Zip code 40815: Cawood, Kentucky

Q: What city is zip code 40815?

40815 is assigned to Cawood, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 40815 in?

40815 is in Harlan County, Kentucky.

Q: What is the population of 40815?

About 811 people live in 40815, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 40815?

The median household income in 40815 is $68,155.

Q: What zip codes are near 40815?

The closest zip codes to 40815 are 40818, 24218, 40829, 40820, 40801.

Residential delivery areaHarlan CountyEastern Time

Population

811

Median household income

$68K

U.S. $81K

Median home value

$70K

U.S. $333K

Median rent

—

U.S. $1,413

Median age

43.2

U.S. 38.9

Land area

23 sq mi

35 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 40815

40815 is a rural zip code in Cawood, Kentucky (Harlan County), covering 23 sq mi of land. About 811 people live here, or 35 per square mile. The median resident is 43.2 years old, compared with 38.9 nationally.

The median household earns $68,155 a year, 16% below the national median of $80,734. 11.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $69,900, or 1.0 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 89% of occupied homes are lived in by their owners.

33% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 23.5 minutes each way, and 0% of workers work from home; most commuters carpool. The most common jobs among working residents are in healthcare; transportation and moving goods; and education. 16% of them are self-employed (U.S.: 10%).

How 40815 compares

Sorted from highest to lowest national percentile

Healthcare workers42.7%
99th
U.S. 9.7% · KY 10.5%13th of 719 in KY
Veterans15.2%
98th
U.S. 6.2% · KY 6.5%31st of 724 in KY
Housing vacancy32.1%
98th
U.S. 10.1% · KY 10.3%51st of 719 in KY
Residents 65 and older27.7%
95th
U.S. 17.2% · KY 17.3%75th of 724 in KY
Homeownership rate88.7%
94th
StrengthU.S. 65.2% · KY 68.3%156th of 719 in KY
Self-employed workers16.3%
93rd
U.S. 10% · KY 8.6%86th of 719 in KY
Median earnings per worker$63,113
80th
StrengthU.S. $49,666 · KY $43,55234th of 700 in KY
Median age43.2
78th
U.S. 38.9 · KY 39.1286th of 724 in KY
Income inequality (Gini)0.464
72nd
U.S. 0.483 · KY 0.477205th of 715 in KY
Bachelor's degree or higher33.3%
53rd
U.S. 35.7% · KY 27.6%75th of 723 in KY
Poverty rate11.1%
51st
U.S. 12.5% · KY 16.1%534th of 722 in KY
Per capita income$39,843
49th
U.S. $44,673 · KY $35,82189th of 722 in KY
Median household income$68,155
33rd
U.S. $80,734 · KY $63,726171st of 641 in KY
Average commute23.5 min
33rd
U.S. 26.4 min · KY 24 min431st of 624 in KY
Broadband access86.7%
18th
WeaknessU.S. 91% · KY 88.6%352nd of 719 in KY
Residents under 1817%
14th
U.S. 22% · KY 22.6%559th of 724 in KY
Diversity index13.6
7th
U.S. 61.4 · KY 32.5323rd of 724 in KY
Population density35/sq mi
5th
U.S. 95/sq mi · KY 115/sq mi519th of 724 in KY
Government workers6.3%
2nd
U.S. 14.5% · KY 14.6%621st of 719 in KY
Population811
1st
U.S. 334,922,499 · KY 4,534,824493rd of 724 in KY
Median home value$69,900
1st
U.S. $332,700 · KY $205,600572nd of 642 in KY
Work from home0%
1st
U.S. 15.1% · KY 10.2%603rd of 719 in KY
Unemployment rate0%
1st
StrengthU.S. 5.2% · KY 4.9%591st of 719 in KY
Uninsured rate0%
1st
StrengthU.S. 8.4% · KY 6%636th of 723 in KY
Foreign-born residents0%
1st
U.S. 14.1% · KY 4.7%516th of 724 in KY
Tech workers0%
1st
U.S. 3.8% · KY 2.2%467th of 719 in KY

Measure	40815	Harlan	KY	U.S.	National percentile	Rank in KY
Healthcare workers	42.7%	12.3%	10.5%	9.7%	99th	13th of 719
Veterans	15.2%	5.7%	6.5%	6.2%	98th	31st of 724
Housing vacancy	32.1%	17.7%	10.3%	10.1%	98th	51st of 719
Residents 65 and older	27.7%	19.5%	17.3%	17.2%	95th	75th of 724
Homeownership rateStrength	88.7%	71.6%	68.3%	65.2%	94th	156th of 719
Self-employed workers	16.3%	7.8%	8.6%	10%	93rd	86th of 719
Median earnings per workerStrength	$63,113	$36,803	$43,552	$49,666	80th	34th of 700
Median age	43.2	40.9	39.1	38.9	78th	286th of 724
Income inequality (Gini)	0.464	0.463	0.477	0.483	72nd	205th of 715
Bachelor's degree or higher	33.3%	13%	27.6%	35.7%	53rd	75th of 723
Poverty rate	11.1%	27.4%	16.1%	12.5%	51st	534th of 722
Per capita income	$39,843	$22,319	$35,821	$44,673	49th	89th of 722
Median household income	$68,155	$41,693	$63,726	$80,734	33rd	171st of 641
Average commute	23.5 min	23.8 min	24 min	26.4 min	33rd	431st of 624
Broadband accessWeakness	86.7%	84.2%	88.6%	91%	18th	352nd of 719
Residents under 18	17%	23.7%	22.6%	22%	14th	559th of 724
Diversity index	13.6	11.6	32.5	61.4	7th	323rd of 724
Population density	35/sq mi	55/sq mi	115/sq mi	95/sq mi	5th	519th of 724
Government workers	6.3%	20.8%	14.6%	14.5%	2nd	621st of 719
Population	811	25,772	4,534,824	334,922,499	1st	493rd of 724
Median home value	$69,900	$73,700	$205,600	$332,700	1st	572nd of 642
Work from home	0%	5.8%	10.2%	15.1%	1st	603rd of 719
Unemployment rateStrength	0%	9.5%	4.9%	5.2%	1st	591st of 719
Uninsured rateStrength	0%	4.9%	6%	8.4%	1st	636th of 723
Foreign-born residents	0%	0.4%	4.7%	14.1%	1st	516th of 724
Tech workers	0%	0.9%	2.2%	3.8%	1st	467th of 719

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

13%

5–17

18–24

17%

25–34

15%

35–44

45–54

55–64

23%

65–74

75+

Median age

43.2

Under 18

17%

65 and over

27.7%

Race and ethnicity

White93%
Black0%
Hispanic0%
Asian0.7%
Native American0%
Pacific Islander0%
Other0%
Multiracial7%

Diversity index

13.6

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

92.6%

Language spoken at home (households)

English only

98%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 391
Average household size: 2.1
Family households: 82.1%
Married couples: 61.9%
Living alone: 17.9%
Veterans (of adults): 15.2%
Male / female: 58% / 42%

Income and poverty

Household income distribution

<$25k

26%

$25–50k

16%

$50–75k

14%

$75–100k

$100–150k

26%

$150–200k

$200k+

12%

Median household income

40815

$68,155

Harlan Co.

$41,693

Kentucky

$63,726

United States

$80,734

Per capita income

$39,843

U.S. $44,673

Poverty rate

11.1%

U.S. 12.5%

Households earning $150K+

12%

U.S. 23%

Income inequality (Gini)

0.464

U.S. 0.483

Housing

Median home value

40815

$69,900

Harlan Co.

$73,700

Kentucky

$205,600

United States

$332,700

Median gross rent

40815

—

Harlan Co.

$678

Kentucky

$967

United States

$1,413

Types of housing

Single-family

49%

2–4 units

12%

5–19 units

20+ units

Mobile home

38%

Boat, RV, van

Housing units: 576
Owner-occupied: 88.7%
Vacant: 32.1%
Median year built: 1987
Median rooms: 5.3
Renters paying 30%+ of income: —
Renters paying 50%+ of income: —
Home value to income: 1.0× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

47%

Carpooled

50%

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

10–19

63%

20–29

30–44

15%

45–59

60+

16%

Average commute

23.5 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

42.8%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Healthcare

43%

Transportation and moving

23%

Education

12%

Construction and repair

12%

Sales

Office and admin

Management

Business and finance

Computer and math

Engineering and science

Legal and social services

Arts, media and sports

Police and fire

Food service

Cleaning and personal care

Farming, fishing and forestry

Production

Industries

Health care and social assistance

38%

Transportation, warehousing and utilities

23%

Education

12%

Construction

12%

Retail

11%

Finance, insurance and real estate

Restaurants and hotels

Manufacturing

Professional and technical services

Public administration

Admin, support and management

Other services

Wholesale

Information

Arts and recreation

Agriculture and mining

Median earnings per worker

$63,113

U.S. $49,666

Self-employed

16.3%

U.S. 10%

Government workers

6.3%

U.S. 14.5%

Nonprofit workers

38.2%

U.S. 8.8%

Median earnings by type of work

Type of work	40815	U.S.
Management, business, science and arts	$63,962	$74,888
Service	—	$26,804
Sales and office	$46,645	$40,476
Construction and maintenance	—	$49,199
Production and transportation	—	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

16%

High school

36%

Some college

Associate's

10%

Bachelor's

20%

Graduate

14%

High school graduate or higher: 84.1%
Bachelor's degree or higher: 33.3%
Graduate or professional degree: 13.5%
Households with broadband: 86.7%
Cable, fiber or DSL: 70.3%
No internet access: 11.3%
Without health insurance: 0%
Limited-English households: 0%

Geography

City (USPS): Cawood
State: Kentucky
County: Harlan County
Center point: 36.7916° N, 83.2325° W
Land area: 23 sq mi
Water area: 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Cawood (unincorporated)6% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 40815

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
40818	Coalgood, KY	2.2 mi	148	—	—
24218	Ben Hur, VA · PO box	3.4 mi	—	—	—
40829	Grays Knob, KY	3.9 mi	62	$56,154	—
40820	Cranks, KY	4.1 mi	121	—	—
40801	Ages Brookside, KY	4.7 mi	0	—	—
40830	Gulston, KY	5.6 mi	312	$21,815	—
40831	Harlan, KY	5.7 mi	4,789	$35,404	$89,100
40847	Kenvir, KY	5.9 mi	41	—	—
40964	Mary Alice, KY	5.9 mi	101	—	—
40828	Evarts, KY	7.1 mi	4,280	$41,354	$62,200
40806	Baxter, KY	7.8 mi	1,732	$59,837	$99,700
40854	Loyall, KY	8.1 mi	675	$55,250	$76,400

Questions about 40815

What city is zip code 40815?

40815 is assigned to Cawood, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 40815 in?

40815 is in Harlan County, Kentucky.

What is the population of 40815?

About 811 people live in 40815, according to the Census Bureau's American Community Survey.

What time zone is 40815 in?

40815 is in Eastern Time.

What is the median household income in 40815?

The median household income in 40815 is $68,155.

What zip codes are near 40815?

The closest zip codes to 40815 are 40818, 24218, 40829, 40820, 40801.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 40815, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.