Zip code 68040: Malmo, Nebraska

Q: What city is zip code 68040?

68040 is assigned to Malmo, Nebraska. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 68040 in?

68040 is in Saunders County, Nebraska.

Q: What is the population of 68040?

About 325 people live in 68040, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 68040?

The median household income in 68040 is $68,938.

Q: What zip codes are near 68040?

The closest zip codes to 68040 are 68050, 68018, 68070, 68648, 68015.

Residential delivery areaSaunders CountyCentral Time

Population

325

Small sample: rough estimates

Median household income

$69K

U.S. $81K

Median home value

$247K

U.S. $333K

Median rent

—

U.S. $1,413

Median age

54.9

U.S. 38.9

Land area

35 sq mi

9 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 68040

68040 is a rural zip code in Malmo, Nebraska (Saunders County), covering 35 sq mi of land. About 325 people live here, or 9 per square mile. The median resident is 54.9 years old, compared with 38.9 nationally. With so few residents, the Census figures below are rough estimates with wide margins of error.

The median household earns $68,938 a year, 15% below the national median of $80,734. 10.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $247,100, or 3.6 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 99% of occupied homes are lived in by their owners.

23% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 45.4 minutes each way, and 10% of workers work from home. The most common jobs among working residents are in healthcare, management and food service. 24% of them are self-employed (U.S.: 10%).

How 68040 compares

Sorted from highest to lowest national percentile

Only about 325 people live here, so these survey estimates have wide margins of error.

Homeownership rate99.4%
99th
StrengthU.S. 65.2% · NE 66.5%7th of 538 in NE
Average commute45.4 min
99th
WeaknessU.S. 26.4 min · NE 19.2 min6th of 537 in NE
Housing vacancy36.2%
99th
U.S. 10.1% · NE 7.6%23rd of 538 in NE
Healthcare workers21.5%
99th
U.S. 9.7% · NE 9.5%14th of 540 in NE
Self-employed workers23.9%
99th
U.S. 10% · NE 10.8%150th of 540 in NE
Median age54.9
98th
U.S. 38.9 · NE 37.249th of 540 in NE
Broadband access94.2%
68th
U.S. 91% · NE 90.6%96th of 538 in NE
Residents 65 and older19.1%
68th
U.S. 17.2% · NE 16.7%327th of 540 in NE
Per capita income$46,399
65th
U.S. $44,673 · NE $41,751111th of 540 in NE
Poverty rate10.8%
49th
U.S. 12.5% · NE 10.6%178th of 539 in NE
Median earnings per worker$47,917
49th
U.S. $49,666 · NE $47,319208th of 540 in NE
Work from home10.3%
36th
U.S. 15.1% · NE 11%182nd of 540 in NE
Median household income$68,938
34th
U.S. $80,734 · NE $76,475326th of 530 in NE
Income inequality (Gini)0.417
34th
U.S. 0.483 · NE 0.456232nd of 538 in NE
Median home value$247,100
33rd
U.S. $332,700 · NE $238,60099th of 511 in NE
Bachelor's degree or higher23%
29th
U.S. 35.7% · NE 34.6%312th of 539 in NE
Tech workers1.6%
25th
U.S. 3.8% · NE 3.3%165th of 540 in NE
Veterans3.8%
24th
U.S. 6.2% · NE 6.9%463rd of 540 in NE
Government workers10.4%
22nd
U.S. 14.5% · NE 15%418th of 540 in NE
Diversity index14.5
7th
U.S. 61.4 · NE 41.3307th of 540 in NE
Residents under 1812%
4th
U.S. 22% · NE 24.5%505th of 540 in NE
Population325
1st
U.S. 334,922,499 · NE 1,978,707442nd of 540 in NE
Population density9/sq mi
1st
U.S. 95/sq mi · NE 26/sq mi286th of 540 in NE
Unemployment rate0%
1st
StrengthU.S. 5.2% · NE 3%523rd of 540 in NE
Uninsured rate0.3%
1st
StrengthU.S. 8.4% · NE 7.2%523rd of 540 in NE
Foreign-born residents0%
1st
U.S. 14.1% · NE 8%518th of 540 in NE
Rent-burdened renters0%
1st
StrengthU.S. 51.1% · NE 45.1%510th of 523 in NE

Measure	68040	Saunders	NE	U.S.	National percentile	Rank in NE
Homeownership rateStrength	99.4%	82.1%	66.5%	65.2%	99th	7th of 538
Average commuteWeakness	45.4 min	26 min	19.2 min	26.4 min	99th	6th of 537
Housing vacancy	36.2%	13.4%	7.6%	10.1%	99th	23rd of 538
Healthcare workers	21.5%	7.3%	9.5%	9.7%	99th	14th of 540
Self-employed workers	23.9%	13.3%	10.8%	10%	99th	150th of 540
Median age	54.9	40.3	37.2	38.9	98th	49th of 540
Broadband access	94.2%	92.4%	90.6%	91%	68th	96th of 538
Residents 65 and older	19.1%	18.5%	16.7%	17.2%	68th	327th of 540
Per capita income	$46,399	$44,334	$41,751	$44,673	65th	111th of 540
Poverty rate	10.8%	6.3%	10.6%	12.5%	49th	178th of 539
Median earnings per worker	$47,917	$53,147	$47,319	$49,666	49th	208th of 540
Work from home	10.3%	9.9%	11%	15.1%	36th	182nd of 540
Median household income	$68,938	$94,066	$76,475	$80,734	34th	326th of 530
Income inequality (Gini)	0.417	0.403	0.456	0.483	34th	232nd of 538
Median home value	$247,100	$271,700	$238,600	$332,700	33rd	99th of 511
Bachelor's degree or higher	23%	32.6%	34.6%	35.7%	29th	312th of 539
Tech workers	1.6%	3.5%	3.3%	3.8%	25th	165th of 540
Veterans	3.8%	7.5%	6.9%	6.2%	24th	463rd of 540
Government workers	10.4%	15.1%	15%	14.5%	22nd	418th of 540
Diversity index	14.5	14.8	41.3	61.4	7th	307th of 540
Residents under 18	12%	24.8%	24.5%	22%	4th	505th of 540
Population	325	23,048	1,978,707	334,922,499	1st	442nd of 540
Population density	9/sq mi	31/sq mi	26/sq mi	95/sq mi	1st	286th of 540
Unemployment rateStrength	0%	2.5%	3%	5.2%	1st	523rd of 540
Uninsured rateStrength	0.3%	4.2%	7.2%	8.4%	1st	523rd of 540
Foreign-born residents	0%	1.5%	8%	14.1%	1st	518th of 540
Rent-burdened rentersStrength	0%	40.2%	45.1%	51.1%	1st	510th of 523

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

18–24

25–34

11%

35–44

19%

45–54

31%

55–64

17%

65–74

75+

Median age

54.9

Under 18

12%

65 and over

19.1%

Race and ethnicity

White92%
Black0%
Hispanic5%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial3%

Diversity index

14.5

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

78.5%

Language spoken at home (households)

English only

100%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 155
Average household size: 2.1
Family households: 64.5%
Married couples: 62.6%
Living alone: 31%
Veterans (of adults): 3.8%
Male / female: 52% / 48%

Income and poverty

Household income distribution

<$25k

16%

$25–50k

10%

$50–75k

30%

$75–100k

$100–150k

21%

$150–200k

0.6%

$200k+

19%

Median household income

68040

$68,938

Saunders Co.

$94,066

Nebraska

$76,475

United States

$80,734

Per capita income

$46,399

U.S. $44,673

Poverty rate

10.8%

U.S. 12.5%

Households earning $150K+

20%

U.S. 23%

Income inequality (Gini)

0.417

U.S. 0.483

Housing

Median home value

68040

$247,100

Saunders Co.

$271,700

Nebraska

$238,600

United States

$332,700

Median gross rent

68040

—

Saunders Co.

$960

Nebraska

$1,072

United States

$1,413

Types of housing

Single-family

69%

2–4 units

5–19 units

20+ units

Mobile home

31%

Boat, RV, van

Housing units: 243
Owner-occupied: 99.4%
Vacant: 36.2%
Median year built: 1971
Median rooms: 7.2
Renters paying 30%+ of income: 0%
Renters paying 50%+ of income: 0%
Home value to income: 3.6× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

82%

Carpooled

Transit

Walked

Bicycle

Worked from home

10%

Other

Commute time (one way)

<10 min

10–19

20–29

30–44

24%

45–59

19%

60+

38%

Average commute

45.4 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

83.7%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Healthcare

22%

Management

18%

Food service

12%

Cleaning and personal care

10%

Construction and repair

10%

Transportation and moving

Sales

Production

Business and finance

Arts, media and sports

Office and admin

Computer and math

Legal and social services

0.8%

Engineering and science

0.4%

Education

0.4%

Police and fire

Farming, fishing and forestry

Industries

Retail

16%

Health care and social assistance

15%

Agriculture and mining

13%

Manufacturing

12%

Admin, support and management

Education

Transportation, warehousing and utilities

Finance, insurance and real estate

Restaurants and hotels

Construction

Arts and recreation

Professional and technical services

Other services

Public administration

0.8%

Information

0.8%

Wholesale

Median earnings per worker

$47,917

U.S. $49,666

Self-employed

23.9%

U.S. 10%

Government workers

10.4%

U.S. 14.5%

Nonprofit workers

11.6%

U.S. 8.8%

Median earnings by type of work

Type of work	68040	U.S.
Management, business, science and arts	$60,813	$74,888
Service	$25,500	$26,804
Sales and office	$45,000	$40,476
Construction and maintenance	$51,250	$49,199
Production and transportation	$68,750	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

33%

Some college

29%

Associate's

12%

Bachelor's

Graduate

20%

High school graduate or higher: 96.9%
Bachelor's degree or higher: 23%
Graduate or professional degree: 19.5%
Households with broadband: 94.2%
Cable, fiber or DSL: 73.5%
No internet access: 2.6%
Without health insurance: 0.3%
Limited-English households: 0%

Geography

City (USPS): Malmo
State: Nebraska
County: Saunders County
Center point: 41.2873° N, 96.7400° W
Land area: 35 sq mi
Water area: 0.2 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

Zip codes near 68040

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
68050	Prague, NE	5.4 mi	527	$66,111	$181,300
68018	Colon, NE	6.6 mi	508	$94,141	$302,200
68070	Weston, NE	7 mi	670	$63,750	$239,100
68648	Morse Bluff, NE	8.2 mi	349	$85,214	$370,000
68015	Cedar Bluffs, NE	8.3 mi	1,236	$85,357	$176,600
68066	Wahoo, NE	9.5 mi	5,941	$101,438	$266,900
68001	Abie, NE	12 mi	59	$55,938	$72,500
68014	Bruno, NE	12 mi	283	$116,125	$121,900
68036	Linwood, NE	13 mi	346	$77,273	$162,900
68041	Mead, NE	13 mi	1,005	$74,000	$251,300
68621	Ames, NE	15 mi	204	$93,235	—
68649	North Bend, NE	15 mi	1,748	$87,132	$231,700

Questions about 68040

What city is zip code 68040?

68040 is assigned to Malmo, Nebraska. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 68040 in?

68040 is in Saunders County, Nebraska.

What is the population of 68040?

About 325 people live in 68040, according to the Census Bureau's American Community Survey.

What time zone is 68040 in?

68040 is in Central Time.

What is the median household income in 68040?

The median household income in 68040 is $68,938.

What zip codes are near 68040?

The closest zip codes to 68040 are 68050, 68018, 68070, 68648, 68015.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 68040, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.