Zip code 12874: Silver Bay, New York

Q: What city is zip code 12874?

12874 is assigned to Silver Bay, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 12874 in?

12874 is in Warren County, New York.

Q: What is the population of 12874?

About 205 people live in 12874, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 12874?

The median household income in 12874 is $158,500.

Q: What zip codes are near 12874?

The closest zip codes to 12874 are 12836, 12814, 12815, 12861, 12819.

Residential delivery areaWarren CountyEastern Time

Population

205

Small sample: rough estimates

Median household income

$159K

U.S. $81K

Median home value

—

U.S. $333K

Median rent

—

U.S. $1,413

Median age

58.5

U.S. 38.9

Land area

21 sq mi

10 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 12874

12874 is a rural zip code in Silver Bay, New York (Warren County), covering 21 sq mi of land. About 205 people live here, or 10 per square mile. The median resident is 58.5 years old, compared with 38.9 nationally. With so few residents, the Census figures below are rough estimates with wide margins of error.

The median household earns $158,500 a year, about 2.0× the national median of $80,734. 13.2% of residents live below the poverty line (U.S.: 12.5%). 81% of occupied homes are lived in by their owners.

60% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 20.8 minutes each way, and 5% of workers work from home; walking is the most common way to get to work. The most common jobs among working residents are in transportation and moving goods; education; and food service. 20% of them are self-employed (U.S.: 10%).

How 12874 compares

Sorted from highest to lowest national percentile

Only about 205 people live here, so these survey estimates have wide margins of error.

Median age58.5
99th
U.S. 38.9 · NY 39.8101st of 1,693 in NY
Housing vacancy74%
99th
U.S. 10.1% · NY 10%24th of 1,675 in NY
Government workers41.1%
99th
U.S. 14.5% · NY 16.4%39th of 1,685 in NY
Self-employed workers20%
98th
U.S. 10% · NY 9.7%166th of 1,685 in NY
Residents 65 and older30.2%
97th
U.S. 17.2% · NY 17.9%195th of 1,693 in NY
Median household income$158,500
96th
StrengthU.S. $80,734 · NY $85,974112th of 1,602 in NY
Per capita income$73,094
93rd
StrengthU.S. $44,673 · NY $50,712185th of 1,690 in NY
Bachelor's degree or higher60.1%
89th
StrengthU.S. 35.7% · NY 40.2%191st of 1,691 in NY
Homeownership rate81.3%
81st
StrengthU.S. 65.2% · NY 54.3%774th of 1,673 in NY
Poverty rate13.2%
62nd
U.S. 12.5% · NY 14%556th of 1,679 in NY
Income inequality (Gini)0.411
29th
U.S. 0.483 · NY 0.517941st of 1,669 in NY
Average commute20.8 min
16th
StrengthU.S. 26.4 min · NY 32.6 min1,329th of 1,618 in NY
Broadband access83.9%
10th
WeaknessU.S. 91% · NY 90.8%1,420th of 1,673 in NY
Work from home5.3%
9th
U.S. 15.1% · NY 14.9%1,425th of 1,685 in NY
Median earnings per worker$35,446
9th
WeaknessU.S. $49,666 · NY $55,3211,538th of 1,676 in NY
Foreign-born residents1%
6th
U.S. 14.1% · NY 22.8%1,409th of 1,693 in NY
Diversity index5.7
2nd
U.S. 61.4 · NY 65.51,551st of 1,693 in NY
Population205
1st
U.S. 334,922,499 · NY 19,852,3661,616th of 1,693 in NY
Population density10/sq mi
1st
U.S. 95/sq mi · NY 421/sq mi1,650th of 1,693 in NY
Unemployment rate0%
1st
StrengthU.S. 5.2% · NY 6.4%1,674th of 1,685 in NY
Uninsured rate0%
1st
StrengthU.S. 8.4% · NY 5.1%1,675th of 1,689 in NY
Veterans1%
1st
U.S. 6.2% · NY 3.7%1,586th of 1,693 in NY
Rent-burdened renters0%
1st
StrengthU.S. 51.1% · NY 52.1%1,572nd of 1,579 in NY
Residents under 186.8%
1st
U.S. 22% · NY 20.5%1,576th of 1,693 in NY
Tech workers0%
1st
U.S. 3.8% · NY 3.5%1,666th of 1,685 in NY
Healthcare workers3.2%
1st
U.S. 9.7% · NY 11.8%1,545th of 1,685 in NY

Measure	12874	Warren	NY	U.S.	National percentile	Rank in NY
Median age	58.5	46.8	39.8	38.9	99th	101st of 1,693
Housing vacancy	74%	25.3%	10%	10.1%	99th	24th of 1,675
Government workers	41.1%	20%	16.4%	14.5%	99th	39th of 1,685
Self-employed workers	20%	10.4%	9.7%	10%	98th	166th of 1,685
Residents 65 and older	30.2%	24.3%	17.9%	17.2%	97th	195th of 1,693
Median household incomeStrength	$158,500	$78,442	$85,974	$80,734	96th	112th of 1,602
Per capita incomeStrength	$73,094	$47,932	$50,712	$44,673	93rd	185th of 1,690
Bachelor's degree or higherStrength	60.1%	36.4%	40.2%	35.7%	89th	191st of 1,691
Homeownership rateStrength	81.3%	72.1%	54.3%	65.2%	81st	774th of 1,673
Poverty rate	13.2%	10.5%	14%	12.5%	62nd	556th of 1,679
Income inequality (Gini)	0.411	0.458	0.517	0.483	29th	941st of 1,669
Average commuteStrength	20.8 min	21.5 min	32.6 min	26.4 min	16th	1,329th of 1,618
Broadband accessWeakness	83.9%	90.7%	90.8%	91%	10th	1,420th of 1,673
Work from home	5.3%	9.4%	14.9%	15.1%	9th	1,425th of 1,685
Median earnings per workerWeakness	$35,446	$52,027	$55,321	$49,666	9th	1,538th of 1,676
Foreign-born residents	1%	3.3%	22.8%	14.1%	6th	1,409th of 1,693
Diversity index	5.7	16.3	65.5	61.4	2nd	1,551st of 1,693
Population	205	65,517	19,852,366	334,922,499	1st	1,616th of 1,693
Population density	10/sq mi	76/sq mi	421/sq mi	95/sq mi	1st	1,650th of 1,693
Unemployment rateStrength	0%	4.3%	6.4%	5.2%	1st	1,674th of 1,685
Uninsured rateStrength	0%	3.7%	5.1%	8.4%	1st	1,675th of 1,689
Veterans	1%	7.1%	3.7%	6.2%	1st	1,586th of 1,693
Rent-burdened rentersStrength	0%	48.1%	52.1%	51.1%	1st	1,572nd of 1,579
Residents under 18	6.8%	17.5%	20.5%	22%	1st	1,576th of 1,693
Tech workers	0%	1.3%	3.5%	3.8%	1st	1,666th of 1,685
Healthcare workers	3.2%	11.9%	11.8%	9.7%	1st	1,545th of 1,685

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

16%

18–24

25–34

35–44

21%

45–54

22%

55–64

15%

65–74

16%

75+

Median age

58.5

Under 18

6.8%

65 and over

30.2%

Race and ethnicity

White97%
Black0%
Hispanic0%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial3%

Diversity index

5.7

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

82%

Language spoken at home (households)

English only

98%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 112
Average household size: 1.8
Family households: 66.1%
Married couples: 62.5%
Living alone: 17%
Veterans (of adults): 1%
Male / female: 47% / 53%

Income and poverty

Household income distribution

<$25k

$25–50k

22%

$50–75k

$75–100k

$100–150k

$150–200k

27%

$200k+

25%

Median household income

12874

$158,500

Warren Co.

$78,442

New York

$85,974

United States

$80,734

Per capita income

$73,094

U.S. $44,673

Poverty rate

13.2%

U.S. 12.5%

Households earning $150K+

51.8%

U.S. 23%

Income inequality (Gini)

0.411

U.S. 0.483

Housing

Median home value

12874

—

Warren Co.

$267,400

New York

$423,800

United States

$332,700

Median gross rent

12874

—

Warren Co.

$1,105

New York

$1,621

United States

$1,413

Types of housing

Single-family

92%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 430
Owner-occupied: 81.3%
Vacant: 74%
Median year built: 1957
Median rooms: 5.7
Renters paying 30%+ of income: 0%
Renters paying 50%+ of income: 0%
Home value to income: —

Work and commute

How people get to work

Drove alone

34%

Carpooled

Transit

Walked

48%

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

63%

10–19

20–29

30–44

45–59

21%

60+

Average commute

20.8 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

49.7%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Transportation and moving

34%

Education

22%

Food service

20%

Legal and social services

11%

Construction and repair

Management

Healthcare

Engineering and science

Production

Business and finance

Computer and math

Arts, media and sports

Police and fire

Cleaning and personal care

Sales

Office and admin

Farming, fishing and forestry

Industries

Public administration

37%

Restaurants and hotels

25%

Retail

15%

Finance, insurance and real estate

11%

Health care and social assistance

Education

Professional and technical services

Manufacturing

Construction

Transportation, warehousing and utilities

Admin, support and management

Other services

Wholesale

Information

Arts and recreation

Agriculture and mining

Median earnings per worker

$35,446

U.S. $49,666

Self-employed

20%

U.S. 10%

Government workers

41.1%

U.S. 14.5%

Nonprofit workers

13.7%

U.S. 8.8%

Median earnings by type of work

Type of work	12874	U.S.
Management, business, science and arts	$36,696	$74,888
Service	—	$26,804
Sales and office	—	$40,476
Construction and maintenance	—	$49,199
Production and transportation	$68,750	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

18%

Some college

22%

Associate's

Bachelor's

25%

Graduate

35%

High school graduate or higher: 100%
Bachelor's degree or higher: 60.1%
Graduate or professional degree: 35.4%
Households with broadband: 83.9%
Cable, fiber or DSL: 77.7%
No internet access: 1.8%
Without health insurance: 0%
Limited-English households: 0%

Geography

City (USPS): Silver Bay
State: New York
County: Warren County
Center point: 43.6906° N, 73.5497° W
Land area: 21 sq mi
Water area: 0.3 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Zip codes near 12874

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
12836	Hague, NY	3.2 mi	498	$80,221	$322,200
12814	Bolton Landing, NY	5.8 mi	1,168	$104,489	$247,200
12815	Brant Lake, NY	7.1 mi	1,140	$76,302	$287,500
12861	Putnam Station, NY	7.7 mi	501	$92,031	$220,800
12819	Clemons, NY	8 mi	350	$64,688	$153,800
12841	Huletts Landing, NY	8.1 mi	74	$63,348	$1,055,100
12883	Ticonderoga, NY	10 mi	4,744	$65,865	$178,800
12808	Adirondack, NY	11 mi	284	$110,192	$332,800
05743	Fair Haven, VT	12 mi	4,160	$68,409	$196,100
12860	Pottersville, NY	13 mi	419	$95,625	$215,400
05731	Benson, VT	14 mi	35	—	—
12824	Diamond Point, NY	14 mi	1,143	$108,533	$425,900

Questions about 12874

What city is zip code 12874?

12874 is assigned to Silver Bay, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 12874 in?

12874 is in Warren County, New York.

What is the population of 12874?

About 205 people live in 12874, according to the Census Bureau's American Community Survey.

What time zone is 12874 in?

12874 is in Eastern Time.

What is the median household income in 12874?

The median household income in 12874 is $158,500.

What zip codes are near 12874?

The closest zip codes to 12874 are 12836, 12814, 12815, 12861, 12819.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 12874, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.