Zip code 28631: Grassy Creek, North Carolina

Q: What city is zip code 28631?

28631 is assigned to Grassy Creek, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 28631 in?

28631 is mostly in Ashe County, but it extends into 1 other county.

Q: What is the population of 28631?

About 684 people live in 28631, according to the Census Bureau's American Community Survey.

Q: What zip codes are near 28631?

The closest zip codes to 28631 are 24363, 28617, 28672, 28663, 28643.

Residential delivery areaAshe CountyEastern Time

Population

684

Median household income

—

U.S. $81K

Median home value

—

U.S. $333K

Median rent

—

U.S. $1,413

Median age

45.1

U.S. 38.9

Land area

23 sq mi

29 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 28631

28631 is a rural zip code in Grassy Creek, North Carolina (Ashe County), covering 23 sq mi of land. About 684 people live here, or 29 per square mile. The median resident is 45.1 years old, compared with 38.9 nationally.

52.3% of residents live below the poverty line (U.S.: 12.5%). 72% of occupied homes are lived in by their owners.

6% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 24.6 minutes each way, and 18% of workers work from home. The most common jobs among working residents are in management; production and manufacturing; and business and finance. 15% of them are self-employed (U.S.: 10%).

How 28631 compares

Sorted from highest to lowest national percentile

Poverty rate52.3%
99th
WeaknessU.S. 12.5% · NC 13%12th of 788 in NC
Housing vacancy45.7%
99th
U.S. 10.1% · NC 12.5%54th of 789 in NC
Unemployment rate10.1%
94th
WeaknessU.S. 5.2% · NC 4.7%69th of 799 in NC
Income inequality (Gini)0.512
92nd
WeaknessU.S. 0.483 · NC 0.47773rd of 781 in NC
Self-employed workers15.1%
91st
U.S. 10% · NC 9.8%125th of 798 in NC
Residents under 1827.2%
87th
U.S. 22% · NC 21.8%90th of 802 in NC
Median age45.1
86th
U.S. 38.9 · NC 39.1277th of 802 in NC
Residents 65 and older21.3%
80th
U.S. 17.2% · NC 17.2%318th of 802 in NC
Work from home17.6%
71st
U.S. 15.1% · NC 16.3%160th of 799 in NC
Homeownership rate72.3%
59th
U.S. 65.2% · NC 66.6%472nd of 788 in NC
Healthcare workers9.3%
47th
U.S. 9.7% · NC 9.5%388th of 798 in NC
Average commute24.6 min
40th
U.S. 26.4 min · NC 25.1 min457th of 771 in NC
Foreign-born residents7%
38th
U.S. 14.1% · NC 9.1%229th of 802 in NC
Median earnings per worker$41,250
25th
U.S. $49,666 · NC $46,279430th of 788 in NC
Veterans2.2%
8th
U.S. 6.2% · NC 7.4%751st of 801 in NC
Diversity index13.3
6th
U.S. 61.4 · NC 58.4731st of 802 in NC
Population density29/sq mi
4th
U.S. 95/sq mi · NC 221/sq mi719th of 802 in NC
Per capita income$19,420
2nd
WeaknessU.S. $44,673 · NC $41,385766th of 799 in NC
Government workers5.9%
2nd
U.S. 14.5% · NC 13.8%745th of 798 in NC
Population684
1st
U.S. 334,922,499 · NC 10,730,404717th of 802 in NC
Bachelor's degree or higher5.6%
1st
WeaknessU.S. 35.7% · NC 35.7%770th of 799 in NC
Broadband access71.5%
1st
WeaknessU.S. 91% · NC 90.1%740th of 788 in NC
Uninsured rate0%
1st
StrengthU.S. 8.4% · NC 9.9%784th of 797 in NC
Rent-burdened renters0%
1st
StrengthU.S. 51.1% · NC 48.9%728th of 760 in NC
Tech workers0%
1st
U.S. 3.8% · NC 3.9%628th of 798 in NC

Measure	28631	Ashe	NC	U.S.	National percentile	Rank in NC
Poverty rateWeakness	52.3%	13.5%	13%	12.5%	99th	12th of 788
Housing vacancy	45.7%	29.1%	12.5%	10.1%	99th	54th of 789
Unemployment rateWeakness	10.1%	4.8%	4.7%	5.2%	94th	69th of 799
Income inequality (Gini)Weakness	0.512	0.443	0.477	0.483	92nd	73rd of 781
Self-employed workers	15.1%	11.4%	9.8%	10%	91st	125th of 798
Residents under 18	27.2%	16.9%	21.8%	22%	87th	90th of 802
Median age	45.1	49.8	39.1	38.9	86th	277th of 802
Residents 65 and older	21.3%	27.2%	17.2%	17.2%	80th	318th of 802
Work from home	17.6%	9%	16.3%	15.1%	71st	160th of 799
Homeownership rate	72.3%	79.4%	66.6%	65.2%	59th	472nd of 788
Healthcare workers	9.3%	8.7%	9.5%	9.7%	47th	388th of 798
Average commute	24.6 min	25.3 min	25.1 min	26.4 min	40th	457th of 771
Foreign-born residents	7%	2.8%	9.1%	14.1%	38th	229th of 802
Median earnings per worker	$41,250	$37,988	$46,279	$49,666	25th	430th of 788
Veterans	2.2%	6.6%	7.4%	6.2%	8th	751st of 801
Diversity index	13.3	17.1	58.4	61.4	6th	731st of 802
Population density	29/sq mi	63/sq mi	221/sq mi	95/sq mi	4th	719th of 802
Per capita incomeWeakness	$19,420	$33,675	$41,385	$44,673	2nd	766th of 799
Government workers	5.9%	14.4%	13.8%	14.5%	2nd	745th of 798
Population	684	26,950	10,730,404	334,922,499	1st	717th of 802
Bachelor's degree or higherWeakness	5.6%	25.9%	35.7%	35.7%	1st	770th of 799
Broadband accessWeakness	71.5%	85.2%	90.1%	91%	1st	740th of 788
Uninsured rateStrength	0%	9.8%	9.9%	8.4%	1st	784th of 797
Rent-burdened rentersStrength	0%	41.4%	48.9%	51.1%	1st	728th of 760
Tech workers	0%	0.7%	3.9%	3.8%	1st	628th of 798

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

23%

5–17

18–24

25–34

10%

35–44

17%

45–54

13%

55–64

14%

65–74

75+

Median age

45.1

Under 18

27.2%

65 and over

21.3%

Race and ethnicity

White93%
Black0%
Hispanic3%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial4%

Diversity index

13.3

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

67.3%

Language spoken at home (households)

English only

88%

Spanish

10%

Other Indo-European

Asian / Pacific

Other

Households

Households: 267
Average household size: 2.6
Family households: 81.6%
Married couples: 57.3%
Living alone: 6.7%
Veterans (of adults): 2.2%
Male / female: 35% / 65%

Income and poverty

Household income distribution

<$25k

48%

$25–50k

$50–75k

18%

$75–100k

$100–150k

12%

$150–200k

$200k+

Median household income

28631

—

Ashe Co.

$56,866

North Carolina

$72,388

United States

$80,734

Per capita income

$19,420

U.S. $44,673

Poverty rate

52.3%

U.S. 12.5%

Households earning $150K+

7.9%

U.S. 23%

Income inequality (Gini)

0.512

U.S. 0.483

Housing

Median home value

28631

—

Ashe Co.

$243,100

North Carolina

$288,900

United States

$332,700

Median gross rent

28631

—

Ashe Co.

$859

North Carolina

$1,228

United States

$1,413

Types of housing

Single-family

90%

2–4 units

5–19 units

20+ units

Mobile home

10%

Boat, RV, van

Housing units: 492
Owner-occupied: 72.3%
Vacant: 45.7%
Median year built: 1983
Median rooms: 4.7
Renters paying 30%+ of income: 0%
Renters paying 50%+ of income: 0%
Home value to income: —

Work and commute

How people get to work

Drove alone

77%

Carpooled

Transit

Walked

Bicycle

Worked from home

18%

Other

Commute time (one way)

<10 min

10–19

17%

20–29

72%

30–44

45–59

60+

11%

Average commute

24.6 min

U.S. 26.4 min

Unemployment

10.1%

U.S. 5.2%

In labor force

45.1%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

20%

Production

18%

Business and finance

14%

Office and admin

13%

Farming, fishing and forestry

12%

Healthcare

Education

Transportation and moving

Cleaning and personal care

Computer and math

Engineering and science

Legal and social services

Arts, media and sports

Police and fire

Food service

Sales

Construction and repair

Industries

Construction

36%

Manufacturing

20%

Wholesale

10%

Health care and social assistance

10%

Education

Retail

Finance, insurance and real estate

Transportation, warehousing and utilities

Professional and technical services

Restaurants and hotels

Public administration

Admin, support and management

Other services

Information

Arts and recreation

Agriculture and mining

Median earnings per worker

$41,250

U.S. $49,666

Self-employed

15.1%

U.S. 10%

Government workers

5.9%

U.S. 14.5%

Nonprofit workers

14.6%

U.S. 8.8%

Median earnings by type of work

Type of work	28631	U.S.
Management, business, science and arts	$41,958	$74,888
Service	—	$26,804
Sales and office	—	$40,476
Construction and maintenance	—	$49,199
Production and transportation	$72,059	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

17%

High school

32%

Some college

38%

Associate's

Bachelor's

Graduate

High school graduate or higher: 82.7%
Bachelor's degree or higher: 5.6%
Graduate or professional degree: 2.6%
Households with broadband: 71.5%
Cable, fiber or DSL: 68.5%
No internet access: 28.5%
Without health insurance: 0%
Limited-English households: 4.1%

Geography

City (USPS): Grassy Creek
State: North Carolina
County: Ashe County
Center point: 36.5475° N, 81.4104° W
Land area: 23 sq mi
Water area: 0.3 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

28631 spans 2 counties

Ashe County91% of land
Alleghany County9% of land

Zip codes near 28631

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
24363	Mouth Of Wilson, VA	4.8 mi	1,031	$47,708	$161,500
28617	Crumpler, NC	5.3 mi	1,839	$62,204	$244,600
28672	Scottville, NC	6.4 mi	136	$163,210	$182,100
28663	Piney Creek, NC	6.7 mi	802	$80,457	$232,900
28643	Lansing, NC	7.4 mi	3,615	$44,509	$149,500
28693	Warrensville, NC	9.8 mi	1,071	$62,596	$171,800
28640	Jefferson, NC	9.9 mi	4,820	$53,155	$282,900
24378	Troutdale, VA	10 mi	1,056	$49,157	$110,500
28644	Laurel Springs, NC	11 mi	1,433	$52,798	$222,400
24292	Whitetop, VA	12 mi	555	$36,134	$76,400
28694	West Jefferson, NC	13 mi	7,626	$58,486	$273,200
24348	Independence, VA	13 mi	4,855	$44,829	$155,500

Questions about 28631

What city is zip code 28631?

28631 is assigned to Grassy Creek, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 28631 in?

28631 is mostly in Ashe County, but it extends into 1 other county.

What is the population of 28631?

About 684 people live in 28631, according to the Census Bureau's American Community Survey.

What time zone is 28631 in?

28631 is in Eastern Time.

What zip codes are near 28631?

The closest zip codes to 28631 are 24363, 28617, 28672, 28663, 28643.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 28631, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.