Zip code 12495: Willow, New York

Q: What city is zip code 12495?

12495 is assigned to Willow, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 12495 in?

12495 is in Ulster County, New York.

Q: What is the population of 12495?

About 277 people live in 12495, according to the Census Bureau's American Community Survey.

Q: What zip codes are near 12495?

The closest zip codes to 12495 are 12416, 12448, 12457, 12450, 12409.

Residential delivery areaUlster CountyEastern Time

Population

277

Small sample: rough estimates

Median household income

—

U.S. $81K

Median home value

$394K

U.S. $333K

Median rent

—

U.S. $1,413

Median age

72.3

U.S. 38.9

Land area

7.6 sq mi

37 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 12495

12495 is a rural zip code in Willow, New York (Ulster County), covering 7.6 sq mi of land. About 277 people live here, or 37 per square mile. The median resident is 72.3 years old, compared with 38.9 nationally. With so few residents, the Census figures below are rough estimates with wide margins of error.

0% of residents live below the poverty line (U.S.: 12.5%). The median home value is $393,800. 82% of occupied homes are lived in by their owners.

77% of adults hold a bachelor's degree or higher (U.S.: 36%). The most common jobs among working residents are in engineering and science; construction and repair; and food service. 69% of them are self-employed (U.S.: 10%).

How 12495 compares

Sorted from highest to lowest national percentile

Only about 277 people live here, so these survey estimates have wide margins of error.

Median age72.3
99th
U.S. 38.9 · NY 39.87th of 1,693 in NY
Rent-burdened renters100%
99th
WeaknessU.S. 51.1% · NY 52.1%71st of 1,579 in NY
Residents 65 and older70%
99th
U.S. 17.2% · NY 17.9%11th of 1,693 in NY
Self-employed workers69%
99th
U.S. 10% · NY 9.7%2nd of 1,685 in NY
Bachelor's degree or higher76.5%
98th
StrengthU.S. 35.7% · NY 40.2%60th of 1,691 in NY
Veterans12.3%
95th
U.S. 6.2% · NY 3.7%121st of 1,693 in NY
Uninsured rate18.8%
94th
WeaknessU.S. 8.4% · NY 5.1%40th of 1,689 in NY
Healthcare workers14.1%
93rd
U.S. 9.7% · NY 11.8%323rd of 1,685 in NY
Homeownership rate82.2%
83rd
StrengthU.S. 65.2% · NY 54.3%724th of 1,673 in NY
Per capita income$56,398
81st
StrengthU.S. $44,673 · NY $50,712393rd of 1,690 in NY
Housing vacancy10.1%
72nd
U.S. 10.1% · NY 10%849th of 1,675 in NY
Median home value$393,800
61st
U.S. $332,700 · NY $423,800525th of 1,614 in NY
Income inequality (Gini)0.419
36th
U.S. 0.483 · NY 0.517856th of 1,669 in NY
Population density37/sq mi
5th
U.S. 95/sq mi · NY 421/sq mi1,420th of 1,693 in NY
Population277
1st
U.S. 334,922,499 · NY 19,852,3661,562nd of 1,693 in NY
Poverty rate0%
1st
StrengthU.S. 12.5% · NY 14%1,672nd of 1,679 in NY
Work from home0%
1st
U.S. 15.1% · NY 14.9%1,678th of 1,685 in NY
Unemployment rate0%
1st
StrengthU.S. 5.2% · NY 6.4%1,668th of 1,685 in NY
Diversity index0
1st
U.S. 61.4 · NY 65.51,689th of 1,693 in NY
Broadband access58.2%
1st
WeaknessU.S. 91% · NY 90.8%1,651st of 1,673 in NY
Foreign-born residents0%
1st
U.S. 14.1% · NY 22.8%1,683rd of 1,693 in NY
Residents under 180%
1st
U.S. 22% · NY 20.5%1,690th of 1,693 in NY
Median earnings per worker$12,375
1st
WeaknessU.S. $49,666 · NY $55,3211,654th of 1,676 in NY
Tech workers0%
1st
U.S. 3.8% · NY 3.5%1,653rd of 1,685 in NY
Government workers0%
1st
U.S. 14.5% · NY 16.4%1,681st of 1,685 in NY

Measure	12495	Ulster	NY	U.S.	National percentile	Rank in NY
Median age	72.3	44.1	39.8	38.9	99th	7th of 1,693
Rent-burdened rentersWeakness	100%	57.2%	52.1%	51.1%	99th	71st of 1,579
Residents 65 and older	70%	21.3%	17.9%	17.2%	99th	11th of 1,693
Self-employed workers	69%	14.8%	9.7%	10%	99th	2nd of 1,685
Bachelor's degree or higherStrength	76.5%	38.2%	40.2%	35.7%	98th	60th of 1,691
Veterans	12.3%	4.3%	3.7%	6.2%	95th	121st of 1,693
Uninsured rateWeakness	18.8%	6.9%	5.1%	8.4%	94th	40th of 1,689
Healthcare workers	14.1%	11%	11.8%	9.7%	93rd	323rd of 1,685
Homeownership rateStrength	82.2%	69.9%	54.3%	65.2%	83rd	724th of 1,673
Per capita incomeStrength	$56,398	$47,778	$50,712	$44,673	81st	393rd of 1,690
Housing vacancy	10.1%	14.1%	10%	10.1%	72nd	849th of 1,675
Median home value	$393,800	$352,500	$423,800	$332,700	61st	525th of 1,614
Income inequality (Gini)	0.419	0.480	0.517	0.483	36th	856th of 1,669
Population density	37/sq mi	162/sq mi	421/sq mi	95/sq mi	5th	1,420th of 1,693
Population	277	182,601	19,852,366	334,922,499	1st	1,562nd of 1,693
Poverty rateStrength	0%	14.6%	14%	12.5%	1st	1,672nd of 1,679
Work from home	0%	17.6%	14.9%	15.1%	1st	1,678th of 1,685
Unemployment rateStrength	0%	5.4%	6.4%	5.2%	1st	1,668th of 1,685
Diversity index	0	45.3	65.5	61.4	1st	1,689th of 1,693
Broadband accessWeakness	58.2%	92.4%	90.8%	91%	1st	1,651st of 1,673
Foreign-born residents	0%	8.1%	22.8%	14.1%	1st	1,683rd of 1,693
Residents under 18	0%	17.1%	20.5%	22%	1st	1,690th of 1,693
Median earnings per workerWeakness	$12,375	$53,889	$55,321	$49,666	1st	1,654th of 1,676
Tech workers	0%	2.3%	3.5%	3.8%	1st	1,653rd of 1,685
Government workers	0%	18%	16.4%	14.5%	1st	1,681st of 1,685

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

18–24

25–34

35–44

45–54

26%

55–64

47%

65–74

23%

75+

Median age

72.3

Under 18

65 and over

70%

Race and ethnicity

White100%
Black0%
Hispanic0%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial0%

Diversity index

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

64.3%

Language spoken at home (households)

English only

95%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 213
Average household size: 1.3
Family households: 31.5%
Married couples: 31.5%
Living alone: 68.5%
Veterans (of adults): 12.3%
Male / female: 62% / 38%

Income and poverty

Household income distribution

<$25k

21%

$25–50k

30%

$50–75k

17%

$75–100k

$100–150k

$150–200k

27%

$200k+

Median household income

12495

—

Ulster Co.

$86,271

New York

$85,974

United States

$80,734

Per capita income

$56,398

U.S. $44,673

Poverty rate

U.S. 12.5%

Households earning $150K+

26.8%

U.S. 23%

Income inequality (Gini)

0.419

U.S. 0.483

Housing

Median home value

12495

$393,800

Ulster Co.

$352,500

New York

$423,800

United States

$332,700

Median gross rent

12495

—

Ulster Co.

$1,425

New York

$1,621

United States

$1,413

Types of housing

Single-family

89%

2–4 units

11%

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 237
Owner-occupied: 82.2%
Vacant: 10.1%
Median year built: 1958
Median rooms: 4.2
Renters paying 30%+ of income: 100%
Renters paying 50%+ of income: 100%
Home value to income: —

Work and commute

How people get to work

Drove alone

100%

Carpooled

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

18%

10–19

51%

20–29

30–44

17%

45–59

14%

60+

Average commute

—

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

25.6%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Engineering and science

37%

Construction and repair

32%

Food service

17%

Healthcare

14%

Management

Business and finance

Computer and math

Education

Legal and social services

Arts, media and sports

Police and fire

Cleaning and personal care

Sales

Office and admin

Farming, fishing and forestry

Production

Transportation and moving

Industries

Health care and social assistance

51%

Construction

32%

Retail

17%

Education

Manufacturing

Professional and technical services

Restaurants and hotels

Finance, insurance and real estate

Transportation, warehousing and utilities

Public administration

Admin, support and management

Other services

Wholesale

Information

Arts and recreation

Agriculture and mining

Median earnings per worker

$12,375

U.S. $49,666

Self-employed

69%

U.S. 10%

Government workers

U.S. 14.5%

Nonprofit workers

U.S. 8.8%

Median earnings by type of work

Type of work	12495	U.S.
Management, business, science and arts	—	$74,888
Service	—	$26,804
Sales and office	—	$40,476
Construction and maintenance	—	$49,199
Production and transportation	—	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

16%

Some college

Associate's

Bachelor's

25%

Graduate

52%

High school graduate or higher: 96.4%
Bachelor's degree or higher: 76.5%
Graduate or professional degree: 52%
Households with broadband: 58.2%
Cable, fiber or DSL: 35.2%
No internet access: 17.4%
Without health insurance: 18.8%
Limited-English households: 0%

Geography

City (USPS): Willow
State: New York
County: Ulster County
Center point: 42.0827° N, 74.2457° W
Land area: 7.6 sq mi
Water area: under 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Zip codes near 12495

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
12416	Chichester, NY	1.9 mi	106	—	$345,500
12448	Lake Hill, NY	2.3 mi	207	—	$665,500
12457	Mount Tremper, NY	2.9 mi	1,041	$90,667	$435,700
12450	Lanesville, NY	4.3 mi	215	—	$273,800
12409	Bearsville, NY	4.5 mi	865	$116,280	$708,900
12412	Boiceville, NY	5.1 mi	475	$82,195	$413,000
12464	Phoenicia, NY	5.3 mi	1,033	—	$392,000
12433	Glenford, NY	7.1 mi	470	$96,250	$521,700
12481	Shokan, NY	7.4 mi	1,247	$124,286	$303,900
12498	Woodstock, NY	7.4 mi	4,572	$94,210	$627,700
12427	Elka Park, NY	7.8 mi	935	—	$375,500
12480	Shandaken, NY	8.3 mi	510	$66,491	$284,500

Questions about 12495

What city is zip code 12495?

12495 is assigned to Willow, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 12495 in?

12495 is in Ulster County, New York.

What is the population of 12495?

About 277 people live in 12495, according to the Census Bureau's American Community Survey.

What time zone is 12495 in?

12495 is in Eastern Time.

What zip codes are near 12495?

The closest zip codes to 12495 are 12416, 12448, 12457, 12450, 12409.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 12495, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.