Zip code 81040: Gardner, Colorado

Q: What city is zip code 81040?

81040 is assigned to Gardner, Colorado. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 81040 in?

81040 is in Huerfano County, Colorado.

Q: What is the population of 81040?

About 360 people live in 81040, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 81040?

The median household income in 81040 is $30,978.

Q: What zip codes are near 81040?

The closest zip codes to 81040 are 81069, 81133, 81019, 81252, 81131.

Residential delivery areaHuerfano CountyMountain Time

Population

360

Small sample: rough estimates

Median household income

$31K

U.S. $81K

Median home value

—

U.S. $333K

Median rent

—

U.S. $1,413

Median age

65.4

U.S. 38.9

Land area

475 sq mi

1 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 81040

81040 is a rural zip code in Gardner, Colorado (Huerfano County), covering 475 sq mi of land. About 360 people live here. The median resident is 65.4 years old, compared with 38.9 nationally. With so few residents, the Census figures below are rough estimates with wide margins of error.

The median household earns $30,978 a year, about 38% of the national median of $80,734. 18.9% of residents live below the poverty line (U.S.: 12.5%). 94% of occupied homes are lived in by their owners.

30% of adults hold a bachelor's degree or higher (U.S.: 36%). The most common jobs among working residents are in transportation and moving goods; police and fire protection; and healthcare. 16% of them are self-employed (U.S.: 10%).

How 81040 compares

Sorted from highest to lowest national percentile

Only about 360 people live here, so these survey estimates have wide margins of error.

Median age65.4
99th
U.S. 38.9 · CO 37.713th of 484 in CO
Homeownership rate94.4%
99th
StrengthU.S. 65.2% · CO 66.2%37th of 482 in CO
Housing vacancy50.6%
99th
U.S. 10.1% · CO 8.3%27th of 482 in CO
Residents 65 and older54.4%
99th
U.S. 17.2% · CO 15.6%11th of 484 in CO
Healthcare workers15.8%
96th
U.S. 9.7% · CO 8.8%42nd of 483 in CO
Veterans12.4%
95th
U.S. 6.2% · CO 7.5%93rd of 484 in CO
Self-employed workers15.8%
92nd
U.S. 10% · CO 11.3%174th of 483 in CO
Poverty rate18.9%
82nd
WeaknessU.S. 12.5% · CO 9.4%57th of 482 in CO
Work from home15.8%
64th
U.S. 15.1% · CO 21%252nd of 483 in CO
Diversity index47.3
47th
U.S. 61.4 · CO 52.5153rd of 484 in CO
Bachelor's degree or higher30%
46th
U.S. 35.7% · CO 45.7%291st of 484 in CO
Foreign-born residents3.1%
19th
U.S. 14.1% · CO 9.8%315th of 484 in CO
Median earnings per worker$38,750
18th
WeaknessU.S. $49,666 · CO $56,473402nd of 478 in CO
Per capita income$18,834
2nd
WeaknessU.S. $44,673 · CO $52,636476th of 483 in CO
Population360
1st
U.S. 334,922,499 · CO 5,862,189418th of 484 in CO
Population density1/sq mi
1st
U.S. 95/sq mi · CO 57/sq mi461st of 484 in CO
Median household income$30,978
1st
WeaknessU.S. $80,734 · CO $95,470456th of 460 in CO
Unemployment rate0%
1st
StrengthU.S. 5.2% · CO 4.6%435th of 483 in CO
Broadband access67.1%
1st
WeaknessU.S. 91% · CO 93.5%471st of 482 in CO
Uninsured rate0%
1st
StrengthU.S. 8.4% · CO 7.7%465th of 481 in CO
Rent-burdened renters0%
1st
StrengthU.S. 51.1% · CO 52.9%434th of 447 in CO
Residents under 185.6%
1st
U.S. 22% · CO 21%448th of 484 in CO
Tech workers0%
1st
U.S. 3.8% · CO 5.2%405th of 483 in CO
Government workers0%
1st
U.S. 14.5% · CO 14.5%475th of 483 in CO
Income inequality (Gini)0.321
1st
StrengthU.S. 0.483 · CO 0.459442nd of 480 in CO

Measure	81040	Huerfano	CO	U.S.	National percentile	Rank in CO
Median age	65.4	55.3	37.7	38.9	99th	13th of 484
Homeownership rateStrength	94.4%	75.1%	66.2%	65.2%	99th	37th of 482
Housing vacancy	50.6%	35.2%	8.3%	10.1%	99th	27th of 482
Residents 65 and older	54.4%	34.8%	15.6%	17.2%	99th	11th of 484
Healthcare workers	15.8%	9.9%	8.8%	9.7%	96th	42nd of 483
Veterans	12.4%	10.1%	7.5%	6.2%	95th	93rd of 484
Self-employed workers	15.8%	19.2%	11.3%	10%	92nd	174th of 483
Poverty rateWeakness	18.9%	17.3%	9.4%	12.5%	82nd	57th of 482
Work from home	15.8%	24.6%	21%	15.1%	64th	252nd of 483
Diversity index	47.3	50.8	52.5	61.4	47th	153rd of 484
Bachelor's degree or higher	30%	26.4%	45.7%	35.7%	46th	291st of 484
Foreign-born residents	3.1%	0.9%	9.8%	14.1%	19th	315th of 484
Median earnings per workerWeakness	$38,750	$40,400	$56,473	$49,666	18th	402nd of 478
Per capita incomeWeakness	$18,834	$36,579	$52,636	$44,673	2nd	476th of 483
Population	360	6,972	5,862,189	334,922,499	1st	418th of 484
Population density	1/sq mi	4/sq mi	57/sq mi	95/sq mi	1st	461st of 484
Median household incomeWeakness	$30,978	$52,526	$95,470	$80,734	1st	456th of 460
Unemployment rateStrength	0%	8%	4.6%	5.2%	1st	435th of 483
Broadband accessWeakness	67.1%	77.9%	93.5%	91%	1st	471st of 482
Uninsured rateStrength	0%	3.6%	7.7%	8.4%	1st	465th of 481
Rent-burdened rentersStrength	0%	51.8%	52.9%	51.1%	1st	434th of 447
Residents under 18	5.6%	15.6%	21%	22%	1st	448th of 484
Tech workers	0%	1.2%	5.2%	3.8%	1st	405th of 483
Government workers	0%	20.1%	14.5%	14.5%	1st	475th of 483
Income inequality (Gini)Strength	0.321	0.498	0.459	0.483	1st	442nd of 480

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

18–24

25–34

35–44

19%

45–54

15%

55–64

24%

65–74

30%

75+

Median age

65.4

Under 18

5.6%

65 and over

54.4%

Race and ethnicity

White69%
Black0%
Hispanic20%
Asian0%
Native American0%
Pacific Islander0%
Other8%
Multiracial3%

Diversity index

47.3

U.S. 61.4

Foreign-born

3.1%

U.S. 14.1%

Born in state

35%

Language spoken at home (households)

English only

85%

Spanish

15%

Other Indo-European

Asian / Pacific

Other

Households

Households: 216
Average household size: 1.6
Family households: 40.7%
Married couples: 40.7%
Living alone: 48.6%
Veterans (of adults): 12.4%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

46%

$25–50k

46%

$50–75k

$75–100k

$100–150k

$150–200k

$200k+

Median household income

81040

$30,978

Huerfano Co.

$52,526

Colorado

$95,470

United States

$80,734

Per capita income

$18,834

U.S. $44,673

Poverty rate

18.9%

U.S. 12.5%

Households earning $150K+

U.S. 23%

Income inequality (Gini)

0.321

U.S. 0.483

Housing

Median home value

81040

—

Huerfano Co.

$247,800

Colorado

$539,400

United States

$332,700

Median gross rent

81040

—

Huerfano Co.

$838

Colorado

$1,761

United States

$1,413

Types of housing

Single-family

100%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 437
Owner-occupied: 94.4%
Vacant: 50.6%
Median year built: 1942
Median rooms: 5.1
Renters paying 30%+ of income: 0%
Renters paying 50%+ of income: 0%
Home value to income: —

Work and commute

How people get to work

Drove alone

65%

Carpooled

Transit

Walked

19%

Bicycle

Worked from home

16%

Other

Commute time (one way)

<10 min

23%

10–19

67%

20–29

10%

30–44

45–59

60+

Average commute

—

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

16.8%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Transportation and moving

51%

Police and fire

19%

Healthcare

16%

Management

Production

Business and finance

Computer and math

Engineering and science

Education

Legal and social services

Arts, media and sports

Food service

Cleaning and personal care

Sales

Office and admin

Construction and repair

Farming, fishing and forestry

Industries

Retail

51%

Information

19%

Professional and technical services

16%

Agriculture and mining

Manufacturing

Health care and social assistance

Education

Construction

Restaurants and hotels

Finance, insurance and real estate

Transportation, warehousing and utilities

Public administration

Admin, support and management

Other services

Wholesale

Arts and recreation

Median earnings per worker

$38,750

U.S. $49,666

Self-employed

15.8%

U.S. 10%

Government workers

U.S. 14.5%

Nonprofit workers

U.S. 8.8%

Median earnings by type of work

Type of work	81040	U.S.
Management, business, science and arts	—	$74,888
Service	—	$26,804
Sales and office	—	$40,476
Construction and maintenance	—	$49,199
Production and transportation	—	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

38%

Some college

14%

Associate's

18%

Bachelor's

17%

Graduate

13%

High school graduate or higher: 100%
Bachelor's degree or higher: 30%
Graduate or professional degree: 12.9%
Households with broadband: 67.1%
Cable, fiber or DSL: 35.2%
No internet access: 30.1%
Without health insurance: 0%
Limited-English households: 3.2%

Geography

City (USPS): Gardner
State: Colorado
County: Huerfano County
Center point: 37.7832° N, 105.2272° W
Land area: 475 sq mi
Water area: 0.2 sq mi
Time zone: Mountain Time (UTC-7, UTC-6 in summer)
Zip type: Residential delivery area

Zip codes near 81040

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
81069	Rye, CO	20 mi	1,678	$97,513	$364,700
81133	Fort Garland, CO	24 mi	1,085	$45,833	$273,400
81019	Colorado City, CO	24 mi	1,280	$38,056	$223,400
81252	Westcliffe, CO	25 mi	4,763	$69,527	$401,900
81131	Crestone, CO	25 mi	1,051	$45,156	$333,500
81023	Beulah, CO	26 mi	1,417	$55,641	$375,200
81146	Mosca, CO	26 mi	637	$69,556	$232,100
81253	Wetmore, CO	28 mi	524	$76,346	$285,000
81055	La Veta, CO	28 mi	1,559	$55,080	$398,600
81123	Blanca, CO	32 mi	606	$36,487	$152,400
81089	Walsenburg, CO	32 mi	4,890	$52,280	$191,800
81136	Hooper, CO	32 mi	305	$47,448	$193,300

Questions about 81040

What city is zip code 81040?

81040 is assigned to Gardner, Colorado. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 81040 in?

81040 is in Huerfano County, Colorado.

What is the population of 81040?

About 360 people live in 81040, according to the Census Bureau's American Community Survey.

What time zone is 81040 in?

81040 is in Mountain Time.

What is the median household income in 81040?

The median household income in 81040 is $30,978.

What zip codes are near 81040?

The closest zip codes to 81040 are 81069, 81133, 81019, 81252, 81131.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 81040, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.