Zip code 40988: Stoney Fork, Kentucky

Q: What city is zip code 40988?

40988 is assigned to Stoney Fork, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 40988 in?

40988 is mostly in Bell County, but it extends into 1 other county.

Q: What is the population of 40988?

About 519 people live in 40988, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 40988?

The median household income in 40988 is $38,125.

Q: What zip codes are near 40988?

The closest zip codes to 40988 are 40902, 40913, 40958, 40845, 40819.

Residential delivery areaBell CountyEastern Time

Population

519

Median household income

$38K

U.S. $81K

Median home value

—

U.S. $333K

Median rent

—

U.S. $1,413

Median age

U.S. 38.9

Land area

24 sq mi

22 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 40988

40988 is a rural zip code in Stoney Fork, Kentucky (Bell County), covering 24 sq mi of land. About 519 people live here, or 22 per square mile. The median resident is 35 years old, compared with 38.9 nationally.

The median household earns $38,125 a year, about 47% of the national median of $80,734. 19.8% of residents live below the poverty line (U.S.: 12.5%). 98% of occupied homes are lived in by their owners.

14% of adults hold a bachelor's degree or higher (U.S.: 36%). The most common jobs among working residents are in management; education; and transportation and moving goods.

How 40988 compares

Sorted from highest to lowest national percentile

Homeownership rate98.3%
99th
StrengthU.S. 65.2% · KY 68.3%44th of 719 in KY
Work from home37.5%
99th
U.S. 15.1% · KY 10.2%8th of 719 in KY
Uninsured rate16%
90th
WeaknessU.S. 8.4% · KY 6%44th of 723 in KY
Unemployment rate8.6%
89th
WeaknessU.S. 5.2% · KY 4.9%117th of 719 in KY
Poverty rate19.8%
84th
WeaknessU.S. 12.5% · KY 16.1%304th of 722 in KY
Housing vacancy10.9%
75th
U.S. 10.1% · KY 10.3%393rd of 719 in KY
Government workers16.7%
70th
U.S. 14.5% · KY 14.6%280th of 719 in KY
Residents under 1823.9%
66th
U.S. 22% · KY 22.6%255th of 724 in KY
Median age35
21st
U.S. 38.9 · KY 39.1606th of 724 in KY
Median earnings per worker$39,583
20th
WeaknessU.S. $49,666 · KY $43,552399th of 700 in KY
Broadband access86.6%
17th
WeaknessU.S. 91% · KY 88.6%356th of 719 in KY
Bachelor's degree or higher13.7%
7th
WeaknessU.S. 35.7% · KY 27.6%425th of 723 in KY
Income inequality (Gini)0.373
7th
StrengthU.S. 0.483 · KY 0.477552nd of 715 in KY
Population density22/sq mi
3rd
U.S. 95/sq mi · KY 115/sq mi642nd of 724 in KY
Median household income$38,125
3rd
WeaknessU.S. $80,734 · KY $63,726543rd of 641 in KY
Diversity index6
2nd
U.S. 61.4 · KY 32.5512th of 724 in KY
Residents 65 and older6.9%
2nd
U.S. 17.2% · KY 17.3%686th of 724 in KY
Population519
1st
U.S. 334,922,499 · KY 4,534,824584th of 724 in KY
Per capita income$16,840
1st
WeaknessU.S. $44,673 · KY $35,821663rd of 722 in KY
Veterans0%
1st
U.S. 6.2% · KY 6.5%647th of 724 in KY
Foreign-born residents0%
1st
U.S. 14.1% · KY 4.7%441st of 724 in KY
Tech workers0%
1st
U.S. 3.8% · KY 2.2%370th of 719 in KY
Healthcare workers0%
1st
U.S. 9.7% · KY 10.5%627th of 719 in KY
Self-employed workers0%
1st
U.S. 10% · KY 8.6%600th of 719 in KY

Measure	40988	Bell	KY	U.S.	National percentile	Rank in KY
Homeownership rateStrength	98.3%	58.8%	68.3%	65.2%	99th	44th of 719
Work from home	37.5%	4.4%	10.2%	15.1%	99th	8th of 719
Uninsured rateWeakness	16%	5.3%	6%	8.4%	90th	44th of 723
Unemployment rateWeakness	8.6%	10.1%	4.9%	5.2%	89th	117th of 719
Poverty rateWeakness	19.8%	28.8%	16.1%	12.5%	84th	304th of 722
Housing vacancy	10.9%	14.5%	10.3%	10.1%	75th	393rd of 719
Government workers	16.7%	16.2%	14.6%	14.5%	70th	280th of 719
Residents under 18	23.9%	21.9%	22.6%	22%	66th	255th of 724
Median age	35	41.7	39.1	38.9	21st	606th of 724
Median earnings per workerWeakness	$39,583	$33,151	$43,552	$49,666	20th	399th of 700
Broadband accessWeakness	86.6%	79.3%	88.6%	91%	17th	356th of 719
Bachelor's degree or higherWeakness	13.7%	15.8%	27.6%	35.7%	7th	425th of 723
Income inequality (Gini)Strength	0.373	0.510	0.477	0.483	7th	552nd of 715
Population density	22/sq mi	66/sq mi	115/sq mi	95/sq mi	3rd	642nd of 724
Median household incomeWeakness	$38,125	$31,354	$63,726	$80,734	3rd	543rd of 641
Diversity index	6	14.1	32.5	61.4	2nd	512th of 724
Residents 65 and older	6.9%	18.9%	17.3%	17.2%	2nd	686th of 724
Population	519	23,509	4,534,824	334,922,499	1st	584th of 724
Per capita incomeWeakness	$16,840	$21,704	$35,821	$44,673	1st	663rd of 722
Veterans	0%	3.9%	6.5%	6.2%	1st	647th of 724
Foreign-born residents	0%	0.4%	4.7%	14.1%	1st	441st of 724
Tech workers	0%	0.7%	2.2%	3.8%	1st	370th of 719
Healthcare workers	0%	13.8%	10.5%	9.7%	1st	627th of 719
Self-employed workers	0%	8.7%	8.6%	10%	1st	600th of 719

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

22%

5–17

18%

18–24

25–34

15%

35–44

45–54

21%

55–64

65–74

75+

Median age

Under 18

23.9%

65 and over

6.9%

Race and ethnicity

White97%
Black1.0%
Hispanic0%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial2%

Diversity index

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

91.1%

Language spoken at home (households)

English only

100%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 179
Average household size: 2.9
Family households: 76.5%
Married couples: 52%
Living alone: 23.5%
Veterans (of adults): 0%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

35%

$25–50k

46%

$50–75k

$75–100k

$100–150k

12%

$150–200k

$200k+

Median household income

40988

$38,125

Bell Co.

$31,354

Kentucky

$63,726

United States

$80,734

Per capita income

$16,840

U.S. $44,673

Poverty rate

19.8%

U.S. 12.5%

Households earning $150K+

U.S. 23%

Income inequality (Gini)

0.373

U.S. 0.483

Housing

Median home value

40988

—

Bell Co.

$89,000

Kentucky

$205,600

United States

$332,700

Median gross rent

40988

—

Bell Co.

$592

Kentucky

$967

United States

$1,413

Types of housing

Single-family

86%

2–4 units

5–19 units

20+ units

Mobile home

14%

Boat, RV, van

Housing units: 201
Owner-occupied: 98.3%
Vacant: 10.9%
Median year built: 1986
Median rooms: 4.5
Renters paying 30%+ of income: —
Renters paying 50%+ of income: —
Home value to income: —

Work and commute

How people get to work

Drove alone

63%

Carpooled

Transit

Walked

Bicycle

Worked from home

38%

Other

Commute time (one way)

<10 min

10–19

20–29

77%

30–44

23%

45–59

60+

Average commute

—

U.S. 26.4 min

Unemployment

8.6%

U.S. 5.2%

In labor force

25.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

49%

Education

13%

Transportation and moving

13%

Office and admin

10%

Production

Construction and repair

Business and finance

Computer and math

Engineering and science

Legal and social services

Arts, media and sports

Healthcare

Police and fire

Food service

Cleaning and personal care

Sales

Farming, fishing and forestry

Industries

Finance, insurance and real estate

27%

Restaurants and hotels

22%

Transportation, warehousing and utilities

14%

Education

13%

Public administration

10%

Health care and social assistance

Retail

Manufacturing

Professional and technical services

Construction

Admin, support and management

Other services

Wholesale

Information

Arts and recreation

Agriculture and mining

Median earnings per worker

$39,583

U.S. $49,666

Self-employed

U.S. 10%

Government workers

16.7%

U.S. 14.5%

Nonprofit workers

12.5%

U.S. 8.8%

Median earnings by type of work

Type of work	40988	U.S.
Management, business, science and arts	$47,083	$74,888
Service	—	$26,804
Sales and office	—	$40,476
Construction and maintenance	—	$49,199
Production and transportation	$33,333	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

21%

High school

36%

Some college

12%

Associate's

17%

Bachelor's

Graduate

High school graduate or higher: 78.9%
Bachelor's degree or higher: 13.7%
Graduate or professional degree: 5%
Households with broadband: 86.6%
Cable, fiber or DSL: 55.9%
No internet access: 0%
Without health insurance: 16%
Limited-English households: 0%

Geography

City (USPS): Stoney Fork
State: Kentucky
County: Bell County
Center point: 36.8698° N, 83.5227° W
Land area: 24 sq mi
Water area: 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

40988 spans 2 counties

Bell County95% of land
Harlan County5% of land

Zip codes near 40988

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
40902	Arjay, KY	4.4 mi	558	—	—
40913	Beverly, KY	5 mi	276	$51,023	$104,900
40958	Kettle Island, KY	5.8 mi	547	$48,721	$87,500
40845	Hulen, KY	6 mi	580	$23,450	$66,000
40819	Coldiron, KY	6.5 mi	808	$31,799	—
40840	Helton, KY	7.7 mi	355	—	—
40997	Walker, KY	7.9 mi	404	—	$64,100
40873	Wallins Creek, KY	7.9 mi	2,167	$33,359	$88,900
40824	Dayhoit, KY	8.7 mi	977	$49,667	$46,600
40874	Warbranch, KY	8.7 mi	57	—	—
40854	Loyall, KY	9.1 mi	675	$55,250	$76,400
40979	Roark, KY	9.8 mi	0	—	—

Questions about 40988

What city is zip code 40988?

40988 is assigned to Stoney Fork, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 40988 in?

40988 is mostly in Bell County, but it extends into 1 other county.

What is the population of 40988?

About 519 people live in 40988, according to the Census Bureau's American Community Survey.

What time zone is 40988 in?

40988 is in Eastern Time.

What is the median household income in 40988?

The median household income in 40988 is $38,125.

What zip codes are near 40988?

The closest zip codes to 40988 are 40902, 40913, 40958, 40845, 40819.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 40988, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.