Zip code 45688: Waterloo, Ohio

Q: What city is zip code 45688?

45688 is assigned to Waterloo, Ohio. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 45688 in?

45688 is mostly in Lawrence County, but it extends into 1 other county.

Q: What is the population of 45688?

About 210 people live in 45688, according to the Census Bureau's American Community Survey.

Q: What zip codes are near 45688?

The closest zip codes to 45688 are 45658, 45659, 45682, 45696, 45656.

Residential delivery areaLawrence CountyEastern Time

Population

210

Small sample: rough estimates

Median household income

—

U.S. $81K

Median home value

$53K

U.S. $333K

Median rent

—

U.S. $1,413

Median age

32.8

U.S. 38.9

Land area

34 sq mi

6 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 45688

45688 is a rural zip code in Waterloo, Ohio (Lawrence County), covering 34 sq mi of land. About 210 people live here, or 6 per square mile. The median resident is 32.8 years old, compared with 38.9 nationally. With so few residents, the Census figures below are rough estimates with wide margins of error.

31.4% of residents live below the poverty line (U.S.: 12.5%). The median home value is $52,700. 83% of occupied homes are lived in by their owners.

8% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 44.8 minutes each way, and 24% of workers work from home. The most common jobs among working residents are in healthcare; transportation and moving goods; and cleaning and personal care. 26% of them are self-employed (U.S.: 10%).

How 45688 compares

Sorted from highest to lowest national percentile

Only about 210 people live here, so these survey estimates have wide margins of error.

Average commute44.8 min
99th
WeaknessU.S. 26.4 min · OH 23.4 min16th of 1,121 in OH
Veterans18.3%
99th
U.S. 6.2% · OH 6.6%24th of 1,168 in OH
Housing vacancy43.8%
99th
U.S. 10.1% · OH 8.1%12th of 1,160 in OH
Rent-burdened renters100%
99th
WeaknessU.S. 51.1% · OH 45.9%13th of 1,113 in OH
Residents under 1837.6%
99th
U.S. 22% · OH 22%23rd of 1,168 in OH
Healthcare workers27.8%
99th
U.S. 9.7% · OH 10.5%20th of 1,163 in OH
Self-employed workers26.4%
99th
U.S. 10% · OH 8.1%16th of 1,163 in OH
Poverty rate31.4%
96th
WeaknessU.S. 12.5% · OH 13.3%74th of 1,159 in OH
Uninsured rate20%
95th
WeaknessU.S. 8.4% · OH 6.4%47th of 1,165 in OH
Work from home23.6%
86th
U.S. 15.1% · OH 13%51st of 1,163 in OH
Homeownership rate83.1%
85th
StrengthU.S. 65.2% · OH 67.2%386th of 1,159 in OH
Median age32.8
10th
U.S. 38.9 · OH 39.71,057th of 1,166 in OH
Income inequality (Gini)0.379
9th
StrengthU.S. 0.483 · OH 0.467828th of 1,156 in OH
Per capita income$20,030
3rd
WeaknessU.S. $44,673 · OH $40,5521,114th of 1,165 in OH
Residents 65 and older8.1%
3rd
U.S. 17.2% · OH 18.3%1,116th of 1,168 in OH
Broadband access74%
2nd
WeaknessU.S. 91% · OH 90.1%1,078th of 1,159 in OH
Median earnings per worker$28,750
2nd
WeaknessU.S. $49,666 · OH $47,6921,100th of 1,153 in OH
Population210
1st
U.S. 334,922,499 · OH 11,810,2931,115th of 1,168 in OH
Population density6/sq mi
1st
U.S. 95/sq mi · OH 289/sq mi1,168th of 1,168 in OH
Median home value$52,700
1st
U.S. $332,700 · OH $214,8001,107th of 1,114 in OH
Bachelor's degree or higher8.4%
1st
WeaknessU.S. 35.7% · OH 31.5%1,048th of 1,166 in OH
Unemployment rate0%
1st
StrengthU.S. 5.2% · OH 4.8%1,106th of 1,164 in OH
Diversity index4.6
1st
U.S. 61.4 · OH 40.61,017th of 1,168 in OH
Foreign-born residents0%
1st
U.S. 14.1% · OH 5.2%1,020th of 1,168 in OH
Tech workers0%
1st
U.S. 3.8% · OH 3.2%1,026th of 1,163 in OH
Government workers0%
1st
U.S. 14.5% · OH 12.9%1,143rd of 1,163 in OH

Measure	45688	Lawrence	OH	U.S.	National percentile	Rank in OH
Average commuteWeakness	44.8 min	23.2 min	23.4 min	26.4 min	99th	16th of 1,121
Veterans	18.3%	8.1%	6.6%	6.2%	99th	24th of 1,168
Housing vacancy	43.8%	14.6%	8.1%	10.1%	99th	12th of 1,160
Rent-burdened rentersWeakness	100%	44%	45.9%	51.1%	99th	13th of 1,113
Residents under 18	37.6%	21.6%	22%	22%	99th	23rd of 1,168
Healthcare workers	27.8%	14.7%	10.5%	9.7%	99th	20th of 1,163
Self-employed workers	26.4%	8.4%	8.1%	10%	99th	16th of 1,163
Poverty rateWeakness	31.4%	17.7%	13.3%	12.5%	96th	74th of 1,159
Uninsured rateWeakness	20%	5.5%	6.4%	8.4%	95th	47th of 1,165
Work from home	23.6%	5.2%	13%	15.1%	86th	51st of 1,163
Homeownership rateStrength	83.1%	72.3%	67.2%	65.2%	85th	386th of 1,159
Median age	32.8	41.9	39.7	38.9	10th	1,057th of 1,166
Income inequality (Gini)Strength	0.379	0.453	0.467	0.483	9th	828th of 1,156
Per capita incomeWeakness	$20,030	$30,812	$40,552	$44,673	3rd	1,114th of 1,165
Residents 65 and older	8.1%	19.1%	18.3%	17.2%	3rd	1,116th of 1,168
Broadband accessWeakness	74%	84.7%	90.1%	91%	2nd	1,078th of 1,159
Median earnings per workerWeakness	$28,750	$40,797	$47,692	$49,666	2nd	1,100th of 1,153
Population	210	56,819	11,810,293	334,922,499	1st	1,115th of 1,168
Population density	6/sq mi	125/sq mi	289/sq mi	95/sq mi	1st	1,168th of 1,168
Median home value	$52,700	$144,000	$214,800	$332,700	1st	1,107th of 1,114
Bachelor's degree or higherWeakness	8.4%	18.5%	31.5%	35.7%	1st	1,048th of 1,166
Unemployment rateStrength	0%	2.7%	4.8%	5.2%	1st	1,106th of 1,164
Diversity index	4.6	12	40.6	61.4	1st	1,017th of 1,168
Foreign-born residents	0%	0.8%	5.2%	14.1%	1st	1,020th of 1,168
Tech workers	0%	1.6%	3.2%	3.8%	1st	1,026th of 1,163
Government workers	0%	15.6%	12.9%	14.5%	1st	1,143rd of 1,163

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

29%

5–17

18–24

15%

25–34

12%

35–44

17%

45–54

10%

55–64

65–74

75+

Median age

32.8

Under 18

37.6%

65 and over

8.1%

Race and ethnicity

White98%
Black0%
Hispanic0%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial2%

Diversity index

4.6

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

32.9%

Language spoken at home (households)

English only

94%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 77
Average household size: 2.7
Family households: 68.8%
Married couples: 50.6%
Living alone: 31.2%
Veterans (of adults): 18.3%
Male / female: 55% / 45%

Income and poverty

Household income distribution

<$25k

34%

$25–50k

21%

$50–75k

$75–100k

35%

$100–150k

10%

$150–200k

$200k+

Median household income

45688

—

Lawrence Co.

$58,325

Ohio

$71,389

United States

$80,734

Per capita income

$20,030

U.S. $44,673

Poverty rate

31.4%

U.S. 12.5%

Households earning $150K+

U.S. 23%

Income inequality (Gini)

0.379

U.S. 0.483

Housing

Median home value

45688

$52,700

Lawrence Co.

$144,000

Ohio

$214,800

United States

$332,700

Median gross rent

45688

—

Lawrence Co.

$848

Ohio

$1,034

United States

$1,413

Types of housing

Single-family

64%

2–4 units

5–19 units

20+ units

Mobile home

36%

Boat, RV, van

Housing units: 137
Owner-occupied: 83.1%
Vacant: 43.8%
Median year built: 1981
Median rooms: 4.9
Renters paying 30%+ of income: 100%
Renters paying 50%+ of income: 61.5%
Home value to income: —

Work and commute

How people get to work

Drove alone

76%

Carpooled

Transit

Walked

Bicycle

Worked from home

24%

Other

Commute time (one way)

<10 min

10–19

20–29

30–44

45–59

91%

60+

Average commute

44.8 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

51.4%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Healthcare

28%

Transportation and moving

25%

Cleaning and personal care

21%

Office and admin

13%

Sales

Production

Management

Business and finance

Computer and math

Engineering and science

Education

Legal and social services

Arts, media and sports

Police and fire

Food service

Construction and repair

Farming, fishing and forestry

Industries

Health care and social assistance

38%

Manufacturing

32%

Admin, support and management

24%

Retail

Education

Professional and technical services

Construction

Restaurants and hotels

Finance, insurance and real estate

Transportation, warehousing and utilities

Public administration

Other services

Wholesale

Information

Arts and recreation

Agriculture and mining

Median earnings per worker

$28,750

U.S. $49,666

Self-employed

26.4%

U.S. 10%

Government workers

U.S. 14.5%

Nonprofit workers

8.3%

U.S. 8.8%

Median earnings by type of work

Type of work	45688	U.S.
Management, business, science and arts	—	$74,888
Service	$27,679	$26,804
Sales and office	—	$40,476
Construction and maintenance	—	$49,199
Production and transportation	$21,250	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

44%

Some college

31%

Associate's

17%

Bachelor's

Graduate

High school graduate or higher: 100%
Bachelor's degree or higher: 8.4%
Graduate or professional degree: 8.4%
Households with broadband: 74%
Cable, fiber or DSL: 18.2%
No internet access: 16.9%
Without health insurance: 20%
Limited-English households: 0%

Geography

City (USPS): Waterloo
State: Ohio
County: Lawrence County
Center point: 38.7311° N, 82.5432° W
Land area: 34 sq mi
Water area: 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

45688 spans 2 counties

Lawrence County98% of land
Gallia County2% of land

Zip codes near 45688

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
45658	Patriot, OH	7.4 mi	2,539	$64,162	$116,600
45659	Pedro, OH	7.5 mi	2,614	$59,844	$125,100
45682	South Webster, OH	9.7 mi	2,124	$56,250	$187,700
45696	Willow Wood, OH	10 mi	839	—	$166,000
45656	Oak Hill, OH	10 mi	7,013	$59,395	$116,700
45645	Kitts Hill, OH	11 mi	2,801	$64,632	$99,800
45678	Scottown, OH	12 mi	1,034	$62,992	$84,000
45677	Scioto Furnace, OH	12 mi	27	—	—
45694	Wheelersburg, OH	13 mi	11,978	$59,876	$180,100
45675	Rock Camp, OH · PO box	13 mi	—	—	—
45674	Rio Grande, OH	13 mi	618	$20,865	$185,700
45638	Ironton, OH	14 mi	19,982	$52,728	$119,000

Questions about 45688

What city is zip code 45688?

45688 is assigned to Waterloo, Ohio. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 45688 in?

45688 is mostly in Lawrence County, but it extends into 1 other county.

What is the population of 45688?

About 210 people live in 45688, according to the Census Bureau's American Community Survey.

What time zone is 45688 in?

45688 is in Eastern Time.

What zip codes are near 45688?

The closest zip codes to 45688 are 45658, 45659, 45682, 45696, 45656.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 45688, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.