Zip code 65634: Cross Timbers, Missouri

Q: What city is zip code 65634?

65634 is assigned to Cross Timbers, Missouri. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 65634 in?

65634 is mostly in Hickory County, but it extends into 1 other county.

Q: What is the population of 65634?

About 606 people live in 65634, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 65634?

The median household income in 65634 is $35,948.

Q: What zip codes are near 65634?

The closest zip codes to 65634 are 65732, 65668, 65779, 65326, 65767.

Residential delivery areaHickory CountyCentral Time

Population

606

Median household income

$36K

U.S. $81K

Median home value

$198K

U.S. $333K

Median rent

—

U.S. $1,413

Median age

36.7

U.S. 38.9

Land area

74 sq mi

8 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 65634

65634 is a rural zip code in Cross Timbers, Missouri (Hickory County), covering 74 sq mi of land. About 606 people live here, or 8 per square mile. The median resident is 36.7 years old, compared with 38.9 nationally.

The median household earns $35,948 a year, about 45% of the national median of $80,734. 12.5% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $197,800, or 5.5 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 80% of occupied homes are lived in by their owners.

16% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 29.7 minutes each way, and 6% of workers work from home. The most common jobs among working residents are in cleaning and personal care; education; and sales.

How 65634 compares

Sorted from highest to lowest national percentile

Unemployment rate31%
99th
WeaknessU.S. 5.2% · MO 4%3rd of 967 in MO
Uninsured rate46.9%
99th
WeaknessU.S. 8.4% · MO 8.8%9th of 968 in MO
Rent-burdened renters100%
99th
WeaknessU.S. 51.1% · MO 45.6%12th of 908 in MO
Housing vacancy32.8%
98th
U.S. 10.1% · MO 11.2%104th of 966 in MO
Government workers25%
95th
U.S. 14.5% · MO 13.2%75th of 967 in MO
Residents under 1829.2%
94th
U.S. 22% · MO 22.3%119th of 968 in MO
Healthcare workers13%
88th
U.S. 9.7% · MO 10.4%215th of 967 in MO
Homeownership rate80.4%
79th
U.S. 65.2% · MO 68.1%442nd of 966 in MO
Average commute29.7 min
72nd
U.S. 26.4 min · MO 23.5 min285th of 934 in MO
Residents 65 and older18.8%
66th
U.S. 17.2% · MO 17.9%502nd of 968 in MO
Poverty rate12.5%
58th
U.S. 12.5% · MO 12.6%474th of 966 in MO
Self-employed workers9%
46th
U.S. 10% · MO 9%578th of 967 in MO
Veterans5.4%
44th
U.S. 6.2% · MO 7.3%736th of 968 in MO
Median age36.7
32nd
U.S. 38.9 · MO 39751st of 968 in MO
Median home value$197,800
21st
U.S. $332,700 · MO $230,300358th of 917 in MO
Bachelor's degree or higher16%
12th
WeaknessU.S. 35.7% · MO 32.4%591st of 965 in MO
Work from home6.1%
12th
U.S. 15.1% · MO 13%633rd of 967 in MO
Income inequality (Gini)0.375
8th
StrengthU.S. 0.483 · MO 0.465695th of 964 in MO
Median household income$35,948
2nd
WeaknessU.S. $80,734 · MO $70,702901st of 934 in MO
Diversity index7
2nd
U.S. 61.4 · MO 40.1799th of 968 in MO
Population606
1st
U.S. 334,922,499 · MO 6,191,814734th of 968 in MO
Population density8/sq mi
1st
U.S. 95/sq mi · MO 90/sq mi857th of 968 in MO
Per capita income$16,589
1st
WeaknessU.S. $44,673 · MO $39,695952nd of 968 in MO
Broadband access56.5%
1st
WeaknessU.S. 91% · MO 89.3%943rd of 966 in MO
Foreign-born residents0%
1st
U.S. 14.1% · MO 4.5%815th of 968 in MO
Median earnings per worker$15,000
1st
WeaknessU.S. $49,666 · MO $45,780945th of 960 in MO
Tech workers0%
1st
U.S. 3.8% · MO 3.4%764th of 967 in MO

Measure	65634	Hickory	MO	U.S.	National percentile	Rank in MO
Unemployment rateWeakness	31%	13.8%	4%	5.2%	99th	3rd of 967
Uninsured rateWeakness	46.9%	13.2%	8.8%	8.4%	99th	9th of 968
Rent-burdened rentersWeakness	100%	58.8%	45.6%	51.1%	99th	12th of 908
Housing vacancy	32.8%	34.3%	11.2%	10.1%	98th	104th of 966
Government workers	25%	16.3%	13.2%	14.5%	95th	75th of 967
Residents under 18	29.2%	17.3%	22.3%	22%	94th	119th of 968
Healthcare workers	13%	13%	10.4%	9.7%	88th	215th of 967
Homeownership rate	80.4%	82.4%	68.1%	65.2%	79th	442nd of 966
Average commute	29.7 min	30.7 min	23.5 min	26.4 min	72nd	285th of 934
Residents 65 and older	18.8%	32.3%	17.9%	17.2%	66th	502nd of 968
Poverty rate	12.5%	19.8%	12.6%	12.5%	58th	474th of 966
Self-employed workers	9%	10%	9%	10%	46th	578th of 967
Veterans	5.4%	12.5%	7.3%	6.2%	44th	736th of 968
Median age	36.7	55.2	39	38.9	32nd	751st of 968
Median home value	$197,800	$176,100	$230,300	$332,700	21st	358th of 917
Bachelor's degree or higherWeakness	16%	12.8%	32.4%	35.7%	12th	591st of 965
Work from home	6.1%	6.1%	13%	15.1%	12th	633rd of 967
Income inequality (Gini)Strength	0.375	0.475	0.465	0.483	8th	695th of 964
Median household incomeWeakness	$35,948	$39,390	$70,702	$80,734	2nd	901st of 934
Diversity index	7	12.6	40.1	61.4	2nd	799th of 968
Population	606	8,585	6,191,814	334,922,499	1st	734th of 968
Population density	8/sq mi	22/sq mi	90/sq mi	95/sq mi	1st	857th of 968
Per capita incomeWeakness	$16,589	$24,107	$39,695	$44,673	1st	952nd of 968
Broadband accessWeakness	56.5%	71.7%	89.3%	91%	1st	943rd of 966
Foreign-born residents	0%	0.2%	4.5%	14.1%	1st	815th of 968
Median earnings per workerWeakness	$15,000	$32,054	$45,780	$49,666	1st	945th of 960
Tech workers	0%	1%	3.4%	3.8%	1st	764th of 967

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

27%

5–17

18–24

25–34

13%

35–44

10%

45–54

17%

55–64

10%

65–74

75+

Median age

36.7

Under 18

29.2%

65 and over

18.8%

Race and ethnicity

White96%
Black0%
Hispanic3%
Asian0%
Native American0%
Pacific Islander0%
Other0.3%
Multiracial0%

Diversity index

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

83%

Language spoken at home (households)

English only

99%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 184
Average household size: 3.3
Family households: 59.8%
Married couples: 46.2%
Living alone: 40.2%
Veterans (of adults): 5.4%
Male / female: 47% / 53%

Income and poverty

Household income distribution

<$25k

28%

$25–50k

33%

$50–75k

32%

$75–100k

$100–150k

$150–200k

$200k+

Median household income

65634

$35,948

Hickory Co.

$39,390

Missouri

$70,702

United States

$80,734

Per capita income

$16,589

U.S. $44,673

Poverty rate

12.5%

U.S. 12.5%

Households earning $150K+

2.7%

U.S. 23%

Income inequality (Gini)

0.375

U.S. 0.483

Housing

Median home value

65634

$197,800

Hickory Co.

$176,100

Missouri

$230,300

United States

$332,700

Median gross rent

65634

—

Hickory Co.

$648

Missouri

$1,033

United States

$1,413

Types of housing

Single-family

72%

2–4 units

5–19 units

20+ units

Mobile home

26%

Boat, RV, van

Housing units: 274
Owner-occupied: 80.4%
Vacant: 32.8%
Median year built: 1987
Median rooms: 5.4
Renters paying 30%+ of income: 100%
Renters paying 50%+ of income: 100%
Home value to income: 5.5× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

94%

Carpooled

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

22%

10–19

27%

20–29

30–44

18%

45–59

12%

60+

13%

Average commute

29.7 min

U.S. 26.4 min

Unemployment

31%

U.S. 5.2%

In labor force

33.6%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Cleaning and personal care

28%

Education

15%

Sales

15%

Healthcare

13%

Office and admin

10%

Construction and repair

Business and finance

Farming, fishing and forestry

Management

Computer and math

Engineering and science

Legal and social services

Arts, media and sports

Police and fire

Food service

Production

Transportation and moving

Industries

Other services

21%

Health care and social assistance

16%

Education

15%

Retail

15%

Public administration

10%

Agriculture and mining

Arts and recreation

Admin, support and management

Manufacturing

Professional and technical services

Construction

Restaurants and hotels

Finance, insurance and real estate

Transportation, warehousing and utilities

Wholesale

Information

Median earnings per worker

$15,000

U.S. $49,666

Self-employed

U.S. 10%

Government workers

25%

U.S. 14.5%

Nonprofit workers

23%

U.S. 8.8%

Median earnings by type of work

Type of work	65634	U.S.
Management, business, science and arts	$31,917	$74,888
Service	$6,830	$26,804
Sales and office	$9,659	$40,476
Construction and maintenance	$13,750	$49,199
Production and transportation	—	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

58%

Some college

17%

Associate's

Bachelor's

11%

Graduate

High school graduate or higher: 91.6%
Bachelor's degree or higher: 16%
Graduate or professional degree: 5.3%
Households with broadband: 56.5%
Cable, fiber or DSL: 20.7%
No internet access: 43.5%
Without health insurance: 46.9%
Limited-English households: 0%

Geography

City (USPS): Cross Timbers
State: Missouri
County: Hickory County
Center point: 38.0154° N, 93.1946° W
Land area: 74 sq mi
Water area: 0.7 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

65634 spans 2 counties

Hickory County98% of land
Benton County2% of land

Zip codes near 65634

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
65732	Preston, MO	5.6 mi	1,342	$45,909	$278,800
65668	Hermitage, MO	7.8 mi	1,846	$38,449	$138,400
65779	Wheatland, MO	11 mi	1,053	$44,018	$179,700
65326	Edwards, MO	11 mi	1,901	$51,888	$181,100
65767	Urbana, MO	12 mi	1,983	$52,708	$200,600
65324	Climax Springs, MO	12 mi	1,055	$52,969	$311,300
65786	Macks Creek, MO	13 mi	2,174	$61,136	$162,100
65724	Pittsburg, MO	14 mi	1,563	$41,447	$174,100
65735	Quincy, MO	16 mi	212	$72,724	$560,900
65787	Roach, MO	17 mi	1,305	$62,917	$314,500
65355	Warsaw, MO	17 mi	11,436	$50,648	$182,700
65774	Weaubleau, MO	17 mi	855	$31,674	$92,800

Questions about 65634

What city is zip code 65634?

65634 is assigned to Cross Timbers, Missouri. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 65634 in?

65634 is mostly in Hickory County, but it extends into 1 other county.

What is the population of 65634?

About 606 people live in 65634, according to the Census Bureau's American Community Survey.

What time zone is 65634 in?

65634 is in Central Time.

What is the median household income in 65634?

The median household income in 65634 is $35,948.

What zip codes are near 65634?

The closest zip codes to 65634 are 65732, 65668, 65779, 65326, 65767.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 65634, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.