ZipCodeLook
10986

Zip code 10986: Tomkins Cove, New York

Residential delivery areaRockland CountyEastern Time
Population
1,806
Median household income
—
U.S. $81K
Median home value
$613K
U.S. $333K
Median rent
$2,053/mo
U.S. $1,413
Median age
44.8
U.S. 38.9
Land area
9.9 sq mi
183 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 10986

10986 is a small-town zip code in Tomkins Cove, New York (Rockland County), covering 9.9 sq mi of land. About 1,806 people live here, or 183 per square mile. The median resident is 44.8 years old, compared with 38.9 nationally.

6.3% of residents live below the poverty line (U.S.: 12.5%). The median home value is $613,300. 74% of occupied homes are lived in by their owners, and renters pay a median of $2,053 a month.

49% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 29.8 minutes each way, and 23% of workers work from home. The most common jobs among working residents are in management, healthcare and sales. 21% of households speak a language other than English at home, most often Spanish.

How 10986 compares

Sorted from highest to lowest national percentile

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Median age
44.8
Under 18
18.9%
65 and over
12.2%

Race and ethnicity

  • White76%
  • Black4%
  • Hispanic14%
  • Asian4%
  • Native American0%
  • Pacific Islander0%
  • Other0%
  • Multiracial2%
Diversity index
39.3
U.S. 61.4
Foreign-born
10.5%
U.S. 14.1%
Born in state
65.7%

Language spoken at home (households)

English only
79%
Spanish
10%
Other Indo-European
9%
Asian / Pacific
2%
Other
0%

Households

Households
685
Average household size
2.6
Family households
66.1%
Married couples
52.4%
Living alone
32%
Veterans (of adults)
7.4%
Male / female
46% / 54%

Income and poverty

Household income distribution

<$25k
13%
$25–50k
9%
$50–75k
22%
$75–100k
3%
$100–150k
7%
$150–200k
4%
$200k+
41%

Median household income

10986
—
Rockland Co.
$109,959
New York
$85,974
United States
$80,734
Per capita income
$60,368
U.S. $44,673
Poverty rate
6.3%
U.S. 12.5%
Households earning $150K+
45.7%
U.S. 23%
Income inequality (Gini)
0.453
U.S. 0.483

Housing

Median home value

10986
$613,300
Rockland Co.
$596,900
New York
$423,800
United States
$332,700

Median gross rent

10986
$2,053
Rockland Co.
$1,901
New York
$1,621
United States
$1,413

Types of housing

Single-family
85%
2–4 units
6%
5–19 units
8%
20+ units
0%
Mobile home
0%
Boat, RV, van
0%
Housing units
713
Owner-occupied
74.2%
Vacant
3.9%
Median year built
1957
Median rooms
7
Renters paying 30%+ of income
60%
Renters paying 50%+ of income
22%
Home value to income
—

Work and commute

How people get to work

Drove alone
73%
Carpooled
2%
Transit
2%
Walked
0%
Bicycle
0%
Worked from home
23%
Other
0%

Commute time (one way)

<10 min
16%
10–19
32%
20–29
8%
30–44
21%
45–59
15%
60+
8%
Average commute
29.8 min
U.S. 26.4 min
Unemployment
7.4%
U.S. 5.2%
In labor force
65.7%
U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management
22%
Healthcare
12%
Sales
12%
Business and finance
10%
Construction and repair
10%
Cleaning and personal care
7%
Office and admin
7%
Transportation and moving
5%
Education
4%
Food service
4%
Arts, media and sports
2%
Police and fire
2%
Legal and social services
2%
Computer and math
1%
Production
1%
Engineering and science
0%
Farming, fishing and forestry
0%

Industries

Health care and social assistance
17%
Retail
13%
Education
12%
Admin, support and management
10%
Professional and technical services
9%
Manufacturing
8%
Construction
6%
Finance, insurance and real estate
5%
Public administration
5%
Restaurants and hotels
4%
Other services
3%
Wholesale
3%
Transportation, warehousing and utilities
3%
Information
1%
Arts and recreation
1%
Agriculture and mining
0%
Median earnings per worker
$67,188
U.S. $49,666
Self-employed
13%
U.S. 10%
Government workers
23.7%
U.S. 14.5%
Nonprofit workers
6.7%
U.S. 8.8%

Median earnings by type of work

Type of work10986U.S.
Management, business, science and arts$86,982$74,888
Service$50,200$26,804
Sales and office$62,500$40,476
Construction and maintenance$57,821$49,199
Production and transportation$29,063$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma
4%
High school
22%
Some college
9%
Associate's
16%
Bachelor's
24%
Graduate
25%
High school graduate or higher
96.1%
Bachelor's degree or higher
48.6%
Graduate or professional degree
24.9%
Households with broadband
94.7%
Cable, fiber or DSL
77.5%
No internet access
0.6%
Without health insurance
5.2%
Limited-English households
3.4%

Geography

City (USPS)
Tomkins Cove
Center point
41.2852° N, 73.9987° W
Land area
9.9 sq mi
Water area
0.1 sq mi
Time zone
Eastern Time (UTC-5, UTC-4 in summer)
Zip type
Residential delivery area

Zip codes near 10986

ZipCityDistanceIncome
10911Bear Mountain1.6 mi—
10596Verplanck2.9 mi$98,091
10511Buchanan3.2 mi$128,218
10922Fort Montgomery3.6 mi$123,406
10548Montrose4.2 mi$142,273
10566Peekskill4.3 mi$85,954
10980Stony Point4.4 mi$126,284
10928Highland Falls4.4 mi$102,347
10521Croton On Hudson · PO box5.2 mi—
10993West Haverstraw5.4 mi$66,189
10567Cortlandt Manor5.4 mi$144,194
10923Garnerville5.7 mi$100,469

Questions about 10986

What city is zip code 10986?

10986 is assigned to Tomkins Cove, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 10986 in?

10986 is in Rockland County, New York.

What is the population of 10986?

About 1,806 people live in 10986, according to the Census Bureau's American Community Survey.

What time zone is 10986 in?

10986 is in Eastern Time.

What zip codes are near 10986?

The closest zip codes to 10986 are 10911, 10596, 10511, 10922, 10548.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 10986, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.