Zip code 28520: Cedar Island, North Carolina

Q: What city is zip code 28520?

28520 is assigned to Cedar Island, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 28520 in?

28520 is in Carteret County, North Carolina.

Q: What is the population of 28520?

About 101 people live in 28520, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 28520?

The median household income in 28520 is $80,859.

Q: What zip codes are near 28520?

The closest zip codes to 28520 are 28577, 28511, 28581, 28579, 28516.

Residential delivery areaCarteret CountyEastern Time

Population

101

Small sample: rough estimates

Median household income

$81K

U.S. $81K

Median home value

$265K

U.S. $333K

Median rent

—

U.S. $1,413

Median age

58.3

U.S. 38.9

Land area

92 sq mi

1 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 28520

28520 is a rural zip code in Cedar Island, North Carolina (Carteret County), covering 92 sq mi of land. About 101 people live here, or 1 per square mile. The median resident is 58.3 years old, compared with 38.9 nationally. With so few residents, the Census figures below are rough estimates with wide margins of error.

The median household earns $80,859 a year, close to the national median of $80,734. 0% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $265,000, or 3.3 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 100% of occupied homes are lived in by their owners.

26% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 63.7 minutes each way, and 27% of workers work from home. The most common jobs among working residents are in construction and repair; transportation and moving goods; and farming, fishing and forestry. 22% of them are self-employed (U.S.: 10%).

How 28520 compares

Sorted from highest to lowest national percentile

Only about 101 people live here, so these survey estimates have wide margins of error.

Median age58.3
99th
U.S. 38.9 · NC 39.149th of 802 in NC
Homeownership rate100%
99th
StrengthU.S. 65.2% · NC 66.6%9th of 788 in NC
Average commute63.7 min
99th
WeaknessU.S. 26.4 min · NC 25.1 min3rd of 771 in NC
Broadband access100%
99th
StrengthU.S. 91% · NC 90.1%9th of 788 in NC
Veterans25.7%
99th
U.S. 6.2% · NC 7.4%8th of 801 in NC
Housing vacancy69.2%
99th
U.S. 10.1% · NC 12.5%18th of 789 in NC
Self-employed workers22.4%
99th
U.S. 10% · NC 9.8%38th of 798 in NC
Government workers61.2%
99th
U.S. 14.5% · NC 13.8%4th of 798 in NC
Median earnings per worker$80,568
93rd
StrengthU.S. $49,666 · NC $46,27913th of 788 in NC
Work from home26.9%
91st
U.S. 15.1% · NC 16.3%58th of 799 in NC
Uninsured rate14.9%
88th
WeaknessU.S. 8.4% · NC 9.9%124th of 797 in NC
Per capita income$62,949
87th
StrengthU.S. $44,673 · NC $41,38552nd of 799 in NC
Residents 65 and older18.8%
66th
U.S. 17.2% · NC 17.2%433rd of 802 in NC
Median household income$80,859
51st
U.S. $80,734 · NC $72,388165th of 748 in NC
Median home value$265,000
37th
U.S. $332,700 · NC $288,900285th of 757 in NC
Bachelor's degree or higher25.7%
36th
U.S. 35.7% · NC 35.7%329th of 799 in NC
Diversity index12.9
6th
U.S. 61.4 · NC 58.4733rd of 802 in NC
Population101
1st
U.S. 334,922,499 · NC 10,730,404801st of 802 in NC
Population density1/sq mi
1st
U.S. 95/sq mi · NC 221/sq mi802nd of 802 in NC
Poverty rate0%
1st
StrengthU.S. 12.5% · NC 13%777th of 788 in NC
Unemployment rate0%
1st
StrengthU.S. 5.2% · NC 4.7%731st of 799 in NC
Foreign-born residents0%
1st
U.S. 14.1% · NC 9.1%742nd of 802 in NC
Residents under 180%
1st
U.S. 22% · NC 21.8%780th of 802 in NC
Tech workers0%
1st
U.S. 3.8% · NC 3.9%654th of 798 in NC
Healthcare workers0%
1st
U.S. 9.7% · NC 9.5%755th of 798 in NC
Income inequality (Gini)0.314
1st
StrengthU.S. 0.483 · NC 0.477761st of 781 in NC

Measure	28520	Carteret	NC	U.S.	National percentile	Rank in NC
Median age	58.3	50.5	39.1	38.9	99th	49th of 802
Homeownership rateStrength	100%	74.7%	66.6%	65.2%	99th	9th of 788
Average commuteWeakness	63.7 min	23.2 min	25.1 min	26.4 min	99th	3rd of 771
Broadband accessStrength	100%	93.4%	90.1%	91%	99th	9th of 788
Veterans	25.7%	12%	7.4%	6.2%	99th	8th of 801
Housing vacancy	69.2%	38.7%	12.5%	10.1%	99th	18th of 789
Self-employed workers	22.4%	14.5%	9.8%	10%	99th	38th of 798
Government workers	61.2%	20.1%	13.8%	14.5%	99th	4th of 798
Median earnings per workerStrength	$80,568	$45,624	$46,279	$49,666	93rd	13th of 788
Work from home	26.9%	12.6%	16.3%	15.1%	91st	58th of 799
Uninsured rateWeakness	14.9%	8.1%	9.9%	8.4%	88th	124th of 797
Per capita incomeStrength	$62,949	$45,736	$41,385	$44,673	87th	52nd of 799
Residents 65 and older	18.8%	27%	17.2%	17.2%	66th	433rd of 802
Median household income	$80,859	$72,322	$72,388	$80,734	51st	165th of 748
Median home value	$265,000	$333,300	$288,900	$332,700	37th	285th of 757
Bachelor's degree or higher	25.7%	34.5%	35.7%	35.7%	36th	329th of 799
Diversity index	12.9	26.7	58.4	61.4	6th	733rd of 802
Population	101	69,148	10,730,404	334,922,499	1st	801st of 802
Population density	1/sq mi	136/sq mi	221/sq mi	95/sq mi	1st	802nd of 802
Poverty rateStrength	0%	10.1%	13%	12.5%	1st	777th of 788
Unemployment rateStrength	0%	4%	4.7%	5.2%	1st	731st of 799
Foreign-born residents	0%	2.9%	9.1%	14.1%	1st	742nd of 802
Residents under 18	0%	16.8%	21.8%	22%	1st	780th of 802
Tech workers	0%	1.4%	3.9%	3.8%	1st	654th of 798
Healthcare workers	0%	11.1%	9.5%	9.7%	1st	755th of 798
Income inequality (Gini)Strength	0.314	0.472	0.477	0.483	1st	761st of 781

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

18–24

15%

25–34

35–44

25%

45–54

42%

55–64

11%

65–74

75+

Median age

58.3

Under 18

65 and over

18.8%

Race and ethnicity

White93%
Black0%
Hispanic0%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial7%

Diversity index

12.9

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

38.6%

Language spoken at home (households)

English only

100%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 57
Average household size: 1.8
Family households: 59.6%
Married couples: 31.6%
Living alone: 40.4%
Veterans (of adults): 25.7%
Male / female: 82% / 18%

Income and poverty

Household income distribution

<$25k

14%

$25–50k

$50–75k

26%

$75–100k

28%

$100–150k

19%

$150–200k

$200k+

12%

Median household income

28520

$80,859

Carteret Co.

$72,322

North Carolina

$72,388

United States

$80,734

Per capita income

$62,949

U.S. $44,673

Poverty rate

U.S. 12.5%

Households earning $150K+

12.3%

U.S. 23%

Income inequality (Gini)

0.314

U.S. 0.483

Housing

Median home value

28520

$265,000

Carteret Co.

$333,300

North Carolina

$288,900

United States

$332,700

Median gross rent

28520

—

Carteret Co.

$1,108

North Carolina

$1,228

United States

$1,413

Types of housing

Single-family

60%

2–4 units

5–19 units

20+ units

Mobile home

40%

Boat, RV, van

Housing units: 185
Owner-occupied: 100%
Vacant: 69.2%
Median year built: 2010
Median rooms: 5.5
Renters paying 30%+ of income: —
Renters paying 50%+ of income: —
Home value to income: 3.3× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

73%

Carpooled

Transit

Walked

Bicycle

Worked from home

27%

Other

Commute time (one way)

<10 min

37%

10–19

31%

20–29

30–44

45–59

60+

33%

Average commute

63.7 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

66.3%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

27%

Transportation and moving

24%

Farming, fishing and forestry

22%

Legal and social services

16%

Arts, media and sports

10%

Management

Business and finance

Computer and math

Engineering and science

Education

Healthcare

Police and fire

Food service

Cleaning and personal care

Sales

Office and admin

Production

Industries

Public administration

34%

Transportation, warehousing and utilities

27%

Agriculture and mining

22%

Finance, insurance and real estate

16%

Health care and social assistance

Education

Retail

Manufacturing

Professional and technical services

Construction

Restaurants and hotels

Admin, support and management

Other services

Wholesale

Information

Arts and recreation

Median earnings per worker

$80,568

U.S. $49,666

Self-employed

22.4%

U.S. 10%

Government workers

61.2%

U.S. 14.5%

Nonprofit workers

U.S. 8.8%

Median earnings by type of work

Type of work	28520	U.S.
Management, business, science and arts	—	$74,888
Service	—	$26,804
Sales and office	—	$40,476
Construction and maintenance	—	$49,199
Production and transportation	—	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

49%

Some college

26%

Associate's

Bachelor's

Graduate

18%

High school graduate or higher: 100%
Bachelor's degree or higher: 25.7%
Graduate or professional degree: 17.8%
Households with broadband: 100%
Cable, fiber or DSL: 31.6%
No internet access: 0%
Without health insurance: 14.9%
Limited-English households: 0%

Geography

City (USPS): Cedar Island
State: North Carolina
County: Carteret County
Center point: 34.9960° N, 76.4668° W
Land area: 92 sq mi
Water area: 105 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Zip codes near 28520

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
28577	Sealevel, NC	7.1 mi	318	$96,563	$540,300
28511	Atlantic, NC	9.5 mi	610	$55,978	$156,000
28581	Stacy, NC	11 mi	118	—	$173,200
28579	Smyrna, NC	13 mi	331	$64,519	$506,600
28516	Beaufort, NC	13 mi	11,289	$66,057	$315,400
28556	Merritt, NC	14 mi	752	—	$246,500
28524	Davis, NC	14 mi	261	$74,219	$200,700
28589	Williston, NC	14 mi	32	—	—
28571	Oriental, NC	14 mi	2,678	$63,393	$372,500
28587	Vandemere, NC	17 mi	209	$35,833	$108,100
28553	Marshallberg, NC	18 mi	413	$88,984	$225,000
28583	Stonewall, NC · PO box	18 mi	—	—	—

Questions about 28520

What city is zip code 28520?

28520 is assigned to Cedar Island, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 28520 in?

28520 is in Carteret County, North Carolina.

What is the population of 28520?

About 101 people live in 28520, according to the Census Bureau's American Community Survey.

What time zone is 28520 in?

28520 is in Eastern Time.

What is the median household income in 28520?

The median household income in 28520 is $80,859.

What zip codes are near 28520?

The closest zip codes to 28520 are 28577, 28511, 28581, 28579, 28516.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 28520, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.