20645

Zip code 20645: Issue, Maryland

Q: What city is zip code 20645?

20645 is assigned to Issue, Maryland. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 20645 in?

20645 is in Charles County, Maryland.

Q: What is the population of 20645?

About 814 people live in 20645, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 20645?

The median household income in 20645 is $191,429.

Q: What zip codes are near 20645?

The closest zip codes to 20645 are 20664, 20682, 20661, 20625, 20618.

Residential delivery areaCharles CountyEastern Time

Population

814

Median household income

$191K

U.S. $81K

Median home value

$532K

U.S. $333K

Median rent

—

U.S. $1,413

Median age

50.9

U.S. 38.9

Land area

1.4 sq mi

591 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 20645

20645 is a suburban zip code in Issue, Maryland (Charles County), covering 1.4 sq mi of land. About 814 people live here, or 591 per square mile. The median resident is 50.9 years old, compared with 38.9 nationally.

The median household earns $191,429 a year, about 2.4× the national median of $80,734. 0% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $531,500, or 2.8 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 96% of occupied homes are lived in by their owners.

46% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 43.8 minutes each way, and 33% of workers work from home. The most common jobs among working residents are in office and administrative support; education; and construction and repair.

How 20645 compares

Sorted from highest to lowest national percentile

Median household income$191,429
99th
StrengthU.S. $80,734 · MD $103,67829th of 414 in MD
Homeownership rate96.3%
99th
StrengthU.S. 65.2% · MD 67.6%53rd of 441 in MD
Average commute43.8 min
99th
WeaknessU.S. 26.4 min · MD 31.1 min24th of 421 in MD
Government workers45.2%
99th
U.S. 14.5% · MD 22.5%13th of 444 in MD
Per capita income$85,918
96th
StrengthU.S. $44,673 · MD $52,97927th of 446 in MD
Median age50.9
96th
U.S. 38.9 · MD 39.470th of 446 in MD
Work from home32.7%
96th
U.S. 15.1% · MD 19.3%32nd of 444 in MD
Veterans13.2%
96th
U.S. 6.2% · MD 6.8%44th of 446 in MD
Median earnings per worker$73,846
90th
StrengthU.S. $49,666 · MD $61,200129th of 443 in MD
Residents 65 and older23.3%
88th
U.S. 17.2% · MD 16.7%103rd of 446 in MD
Median home value$531,500
77th
U.S. $332,700 · MD $419,900113th of 421 in MD
Bachelor's degree or higher46.1%
74th
U.S. 35.7% · MD 43.4%153rd of 445 in MD
Residents under 1822.7%
56th
U.S. 22% · MD 22.2%179th of 446 in MD
Population density591/sq mi
35th
U.S. 95/sq mi · MD 639/sq mi199th of 446 in MD
Broadband access89.6%
31st
U.S. 91% · MD 92.4%305th of 441 in MD
Income inequality (Gini)0.402
22nd
U.S. 0.483 · MD 0.456230th of 438 in MD
Diversity index25.6
18th
U.S. 61.4 · MD 67.7328th of 446 in MD
Foreign-born residents1.6%
10th
U.S. 14.1% · MD 16.6%371st of 446 in MD
Population814
1st
U.S. 334,922,499 · MD 6,206,011362nd of 446 in MD
Poverty rate0%
1st
StrengthU.S. 12.5% · MD 9.4%426th of 441 in MD
Unemployment rate0%
1st
StrengthU.S. 5.2% · MD 4.9%408th of 444 in MD
Uninsured rate0%
1st
StrengthU.S. 8.4% · MD 6.3%409th of 444 in MD
Housing vacancy0%
1st
U.S. 10.1% · MD 7.7%415th of 441 in MD
Tech workers0%
1st
U.S. 3.8% · MD 6.4%399th of 444 in MD
Healthcare workers2.1%
1st
U.S. 9.7% · MD 9%404th of 444 in MD
Self-employed workers0%
1st
U.S. 10% · MD 8.7%426th of 444 in MD

Measure	20645	Charles	MD	U.S.	National percentile	Rank in MD
Median household incomeStrength	$191,429	$122,816	$103,678	$80,734	99th	29th of 414
Homeownership rateStrength	96.3%	82.1%	67.6%	65.2%	99th	53rd of 441
Average commuteWeakness	43.8 min	41.4 min	31.1 min	26.4 min	99th	24th of 421
Government workers	45.2%	35.4%	22.5%	14.5%	99th	13th of 444
Per capita incomeStrength	$85,918	$51,110	$52,979	$44,673	96th	27th of 446
Median age	50.9	38.9	39.4	38.9	96th	70th of 446
Work from home	32.7%	16.4%	19.3%	15.1%	96th	32nd of 444
Veterans	13.2%	13%	6.8%	6.2%	96th	44th of 446
Median earnings per workerStrength	$73,846	$67,262	$61,200	$49,666	90th	129th of 443
Residents 65 and older	23.3%	13.7%	16.7%	17.2%	88th	103rd of 446
Median home value	$531,500	$428,500	$419,900	$332,700	77th	113th of 421
Bachelor's degree or higher	46.1%	33.5%	43.4%	35.7%	74th	153rd of 445
Residents under 18	22.7%	23.9%	22.2%	22%	56th	179th of 446
Population density	591/sq mi	373/sq mi	639/sq mi	95/sq mi	35th	199th of 446
Broadband access	89.6%	93.4%	92.4%	91%	31st	305th of 441
Income inequality (Gini)	0.402	0.388	0.456	0.483	22nd	230th of 438
Diversity index	25.6	65.1	67.7	61.4	18th	328th of 446
Foreign-born residents	1.6%	8.5%	16.6%	14.1%	10th	371st of 446
Population	814	170,527	6,206,011	334,922,499	1st	362nd of 446
Poverty rateStrength	0%	6.9%	9.4%	12.5%	1st	426th of 441
Unemployment rateStrength	0%	4.8%	4.9%	5.2%	1st	408th of 444
Uninsured rateStrength	0%	4.6%	6.3%	8.4%	1st	409th of 444
Housing vacancy	0%	4.6%	7.7%	10.1%	1st	415th of 441
Tech workers	0%	7.3%	6.4%	3.8%	1st	399th of 444
Healthcare workers	2.1%	7.5%	9%	9.7%	1st	404th of 444
Self-employed workers	0%	6%	8.7%	10%	1st	426th of 444

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

23%

5–17

18–24

25–34

35–44

18%

45–54

18%

55–64

65–74

18%

75+

Median age

50.9

Under 18

22.7%

65 and over

23.3%

Race and ethnicity

White85%
Black0.9%
Hispanic0%
Asian0%
Native American0.2%
Pacific Islander0%
Other0%
Multiracial14%

Diversity index

25.6

U.S. 61.4

Foreign-born

1.6%

U.S. 14.1%

Born in state

44.6%

Language spoken at home (households)

English only

100%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 298
Average household size: 2.7
Family households: 81.5%
Married couples: 69.8%
Living alone: 18.5%
Veterans (of adults): 13.2%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

$25–50k

12%

$50–75k

$75–100k

$100–150k

19%

$150–200k

$200k+

48%

Median household income

20645

$191,429

Charles Co.

$122,816

Maryland

$103,678

United States

$80,734

Per capita income

$85,918

U.S. $44,673

Poverty rate

U.S. 12.5%

Households earning $150K+

54.7%

U.S. 23%

Income inequality (Gini)

0.402

U.S. 0.483

Housing

Median home value

20645

$531,500

Charles Co.

$428,500

Maryland

$419,900

United States

$332,700

Median gross rent

20645

—

Charles Co.

$1,920

Maryland

$1,705

United States

$1,413

Types of housing

Single-family

100%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 298
Owner-occupied: 96.3%
Vacant: 0%
Median year built: 1996
Median rooms: 7.5
Renters paying 30%+ of income: —
Renters paying 50%+ of income: —
Home value to income: 2.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

67%

Carpooled

Transit

Walked

Bicycle

Worked from home

33%

Other

Commute time (one way)

<10 min

10–19

20–29

30–44

43%

45–59

60+

39%

Average commute

43.8 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

44.7%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

18%

Education

17%

Construction and repair

16%

Management

14%

Sales

Engineering and science

Business and finance

Food service

Legal and social services

Police and fire

Healthcare

Computer and math

Arts, media and sports

Cleaning and personal care

Farming, fishing and forestry

Production

Transportation and moving

Industries

Professional and technical services

20%

Education

20%

Public administration

14%

Manufacturing

12%

Retail

Construction

Arts and recreation

Health care and social assistance

Other services

Restaurants and hotels

Finance, insurance and real estate

Transportation, warehousing and utilities

Admin, support and management

Wholesale

Information

Agriculture and mining

Median earnings per worker

$73,846

U.S. $49,666

Self-employed

U.S. 10%

Government workers

45.2%

U.S. 14.5%

Nonprofit workers

9.1%

U.S. 8.8%

Median earnings by type of work

Type of work	20645	U.S.
Management, business, science and arts	$126,964	$74,888
Service	$3,125	$26,804
Sales and office	$85,278	$40,476
Construction and maintenance	$52,375	$49,199
Production and transportation	—	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

31%

Some college

20%

Associate's

Bachelor's

14%

Graduate

32%

High school graduate or higher: 100%
Bachelor's degree or higher: 46.1%
Graduate or professional degree: 32.3%
Households with broadband: 89.6%
Cable, fiber or DSL: 82.6%
No internet access: 10.4%
Without health insurance: 0%
Limited-English households: 0%

Geography

City (USPS): Issue
State: Maryland
County: Charles County
Center point: 38.2972° N, 76.9162° W
Land area: 1.4 sq mi
Water area: 1.3 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Zip codes near 20645

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
20664	Newburg, MD	3.2 mi	3,138	$88,438	$475,700
20682	Rock Point, MD · PO box	3.8 mi	—	—	—
20661	Mount Victoria, MD	4.3 mi	0	—	—
20625	Cobb Island, MD	4.8 mi	849	—	$245,300
20618	Bushwood, MD	6.5 mi	1,705	$105,508	$355,000
20621	Chaptico, MD	6.6 mi	958	—	$481,100
22448	Dahlgren, VA	6.7 mi	765	$96,000	—
22526	Ninde, VA · PO box	7.8 mi	—	—	—
20622	Charlotte Hall, MD	8.6 mi	5,185	$124,063	$438,900
20632	Faulkner, MD	8.9 mi	485	—	$474,500
20609	Avenue, MD	9.2 mi	714	$118,102	$568,400
20626	Coltons Point, MD	9.3 mi	284	—	—

Questions about 20645

What city is zip code 20645?

20645 is assigned to Issue, Maryland. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 20645 in?

20645 is in Charles County, Maryland.

What is the population of 20645?

About 814 people live in 20645, according to the Census Bureau's American Community Survey.

What time zone is 20645 in?

20645 is in Eastern Time.

What is the median household income in 20645?

The median household income in 20645 is $191,429.

What zip codes are near 20645?

The closest zip codes to 20645 are 20664, 20682, 20661, 20625, 20618.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 20645, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.