Zip code 85912: White Mountain Lake, Arizona

Q: What city is zip code 85912?

85912 is assigned to White Mountain Lake, Arizona. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 85912 in?

85912 is in Navajo County, Arizona.

Q: What is the population of 85912?

About 170 people live in 85912, according to the Census Bureau's American Community Survey.

Q: What time zone is 85912 in?

85912 is in Mountain Standard Time.

Q: What is the median household income in 85912?

The median household income in 85912 is $93,523.

Q: What zip codes are near 85912?

The closest zip codes to 85912 are 85901, 85939, 85937, 85940, 85929.

Residential delivery areaNavajo CountyMountain Standard Time

Population

170

Small sample: rough estimates

Median household income

$94K

U.S. $81K

Median home value

$131K

U.S. $333K

Median rent

—

U.S. $1,413

Median age

59.9

U.S. 38.9

Land area

40 sq mi

4 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 85912

85912 is a rural zip code in White Mountain Lake, Arizona (Navajo County), covering 40 sq mi of land. About 170 people live here, or 4 per square mile. The median resident is 59.9 years old, compared with 38.9 nationally. With so few residents, the Census figures below are rough estimates with wide margins of error.

The median household earns $93,523 a year, 16% above the national median of $80,734. 0% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $131,300, or 1.4 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 100% of occupied homes are lived in by their owners.

0% of adults hold a bachelor's degree or higher (U.S.: 36%).

How 85912 compares

Sorted from highest to lowest national percentile

Only about 170 people live here, so these survey estimates have wide margins of error.

Median age59.9
99th
U.S. 38.9 · AZ 3959th of 394 in AZ
Homeownership rate100%
99th
StrengthU.S. 65.2% · AZ 67.4%7th of 390 in AZ
Uninsured rate27.6%
98th
WeaknessU.S. 8.4% · AZ 10.5%28th of 392 in AZ
Residents 65 and older28.2%
96th
U.S. 17.2% · AZ 18.9%129th of 394 in AZ
Veterans11.8%
94th
U.S. 6.2% · AZ 7.9%110th of 394 in AZ
Government workers24.3%
94th
U.S. 14.5% · AZ 13.9%92nd of 393 in AZ
Per capita income$48,109
68th
U.S. $44,673 · AZ $42,50385th of 394 in AZ
Median household income$93,523
66th
U.S. $80,734 · AZ $79,96478th of 374 in AZ
Diversity index37.2
32nd
U.S. 61.4 · AZ 61.9258th of 394 in AZ
Median home value$131,300
7th
U.S. $332,700 · AZ $394,500305th of 366 in AZ
Median earnings per worker$29,667
3rd
WeaknessU.S. $49,666 · AZ $48,427364th of 387 in AZ
Population170
1st
U.S. 334,922,499 · AZ 7,378,838387th of 394 in AZ
Population density4/sq mi
1st
U.S. 95/sq mi · AZ 65/sq mi335th of 394 in AZ
Poverty rate0%
1st
StrengthU.S. 12.5% · AZ 12.5%389th of 392 in AZ
Bachelor's degree or higher0%
1st
WeaknessU.S. 35.7% · AZ 33.3%392nd of 394 in AZ
Work from home0%
1st
U.S. 15.1% · AZ 18.4%382nd of 393 in AZ
Unemployment rate0%
1st
StrengthU.S. 5.2% · AZ 5.1%380th of 393 in AZ
Broadband access50.6%
1st
WeaknessU.S. 91% · AZ 91.5%366th of 390 in AZ
Foreign-born residents0%
1st
U.S. 14.1% · AZ 13%380th of 394 in AZ
Housing vacancy0%
1st
U.S. 10.1% · AZ 10.5%388th of 390 in AZ
Residents under 180%
1st
U.S. 22% · AZ 21.6%391st of 394 in AZ
Tech workers0%
1st
U.S. 3.8% · AZ 3.7%354th of 393 in AZ
Healthcare workers0%
1st
U.S. 9.7% · AZ 9.3%376th of 393 in AZ
Self-employed workers0%
1st
U.S. 10% · AZ 9.9%379th of 393 in AZ
Income inequality (Gini)0.295
1st
StrengthU.S. 0.483 · AZ 0.464367th of 388 in AZ

Measure	85912	Navajo	AZ	U.S.	National percentile	Rank in AZ
Median age	59.9	39.5	39	38.9	99th	59th of 394
Homeownership rateStrength	100%	73.2%	67.4%	65.2%	99th	7th of 390
Uninsured rateWeakness	27.6%	15.9%	10.5%	8.4%	98th	28th of 392
Residents 65 and older	28.2%	20.1%	18.9%	17.2%	96th	129th of 394
Veterans	11.8%	7.6%	7.9%	6.2%	94th	110th of 394
Government workers	24.3%	29.7%	13.9%	14.5%	94th	92nd of 393
Per capita income	$48,109	$25,210	$42,503	$44,673	68th	85th of 394
Median household income	$93,523	$54,606	$79,964	$80,734	66th	78th of 374
Diversity index	37.2	63.6	61.9	61.4	32nd	258th of 394
Median home value	$131,300	$201,500	$394,500	$332,700	7th	305th of 366
Median earnings per workerWeakness	$29,667	$39,668	$48,427	$49,666	3rd	364th of 387
Population	170	108,415	7,378,838	334,922,499	1st	387th of 394
Population density	4/sq mi	11/sq mi	65/sq mi	95/sq mi	1st	335th of 394
Poverty rateStrength	0%	24.7%	12.5%	12.5%	1st	389th of 392
Bachelor's degree or higherWeakness	0%	19.1%	33.3%	35.7%	1st	392nd of 394
Work from home	0%	9.2%	18.4%	15.1%	1st	382nd of 393
Unemployment rateStrength	0%	8.8%	5.1%	5.2%	1st	380th of 393
Broadband accessWeakness	50.6%	74.2%	91.5%	91%	1st	366th of 390
Foreign-born residents	0%	2.5%	13%	14.1%	1st	380th of 394
Housing vacancy	0%	30%	10.5%	10.1%	1st	388th of 390
Residents under 18	0%	25.2%	21.6%	22%	1st	391st of 394
Tech workers	0%	1.7%	3.7%	3.8%	1st	354th of 393
Healthcare workers	0%	14.6%	9.3%	9.7%	1st	376th of 393
Self-employed workers	0%	9.3%	9.9%	10%	1st	379th of 393
Income inequality (Gini)Strength	0.295	0.456	0.464	0.483	1st	367th of 388

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

18–24

15%

25–34

35–44

18%

45–54

31%

55–64

28%

65–74

75+

Median age

59.9

Under 18

65 and over

28.2%

Race and ethnicity

White77%
Black0%
Hispanic5%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial18%

Diversity index

37.2

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

52.9%

Language spoken at home (households)

English only

83%

Spanish

17%

Other Indo-European

Asian / Pacific

Other

Households

Households: 83
Average household size: 2.1
Family households: 30.1%
Married couples: 13.3%
Living alone: 45.8%
Veterans (of adults): 11.8%
Male / female: 52% / 48%

Income and poverty

Household income distribution

<$25k

$25–50k

20%

$50–75k

24%

$75–100k

13%

$100–150k

17%

$150–200k

25%

$200k+

Median household income

85912

$93,523

Navajo Co.

$54,606

Arizona

$79,964

United States

$80,734

Per capita income

$48,109

U.S. $44,673

Poverty rate

U.S. 12.5%

Households earning $150K+

25.3%

U.S. 23%

Income inequality (Gini)

0.295

U.S. 0.483

Housing

Median home value

85912

$131,300

Navajo Co.

$201,500

Arizona

$394,500

United States

$332,700

Median gross rent

85912

—

Navajo Co.

$858

Arizona

$1,543

United States

$1,413

Types of housing

Single-family

24%

2–4 units

5–19 units

20+ units

Mobile home

55%

Boat, RV, van

20%

Housing units: 83
Owner-occupied: 100%
Vacant: 0%
Median year built: 2006
Median rooms: 4.6
Renters paying 30%+ of income: —
Renters paying 50%+ of income: —
Home value to income: 1.4× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

100%

Carpooled

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

10–19

20–29

30–44

100%

45–59

60+

Average commute

—

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

41.2%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Sales

56%

Office and admin

44%

Management

Business and finance

Computer and math

Engineering and science

Education

Legal and social services

Arts, media and sports

Healthcare

Police and fire

Food service

Cleaning and personal care

Construction and repair

Farming, fishing and forestry

Production

Transportation and moving

Industries

Retail

76%

Transportation, warehousing and utilities

24%

Health care and social assistance

Education

Manufacturing

Professional and technical services

Construction

Restaurants and hotels

Finance, insurance and real estate

Public administration

Admin, support and management

Other services

Wholesale

Information

Arts and recreation

Agriculture and mining

Median earnings per worker

$29,667

U.S. $49,666

Self-employed

U.S. 10%

Government workers

24.3%

U.S. 14.5%

Nonprofit workers

U.S. 8.8%

Median earnings by type of work

Type of work	85912	U.S.
Management, business, science and arts	—	$74,888
Service	—	$26,804
Sales and office	$29,667	$40,476
Construction and maintenance	—	$49,199
Production and transportation	—	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

19%

Some college

56%

Associate's

24%

Bachelor's

Graduate

High school graduate or higher: 100%
Bachelor's degree or higher: 0%
Graduate or professional degree: 0%
Households with broadband: 50.6%
Cable, fiber or DSL: 30.1%
No internet access: 49.4%
Without health insurance: 27.6%
Limited-English households: 0%

Geography

City (USPS): White Mountain Lake
State: Arizona
County: Navajo County
Center point: 34.4146° N, 109.9102° W
Land area: 40 sq mi
Water area: under 0.1 sq mi
Time zone: Mountain Standard Time (UTC-7, no daylight saving)
Zip type: Residential delivery area

Cities and towns within this zip

White Mountain Lake (unincorporated)8% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 85912

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
85901	Show Low, AZ	9.5 mi	19,533	$59,779	$280,300
85939	Taylor, AZ	10 mi	3,849	$90,496	$308,900
85937	Snowflake, AZ	12 mi	9,760	$69,702	$269,900
85940	Vernon, AZ	16 mi	1,185	$110,486	$245,800
85929	Lakeside, AZ	17 mi	7,451	$62,752	$306,900
85924	Concho, AZ	17 mi	2,269	$27,058	$82,600
85935	Pinetop, AZ	18 mi	4,534	$73,333	$437,200
85934	Pinedale, AZ	21 mi	661	$56,567	$314,100
85902	Show Low, AZ	23 mi	2	—	—
85923	Clay Springs, AZ	25 mi	442	—	$198,900
85942	Woodruff, AZ	26 mi	0	—	—
85930	McNary, AZ	27 mi	1,374	$54,250	$64,600

Questions about 85912

What city is zip code 85912?

85912 is assigned to White Mountain Lake, Arizona. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 85912 in?

85912 is in Navajo County, Arizona.

What is the population of 85912?

About 170 people live in 85912, according to the Census Bureau's American Community Survey.

What time zone is 85912 in?

85912 is in Mountain Standard Time.

What is the median household income in 85912?

The median household income in 85912 is $93,523.

What zip codes are near 85912?

The closest zip codes to 85912 are 85901, 85939, 85937, 85940, 85929.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 85912, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.