Zip code 46960: Monterey, Indiana

Q: What city is zip code 46960?

46960 is assigned to Monterey, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 46960 in?

46960 is mostly in Pulaski County, but it extends into 2 other counties.

Q: What is the population of 46960?

About 1,018 people live in 46960, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 46960?

The median household income in 46960 is $45,625.

Q: What zip codes are near 46960?

The closest zip codes to 46960 are 46968, 46922, 46511, 46945, 46996.

Residential delivery areaPulaski CountyEastern Time

Population

1,018

Median household income

$46K

U.S. $81K

Median home value

$151K

U.S. $333K

Median rent

—

U.S. $1,413

Median age

U.S. 38.9

Land area

41 sq mi

25 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 46960

46960 is a rural zip code in Monterey, Indiana (Pulaski County), covering 41 sq mi of land. About 1,018 people live here, or 25 per square mile. The median resident is 51 years old, compared with 38.9 nationally.

The median household earns $45,625 a year, 43% below the national median of $80,734. 25% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $151,000, or 3.3 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 79% of occupied homes are lived in by their owners.

20% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 27.9 minutes each way, and 2% of workers work from home. The most common jobs among working residents are in sales; healthcare; and transportation and moving goods.

How 46960 compares

Sorted from highest to lowest national percentile

Healthcare workers17.7%
98th
U.S. 9.7% · IN 9.8%32nd of 745 in IN
Median age51
96th
U.S. 38.9 · IN 38.153rd of 745 in IN
Tech workers9.2%
95th
U.S. 3.8% · IN 2.5%10th of 745 in IN
Housing vacancy20.1%
93rd
U.S. 10.1% · IN 8.8%70th of 742 in IN
Poverty rate25%
92nd
WeaknessU.S. 12.5% · IN 12.3%57th of 742 in IN
Homeownership rate79.4%
77th
U.S. 65.2% · IN 70.6%431st of 742 in IN
Residents 65 and older20.6%
77th
U.S. 17.2% · IN 16.8%222nd of 745 in IN
Veterans6.9%
65th
U.S. 6.2% · IN 6.3%338th of 745 in IN
Average commute27.9 min
62nd
U.S. 26.4 min · IN 24.1 min256th of 726 in IN
Broadband access92.8%
56th
U.S. 91% · IN 89.9%161st of 742 in IN
Self-employed workers8.6%
40th
U.S. 10% · IN 8%314th of 745 in IN
Bachelor's degree or higher20.1%
21st
U.S. 35.7% · IN 29.5%353rd of 744 in IN
Diversity index25.8
19th
U.S. 61.4 · IN 41.4218th of 745 in IN
Residents under 1817.5%
16th
U.S. 22% · IN 23.3%625th of 745 in IN
Per capita income$27,475
13th
WeaknessU.S. $44,673 · IN $38,351630th of 744 in IN
Rent-burdened renters38.3%
13th
StrengthU.S. 51.1% · IN 48.1%429th of 716 in IN
Income inequality (Gini)0.386
12th
StrengthU.S. 0.483 · IN 0.452441st of 740 in IN
Uninsured rate2.8%
11th
StrengthU.S. 8.4% · IN 7.4%621st of 745 in IN
Median earnings per worker$35,871
11th
WeaknessU.S. $49,666 · IN $46,609663rd of 740 in IN
Median home value$151,000
9th
U.S. $332,700 · IN $218,200520th of 719 in IN
Median household income$45,625
6th
WeaknessU.S. $80,734 · IN $71,957690th of 719 in IN
Population density25/sq mi
3rd
U.S. 95/sq mi · IN 191/sq mi679th of 745 in IN
Unemployment rate1.4%
3rd
StrengthU.S. 5.2% · IN 4.3%594th of 745 in IN
Population1,018
1st
U.S. 334,922,499 · IN 6,851,073586th of 745 in IN
Work from home1.7%
1st
U.S. 15.1% · IN 10.7%658th of 745 in IN
Foreign-born residents0%
1st
U.S. 14.1% · IN 6.3%709th of 745 in IN
Government workers4.9%
1st
U.S. 14.5% · IN 11.7%692nd of 745 in IN

Measure	46960	Pulaski	IN	U.S.	National percentile	Rank in IN
Healthcare workers	17.7%	11.7%	9.8%	9.7%	98th	32nd of 745
Median age	51	42.6	38.1	38.9	96th	53rd of 745
Tech workers	9.2%	2%	2.5%	3.8%	95th	10th of 745
Housing vacancy	20.1%	15.4%	8.8%	10.1%	93rd	70th of 742
Poverty rateWeakness	25%	12.1%	12.3%	12.5%	92nd	57th of 742
Homeownership rate	79.4%	74.6%	70.6%	65.2%	77th	431st of 742
Residents 65 and older	20.6%	21.4%	16.8%	17.2%	77th	222nd of 745
Veterans	6.9%	6.2%	6.3%	6.2%	65th	338th of 745
Average commute	27.9 min	25.9 min	24.1 min	26.4 min	62nd	256th of 726
Broadband access	92.8%	90.5%	89.9%	91%	56th	161st of 742
Self-employed workers	8.6%	12.5%	8%	10%	40th	314th of 745
Bachelor's degree or higher	20.1%	14.1%	29.5%	35.7%	21st	353rd of 744
Diversity index	25.8	16.4	41.4	61.4	19th	218th of 745
Residents under 18	17.5%	22.1%	23.3%	22%	16th	625th of 745
Per capita incomeWeakness	$27,475	$32,382	$38,351	$44,673	13th	630th of 744
Rent-burdened rentersStrength	38.3%	44.4%	48.1%	51.1%	13th	429th of 716
Income inequality (Gini)Strength	0.386	0.421	0.452	0.483	12th	441st of 740
Uninsured rateStrength	2.8%	7%	7.4%	8.4%	11th	621st of 745
Median earnings per workerWeakness	$35,871	$40,116	$46,609	$49,666	11th	663rd of 740
Median home value	$151,000	$156,400	$218,200	$332,700	9th	520th of 719
Median household incomeWeakness	$45,625	$62,792	$71,957	$80,734	6th	690th of 719
Population density	25/sq mi	29/sq mi	191/sq mi	95/sq mi	3rd	679th of 745
Unemployment rateStrength	1.4%	1.8%	4.3%	5.2%	3rd	594th of 745
Population	1,018	12,441	6,851,073	334,922,499	1st	586th of 745
Work from home	1.7%	5.9%	10.7%	15.1%	1st	658th of 745
Foreign-born residents	0%	2.5%	6.3%	14.1%	1st	709th of 745
Government workers	4.9%	13.6%	11.7%	14.5%	1st	692nd of 745

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

15%

5–17

18–24

25–34

35–44

34%

45–54

55–64

16%

65–74

75+

Median age

Under 18

17.5%

65 and over

20.6%

Race and ethnicity

White86%
Black3%
Hispanic6%
Asian0%
Native American0.4%
Pacific Islander0%
Other0%
Multiracial5%

Diversity index

25.8

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

68.5%

Language spoken at home (households)

English only

100%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 428
Average household size: 2.4
Family households: 52.3%
Married couples: 33.9%
Living alone: 39%
Veterans (of adults): 6.9%
Male / female: 56% / 44%

Income and poverty

Household income distribution

<$25k

16%

$25–50k

45%

$50–75k

15%

$75–100k

$100–150k

14%

$150–200k

$200k+

Median household income

46960

$45,625

Pulaski Co.

$62,792

Indiana

$71,957

United States

$80,734

Per capita income

$27,475

U.S. $44,673

Poverty rate

25%

U.S. 12.5%

Households earning $150K+

5.1%

U.S. 23%

Income inequality (Gini)

0.386

U.S. 0.483

Housing

Median home value

46960

$151,000

Pulaski Co.

$156,400

Indiana

$218,200

United States

$332,700

Median gross rent

46960

—

Pulaski Co.

$772

Indiana

$1,062

United States

$1,413

Types of housing

Single-family

78%

2–4 units

5–19 units

20+ units

Mobile home

22%

Boat, RV, van

Housing units: 536
Owner-occupied: 79.4%
Vacant: 20.1%
Median year built: 1975
Median rooms: 6
Renters paying 30%+ of income: 38.3%
Renters paying 50%+ of income: 38.3%
Home value to income: 3.3× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

63%

Carpooled

23%

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

10%

10–19

41%

20–29

30–44

21%

45–59

60+

15%

Average commute

27.9 min

U.S. 26.4 min

Unemployment

1.4%

U.S. 5.2%

In labor force

57.8%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Sales

21%

Healthcare

18%

Transportation and moving

16%

Office and admin

15%

Computer and math

Production

Management

Business and finance

Construction and repair

Arts, media and sports

Legal and social services

Food service

0.4%

Cleaning and personal care

0.2%

Engineering and science

Education

Police and fire

Farming, fishing and forestry

Industries

Retail

21%

Manufacturing

20%

Finance, insurance and real estate

16%

Health care and social assistance

13%

Restaurants and hotels

Other services

Transportation, warehousing and utilities

Public administration

Education

Construction

Professional and technical services

0.8%

Admin, support and management

Wholesale

Information

Arts and recreation

Agriculture and mining

Median earnings per worker

$35,871

U.S. $49,666

Self-employed

8.6%

U.S. 10%

Government workers

4.9%

U.S. 14.5%

Nonprofit workers

12.4%

U.S. 8.8%

Median earnings by type of work

Type of work	46960	U.S.
Management, business, science and arts	$45,795	$74,888
Service	$7,500	$26,804
Sales and office	$23,226	$40,476
Construction and maintenance	$116,042	$49,199
Production and transportation	$38,607	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

35%

Some college

32%

Associate's

Bachelor's

14%

Graduate

High school graduate or higher: 90.8%
Bachelor's degree or higher: 20.1%
Graduate or professional degree: 5.6%
Households with broadband: 92.8%
Cable, fiber or DSL: 49.3%
No internet access: 4.4%
Without health insurance: 2.8%
Limited-English households: 0%

Geography

City (USPS): Monterey
State: Indiana
County: Pulaski County
Center point: 41.1610° N, 86.5161° W
Land area: 41 sq mi
Water area: 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

46960 spans 3 counties

Pulaski County61% of land
Starke County36% of land
Fulton County4% of land

Cities and towns within this zip

Bass Lake (unincorporated)1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 46960

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
46968	Ora, IN	2 mi	96	—	$71,200
46922	Delong, IN	4.9 mi	0	—	—
46511	Culver, IN	6.1 mi	3,755	$58,293	$233,700
46945	Leiters Ford, IN	7.3 mi	0	—	—
46996	Winamac, IN	10 mi	6,441	$64,167	$154,900
46534	Knox, IN	10 mi	10,811	$63,138	$169,100
46939	Kewanna, IN	13 mi	1,909	$69,000	$140,700
46531	Grovertown, IN	14 mi	1,825	$57,786	$141,900
46366	North Judson, IN	14 mi	5,601	$60,182	$136,500
46985	Star City, IN	14 mi	1,419	$59,063	$170,200
46513	Donaldson, IN	14 mi	0	—	—
46501	Argos, IN	15 mi	3,780	$64,172	$156,900

Zip codes like 46960 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 46960

What city is zip code 46960?

46960 is assigned to Monterey, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 46960 in?

46960 is mostly in Pulaski County, but it extends into 2 other counties.

What is the population of 46960?

About 1,018 people live in 46960, according to the Census Bureau's American Community Survey.

What time zone is 46960 in?

46960 is in Eastern Time.

What is the median household income in 46960?

The median household income in 46960 is $45,625.

What zip codes are near 46960?

The closest zip codes to 46960 are 46968, 46922, 46511, 46945, 46996.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 46960, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.