Zip code 28747: Lake Toxaway, North Carolina

Q: What city is zip code 28747?

28747 is assigned to Lake Toxaway, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 28747 in?

28747 is in Transylvania County, North Carolina.

Q: What is the population of 28747?

About 2,021 people live in 28747, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 28747?

The median household income in 28747 is $66,000.

Q: What zip codes are near 28747?

The closest zip codes to 28747 are 28772, 28774, 28712, 28783, 28708.

Residential delivery areaTransylvania CountyEastern Time

Population

2,021

Median household income

$66K

U.S. $81K

Median home value

$295K

U.S. $333K

Median rent

—

U.S. $1,413

Median age

48.9

U.S. 38.9

Land area

49 sq mi

41 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 28747

28747 is a rural zip code in Lake Toxaway, North Carolina (Transylvania County), covering 49 sq mi of land. About 2,021 people live here, or 41 per square mile. The median resident is 48.9 years old, compared with 38.9 nationally.

The median household earns $66,000 a year, 18% below the national median of $80,734. 15.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $294,600, or 4.5 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 94% of occupied homes are lived in by their owners.

28% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 24.8 minutes each way, and 10% of workers work from home. The most common jobs among working residents are in sales; cleaning and personal care; and office and administrative support. 25% of them are self-employed (U.S.: 10%).

How 28747 compares

Sorted from highest to lowest national percentile

Homeownership rate94.2%
99th
StrengthU.S. 65.2% · NC 66.6%39th of 788 in NC
Housing vacancy55.5%
99th
U.S. 10.1% · NC 12.5%34th of 789 in NC
Self-employed workers25.2%
99th
U.S. 10% · NC 9.8%27th of 798 in NC
Residents 65 and older28.3%
96th
U.S. 17.2% · NC 17.2%121st of 802 in NC
Median age48.9
94th
U.S. 38.9 · NC 39.1179th of 802 in NC
Unemployment rate7.1%
80th
WeaknessU.S. 5.2% · NC 4.7%149th of 799 in NC
Income inequality (Gini)0.465
73rd
U.S. 0.483 · NC 0.477222nd of 781 in NC
Poverty rate15.8%
72nd
U.S. 12.5% · NC 13%274th of 788 in NC
Broadband access94.3%
69th
U.S. 91% · NC 90.1%139th of 788 in NC
Uninsured rate8.7%
64th
U.S. 8.4% · NC 9.9%455th of 797 in NC
Residents under 1823.2%
60th
U.S. 22% · NC 21.8%235th of 802 in NC
Veterans5.9%
51st
U.S. 6.2% · NC 7.4%539th of 801 in NC
Per capita income$38,737
46th
U.S. $44,673 · NC $41,385261st of 799 in NC
Median home value$294,600
43rd
U.S. $332,700 · NC $288,900239th of 757 in NC
Average commute24.8 min
42nd
U.S. 26.4 min · NC 25.1 min453rd of 771 in NC
Bachelor's degree or higher27.9%
41st
U.S. 35.7% · NC 35.7%294th of 799 in NC
Work from home9.5%
31st
U.S. 15.1% · NC 16.3%384th of 799 in NC
Median household income$66,000
30th
U.S. $80,734 · NC $72,388355th of 748 in NC
Government workers11%
27th
U.S. 14.5% · NC 13.8%592nd of 798 in NC
Median earnings per worker$40,444
22nd
U.S. $49,666 · NC $46,279467th of 788 in NC
Foreign-born residents2.4%
14th
U.S. 14.1% · NC 9.1%551st of 802 in NC
Healthcare workers6.5%
11th
U.S. 9.7% · NC 9.5%629th of 798 in NC
Tech workers0.6%
7th
U.S. 3.8% · NC 3.9%562nd of 798 in NC
Population density41/sq mi
6th
U.S. 95/sq mi · NC 221/sq mi666th of 802 in NC
Diversity index12.8
6th
U.S. 61.4 · NC 58.4734th of 802 in NC
Population2,021
3rd
U.S. 334,922,499 · NC 10,730,404593rd of 802 in NC
Rent-burdened renters0%
1st
StrengthU.S. 51.1% · NC 48.9%756th of 760 in NC

Measure	28747	Transylvania	NC	U.S.	National percentile	Rank in NC
Homeownership rateStrength	94.2%	74.7%	66.6%	65.2%	99th	39th of 788
Housing vacancy	55.5%	24.3%	12.5%	10.1%	99th	34th of 789
Self-employed workers	25.2%	12.7%	9.8%	10%	99th	27th of 798
Residents 65 and older	28.3%	30.9%	17.2%	17.2%	96th	121st of 802
Median age	48.9	51.6	39.1	38.9	94th	179th of 802
Unemployment rateWeakness	7.1%	2.8%	4.7%	5.2%	80th	149th of 799
Income inequality (Gini)	0.465	0.462	0.477	0.483	73rd	222nd of 781
Poverty rate	15.8%	13.2%	13%	12.5%	72nd	274th of 788
Broadband access	94.3%	86.9%	90.1%	91%	69th	139th of 788
Uninsured rate	8.7%	11.3%	9.9%	8.4%	64th	455th of 797
Residents under 18	23.2%	15.7%	21.8%	22%	60th	235th of 802
Veterans	5.9%	9.8%	7.4%	6.2%	51st	539th of 801
Per capita income	$38,737	$40,147	$41,385	$44,673	46th	261st of 799
Median home value	$294,600	$373,600	$288,900	$332,700	43rd	239th of 757
Average commute	24.8 min	21.9 min	25.1 min	26.4 min	42nd	453rd of 771
Bachelor's degree or higher	27.9%	40%	35.7%	35.7%	41st	294th of 799
Work from home	9.5%	12.5%	16.3%	15.1%	31st	384th of 799
Median household income	$66,000	$66,184	$72,388	$80,734	30th	355th of 748
Government workers	11%	13.1%	13.8%	14.5%	27th	592nd of 798
Median earnings per worker	$40,444	$39,873	$46,279	$49,666	22nd	467th of 788
Foreign-born residents	2.4%	4.3%	9.1%	14.1%	14th	551st of 802
Healthcare workers	6.5%	7.6%	9.5%	9.7%	11th	629th of 798
Tech workers	0.6%	1.3%	3.9%	3.8%	7th	562nd of 798
Population density	41/sq mi	89/sq mi	221/sq mi	95/sq mi	6th	666th of 802
Diversity index	12.8	22.8	58.4	61.4	6th	734th of 802
Population	2,021	33,691	10,730,404	334,922,499	3rd	593rd of 802
Rent-burdened rentersStrength	0%	47.8%	48.9%	51.1%	1st	756th of 760

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

20%

5–17

18–24

16%

25–34

35–44

12%

45–54

14%

55–64

18%

65–74

11%

75+

Median age

48.9

Under 18

23.2%

65 and over

28.3%

Race and ethnicity

White93%
Black0%
Hispanic5%
Asian0.8%
Native American0%
Pacific Islander0%
Other0%
Multiracial0.6%

Diversity index

12.8

U.S. 61.4

Foreign-born

2.4%

U.S. 14.1%

Born in state

57.8%

Language spoken at home (households)

English only

96%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 830
Average household size: 2.4
Family households: 67.8%
Married couples: 52.8%
Living alone: 26.5%
Veterans (of adults): 5.9%
Male / female: 52% / 48%

Income and poverty

Household income distribution

<$25k

17%

$25–50k

24%

$50–75k

12%

$75–100k

13%

$100–150k

17%

$150–200k

$200k+

12%

Median household income

28747

$66,000

Transylvania Co.

$66,184

North Carolina

$72,388

United States

$80,734

Per capita income

$38,737

U.S. $44,673

Poverty rate

15.8%

U.S. 12.5%

Households earning $150K+

16.9%

U.S. 23%

Income inequality (Gini)

0.465

U.S. 0.483

Housing

Median home value

28747

$294,600

Transylvania Co.

$373,600

North Carolina

$288,900

United States

$332,700

Median gross rent

28747

—

Transylvania Co.

$967

North Carolina

$1,228

United States

$1,413

Types of housing

Single-family

74%

2–4 units

5–19 units

10%

20+ units

Mobile home

14%

Boat, RV, van

0.5%

Housing units: 1,865
Owner-occupied: 94.2%
Vacant: 55.5%
Median year built: 1986
Median rooms: 5.6
Renters paying 30%+ of income: 0%
Renters paying 50%+ of income: 0%
Home value to income: 4.5× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

77%

Carpooled

12%

Transit

Walked

Bicycle

Worked from home

Other

0.9%

Commute time (one way)

<10 min

16%

10–19

16%

20–29

16%

30–44

44%

45–59

60+

Average commute

24.8 min

U.S. 26.4 min

Unemployment

7.1%

U.S. 5.2%

In labor force

56.1%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Sales

19%

Cleaning and personal care

17%

Office and admin

12%

Management

12%

Construction and repair

Education

Healthcare

Transportation and moving

Food service

Production

Police and fire

Business and finance

0.6%

Computer and math

0.6%

Arts, media and sports

0.6%

Engineering and science

Legal and social services

Farming, fishing and forestry

Industries

Health care and social assistance

15%

Retail

13%

Construction

13%

Admin, support and management

11%

Finance, insurance and real estate

Manufacturing

Other services

Education

Arts and recreation

Professional and technical services

Restaurants and hotels

Transportation, warehousing and utilities

Information

0.6%

Public administration

Wholesale

Agriculture and mining

Median earnings per worker

$40,444

U.S. $49,666

Self-employed

25.2%

U.S. 10%

Government workers

11%

U.S. 14.5%

Nonprofit workers

4.9%

U.S. 8.8%

Median earnings by type of work

Type of work	28747	U.S.
Management, business, science and arts	$81,538	$74,888
Service	$30,881	$26,804
Sales and office	$36,103	$40,476
Construction and maintenance	$58,050	$49,199
Production and transportation	$38,446	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

11%

High school

28%

Some college

23%

Associate's

11%

Bachelor's

19%

Graduate

High school graduate or higher: 88.9%
Bachelor's degree or higher: 27.9%
Graduate or professional degree: 9.1%
Households with broadband: 94.3%
Cable, fiber or DSL: 75.7%
No internet access: 4.9%
Without health insurance: 8.7%
Limited-English households: 1.1%

Geography

City (USPS): Lake Toxaway
State: North Carolina
County: Transylvania County
Center point: 35.1456° N, 82.9173° W
Land area: 49 sq mi
Water area: 0.8 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Zip codes near 28747

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
28772	Rosman, NC	4.6 mi	1,375	$74,583	$248,900
28774	Sapphire, NC	5.7 mi	1,451	$154,635	$797,900
28712	Brevard, NC	8.5 mi	19,977	$63,045	$414,300
28783	Tuckasegee, NC	8.9 mi	1,785	$51,350	$290,900
28708	Balsam Grove, NC	9.3 mi	456	$70,435	$242,900
28736	Glenville, NC	9.8 mi	1,000	$70,855	$428,400
29685	Sunset, SC	12 mi	1,964	$116,742	$828,500
28717	Cashiers, NC	12 mi	1,265	$76,085	$440,000
28723	Cullowhee, NC	13 mi	12,756	$45,568	$347,900
29676	Salem, SC	14 mi	6,016	$92,798	$416,800
29686	Tamassee, SC	15 mi	989	$58,313	$332,500
28718	Cedar Mountain, NC	16 mi	654	$74,031	$234,600

Zip codes like 28747 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 28747

What city is zip code 28747?

28747 is assigned to Lake Toxaway, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 28747 in?

28747 is in Transylvania County, North Carolina.

What is the population of 28747?

About 2,021 people live in 28747, according to the Census Bureau's American Community Survey.

What time zone is 28747 in?

28747 is in Eastern Time.

What is the median household income in 28747?

The median household income in 28747 is $66,000.

What zip codes are near 28747?

The closest zip codes to 28747 are 28772, 28774, 28712, 28783, 28708.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 28747, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.