Zip code 40870: Totz, Kentucky

Q: What city is zip code 40870?

40870 is assigned to Totz, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 40870 in?

40870 is in Harlan County, Kentucky.

Q: What is the population of 40870?

About 564 people live in 40870, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 40870?

The median household income in 40870 is $51,452.

Q: What zip codes are near 40870?

The closest zip codes to 40870 are 40849, 40865, 41819, 40828, 41735.

Residential delivery areaHarlan CountyEastern Time

Population

564

Median household income

$51K

U.S. $81K

Median home value

$132K

U.S. $333K

Median rent

—

U.S. $1,413

Median age

50.5

U.S. 38.9

Land area

13 sq mi

44 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 40870

40870 is a rural zip code in Totz, Kentucky (Harlan County), covering 13 sq mi of land. About 564 people live here, or 44 per square mile. The median resident is 50.5 years old, compared with 38.9 nationally.

The median household earns $51,452 a year, 36% below the national median of $80,734. 5% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $132,000, or 2.6 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 99% of occupied homes are lived in by their owners.

10% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 24.7 minutes each way, and 27% of workers work from home. The most common jobs among working residents are in healthcare; management; and cleaning and personal care. 18% of them are self-employed (U.S.: 10%).

How 40870 compares

Sorted from highest to lowest national percentile

Homeownership rate99.1%
99th
StrengthU.S. 65.2% · KY 68.3%40th of 719 in KY
Unemployment rate22.7%
99th
WeaknessU.S. 5.2% · KY 4.9%22nd of 719 in KY
Rent-burdened renters100%
99th
WeaknessU.S. 51.1% · KY 45.4%26th of 634 in KY
Healthcare workers26%
99th
U.S. 9.7% · KY 10.5%43rd of 719 in KY
Residents 65 and older34.9%
98th
U.S. 17.2% · KY 17.3%35th of 724 in KY
Broadband access97.8%
97th
StrengthU.S. 91% · KY 88.6%46th of 719 in KY
Self-employed workers18%
96th
U.S. 10% · KY 8.6%66th of 719 in KY
Median age50.5
95th
U.S. 38.9 · KY 39.1103rd of 724 in KY
Work from home27.3%
91st
U.S. 15.1% · KY 10.2%17th of 719 in KY
Average commute24.7 min
41st
U.S. 26.4 min · KY 24 min393rd of 624 in KY
Residents under 1820.9%
39th
U.S. 22% · KY 22.6%424th of 724 in KY
Housing vacancy5.4%
37th
U.S. 10.1% · KY 10.3%587th of 719 in KY
Veterans3.6%
21st
U.S. 6.2% · KY 6.5%544th of 724 in KY
Poverty rate5%
12th
StrengthU.S. 12.5% · KY 16.1%658th of 722 in KY
Median household income$51,452
10th
WeaknessU.S. $80,734 · KY $63,726406th of 641 in KY
Per capita income$25,994
10th
WeaknessU.S. $44,673 · KY $35,821437th of 722 in KY
Median earnings per worker$35,357
9th
WeaknessU.S. $49,666 · KY $43,552521st of 700 in KY
Median home value$132,000
7th
U.S. $332,700 · KY $205,600357th of 642 in KY
Population density44/sq mi
6th
U.S. 95/sq mi · KY 115/sq mi452nd of 724 in KY
Government workers6.7%
3rd
U.S. 14.5% · KY 14.6%615th of 719 in KY
Bachelor's degree or higher9.8%
2nd
WeaknessU.S. 35.7% · KY 27.6%531st of 723 in KY
Population564
1st
U.S. 334,922,499 · KY 4,534,824567th of 724 in KY
Diversity index4.5
1st
U.S. 61.4 · KY 32.5549th of 724 in KY
Uninsured rate0%
1st
StrengthU.S. 8.4% · KY 6%640th of 723 in KY
Foreign-born residents0%
1st
U.S. 14.1% · KY 4.7%526th of 724 in KY
Tech workers0%
1st
U.S. 3.8% · KY 2.2%477th of 719 in KY
Income inequality (Gini)0.295
1st
StrengthU.S. 0.483 · KY 0.477668th of 715 in KY

Measure	40870	Harlan	KY	U.S.	National percentile	Rank in KY
Homeownership rateStrength	99.1%	71.6%	68.3%	65.2%	99th	40th of 719
Unemployment rateWeakness	22.7%	9.5%	4.9%	5.2%	99th	22nd of 719
Rent-burdened rentersWeakness	100%	48.3%	45.4%	51.1%	99th	26th of 634
Healthcare workers	26%	12.3%	10.5%	9.7%	99th	43rd of 719
Residents 65 and older	34.9%	19.5%	17.3%	17.2%	98th	35th of 724
Broadband accessStrength	97.8%	84.2%	88.6%	91%	97th	46th of 719
Self-employed workers	18%	7.8%	8.6%	10%	96th	66th of 719
Median age	50.5	40.9	39.1	38.9	95th	103rd of 724
Work from home	27.3%	5.8%	10.2%	15.1%	91st	17th of 719
Average commute	24.7 min	23.8 min	24 min	26.4 min	41st	393rd of 624
Residents under 18	20.9%	23.7%	22.6%	22%	39th	424th of 724
Housing vacancy	5.4%	17.7%	10.3%	10.1%	37th	587th of 719
Veterans	3.6%	5.7%	6.5%	6.2%	21st	544th of 724
Poverty rateStrength	5%	27.4%	16.1%	12.5%	12th	658th of 722
Median household incomeWeakness	$51,452	$41,693	$63,726	$80,734	10th	406th of 641
Per capita incomeWeakness	$25,994	$22,319	$35,821	$44,673	10th	437th of 722
Median earnings per workerWeakness	$35,357	$36,803	$43,552	$49,666	9th	521st of 700
Median home value	$132,000	$73,700	$205,600	$332,700	7th	357th of 642
Population density	44/sq mi	55/sq mi	115/sq mi	95/sq mi	6th	452nd of 724
Government workers	6.7%	20.8%	14.6%	14.5%	3rd	615th of 719
Bachelor's degree or higherWeakness	9.8%	13%	27.6%	35.7%	2nd	531st of 723
Population	564	25,772	4,534,824	334,922,499	1st	567th of 724
Diversity index	4.5	11.6	32.5	61.4	1st	549th of 724
Uninsured rateStrength	0%	4.9%	6%	8.4%	1st	640th of 723
Foreign-born residents	0%	0.4%	4.7%	14.1%	1st	526th of 724
Tech workers	0%	0.9%	2.2%	3.8%	1st	477th of 719
Income inequality (Gini)Strength	0.295	0.463	0.477	0.483	1st	668th of 715

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

19%

5–17

18–24

25–34

14%

35–44

15%

45–54

55–64

17%

65–74

18%

75+

Median age

50.5

Under 18

20.9%

65 and over

34.9%

Race and ethnicity

White98%
Black0%
Hispanic0%
Asian0%
Native American2%
Pacific Islander0%
Other0%
Multiracial0.5%

Diversity index

4.5

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

84%

Language spoken at home (households)

English only

100%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 226
Average household size: 2.5
Family households: 95.6%
Married couples: 62.4%
Living alone: 4.4%
Veterans (of adults): 3.6%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

$25–50k

33%

$50–75k

31%

$75–100k

16%

$100–150k

$150–200k

0.4%

$200k+

Median household income

40870

$51,452

Harlan Co.

$41,693

Kentucky

$63,726

United States

$80,734

Per capita income

$25,994

U.S. $44,673

Poverty rate

U.S. 12.5%

Households earning $150K+

5.8%

U.S. 23%

Income inequality (Gini)

0.295

U.S. 0.483

Housing

Median home value

40870

$132,000

Harlan Co.

$73,700

Kentucky

$205,600

United States

$332,700

Median gross rent

40870

—

Harlan Co.

$678

Kentucky

$967

United States

$1,413

Types of housing

Single-family

72%

2–4 units

5–19 units

20+ units

Mobile home

28%

Boat, RV, van

Housing units: 239
Owner-occupied: 99.1%
Vacant: 5.4%
Median year built: 1984
Median rooms: 7.7
Renters paying 30%+ of income: 100%
Renters paying 50%+ of income: 0%
Home value to income: 2.6× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

69%

Carpooled

Transit

Walked

Bicycle

Worked from home

27%

Other

Commute time (one way)

<10 min

17%

10–19

41%

20–29

24%

30–44

45–59

60+

18%

Average commute

24.7 min

U.S. 26.4 min

Unemployment

22.7%

U.S. 5.2%

In labor force

43.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Healthcare

26%

Management

20%

Cleaning and personal care

13%

Office and admin

13%

Sales

13%

Transportation and moving

Construction and repair

Education

Legal and social services

0.7%

Business and finance

Computer and math

Engineering and science

Arts, media and sports

Police and fire

Food service

Farming, fishing and forestry

Production

Industries

Finance, insurance and real estate

29%

Transportation, warehousing and utilities

16%

Manufacturing

13%

Other services

12%

Construction

11%

Retail

Education

Health care and social assistance

Professional and technical services

0.7%

Restaurants and hotels

Public administration

Admin, support and management

Wholesale

Information

Arts and recreation

Agriculture and mining

Median earnings per worker

$35,357

U.S. $49,666

Self-employed

18%

U.S. 10%

Government workers

6.7%

U.S. 14.5%

Nonprofit workers

U.S. 8.8%

Median earnings by type of work

Type of work	40870	U.S.
Management, business, science and arts	$73,299	$74,888
Service	—	$26,804
Sales and office	$26,250	$40,476
Construction and maintenance	—	$49,199
Production and transportation	—	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

54%

Some college

23%

Associate's

Bachelor's

Graduate

0.5%

High school graduate or higher: 91.2%
Bachelor's degree or higher: 9.8%
Graduate or professional degree: 0.5%
Households with broadband: 97.8%
Cable, fiber or DSL: 77.9%
No internet access: 2.2%
Without health insurance: 0%
Limited-English households: 0%

Geography

City (USPS): Totz
State: Kentucky
County: Harlan County
Center point: 36.9420° N, 83.1530° W
Land area: 13 sq mi
Water area: 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Zip codes near 40870

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
40849	Lejunior, KY	3.1 mi	34	—	—
40865	Putney, KY	3.6 mi	426	$56,820	$69,400
41819	Gordon, KY	4 mi	289	—	$66,500
40828	Evarts, KY	4.9 mi	4,280	$41,354	$62,200
41735	Delphia, KY	5.8 mi	333	$45,893	$63,500
40847	Kenvir, KY	6.2 mi	41	—	—
40810	Bledsoe, KY	7.1 mi	1,323	$40,066	$64,700
41763	Slemp, KY	8 mi	778	$70,167	$28,300
40801	Ages Brookside, KY	8.1 mi	0	—	—
40927	Closplint, KY	8.3 mi	584	$52,381	$47,600
41777	Yeaddiss, KY	8.6 mi	1,229	$29,976	$46,800
40806	Baxter, KY	8.7 mi	1,732	$59,837	$99,700

Questions about 40870

What city is zip code 40870?

40870 is assigned to Totz, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 40870 in?

40870 is in Harlan County, Kentucky.

What is the population of 40870?

About 564 people live in 40870, according to the Census Bureau's American Community Survey.

What time zone is 40870 in?

40870 is in Eastern Time.

What is the median household income in 40870?

The median household income in 40870 is $51,452.

What zip codes are near 40870?

The closest zip codes to 40870 are 40849, 40865, 41819, 40828, 41735.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 40870, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.