Zip code 40157: Payneville, Kentucky

Q: What city is zip code 40157?

40157 is assigned to Payneville, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 40157 in?

40157 is mostly in Meade County, but it extends into 1 other county.

Q: What is the population of 40157?

About 854 people live in 40157, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 40157?

The median household income in 40157 is $58,750.

Q: What zip codes are near 40157?

The closest zip codes to 40157 are 40161, 40171, 40104, 40170, 40176.

Residential delivery areaMeade CountyEastern Time

Population

854

Median household income

$59K

U.S. $81K

Median home value

$245K

U.S. $333K

Median rent

—

U.S. $1,413

Median age

45.9

U.S. 38.9

Land area

32 sq mi

26 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 40157

40157 is a rural zip code in Payneville, Kentucky (Meade County), covering 32 sq mi of land. About 854 people live here, or 26 per square mile. The median resident is 45.9 years old, compared with 38.9 nationally.

The median household earns $58,750 a year, 27% below the national median of $80,734. 10.3% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $245,000, or 4.2 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 93% of occupied homes are lived in by their owners.

13% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 40.7 minutes each way, and 1% of workers work from home. The most common jobs among working residents are in transportation and moving goods; management; and office and administrative support.

How 40157 compares

Sorted from highest to lowest national percentile

Homeownership rate92.8%
98th
StrengthU.S. 65.2% · KY 68.3%82nd of 719 in KY
Average commute40.7 min
97th
WeaknessU.S. 26.4 min · KY 24 min44th of 624 in KY
Residents 65 and older26.3%
94th
U.S. 17.2% · KY 17.3%89th of 724 in KY
Median age45.9
88th
U.S. 38.9 · KY 39.1204th of 724 in KY
Government workers21.1%
87th
U.S. 14.5% · KY 14.6%175th of 719 in KY
Veterans8.7%
83rd
U.S. 6.2% · KY 6.5%132nd of 724 in KY
Self-employed workers12.3%
79th
U.S. 10% · KY 8.6%160th of 719 in KY
Tech workers4.1%
69th
U.S. 3.8% · KY 2.2%60th of 719 in KY
Income inequality (Gini)0.451
63rd
U.S. 0.483 · KY 0.477255th of 715 in KY
Median earnings per worker$49,297
53rd
U.S. $49,666 · KY $43,552133rd of 700 in KY
Uninsured rate6.7%
49th
U.S. 8.4% · KY 6%225th of 723 in KY
Poverty rate10.3%
47th
U.S. 12.5% · KY 16.1%554th of 722 in KY
Per capita income$37,387
42nd
U.S. $44,673 · KY $35,821124th of 722 in KY
Median home value$245,000
32nd
U.S. $332,700 · KY $205,60079th of 642 in KY
Median household income$58,750
19th
WeaknessU.S. $80,734 · KY $63,726300th of 641 in KY
Broadband access83.8%
10th
WeaknessU.S. 91% · KY 88.6%454th of 719 in KY
Residents under 1813.8%
6th
U.S. 22% · KY 22.6%623rd of 724 in KY
Bachelor's degree or higher12.5%
5th
WeaknessU.S. 35.7% · KY 27.6%454th of 723 in KY
Population density26/sq mi
4th
U.S. 95/sq mi · KY 115/sq mi604th of 724 in KY
Diversity index9
3rd
U.S. 61.4 · KY 32.5436th of 724 in KY
Population854
1st
U.S. 334,922,499 · KY 4,534,824481st of 724 in KY
Work from home0.9%
1st
U.S. 15.1% · KY 10.2%538th of 719 in KY
Unemployment rate0%
1st
StrengthU.S. 5.2% · KY 4.9%670th of 719 in KY
Foreign-born residents0%
1st
U.S. 14.1% · KY 4.7%634th of 724 in KY
Housing vacancy0%
1st
U.S. 10.1% · KY 10.3%705th of 719 in KY
Healthcare workers0.9%
1st
U.S. 9.7% · KY 10.5%619th of 719 in KY

Measure	40157	Meade	KY	U.S.	National percentile	Rank in KY
Homeownership rateStrength	92.8%	74.1%	68.3%	65.2%	98th	82nd of 719
Average commuteWeakness	40.7 min	33 min	24 min	26.4 min	97th	44th of 624
Residents 65 and older	26.3%	15.6%	17.3%	17.2%	94th	89th of 724
Median age	45.9	39.5	39.1	38.9	88th	204th of 724
Government workers	21.1%	15.8%	14.6%	14.5%	87th	175th of 719
Veterans	8.7%	12.1%	6.5%	6.2%	83rd	132nd of 724
Self-employed workers	12.3%	10.6%	8.6%	10%	79th	160th of 719
Tech workers	4.1%	2%	2.2%	3.8%	69th	60th of 719
Income inequality (Gini)	0.451	0.409	0.477	0.483	63rd	255th of 715
Median earnings per worker	$49,297	$46,950	$43,552	$49,666	53rd	133rd of 700
Uninsured rate	6.7%	5.1%	6%	8.4%	49th	225th of 723
Poverty rate	10.3%	12.2%	16.1%	12.5%	47th	554th of 722
Per capita income	$37,387	$36,483	$35,821	$44,673	42nd	124th of 722
Median home value	$245,000	$207,900	$205,600	$332,700	32nd	79th of 642
Median household incomeWeakness	$58,750	$74,355	$63,726	$80,734	19th	300th of 641
Broadband accessWeakness	83.8%	91.5%	88.6%	91%	10th	454th of 719
Residents under 18	13.8%	21.9%	22.6%	22%	6th	623rd of 724
Bachelor's degree or higherWeakness	12.5%	20%	27.6%	35.7%	5th	454th of 723
Population density	26/sq mi	99/sq mi	115/sq mi	95/sq mi	4th	604th of 724
Diversity index	9	22.2	32.5	61.4	3rd	436th of 724
Population	854	30,158	4,534,824	334,922,499	1st	481st of 724
Work from home	0.9%	9.6%	10.2%	15.1%	1st	538th of 719
Unemployment rateStrength	0%	4.8%	4.9%	5.2%	1st	670th of 719
Foreign-born residents	0%	1.4%	4.7%	14.1%	1st	634th of 724
Housing vacancy	0%	10.1%	10.3%	10.1%	1st	705th of 719
Healthcare workers	0.9%	12.3%	10.5%	9.7%	1st	619th of 719

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

13%

5–17

18–24

10%

25–34

16%

35–44

45–54

18%

55–64

14%

65–74

12%

75+

Median age

45.9

Under 18

13.8%

65 and over

26.3%

Race and ethnicity

White95%
Black0%
Hispanic4%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial1%

Diversity index

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

76.7%

Language spoken at home (households)

English only

98%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 346
Average household size: 2.5
Family households: 70.5%
Married couples: 59.2%
Living alone: 25.4%
Veterans (of adults): 8.7%
Male / female: 56% / 44%

Income and poverty

Household income distribution

<$25k

21%

$25–50k

20%

$50–75k

18%

$75–100k

$100–150k

12%

$150–200k

10%

$200k+

13%

Median household income

40157

$58,750

Meade Co.

$74,355

Kentucky

$63,726

United States

$80,734

Per capita income

$37,387

U.S. $44,673

Poverty rate

10.3%

U.S. 12.5%

Households earning $150K+

22.5%

U.S. 23%

Income inequality (Gini)

0.451

U.S. 0.483

Housing

Median home value

40157

$245,000

Meade Co.

$207,900

Kentucky

$205,600

United States

$332,700

Median gross rent

40157

—

Meade Co.

$1,026

Kentucky

$967

United States

$1,413

Types of housing

Single-family

88%

2–4 units

5–19 units

20+ units

Mobile home

12%

Boat, RV, van

Housing units: 346
Owner-occupied: 92.8%
Vacant: 0%
Median year built: 1986
Median rooms: 6.6
Renters paying 30%+ of income: —
Renters paying 50%+ of income: —
Home value to income: 4.2× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

97%

Carpooled

Transit

Walked

Bicycle

Worked from home

0.9%

Other

Commute time (one way)

<10 min

10–19

19%

20–29

22%

30–44

15%

45–59

60+

39%

Average commute

40.7 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

59%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Transportation and moving

21%

Management

20%

Office and admin

13%

Construction and repair

Production

Cleaning and personal care

Legal and social services

Sales

Business and finance

Computer and math

Police and fire

Healthcare

0.9%

Engineering and science

Education

Arts, media and sports

Food service

Farming, fishing and forestry

Industries

Retail

13%

Restaurants and hotels

13%

Manufacturing

12%

Professional and technical services

11%

Transportation, warehousing and utilities

10%

Public administration

Construction

Other services

Information

Education

Finance, insurance and real estate

Health care and social assistance

Agriculture and mining

Wholesale

Admin, support and management

Arts and recreation

Median earnings per worker

$49,297

U.S. $49,666

Self-employed

12.3%

U.S. 10%

Government workers

21.1%

U.S. 14.5%

Nonprofit workers

1.4%

U.S. 8.8%

Median earnings by type of work

Type of work	40157	U.S.
Management, business, science and arts	$85,300	$74,888
Service	$40,694	$26,804
Sales and office	$32,167	$40,476
Construction and maintenance	$54,583	$49,199
Production and transportation	$26,875	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

17%

High school

37%

Some college

23%

Associate's

11%

Bachelor's

Graduate

High school graduate or higher: 82.9%
Bachelor's degree or higher: 12.5%
Graduate or professional degree: 5.4%
Households with broadband: 83.8%
Cable, fiber or DSL: 71.4%
No internet access: 16.2%
Without health insurance: 6.7%
Limited-English households: 0%

Geography

City (USPS): Payneville
State: Kentucky
County: Meade County
Center point: 38.0234° N, 86.3755° W
Land area: 32 sq mi
Water area: 0.2 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

40157 spans 2 counties

Meade County90% of land
Breckinridge County10% of land

Zip codes near 40157

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
40161	Rhodelia, KY	1.8 mi	182	$74,348	—
40171	Union Star, KY	4.9 mi	272	$45,929	$81,800
40104	Battletown, KY	4.9 mi	1,143	$71,111	$150,000
40170	Stephensport, KY	7.2 mi	396	—	$342,500
40176	Webster, KY	8.1 mi	898	$62,422	$189,300
47137	Leavenworth, IN	9.5 mi	1,532	$65,505	$133,400
47142	Mauckport, IN	9.8 mi	653	$89,453	$193,400
47525	Derby, IN	10 mi	235	—	$210,700
47110	Central, IN	10 mi	481	—	$147,400
47574	Rome, IN	11 mi	46	—	—
40108	Brandenburg, KY	12 mi	12,821	$77,559	$221,800
47551	Leopold, IN	12 mi	607	$68,859	$172,200

Questions about 40157

What city is zip code 40157?

40157 is assigned to Payneville, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 40157 in?

40157 is mostly in Meade County, but it extends into 1 other county.

What is the population of 40157?

About 854 people live in 40157, according to the Census Bureau's American Community Survey.

What time zone is 40157 in?

40157 is in Eastern Time.

What is the median household income in 40157?

The median household income in 40157 is $58,750.

What zip codes are near 40157?

The closest zip codes to 40157 are 40161, 40171, 40104, 40170, 40176.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 40157, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.