workers23.8%
93rd
U.S. 14.5% · CA 14.8%250th of 1,678 in CA
Median household income$133,426
90th
StrengthU.S. $80,734 · CA $99,122308th of 1,575 in CA
Per capita income$64,146
88th
StrengthU.S. $44,673 · CA $49,513389th of 1,685 in CA
Veterans9.7%
88th
U.S. 6.2% · CA 4.3%192nd of 1,686 in CA
Median earnings per worker$66,641
84th
StrengthU.S. $49,666 · CA $52,643439th of 1,658 in CA
Median home value$584,600
81st
U.S. $332,700 · CA $734,700926th of 1,586 in CA
Healthcare workers11.7%
79th
U.S. 9.7% · CA 9.4%315th of 1,678 in CA
Broadband access94.1%
67th
U.S. 91% · CA 93.5%712th of 1,662 in CA
Self-employed workers10.5%
64th
U.S. 10% · CA 11.4%962nd of 1,678 in CA
Bachelor's degree or higher36.4%
59th
U.S. 35.7% · CA 37.1%718th of 1,687 in CA
Foreign-born residents9.6%
49th
U.S. 14.1% · CA 27%1,293rd of 1,688 in CA
Housing vacancy5.6%
39th
U.S. 10.1% · CA 7.5%976th of 1,664 in CA
Income inequality (Gini)0.420
37th
U.S. 0.483 · CA 0.4891,072nd of 1,651 in CA
Diversity index38.5
34th
U.S. 61.4 · CA 69.71,334th of 1,688 in CA
Tech workers1.9%
31st
U.S. 3.8% · CA 4.4%962nd of 1,678 in CA
Unemployment rate3.7%
28th
U.S. 5.2% · CA 6.6%1,376th of 1,681 in CA
Poverty rate6.9%
24th
U.S. 12.5% · CA 12%1,250th of 1,666 in CA
Population density125/sq mi
16th
U.S. 95/sq mi · CA 252/sq mi1,173rd of 1,688 in CA
Residents under 1817.2%
15th
U.S. 22% · CA 22%1,182nd of 1,688 in CA
Rent-burdened renters35.2%
9th
StrengthU.S. 51.1% · CA 55.3%1,432nd of 1,610 in CA
Uninsured rate2.4%
8th
StrengthU.S. 8.4% · CA 6.6%1,380th of 1,675 in CA
Population3,954
6th
U.S. 334,922,499 · CA 39,287,3771,164th of 1,688 in CA

Measure	95614	El Dorado	CA	U.S.	National percentile	Rank in CA
Homeownership rateStrength	94.5%	77.2%	55.9%	65.2%	99th	46th of 1,662
Average commuteWeakness	40.4 min	28.6 min	28.7 min	26.4 min	97th	104th of 1,584
Median age	52.1	46.1	37.9	38.9	96th	229th of 1,687
Work from home	32.1%	22.1%	17.2%	15.1%	96th	189th of 1,680
Residents 65 and older	28.2%	23.5%	15.7%	17.2%	96th	253rd of 1,688
Government workers	23.8%	17.5%	14.8%	14.5%	93rd	250th of 1,678
Median household incomeStrength	$133,426	$108,845	$99,122	$80,734	90th	308th of 1,575
Per capita incomeStrength	$64,146	$59,958	$49,513	$44,673	88th	389th of 1,685
Veterans	9.7%	7.4%	4.3%	6.2%	88th	192nd of 1,686
Median earnings per workerStrength	$66,641	$60,218	$52,643	$49,666	84th	439th of 1,658
Median home value	$584,600	$679,900	$734,700	$332,700	81st	926th of 1,586
Healthcare workers	11.7%	9.2%	9.4%	9.7%	79th	315th of 1,678
Broadband access	94.1%	92.5%	93.5%	91%	67th	712th of 1,662
Self-employed workers	10.5%	13.5%	11.4%	10%	64th	962nd of 1,678
Bachelor's degree or higher	36.4%	40%	37.1%	35.7%	59th	718th of 1,687
Foreign-born residents	9.6%	9.2%	27%	14.1%	49th	1,293rd of 1,688
Housing vacancy	5.6%	19.5%	7.5%	10.1%	39th	976th of 1,664
Income inequality (Gini)	0.420	0.470	0.489	0.483	37th	1,072nd of 1,651
Diversity index	38.5	43.9	69.7	61.4	34th	1,334th of 1,688
Tech workers	1.9%	3.8%	4.4%	3.8%	31st	962nd of 1,678
Unemployment rate	3.7%	4.5%	6.6%	5.2%	28th	1,376th of 1,681
Poverty rate	6.9%	8%	12%	12.5%	24th	1,250th of 1,666
Population density	125/sq mi	113/sq mi	252/sq mi	95/sq mi	16th	1,173rd of 1,688
Residents under 18	17.2%	19.5%	22%	22%	15th	1,182nd of 1,688
Rent-burdened rentersStrength	35.2%	53.5%	55.3%	51.1%	9th	1,432nd of 1,610
Uninsured rateStrength	2.4%	3.9%	6.6%	8.4%	8th	1,380th of 1,675
Population	3,954	192,662	39,287,377	334,922,499	6th	1,164th of 1,688

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

12%

5–17

18–24

25–34

16%

35–44

11%

45–54

16%

55–64

15%

65–74

13%

75+

Median age

52.1

Under 18

17.2%

65 and over

28.2%

Race and ethnicity

White76%
Black0%
Hispanic17%
Asian3%
Native American0%
Pacific Islander0%
Other0.4%
Multiracial4%

Diversity index

38.5

U.S. 61.4

Foreign-born

9.6%

U.S. 14.1%

Born in state

57.1%

Language spoken at home (households)

English only

79%

Spanish

Other Indo-European

10%

Asian / Pacific

Other

Households

Households: 1,596
Average household size: 2.5
Family households: 72.9%
Married couples: 63.3%
Living alone: 16.9%
Veterans (of adults): 9.7%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

$25–50k

12%

$50–75k

11%

$75–100k

13%

$100–150k

13%

$150–200k

20%

$200k+

25%

Median household income

95614

$133,426

El Dorado Co.

$108,845

California

$99,122

United States

$80,734

Per capita income

$64,146

U.S. $44,673

Poverty rate

6.9%

U.S. 12.5%

Households earning $150K+

44.9%

U.S. 23%

Income inequality (Gini)

0.420

U.S. 0.483

Housing

Median home value

95614

$584,600

El Dorado Co.

$679,900

California

$734,700

United States

$332,700

Median gross rent

95614

—

El Dorado Co.

$1,715

California

$2,036

United States

$1,413

Types of housing

Single-family

97%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 1,691
Owner-occupied: 94.5%
Vacant: 5.6%
Median year built: 1985
Median rooms: 6.3
Renters paying 30%+ of income: 35.2%
Renters paying 50%+ of income: 17%
Home value to income: 4.4× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

59%

Carpooled

Transit

Walked

0.5%

Bicycle

Worked from home

32%

Other

Commute time (one way)

<10 min

10–19

20–29

18%

30–44

31%

45–59

13%

60+

24%

Average commute

40.4 min

U.S. 26.4 min

Unemployment

3.7%

U.S. 5.2%

In labor force

53.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

17%

Construction and repair

12%

Management

12%

Healthcare

12%

Sales

Business and finance

Legal and social services

Education

Transportation and moving

Engineering and science

Cleaning and personal care

Police and fire

Food service

Farming, fishing and forestry

Computer and math

Arts, media and sports

0.8%

Production

0.7%

Industries

Health care and social assistance

16%

Education

13%

Professional and technical services

12%

Construction

11%

Admin, support and management

Public administration

Manufacturing

Other services

Transportation, warehousing and utilities

Retail

Finance, insurance and real estate

Agriculture and mining

Information

Restaurants and hotels

Wholesale

Arts and recreation

0.7%

Median earnings per worker

$66,641

U.S. $49,666

Self-employed

10.5%

U.S. 10%

Government workers

23.8%

U.S. 14.5%

Nonprofit workers

5.8%

U.S. 8.8%

Median earnings by type of work

Type of work	95614	U.S.
Management, business, science and arts	$90,417	$74,888
Service	$24,314	$26,804
Sales and office	$29,630	$40,476
Construction and maintenance	$52,019	$49,199
Production and transportation	$57,900	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

24%

Some college

20%

Associate's

17%

Bachelor's

22%

Graduate

14%

High school graduate or higher: 98.1%
Bachelor's degree or higher: 36.4%
Graduate or professional degree: 14.2%
Households with broadband: 94.1%
Cable, fiber or DSL: 65.3%
No internet access: 2.6%
Without health insurance: 2.4%
Limited-English households: 3.8%

Geography

City (USPS): Cool
State: California
County: El Dorado County
Center point: 38.8862° N, 120.9797° W
Land area: 32 sq mi
Water area: under 0.1 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Auburn Lake Trails (unincorporated)40% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 95614

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
95635	Greenwood, CA	4.2 mi	1,298	$101,250	$485,200
95651	Lotus, CA	5.1 mi	729	$103,537	$597,200
95603	Auburn, CA	6 mi	28,432	$85,357	$650,500
95664	Pilot Hill, CA	6.7 mi	1,341	$117,901	$506,500
95613	Coloma, CA	6.9 mi	29	—	—
95703	Applegate, CA	7.1 mi	2,589	$100,214	$603,900
95633	Garden Valley, CA	8.8 mi	2,653	$74,258	$434,200
95722	Meadow Vista, CA	9 mi	4,092	$125,625	$697,800
95602	Auburn, CA	9.9 mi	19,701	$97,466	$688,500
95658	Newcastle, CA	10 mi	5,894	$126,581	$837,700
95736	Weimar, CA	11 mi	331	$190,670	—
95663	Penryn, CA	11 mi	3,090	$155,917	$960,800

Zip codes like 95614 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 95614

What city is zip code 95614?

95614 is assigned to Cool, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 95614 in?

95614 is in El Dorado County, California.

What is the population of 95614?

About 3,954 people live in 95614, according to the Census Bureau's American Community Survey.

What time zone is 95614 in?

95614 is in Pacific Time.

What is the median household income in 95614?

The median household income in 95614 is $133,426.

What zip codes are near 95614?

The closest zip codes to 95614 are 95635, 95651, 95603, 95664, 95613.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 95614, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.