Zip code 48028: Harsens Island, Michigan

Q: What city is zip code 48028?

48028 is assigned to Harsens Island, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 48028 in?

48028 is in St. Clair County, Michigan.

Q: What is the population of 48028?

About 1,272 people live in 48028, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 48028?

The median household income in 48028 is $109,730.

Q: What zip codes are near 48028?

The closest zip codes to 48028 are 48001, 48039, 48023, 48045, 48047.

Residential delivery areaSt. Clair CountyEastern Time

Population

1,272

Median household income

$110K

U.S. $81K

Median home value

$391K

U.S. $333K

Median rent

—

U.S. $1,413

Median age

65.6

U.S. 38.9

Land area

18 sq mi

72 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 48028

48028 is a small-town zip code in Harsens Island, Michigan (St. Clair County), covering 18 sq mi of land. About 1,272 people live here, or 72 per square mile. The median resident is 65.6 years old, compared with 38.9 nationally.

The median household earns $109,730 a year, 36% above the national median of $80,734. 4.9% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $390,800, or 3.6 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 98% of occupied homes are lived in by their owners.

29% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 38.9 minutes each way, and 12% of workers work from home. The most common jobs among working residents are in healthcare; construction and repair; and sales. 20% of them are self-employed (U.S.: 10%).

How 48028 compares

Sorted from highest to lowest national percentile

Median age65.6
99th
U.S. 38.9 · MI 40.29th of 962 in MI
Homeownership rate98.2%
99th
StrengthU.S. 65.2% · MI 73.2%22nd of 958 in MI
Housing vacancy57%
99th
U.S. 10.1% · MI 11.8%52nd of 958 in MI
Residents 65 and older50.9%
99th
U.S. 17.2% · MI 18.6%10th of 962 in MI
Healthcare workers18.8%
99th
U.S. 9.7% · MI 10.1%26th of 961 in MI
Self-employed workers20%
98th
U.S. 10% · MI 8.6%52nd of 961 in MI
Average commute38.9 min
96th
WeaknessU.S. 26.4 min · MI 24.2 min25th of 941 in MI
Per capita income$76,531
94th
StrengthU.S. $44,673 · MI $40,73518th of 962 in MI
Government workers19.5%
83rd
U.S. 14.5% · MI 11.6%98th of 961 in MI
Median household income$109,730
79th
U.S. $80,734 · MI $72,87569th of 952 in MI
Veterans8%
77th
U.S. 6.2% · MI 5.8%311th of 962 in MI
Median earnings per worker$56,167
69th
U.S. $49,666 · MI $47,178148th of 960 in MI
Median home value$390,800
61st
U.S. $332,700 · MI $231,60062nd of 946 in MI
Bachelor's degree or higher29%
44th
U.S. 35.7% · MI 32.4%301st of 961 in MI
Work from home11.6%
44th
U.S. 15.1% · MI 13.5%356th of 961 in MI
Broadband access88.7%
27th
U.S. 91% · MI 90.5%488th of 958 in MI
Uninsured rate4.2%
24th
U.S. 8.4% · MI 4.9%538th of 961 in MI
Income inequality (Gini)0.395
17th
StrengthU.S. 0.483 · MI 0.465666th of 958 in MI
Foreign-born residents2.3%
14th
U.S. 14.1% · MI 7.2%416th of 962 in MI
Poverty rate4.9%
11th
StrengthU.S. 12.5% · MI 13.2%855th of 959 in MI
Population density72/sq mi
10th
U.S. 95/sq mi · MI 178/sq mi596th of 962 in MI
Unemployment rate2%
5th
StrengthU.S. 5.2% · MI 5.7%840th of 961 in MI
Population1,272
2nd
U.S. 334,922,499 · MI 10,077,761778th of 962 in MI
Diversity index2.8
1st
U.S. 61.4 · MI 45.3943rd of 962 in MI
Rent-burdened renters0%
1st
StrengthU.S. 51.1% · MI 50.4%929th of 931 in MI
Residents under 182.7%
1st
U.S. 22% · MI 21.2%946th of 962 in MI
Tech workers0%
1st
U.S. 3.8% · MI 3.1%946th of 961 in MI

Measure	48028	St. Clair	MI	U.S.	National percentile	Rank in MI
Median age	65.6	44.5	40.2	38.9	99th	9th of 962
Homeownership rateStrength	98.2%	80.8%	73.2%	65.2%	99th	22nd of 958
Housing vacancy	57%	6.8%	11.8%	10.1%	99th	52nd of 958
Residents 65 and older	50.9%	20.4%	18.6%	17.2%	99th	10th of 962
Healthcare workers	18.8%	11.1%	10.1%	9.7%	99th	26th of 961
Self-employed workers	20%	9.2%	8.6%	10%	98th	52nd of 961
Average commuteWeakness	38.9 min	28.5 min	24.2 min	26.4 min	96th	25th of 941
Per capita incomeStrength	$76,531	$38,214	$40,735	$44,673	94th	18th of 962
Government workers	19.5%	12.5%	11.6%	14.5%	83rd	98th of 961
Median household income	$109,730	$71,270	$72,875	$80,734	79th	69th of 952
Veterans	8%	7.1%	5.8%	6.2%	77th	311th of 962
Median earnings per worker	$56,167	$45,000	$47,178	$49,666	69th	148th of 960
Median home value	$390,800	$224,600	$231,600	$332,700	61st	62nd of 946
Bachelor's degree or higher	29%	20.3%	32.4%	35.7%	44th	301st of 961
Work from home	11.6%	7.7%	13.5%	15.1%	44th	356th of 961
Broadband access	88.7%	90.9%	90.5%	91%	27th	488th of 958
Uninsured rate	4.2%	4.9%	4.9%	8.4%	24th	538th of 961
Income inequality (Gini)Strength	0.395	0.428	0.465	0.483	17th	666th of 958
Foreign-born residents	2.3%	2%	7.2%	14.1%	14th	416th of 962
Poverty rateStrength	4.9%	11.3%	13.2%	12.5%	11th	855th of 959
Population density	72/sq mi	222/sq mi	178/sq mi	95/sq mi	10th	596th of 962
Unemployment rateStrength	2%	5.7%	5.7%	5.2%	5th	840th of 961
Population	1,272	160,221	10,077,761	334,922,499	2nd	778th of 962
Diversity index	2.8	19.3	45.3	61.4	1st	943rd of 962
Rent-burdened rentersStrength	0%	55.2%	50.4%	51.1%	1st	929th of 931
Residents under 18	2.7%	20.3%	21.2%	22%	1st	946th of 962
Tech workers	0%	1.3%	3.1%	3.8%	1st	946th of 961

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

18–24

25–34

35–44

10%

45–54

28%

55–64

32%

65–74

19%

75+

Median age

65.6

Under 18

2.7%

65 and over

50.9%

Race and ethnicity

White99%
Black0%
Hispanic0%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial1%

Diversity index

2.8

U.S. 61.4

Foreign-born

2.3%

U.S. 14.1%

Born in state

88.1%

Language spoken at home (households)

English only

96%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 684
Average household size: 1.9
Family households: 58.9%
Married couples: 51.3%
Living alone: 32.2%
Veterans (of adults): 8%
Male / female: 57% / 43%

Income and poverty

Household income distribution

<$25k

$25–50k

$50–75k

13%

$75–100k

14%

$100–150k

29%

$150–200k

15%

$200k+

17%

Median household income

48028

$109,730

St. Clair Co.

$71,270

Michigan

$72,875

United States

$80,734

Per capita income

$76,531

U.S. $44,673

Poverty rate

4.9%

U.S. 12.5%

Households earning $150K+

31.3%

U.S. 23%

Income inequality (Gini)

0.395

U.S. 0.483

Housing

Median home value

48028

$390,800

St. Clair Co.

$224,600

Michigan

$231,600

United States

$332,700

Median gross rent

48028

—

St. Clair Co.

$1,029

Michigan

$1,129

United States

$1,413

Types of housing

Single-family

95%

2–4 units

5–19 units

20+ units

0.8%

Mobile home

Boat, RV, van

Housing units: 1,589
Owner-occupied: 98.2%
Vacant: 57%
Median year built: 1968
Median rooms: 6.3
Renters paying 30%+ of income: 0%
Renters paying 50%+ of income: 0%
Home value to income: 3.6× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

79%

Carpooled

Transit

Walked

Bicycle

Worked from home

12%

Other

Commute time (one way)

<10 min

12%

10–19

20–29

30–44

19%

45–59

30%

60+

25%

Average commute

38.9 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

47.8%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Healthcare

19%

Construction and repair

19%

Sales

12%

Management

Police and fire

Transportation and moving

Cleaning and personal care

Office and admin

Production

Engineering and science

Legal and social services

Business and finance

Food service

Computer and math

Education

Arts, media and sports

Farming, fishing and forestry

Industries

Health care and social assistance

25%

Construction

19%

Manufacturing

12%

Public administration

12%

Retail

11%

Transportation, warehousing and utilities

Professional and technical services

Finance, insurance and real estate

Other services

Arts and recreation

Education

Restaurants and hotels

Admin, support and management

Wholesale

Information

Agriculture and mining

Median earnings per worker

$56,167

U.S. $49,666

Self-employed

20%

U.S. 10%

Government workers

19.5%

U.S. 14.5%

Nonprofit workers

11.2%

U.S. 8.8%

Median earnings by type of work

Type of work	48028	U.S.
Management, business, science and arts	$64,500	$74,888
Service	$63,144	$26,804
Sales and office	$14,792	$40,476
Construction and maintenance	$57,500	$49,199
Production and transportation	$22,067	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

20%

Some college

31%

Associate's

16%

Bachelor's

16%

Graduate

13%

High school graduate or higher: 96.4%
Bachelor's degree or higher: 29%
Graduate or professional degree: 13%
Households with broadband: 88.7%
Cable, fiber or DSL: 63.9%
No internet access: 7.3%
Without health insurance: 4.2%
Limited-English households: 0%

Geography

City (USPS): Harsens Island
State: Michigan
County: St. Clair County
Center point: 42.5802° N, 82.6166° W
Land area: 18 sq mi
Water area: 15 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Zip codes near 48028

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
48001	Algonac, MI	4.4 mi	11,224	$69,160	$257,400
48039	Marine City, MI	8.6 mi	7,437	$82,755	$181,300
48023	Fair Haven, MI	8.8 mi	5,031	$70,469	$244,200
48045	Harrison Township, MI	10 mi	24,061	$80,366	$262,400
48047	New Baltimore, MI	10 mi	40,302	$94,890	$321,700
48064	Casco, MI	13 mi	4,180	$87,538	$303,200
48051	New Baltimore, MI	13 mi	17,922	$90,968	$266,300
48046	Mount Clemens, MI · PO box	13 mi	—	—	—
48043	Mount Clemens, MI	14 mi	15,429	$52,161	$179,400
48054	East China, MI	14 mi	7,188	$83,241	$301,400
48082	Saint Clair Shores, MI	14 mi	16,027	$74,806	$214,200
48048	New Haven, MI	14 mi	11,349	$70,938	$188,700

Zip codes like 48028 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 48028

What city is zip code 48028?

48028 is assigned to Harsens Island, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 48028 in?

48028 is in St. Clair County, Michigan.

What is the population of 48028?

About 1,272 people live in 48028, according to the Census Bureau's American Community Survey.

What time zone is 48028 in?

48028 is in Eastern Time.

What is the median household income in 48028?

The median household income in 48028 is $109,730.

What zip codes are near 48028?

The closest zip codes to 48028 are 48001, 48039, 48023, 48045, 48047.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 48028, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.