Zip code 10518: Cross River, New York

Q: What city is zip code 10518?

10518 is assigned to Cross River, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 10518 in?

10518 is in Westchester County, New York.

Q: What is the population of 10518?

About 992 people live in 10518, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 10518?

The median household income in 10518 is $250,000+.

Q: What zip codes are near 10518?

The closest zip codes to 10518 are 10597, 10590, 10576, 10526, 06879.

Residential delivery areaWestchester CountyEastern Time

Population

992

Median household income

$250K+

U.S. $81K

Median home value

$779K

U.S. $333K

Median rent

—

U.S. $1,413

Median age

53.7

U.S. 38.9

Land area

3.8 sq mi

260 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 10518

10518 is a small-town zip code in Cross River, New York (Westchester County), covering 3.8 sq mi of land. About 992 people live here, or 260 per square mile. The median resident is 53.7 years old, compared with 38.9 nationally.

The median household income is $250,000+ a year, the Census Bureau's reporting limit (U.S.: $80,734). 0% of residents live below the poverty line (U.S.: 12.5%). The median home value is $779,000. 93% of occupied homes are lived in by their owners.

83% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 59.7 minutes each way, and 28% of workers work from home; public transit is the most common way to get to work. The most common jobs among working residents are in sales; business and finance; and engineering and science. 20% of them are self-employed (U.S.: 10%).

How 10518 compares

Sorted from highest to lowest national percentile

Median household income$250,000+
99th
StrengthU.S. $80,734 · NY $85,97411th of 1,602 in NY
Per capita income$121,644
99th
StrengthU.S. $44,673 · NY $50,71248th of 1,690 in NY
Bachelor's degree or higher83%
99th
StrengthU.S. 35.7% · NY 40.2%34th of 1,691 in NY
Average commute59.7 min
99th
WeaknessU.S. 26.4 min · NY 32.6 min6th of 1,618 in NY
Homeownership rate92.9%
98th
StrengthU.S. 65.2% · NY 54.3%206th of 1,673 in NY
Unemployment rate12.8%
98th
WeaknessU.S. 5.2% · NY 6.4%85th of 1,685 in NY
Housing vacancy29.8%
98th
U.S. 10.1% · NY 10%313th of 1,675 in NY
Median earnings per worker$102,295
98th
StrengthU.S. $49,666 · NY $55,32175th of 1,676 in NY
Median age53.7
97th
U.S. 38.9 · NY 39.8202nd of 1,693 in NY
Residents 65 and older30.8%
97th
U.S. 17.2% · NY 17.9%185th of 1,693 in NY
Self-employed workers19.7%
97th
U.S. 10% · NY 9.7%174th of 1,685 in NY
Work from home27.5%
92nd
U.S. 15.1% · NY 14.9%119th of 1,685 in NY
Median home value$779,000
90th
U.S. $332,700 · NY $423,800174th of 1,614 in NY
Broadband access96.6%
90th
StrengthU.S. 91% · NY 90.8%248th of 1,673 in NY
Foreign-born residents17%
69th
U.S. 14.1% · NY 22.8%343rd of 1,693 in NY
Income inequality (Gini)0.441
56th
U.S. 0.483 · NY 0.517659th of 1,669 in NY
Veterans6.1%
54th
U.S. 6.2% · NY 3.7%738th of 1,693 in NY
Rent-burdened renters48.1%
40th
U.S. 51.1% · NY 52.1%825th of 1,579 in NY
Residents under 1819.5%
28th
U.S. 22% · NY 20.5%876th of 1,693 in NY
Population density260/sq mi
24th
U.S. 95/sq mi · NY 421/sq mi790th of 1,693 in NY
Diversity index27.1
20th
U.S. 61.4 · NY 65.5824th of 1,693 in NY
Population992
1st
U.S. 334,922,499 · NY 19,852,3661,301st of 1,693 in NY
Poverty rate0%
1st
StrengthU.S. 12.5% · NY 14%1,677th of 1,679 in NY
Uninsured rate0%
1st
StrengthU.S. 8.4% · NY 5.1%1,680th of 1,689 in NY
Tech workers0%
1st
U.S. 3.8% · NY 3.5%1,674th of 1,685 in NY
Healthcare workers3.2%
1st
U.S. 9.7% · NY 11.8%1,546th of 1,685 in NY
Government workers4.8%
1st
U.S. 14.5% · NY 16.4%1,616th of 1,685 in NY

Measure	10518	Westchester	NY	U.S.	National percentile	Rank in NY
Median household incomeStrength	$250,000+	$118,976	$85,974	$80,734	99th	11th of 1,602
Per capita incomeStrength	$121,644	$72,705	$50,712	$44,673	99th	48th of 1,690
Bachelor's degree or higherStrength	83%	53.1%	40.2%	35.7%	99th	34th of 1,691
Average commuteWeakness	59.7 min	34.6 min	32.6 min	26.4 min	99th	6th of 1,618
Homeownership rateStrength	92.9%	61.8%	54.3%	65.2%	98th	206th of 1,673
Unemployment rateWeakness	12.8%	6.1%	6.4%	5.2%	98th	85th of 1,685
Housing vacancy	29.8%	5.4%	10%	10.1%	98th	313th of 1,675
Median earnings per workerStrength	$102,295	$70,215	$55,321	$49,666	98th	75th of 1,676
Median age	53.7	41.8	39.8	38.9	97th	202nd of 1,693
Residents 65 and older	30.8%	18.2%	17.9%	17.2%	97th	185th of 1,693
Self-employed workers	19.7%	11.1%	9.7%	10%	97th	174th of 1,685
Work from home	27.5%	19.1%	14.9%	15.1%	92nd	119th of 1,685
Median home value	$779,000	$663,200	$423,800	$332,700	90th	174th of 1,614
Broadband accessStrength	96.6%	93.7%	90.8%	91%	90th	248th of 1,673
Foreign-born residents	17%	26.1%	22.8%	14.1%	69th	343rd of 1,693
Income inequality (Gini)	0.441	0.538	0.517	0.483	56th	659th of 1,669
Veterans	6.1%	2.9%	3.7%	6.2%	54th	738th of 1,693
Rent-burdened renters	48.1%	54.1%	52.1%	51.1%	40th	825th of 1,579
Residents under 18	19.5%	21.3%	20.5%	22%	28th	876th of 1,693
Population density	260/sq mi	2,320/sq mi	421/sq mi	95/sq mi	24th	790th of 1,693
Diversity index	27.1	66.2	65.5	61.4	20th	824th of 1,693
Population	992	999,677	19,852,366	334,922,499	1st	1,301st of 1,693
Poverty rateStrength	0%	9%	14%	12.5%	1st	1,677th of 1,679
Uninsured rateStrength	0%	5.1%	5.1%	8.4%	1st	1,680th of 1,689
Tech workers	0%	3.4%	3.5%	3.8%	1st	1,674th of 1,685
Healthcare workers	3.2%	10.9%	11.8%	9.7%	1st	1,546th of 1,685
Government workers	4.8%	15.4%	16.4%	14.5%	1st	1,616th of 1,685

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

19%

5–17

18–24

25–34

35–44

24%

45–54

15%

55–64

22%

65–74

75+

Median age

53.7

Under 18

19.5%

65 and over

30.8%

Race and ethnicity

White84%
Black0%
Hispanic0%
Asian15%
Native American0%
Pacific Islander0%
Other0%
Multiracial1%

Diversity index

27.1

U.S. 61.4

Foreign-born

17%

U.S. 14.1%

Born in state

58.3%

Language spoken at home (households)

English only

87%

Spanish

Other Indo-European

13%

Asian / Pacific

Other

Households

Households: 379
Average household size: 2.6
Family households: 83.1%
Married couples: 83.1%
Living alone: 16.9%
Veterans (of adults): 6.1%
Male / female: 55% / 45%

Income and poverty

Household income distribution

<$25k

$25–50k

$50–75k

$75–100k

12%

$100–150k

11%

$150–200k

13%

$200k+

55%

Median household income

10518

$250,000+

Westchester Co.

$118,976

New York

$85,974

United States

$80,734

Per capita income

$121,644

U.S. $44,673

Poverty rate

U.S. 12.5%

Households earning $150K+

68.1%

U.S. 23%

Income inequality (Gini)

0.441

U.S. 0.483

Housing

Median home value

10518

$779,000

Westchester Co.

$663,200

New York

$423,800

United States

$332,700

Median gross rent

10518

—

Westchester Co.

$1,951

New York

$1,621

United States

$1,413

Types of housing

Single-family

95%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 540
Owner-occupied: 92.9%
Vacant: 29.8%
Median year built: 1983
Median rooms: 6.7
Renters paying 30%+ of income: 48.1%
Renters paying 50%+ of income: 0%
Home value to income: 3.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

36%

Carpooled

Transit

37%

Walked

Bicycle

Worked from home

27%

Other

Commute time (one way)

<10 min

10–19

17%

20–29

30–44

45–59

60+

59%

Average commute

59.7 min

U.S. 26.4 min

Unemployment

12.8%

U.S. 5.2%

In labor force

58.8%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Sales

39%

Business and finance

25%

Engineering and science

Education

Office and admin

Legal and social services

Management

Healthcare

Construction and repair

Cleaning and personal care

Arts, media and sports

Computer and math

Police and fire

Food service

Farming, fishing and forestry

Production

Transportation and moving

Industries

Professional and technical services

27%

Finance, insurance and real estate

24%

Manufacturing

13%

Health care and social assistance

12%

Education

Public administration

Admin, support and management

Transportation, warehousing and utilities

Other services

Arts and recreation

Retail

Construction

Restaurants and hotels

Wholesale

Information

Agriculture and mining

Median earnings per worker

$102,295

U.S. $49,666

Self-employed

19.7%

U.S. 10%

Government workers

4.8%

U.S. 14.5%

Nonprofit workers

12.6%

U.S. 8.8%

Median earnings by type of work

Type of work	10518	U.S.
Management, business, science and arts	$88,047	$74,888
Service	—	$26,804
Sales and office	$175,708	$40,476
Construction and maintenance	—	$49,199
Production and transportation	—	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

Some college

17%

Associate's

Bachelor's

42%

Graduate

41%

High school graduate or higher: 100%
Bachelor's degree or higher: 83%
Graduate or professional degree: 41.2%
Households with broadband: 96.6%
Cable, fiber or DSL: 89.7%
No internet access: 3.4%
Without health insurance: 0%
Limited-English households: 0%

Geography

City (USPS): Cross River
State: New York
County: Westchester County
Center point: 41.2661° N, 73.5883° W
Land area: 3.8 sq mi
Water area: 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Zip codes near 10518

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
10597	Waccabuc, NY	1.9 mi	679	$244,853	$1,150,000
10590	South Salem, NY	2.7 mi	6,989	$211,734	$795,600
10576	Pound Ridge, NY	3.2 mi	4,891	$250,000+	$1,059,800
10526	Goldens Bridge, NY	4.2 mi	2,128	$250,000+	$746,400
06879	Ridgefield, CT · PO box	4.8 mi	—	—	—
10536	Katonah, NY	5.2 mi	10,669	$250,000+	$867,500
10560	North Salem, NY	5.2 mi	4,918	$193,906	$674,000
10578	Purdys, NY	5.7 mi	1,780	$250,000+	$615,600
06877	Ridgefield, CT	5.8 mi	25,110	$179,219	$836,200
10506	Bedford, NY	5.9 mi	6,244	$250,000+	$1,175,500
10507	Bedford Hills, NY	5.9 mi	6,109	$107,270	$638,400
10519	Croton Falls, NY	6.8 mi	99	—	—

Questions about 10518

What city is zip code 10518?

10518 is assigned to Cross River, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 10518 in?

10518 is in Westchester County, New York.

What is the population of 10518?

About 992 people live in 10518, according to the Census Bureau's American Community Survey.

What time zone is 10518 in?

10518 is in Eastern Time.

What is the median household income in 10518?

The median household income in 10518 is $250,000+.

What zip codes are near 10518?

The closest zip codes to 10518 are 10597, 10590, 10576, 10526, 06879.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 10518, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.